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FINANCIAL TECHNOLOGY PAYMENT TERHADAP PERILAKU KEUANGAN MAHASISWA PENDIDIKAN EKONOMI UNIVERSITAS NEGERI GORONTALO Cindy Setiawati Molou; Abdulrahim Maruwae; Fatmawaty Damiti
Oikos Nomos: Jurnal Kajian Ekonomi dan Bisnis Vol 18, No 2 (2025): Desember 2025
Publisher : Universitas Negeri Gorontalo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37479/jkeb.v18i2.37557

Abstract

Penelitian ini bertujuan untuk mengetahui pengaruh Financial Technology Payment terhadap perilaku keuangan mahasiswa Jurusan Pendidikan Ekonomi angkatan 2023 Universitas Negeri Gorontalo. Metode yang digunakan adalah kuantitatif dengan pendekatan survei. Populasi dalam penelitian ini sebanyak 189 mahasiswa. Sampel berjumlah 65 responden yang dipilih menggunakan teknik Simple Random Sampling. Data dikumpulkan melalui angket dan dianalisis menggunakan uji regresi linear sederhana dengan bantuan SPSS versi 21.0. Hasil penelitian menunjukkan bahwa Financial Technology Payment berpengaruh positif dan signifikan terhadap perilaku keuangan mahasiswa, dengan nilai thitung 5,797 ttabel 1,997 dan nilai signifikansi 0,000 0,05. Hal ini didukung dengan nilai koefisien determinasi (R²) sebesar 0,348, yang berarti sebesar 34,8% varialibitas perilaku keuangan mahasiswa angkatan 2023 dapat dijelaskan oleh variabel Financial Technology Payment. Dengan demikian, semakin baik penggunaan Financial Technology Payment maka semakin baik pula perilaku keuangan mahasiswa jurusan Pendidikan Ekonomi Angkatan 2023 Universitas Negeri Gorontalo. Oleh karena itu, dapat disimpulkan bahwa penggunaan Financial Technology Payment berperan penting dalam membentuk perilaku keuangan mahasiswa yang lebih baik, efisien, dan bertanggung jawab. 
The Influence of Village-Owned Enterprises (BUMDes) on The Level of Welfare in Daenaa Village Asni Bakari; Radia Hafid; Ivan Rahmad Santoso; Melizubaida Mahmud; Abdulrahim Maruwae
Momentum Matrix: International Journal of Communication, Tourism, and Social Economic Trends Vol. 3 No. 2 (2026): May: Momentum Matrix: International Journal of Communication, Tourism, and Soci
Publisher : Asosiasi Penelitian dan Pengajar Ilmu Sosial Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62951/momat.v3i2.646

Abstract

This study aims to determine the influence of Village-Owned Enterprises (BUMDes) on the level of community welfare in Daenaa Village, West Limboto District, Gorontalo Province. BUMDes is one of the instruments of village economic development which is expected to be able to increase income and community welfare through the independent and sustainable management of village potential. The problem in this study is the extent of the influence of the existence and performance of BUMDes on the level of community welfare in Daenaa Village. The method used in this study is a quantitative method with a simple linear regression approach. The data used is primary data obtained through the distribution of questionnaires or questionnaires to respondents. The population in this study amounted to 758 people, while the sample used was 119 respondents determined by certain sampling techniques. The data was analyzed using a simple linear regression test to determine the relationship and influence of BUMDes variables on the level of community welfare. The results of the study show that there is an influence between Village-Owned Enterprises (BUMDes) on the level of community welfare in Daenaa Village. This is evidenced by the value of the Pearson correlation coefficient of 0.489 which shows a fairly strong relationship between the BUMDes variable and the level of community welfare. In addition, the remaining 0.511 was influenced by other variables that were not studied in this study. These findings show that the existence of BUMDes has an important role in improving people's welfare, although there are still other factors that also contribute to welfare.
PENGARUH PENERAPAN APERSEPSI GURU TERHADAP KESIAPAN SISWA DALAM PEMBELAJARAN EKONOMI DI KELAS X MADRASAH ALIYAH NEGERI 1 KOTA GORONTALO Ardiyanto Mustapa; Melizubaida Mahmud; Sudirman Sudirman; Meyko Panigoro; Abdulrahim Maruwae
J-KIP (Jurnal Keguruan dan Ilmu Pendidikan) Vol 7, No 2 (2026): JUNI
Publisher : Faculty of Teacher Training and Education

