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Pelaksanaan Perjanjian Pinjaman Yang Memuat Klausula Baku Pada Koperasi Simpan Pinjam Bersinar Pesanggaran I Made Sara; I Wayan Kartika Jaya Utama; A.A.Media Martadiani; Ni Putu Riasning; Ni Gusti Agung Ayu Wulan Ananda Pratiwi; I Made Abdi Nassa Jayantara; I Kadek Darmawan
Postgraduated Community Service Journal Vol. 5 No. 2 (2024)
Publisher : Universitas Warmadewa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22225/pcsj.5.2.2024.57-63

Abstract

The Bersinar Pesanggaran Savings and Loan Cooperative (KSP) is located in Pedungan Village, South Denpasar District, Denpasar City which is engaged in banking. The development of credit at KSP Bersinar Pesanggaran has increased not so significantly from 2021-2023, while the number of non-performing loans has increased a lot in 2021 to 2023. Service at KSP Bersinar Pesanggaran begins by conducting observations and interviews with the Cooperative Management by using socialization, training and mentoring methods to employees regarding good credit receipt procedures in accordance with applicable procedures and provisions in order to avoid non-performing loans not increasing in the future in order to overcome the problems faced by partners. In its implementation, it was explained the classification of the collectibility status of banking loans in accordance with Financial Services Authority Regulation Number 40/POJK.03/2019 and to handle non-performing loans can be done through prevention, handling and backup methods. The expected end result of this activity is to help partners in preventing and avoiding the increase in non-performing loans.
Rescue of Non-Performing Credit in Post Pandemi Covid-19 Village Credit Institutions in the Adat Ped Village, Nusa Penida District, Klungkung Regency I Nyoman Sujana; Putu Ayu Sriasih Wesna; I wayan Kartika Jaya Utama
Law Doctoral Community Service Journal Vol. 2 No. 1 (2023): Law Doctoral Community Service Journal
Publisher : Fakultas Hukum, Universitas Warmadewa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55637/ldcsj.2.1.6193.36-42

Abstract

The tourism business is the mainstay of the Small Island of Nusa Penida as an inseparable part of the Island of the Gods, Bali. The existence of the COVID-19 Pandemic has made Bali tourism and is no exception also an impact on the tourism business in Nusa Penida. The people's economy in Nusa Penida experienced very severe shocks and even eroded almost all economic sectors; including the impact on the financial services sector owned by a traditional village called The village credit institution (The Village Credit Institution). The aim research is to know how are the efforts to save problem loans carried out by the Management of The Village Credit Institution Desa Adat Ped in the post-Covid-19 pandemic era. This legal issue will be studied using a normative legal approach complemented by a sociological approach carried out by The Village Credit INSTITUTION administrators throughout the Nusa Penida sub-district, Klungkung regency - Bali. Normative legal theory is concerned with the ends and justifications for the law as a whole and for particular legal rules. The result shows that Through Restructuring, namely efforts in the form of changing the terms of the credit agreement or converting all or part of the credit into company equity, which is carried out with or without Rescheduling and/or reconditioning.
Analisis Hukum Terhadap Pencurian Data Administrasi Kependudukan Dalam Perspektif Undang-Undang Nomor 27 Tahun 2022 Tentang Perlindungan Data Pribadi Kadek Ariesta Dwi Anggara; I Made Minggu Widyantara; I Wayan Kartika Jaya Utama
Jurnal Analogi Hukum Vol. 6 No. 3 (2024): Jurnal Analogi Hukum
Publisher : Fakultas Hukum Universitas Warmadewa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22225/jah.6.3.2024.330-335

Abstract

Legal protection related to personal data has been legalized but raises norms of vagueness. So the formulation of the problem, 1) How is the security arrangement of population administration data according to law number 27 of 2022 concerning personal data protection? and 2) How is the form of legal protection for the theft of population administration data in Indonesia. Using normative research methods. The results showed that the Personal Data Protection Law is still not maximized in its application, so it is still multi-interpretive in article 67 paragraph (2). The lack of clarity of the phrase "against the law" does not provide definite limits and understanding of each element in detail. The article will have a multi-interpretive impact in its application, which is vulnerable to abuse, for the purpose of criminalizing others. Factors that encourage the occurrence of criminal acts of data theft cases, ranging from factors of law enforcement officials, security, and official laws to the lack of knowledge of the law from the public in Indonesia, which is the strongest cause of criminal acts of personal data theft.
Improving the Quality of ST Yowana Mekar’s Youth Organization Through Culturally Based Articles of Association – Bylaws I Wayan Kartika Jaya Utama; I Wayan Werasmana Sancaya; I Made Aditya Mantara Putra; IB Gede Agustya Mahaputra; Ketut Adi Wirawan
Community Service Journal of Law Vol. 2 No. 1 (2023): Community Service Journal of Law
Publisher : Fakultas Hukum, Universitas Warmadewa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22225/csjl.2.1.2023.41-44

