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All Journal Jurnal Legalitas AL-Daulah JUPITER Tadulako Law Review International Journal of Law Reconstruction Hasanuddin Law Review Jurnal Cahaya Keadilan Khairun Law Journal Jambura Law Review JISIP: Jurnal Ilmu Sosial dan Pendidikan Jurnal Hukum Volkgeist Jurnal Restorative Justice Community Development Journal: Jurnal Pengabdian Masyarakat JIHAD : Jurnal Ilmu Hukum dan Administrasi Amsir Law Jurnal (ALJ) KHAIRUN LAW JOURNAL Bakti Budaya: Jurnal Pengabdian kepada Masyarakat Jurnal Hukum, Politik dan Ilmu Sosial (JHPIS) Jurnal Hukum dan Sosial Politik Doktrin: Jurnal Dunia Ilmu Hukum dan Politik UNISAN Law Review Contemporary Issues on Interfaith Law and Society Law & Social Justice Journal
Rafika Nur
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Religion Arts Humanities Economics, Econometrics & Finance Education Health Professions Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Public Health Social Sciences Other

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Journal : Jurnal Legalitas

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Application of Criminal Sanctions Law Against Debt Collectors Withdrawing Fiduciary Guarantee Objects Nur, Rafika; Gobel, Rongki Ali; Sumiyati, Sumiyati; Abbas, Zilfinaz
JURNAL LEGALITAS Vol 17, No 2 (2024)
Publisher : Universitas Negeri Gorontalo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33756/jelta.v17i2.20295

Abstract

This study examines the application of criminal sanctions to debt collectors involved in withdrawing fiduciary guarantee objects, focusing on their actions in executing such guarantees under Financial Services Authority Regulation No. 35 of 2018. Employing empirical legal research and field data, the study identifies that debt collectors who use excessive methods in seizing fiduciary objects may be liable for criminal acts, particularly under Article 368(1) of the Criminal Code, which covers extortion. The novelty of this research lies in its detailed analysis of the legal implications surrounding debt collector behaviour during fiduciary executions. The findings clarify the legal boundaries and potential sanctions for violations, underscoring the need for stricter enforcement of laws governing debt collection practices. The study recommends stronger legal oversight and the implementation of clearer regulations to ensure debt collectors act within legal and ethical boundaries. Furthermore, the research calls for enhanced public awareness of legal protections for debtors and more rigorous oversight to prevent abusive debt collection practices.
Co-Authors Abbas, Zilfinaz Abdullah, Mohamad Iqbal Adiguna Kharismawan ahmad, isnawir Akili, Wahyudin M. Alhasni, Mohamad Rizky Amboaha, Wahyumi Amriyanto Andi Intan Purnamasari Arti, Asdar Asdar Arti Asdar Arti Badu, Harun A. Bakhtiar, Handina Sulastrina Baliana Amir Darmawati Darmawati Djafar, Marwan Djakia, Haryono Suyono Ekwan Ahmad Ekwan Ahmad Fattimah Maddusila Gito Alan Ali Gobel, Rongki Ali Habibie, Awaludin S. Haeranah, Haeranah Hambali , Azwad Rachmat Handar Subhandi Bakhtiar Hasanuddin Hasanuddin Hijrah Lahaling Igirisa, Ridwanto Intan Purnamasari Jayantri Ribunu Jupri Jupri Karim, Rosmawaty Karmila Mokodongan Karmila Mokodongan Kindom Makkulawuzar, Kindom Lumpeng, Putri Indriani A.S male, nismawaty Manga Patila Martvina Sapii Marwan Djafar Marwan Marwan Marwan Marwan Mohammed Zabidi, Ahmad Fakhrurrazi Muhammad Ikbal Muhammad Kadri, Muhammad Mustawa, Mustawa Novita Anggriani Lahabu Nur Azisa Nur Insani Nur Insani Nurhayati Mardin Nurul Miqat P, Umar Pakaya, Suprin Pebrian, Pebrian Podungge, Alamsyah Pramana, Nova Prayitno Imam Santosa PUJI LESTARI Pulukadang, Novarolina Rahman, Mohammad Arif Rahmawati, Rahmawati Rais, Suardi Rusmulyadi, Rusmulyadi Sahabat, Andi Inar Saputra, Farhat Saso, Nurul Fathin A. Savitri, Rahma Soewondo, Slamet Sampurno Suaib, Suaib Sukiman Sukiman Sulilawati, Susi Sumiaty Sumiaty Sumiyati Beddu Sumiyati Beddu SUMIYATI SUMIYATI Sunardi Purwanda Susi Susilawati Suyanto, Moh. Afan Syamsidar Uloli, Frengki Usman, Rusli Virgayani Fattah Zabidi, Ahmad Fakhrurrazi Mohammed