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.25157/j-kip.v7i2.23036

Abstract

Penelitian ini bertujuan untuk mengkaji sejauh mana peran penerapan apersepsi dalam mempengaruhi kesiapan siswa dalam pembelajaran ekonomi di Madrasah Aliyah Negeri 1 Kota Gorontalo. Studi ini menerapkan pendekatan kuantitatif dengan teknik pengumpulan data melalui survei, Pengolahan data. dilakukan menggunakan analisis regresi linier sederhana. dengan bantuan perangkat lunak statistik Informasi dikumpulkan langsung dari responden melalui kuesioner yang disebarkan kepada siswa di kelas X Madrasah Aliyah Negeri 1 Kota Gorontalo yang berlokasi di Jalan Poigar No. 26, Kelurahan Molosipat, Kecamatan Sipatana, Kota Gorontalo. Hasil analisis menunjukkan bahwa penerapan apersepsi yang dilakukan oleh guru memiliki pengaruh yang signifikan terhadap kesiapan siswa dalam pembelajaran. Berdasarkan hasil analisis regresi menunjukan koefisiensi determinasi sebasar 0,444, yang mengindikasikan bahwa 44,4% variasi kesiapan siswa dijelaskan oleh penerapan apersepsi guru. Hal ini menandakan pegaruh positif antara penerapan apersepsi guru terhadap kesiapan belajar siswa, sementara 55,6% dipengaruhi oleh faktor lain di luar penelitian ini
Pengaruh Status Sosial Ekonomi Keluarga Terhadap Minat Siswa Melanjutkan Studi Ke Perguruan Tinggi (Studi Siswa Kelas XII IPS SMAN 4 Gorontalo) Nur Afni Laparako; Sudirman; Frahma Bumulo; Abdulrahim Maruwae
Jurnal Pendidikan Ekonomi dan Bisnis Vol. 2 No. 2 (2025): SEPTEMBER 2025
Publisher : Yayasan Pendidikan Sudirman Mandiri

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

This Study aims to determine whether family socioeconomic status influences students’ interest in pursuing higher education, focusing on 12th-grade Social Science students at SMAN 4 Gorontalo.  The research employed a desctiptive quantitative approach with a sample size of 38 students. The data collection instrument used was a questionnaire, and the data were analyzed using simple linear regression analysis. The result of the data analysis indicate a significant influence of family socioeconomic status on students’ interest in pursuing to higher education. The study found that 13.7% of students’ interest in pursuing highter education in influenced by their family’s socioeconomic status while the remaining 86.7% is influenced by other variables not examined in this study.
PERAN KEPEMIMPINAN KEPALA SEKOLAH DALAM MENINGKATKAN KINERJA GURU DI SMP NEGERI 2 POPAYATO BARAT KECAMATAN POPAYATO BARAT KABUPATEN POHUWATO Olivia Olivia; Abdulrahim Maruwae; Yulianti Toralawe; Melizubaida Mahmud; Agil Bahsoan
Jurnal Kepemimpinan dan Pengurusan Sekolah Vol. 10 No. 4 (2025): December
Publisher : STKIP Pesisir Selatan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.34125/jkps.v10i4.1299

Abstract

Educators are crucial in developing high-quality human resources. They serve not only as teachers but also as mentors and educators. Teachers must demonstrate professionalism, adaptability to change, and the ability to provide high-quality learning services in their roles. The purpose of this research is to identify the efforts made by the principal to improve teacher performance as well as the challenges faced at SMP Negeri 2 Popayato Barat. This study uses a qualitative descriptive approach. The data sources are teachers who serve as informants through in-depth interviews guided by an interview protocol. The data analysis technique involves data reduction, data presentation, and drawing conclusions. The results show that the principal’s efforts to improve teacher performance are realized through a democratic leadership style, supervision of learning administration, providing motivation during meetings, verbal appreciation, and monitoring teacher discipline. However, the principal’s role is still not optimal due to infrequent academic supervision, insufficient communication, lack of firmness in rules, and limited appreciation mostly in the form of verbal support.
PENGARUH VARIASI MENGAJAR GURU TERHADAP MOTIVASI BELAJAR SISWA PADA MATA PELAJARAN EKONOMI KELAS X DI SMA NEGERI 1 BONE KECAMATAN BONE KABUPATEN BONE BOLANGO Yeliyanti Pasune; Sudirman Sudirman; Maya Novrita Dama; Abdulrahim Maruwae; Rierind Koniyo
Consilium: Education and Counseling Journal Vol 6 No 2 (2026): Edisi In Progres Agustus
Publisher : Biro 3 Kemahasiswaan dan Kerjasama Universitas Abduracman Saleh Situbondo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36841/consilium.v6i2.8478