Abstract

This community service program aims to provide training and assistance in making the Articles of Association Document of the Bylaws and Organizational Administration Tools for the youth management of ST Yowana Mekar, which is assisted by lecturer service. Through this activity, it is hoped that the youth management of ST Yowana Mekar can organize their organization in a healthy, orderly, and orderly manner so that the Vision can be realized. The method used to achieve the goal is technical and participatory guidance. The form of participatory empowerment activities is in the form of active participation of participants in activities carried out by the team in workshops, mentoring, and monitoring-evaluation. The steps of its activities are as follows: 1) Workshop on the Articles of Association document of the Bylaws for an organization, to provide an understanding of the importance of the Articles of Association document of the Bylaws for an organization, 2) Training on making documents of the Articles of Association of the Bylaws, 3) Assistance in finalizing the preparation of the Articles of Association document of the Bylaws. The result of the activity is: that the Youth organization ST Yowana Mekar can create and have a Balinese-language Bylaws document of the Bylaws.
Co-Authors A.A.Media Martadiani ABDULLAH, Aisudin ABDULLAH, Mohd Kamarulnizam Bin Agung Iriantoro Anak Agung Istri Agung Anak Agung Istri Gita Permata Anandra Aptaningsih, Ni Made Indah Arnold Paul Kurniawan Djae ARTANAYA, Wayan Bongon, Miel S. Cokorda Krisna Yudha Cokorda, Krisna Yudha DEWI, Ida Ayu Permata Winditya Dewisari, Carolina Gracia Dharmawan, I Made Alit Putra Erawati, Ni Putu Tina Ganandhika, Anak Agung Bagus Ryan Gde Deny Larasdiputra I Gusti Putu Ghosadhira Vedhastama I Kadek Angga Aditya Mahendra Putra I Kadek Darmawan I Kadek Dwi Marta Dana Putra I Ketut Selamet I Komang Eka Adi Putra I Komang Eka Adi Putra I Made Abdi Nassa Jayantara I Made Aditya Mantara Putra I Made Arnawa I Made Arnawa I Made Mardika I Made Minggu Widyantara I Made Sara I Made Suniastha Amerta I Made Suwitra, I Made I Nyoman Putu Budiartha I Nyoman Sukandia I Wayan Rideng I WAYAN SUARJANA I Wayan Sujana I Wayan Werasmana Sancaya IB Gede Agustya Mahaputra Ida Bagus Gde Indra Wedhana Purba Idris, Siti Hafsyah Indah Permatasari Johannes Ibrahim Kosasih Kadek Ariesta Dwi Anggara Ketut Adi Wirawan Kusumantara, I Komang Arya Laksmi, Anak Agung Rai Sita Luh Made Mahendrawati Luh Putu Sudini Luh Putu Sudini MAHENDRA, I Komang Arya Sentana MATARAM, I Gede Arie Muliana, I Wayan Ni Gusti Agung Ayu Wulan Ananda Pratiwi Ni Kadek Erika Manggala Ni Nengah Seri Ekayani Ni Putu Riasning Nyoman Bagus Ngurah Arya Dinata Nyoman Bagus Ngurah Arya Dinata Pande Putu Mia Dita Sari Pasupati, Bayu Permatasari, Made Intan Pratama, Putu Rama Ari Putra, Made Panji Ambara Putu Ayu Sriasih Wesna Raymundo, Carlos M. Ribeiro, Leonito Sanjaya, Ray Dio Saputra, I Komang Dedi Senastri, Ni Made Jaya Sentelices, Leovigildo C. Sigit Sapto Nugroho Siti Hafsyah Idris Styawati, Ni Komang Arini Sujana, I Nyoman Susanthi, I Gusti A.A. Dian Vibandor, Demosthenes B. Vibandor Villafuerte, Marcelo Roland C. Wangsa, I Gusti Agung Wisnu Satria Widiati, Ida Ayu Putu Wijayani, Putu Megabalinda Pradnya WIRYANI , Made Wiryani, Made Yasaputri, Ni Putu Widari YUDHA, I Putu Wira Dharma Putra