Abstract

The study aims to determine the magnitude of the influence of teacher teaching variations on student learning motivation in the Economics subject for Grade X at SMA Negeri 1 Bone, Bone Subdistrict, Bone Bolango Regency. This study employed a quantitative approach with simple linear regression. The study population consisted of 126 students. The data collection technique used in this study was the distribution of questionnaires to 33 respondents, while the data analysis techniques included normality tests, simple linear regression tests, t-tests (analysis of variance), and coefficient of determination tests. The results of this study show that there is a positive influence of teacher teaching variations on student learning motivation, in which 66.5% of the variability in the Student Learning Motivation variable in Economics subject for Grade X at SMA Negeri 1 Bone, Bone Subdistrict, Bone Bolango Regency, can be explained by the Teacher Teaching Variations variable, while the remaining 33.5% is influenced by other variables not examined in this study.
PENGARUH MODEL PEMBELAJARAN TEAMS GAMES TOURNAMENT (TGT) BERBANTUAN MEDIA GAME EDUKASI TERHADAP MINAT BELAJAR IPS SISWA SMP NEGERI 2 TELAGA Elsa Hasan; Agil Bahsoan; Abdulrahim Maruwae; Ardiansyah Ardiansyah; Rierind Koniyo
Consilium: Education and Counseling Journal Vol 6 No 2 (2026): Edisi In Progres Agustus
Publisher : Biro 3 Kemahasiswaan dan Kerjasama Universitas Abduracman Saleh Situbondo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36841/consilium.v6i2.8492

Abstract

Low student interest in social studies due to monotonous learning backgrounds this study. This study aims to analyze the effect of implementing the Teams Games Tournament (TGT) cooperative learning model assisted by educational game media (Canva and Quizizz) on students' social studies learning interest at SMP Negeri 2 Telaga. A quantitative quasi-experimental method with a Nonequivalent Control Group Design was applied to all eighth-grade students, using class VIII-1 (experimental) and class VIII-2 (control) selected via purposive sampling. Data were collected through learning interest questionnaires and observation sheets. Data analysis involved prerequisite tests and hypothesis testing via the Paired Sample T-Test using SPSS. The normality test indicated normally distributed data (pre-test significance 0.914; post-test 0.210) and the homogeneity test confirmed homogeneous variance (significance 0.075). Descriptively, the average learning interest score in the experimental class increased by 26.92 points (from 86.41 to 113.33). The Paired Sample T-Test yielded a Sig. (2-tailed) value of 0.000 < 0.05, rejecting and accepting . The main conclusion proves that the implementation of the TGT cooperative learning model assisted by educational game media has a positive and significant effect on students' social studies learning interest at SMP Negeri 2 Telaga.
PENERAPAN MODEL PEMBELAJARAN QSH DAN NHT UNTUK MENINGKATKAN HASIL BELAJAR MATA PELAJARAN IPS DI KELAS VIII Ningsiyanti Lakoro; Meyko Panigoro; Ardiansyah Ardiansyah; Frahmawati Bumulo; Abdulrahim Maruwae
SECONDARY: Jurnal Inovasi Pendidikan Menengah Vol. 6 No. 3 (2026)
Publisher : Pusat Pengembangan Pendidikan dan Penelitian Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51878/secondary.v6i3.10775

Abstract

This study aims to improve student learning outcomes in social studies subjects through the application of cooperative learning model type Question Student Have (QSH) which is integrated with Numbered Head Together (NHT). This study is a Class Action Research (PTK) conducted in SMP Negeri 1 Telaga with 58 students of Class VIII. The study was conducted in two cycles, each of which consists of the stages of planning, implementation of actions, observation, and reflection. Data collection techniques include observation of teacher and student activities, learning outcomes tests, and documentation. The results showed that the initial condition of student learning completeness is still low, which is about 34.4%. After the implementation of the learning model in the first cycle, learning completeness increased to 43%, but has not reached the success indicators. In the second cycle, there was a significant increase with learning completeness reaching 91%. This increase shows that the integration of QSH and NHT models can increase the activeness, cooperation, and understanding of students in the learning process. Thus, it can be concluded that the application of QSH and NHT learning models is effective in improving student learning outcomes in social studies subjects. This Model also provides a more interactive, collaborative, and fun learning experience for students. ABSTRAK Penelitian ini bertujuan untuk meningkatkan hasil belajar siswa pada mata pelajaran IPS melalui penerapan model pembelajaran kooperatif tipe Question Student Have (QSH) yang diintegrasikan dengan Numbered Heads Together (NHT). Penelitian ini merupakan Penelitian Tindakan Kelas (PTK) yang dilaksanakan di SMP Negeri 1 Telaga dengan subjek penelitian sebanyak 58 siswa kelas VIII. Penelitian dilakukan dalam dua siklus yang masing-masing terdiri dari tahap perencanaan, pelaksanaan tindakan, observasi, dan refleksi. Teknik pengumpulan data meliputi observasi aktivitas guru dan siswa, tes hasil belajar, serta dokumentasi. Hasil penelitian menunjukkan bahwa kondisi awal ketuntasan belajar siswa masih rendah, yaitu sekitar 34,4%. Setelah penerapan model pembelajaran pada siklus I, ketuntasan belajar meningkat menjadi 43%, namun belum mencapai indikator keberhasilan. Pada siklus II, terjadi peningkatan yang signifikan dengan ketuntasan belajar mencapai 91%. Peningkatan ini menunjukkan bahwa integrasi model QSH dan NHT mampu meningkatkan keaktifan, kerja sama, serta pemahaman siswa dalam proses pembelajaran. Dengan demikian, dapat disimpulkan bahwa penerapan model pembelajaran QSH dan NHT efektif dalam meningkatkan hasil belajar siswa pada mata pelajaran IPS. Model ini juga memberikan pengalaman belajar yang lebih interaktif, kolaboratif, dan menyenangkan bagi siswa.
Penerapan  Aplikasi  Quizizz  Terhadap  Hasil Belajar Siswa di SMP Negeri 1 Tilongkabila Putri Nabila Dukalang; Melizubaida Mahmud; Sudirman; Roy Hasiru; Abdulrahim Maruwae
Jurnal Neraca: Jurnal Pendidikan dan Ilmu Ekonomi Akuntansi Vol. 10 No. 1 (2026): Jurnal Neraca: Jurnal Pendidikan dan Ilmu Ekonomi Akuntansi
Publisher : Program Study of Accounting Education FKIP University of PGRI Palembang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31851/neraca.v10i1.21461

Abstract

Penelitian ini bertujuan mengetahui penerapan aplikasi Quizizz pada mata pelajaran IPS Terpadu di SMP Negeri 1 Tilongkabila. Penelitian menggunakan pendekatan kuantitatif dengan metode survei. Data primer diperoleh melalui kuesioner kepada siswa kelas VIII 1 sampai VIII 6, sedangkan data sekunder berupa hasil belajar siswa. Populasi penelitian berjumlah 170 siswa, dengan sampel 63 responden yang dipilih menggunakan teknik simple random sampling. Teknik pengumpulan data meliputi observasi, wawancara, angket, dan dokumentasi. Analisis data menggunakan regresi linier sederhana dengan bantuan SPSS versi 21.0. Hasil penelitian menunjukkan adanya pengaruh positif dan signifikan antara penerapan Quizizz terhadap hasil belajar siswa, dibuktikan dengan thitung 24,406 > ttabel 1,998 dan p-value 0,000 < 0,005. Nilai koefisien determinasi R Square sebesar 0,574 menunjukkan bahwa 57,4% variasi hasil belajar dijelaskan oleh penerapan Quizizz, sedangkan 42,6% dipengaruhi variabel lain yang tidak diteliti. Dengan demikian, penggunaan Quizizz perlu dioptimalkan sebagai strategi pembelajaran untuk meningkatkan hasil belajar siswa.
Parental Socioeconomic Status and Grade VIII Learning Outcomes: Evidence from SMP Negeri 1 Telaga (Gorontalo, Indonesia) Serly Monalisa Abudi; Roy Hasiru; Rierind Koniyo; Meyko Panigoro; Abdulrahim Maruwae
Jurnal Pendidikan Ekonomi dan Bisnis Vol. 3 No. 2 (2026): September 2026
Publisher : Yayasan Pendidikan Sudirman Mandiri

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

This study investigates the effect of parental socioeconomic status on the learning outcomes of Grade VIII students at SMP Negeri 1 Telaga, Indonesia. Recognizing the increasing concern over educational inequality, the research aims to examine how family background influences students’ academic achievement within a localized school setting. A quantitative, causal-comparative method was employed, involving 68 students selected through proportional random sampling from a population of 271. Data were collected using structured questionnaires validated through Pearson Product-Moment correlation and tested for reliability using Cronbach’s Alpha. The results reveal that parental socioeconomic status significantly affects student learning outcomes across cognitive, affective, and psychomotor domains. The regression model (Ŷ = 18.234 + 0.739X) indicates a positive relationship, with a t-value of 10.221 and a significance level of 0.000. The coefficient of determination (R² = 0.613) confirms that 61.3% of the variance in learning outcomes is explained by socioeconomic status, with parental income and education emerging as dominant factors. The affective domain exhibited the highest mean score, followed by cognitive and psychomotor domains, highlighting the importance of emotional and motivational support at home. These findings align with prior research emphasizing the impact of SES on educational performance. The study suggests the need for tailored interventions addressing SES-related barriers to enhance equity in academic outcomes. The research contributes localized evidence to the broader discourse on education and social determinants, providing a model for policy and school-level responses in similar socio-educational contexts.
Co-Authors A. Slamet, Aldealtri Abdulrahman Pakaya Agil Bahsoan Ahmad, Amelia Alinda Umar Yusuf Alpiana Hasan Amelia Ahmad Anisa Hamzah Ardiansyah ARDIANSYAH ARDIANSYAH Ardiansyah Ardiansyah Ardiyanto Mustapa Asna Paputungan Asni Bakari Asriyati Ikhsan Astina Bela Syavira Mokoolang Berlian Hala'a Bilale, Ida Safitri Boby Rantow Payu Boksan, Ishak Buhungo, Erlanda Bumulo, Frahmawati Chairil Anwar Cindy Setiawati Molou Cristian Polamolo Dahlan, Nur Aisya Dama, Maya Novrita Datuela, Idam Desya Daud Dewa Ayu Lestari Dewanti Tegila Diah Ekawati Putri Djafar, Resti Dwi Rantikawati Potutu Elsa Hasan Elvana Sri Jannati Paputungan Fatmawaty Damiti Fatmawaty Damiti Fauzia Otoluwa Findriyanti Djou Fitri Hadi Yulia Akib Frahma Bumulo Gebrila Pulu Hadif, Radia Hais Dama Hamsa, Deyski Hapsawati Taan Hasan, Febrianty Anatasya Huntehu, Rahmatias Imam Prawiranegara Gani Imran Rosman Hambali, Imran Rosman Irawati Abdul Irina Popoi Ivan Rahmad Santoso Ivan Rahmat Santoso Kasim, Mamang Kaunang, Irmalia Kiayi, Asrawati Kiraman, Eka Putri Mulyani Lamapa, Nurhaliza S. Maindoka, Shafira Azahra Mamang Kasim Maya Novrita Dama Melizubaida Mahmud Meyko Panigoro Moha, Sutrinda Mohamad Alwi Pomou Mohamad Israndi Tahir Mokodompit, Feronita Mongilong, Miya Purnama Mulyati, Yenni Nashrullah, Muhammad Ningsi, Sri Ningsiyanti Lakoro Nur Afni Laparako Nur Praditya Djumura Nuraini Lohor Nurlia Husain Nurlinda Yunus Nurnaningsih Halid Nurul Fadillah Nurul Maulida Alwi Nur’ain Musa Husain Olivia Olivia Olivia Olivia Payu, Boby Rantaw Pebriyanti Habibu Pebriyanti Habibu Piyohu, Belviana Pricilia Anwar Putri Nabila Dukalang Radia Hafi Radia Hafid Raflin Hinelo Rahim, Mohamad Safri Riady Rahmatia Hasan Reka Hamid Renaldi Abdul Rierind Koniyo Rierind Koniyo Rika Wati Mahmud Risca Marsanti Halid Riska Jangko Rizal Wange Rosman Ilato Roy Hasiru Sanggilang, Hastuti Serly Monalisa Abudi Siti Fadillah Sri Endang Saleh Sri Indriyani S. Dai Sriwanda Bouato sudirman sudirman Sudirman Sudirman Sudirman Sudirman Suleman, Alvianita Sumar, Riska H Susanti Yasin Syahrain, Putri Sugiarti Tanaiyo, Saskia Usman Moonti Usman Moonti Usman Moonti Usman Moonti Usman Moonti Usman Moonti Vera Pebriani Hasan Yeliyanti Pasune Yulia Akib, Fitri Hadi Yulianti Tolarawe Yulianti Toralawe Yulianti Toralawe Yunanda Andalangi Zaurah Utiarahman Zulkeplin Y Hasym