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ANALYSIS OF RISK PROFILE, EARNINGS, AND CAPITAL ON THE HEALTH LEVEL OF CENTRAL ASIA BANK Viane Talundu; Vitayanti Fattah; Muslimin; Fera
Multidiciplinary Output Research For Actual and International Issue (MORFAI) Vol. 6 No. 3 (2026): Multidiciplinary Output Research For Actual and International Issue
Publisher : RADJA PUBLIKA

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Abstract

Banking plays a crucial role in supporting national economic growth through its intermediary function, liquidity provision, and credit distribution to the real sector. During the monetary policy normalization period of 2022–2024, the banking industry faces the challenge of maintaining optimal credit distribution without neglecting risk control and capital strengthening. This situation emphasizes the importance of evaluating bank health, both empirically and based on relevant theoretical frameworks. This study aims to analyze the health level of PT Bank Central Asia Tbk based on Risk Profile, Earnings, and Capital aspects , and examine the results from the perspectives of Risk Management Theory, Efficiency Theory, and Trade-Off Theory . The study uses a descriptive quantitative approach with secondary data in the form of financial reports for the 2022–2024 period. The indicators analyzed include Non-Performing Loans (NPL), Loan to Deposit Ratio (LDR), Return on Assets (ROA), Net Interest Margin (NIM), and Capital Adequacy Ratio (CAR) in accordance with the provisions of the Financial Services Authority (OJK). The research results show that BCA is in the Very Healthy (PK-1) category, with an achievement level of 96.00%–100.00%. Credit growth was not accompanied by an increase in credit risk, profitability increased consistently, and capital remained well above the minimum threshold. These findings demonstrate that the balance between credit growth, risk management, and capital adequacy is key to maintaining banking stability during the economic recovery period.
The Effect of Barefoot Morning Walking on Blood Pressure in Adults with Hypertension Novitayanti, Eka; Proborini, Christiana Arin
Journal of Applied Nursing and Health Vol. 8 No. 1 (2026): Journal of Applied Nursing and Health
Publisher : Chakra Brahmanda Lentera Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55018/janh.v8i1.500

Abstract

Background: Hypertension is a health problem that affects many people and carries the risk of serious complications if not properly treated. Walking barefoot in the morning is a non-pharmacological method believed to help lower blood pressure by stimulating nerve endings and increasing body relaxation. In low- and middle-income countries, walking barefoot is common. The public felt more productive rather than having to use. This study was conducted to analyze the effect of barefoot morning walking on blood pressure in hypertensive patients. Methods: This study used a one-group pre-experimental design with a one-group pretest-posttest approach. Technique collection sample, namely purposive, n 31, which meets the inclusion criteria, namely history of hypertension, willing given barefoot morning walk intervention according to established procedures, and criteria for respondents who cannot walk. Blood pressure was measured before and after the intervention using a validated digital blood pressure monitor. Data were analyzed using the Wilcoxon test. Results: The results of the study showed that before the intervention, most respondents were in the stage I hypertension category (64.5%), while after the intervention, the majority were in the prehypertension category (67.7%). Statistical tests showed a significant decrease in blood pressure in both systolic (p < 0.00 1 ) and diastolic (p < 0.00 1 ) blood pressure, thus indicating a significant effect of barefoot morning walking on reducing blood pressure. Conclusion: Barefoot morning walking intervention can reduce blood pressure in hypertensive patients, which can be applied to help control blood pressure.
Co-Authors ., Suwarnisih Abdul Rosid Abdullah, Wiranto S Abu Bakar Amir, Andi Mattulada Amirudin, Muhammad Anggraeni Ajeng Prastika Anisah Anisah Anisah Anisah Anisah Anisah Anisah Anonyma, Pipi Ardiansyah Ardiansyah Asriadi Asriadi Asrikusuma, Triana Mirasari Aswar Aswar Bakri Hasanuddin Cahyaningtyas, Anindhita Yudha Christiana Arin Proborini Cici Rianty K. Bidin Cici Riyanti K Bidin Daniarti, Dian Darman Darman Darman, Darman Darman, Darman Dewi Wulandari Dwiyanto, Diky Elimawati Rombe Elimawaty Rombe Endi Rustendi Erwan Sastrawan Estiningtyas, Estiningtyas Faisal Faisal Farid Farid, Farid Fatlina, Fatlina Fera Fera, Fera Ferry Efendi Gilang Abriani, Nurul Haspira Manungki Hatma Hatma Herawati Herawati Heryati, Lia Hesti Evrianti Husnah Husnah Husnah Husnah Irma Damaiyanti Lelewana Islianty, Nur Riski Ita Purnama Sari Jayanti, Nur Erika Juliana Kadang KHUSNUL HOTIMAH Kusddiarningsih, Betty Kusdhiarningsih, Betty Lestari Dwi Santi Manginda, Firma Mardiah, Adriana Maskuri Sutomo Mattulada, Andi Moh. Ma’ruf MY Tunggeng Moh. Nutfa Mohammad Nofal MUH. YUNUS KASIM, MUH. YUNUS KASIM Muhammad Akhsin Muflikhun Muhammad Nurochman Muhammad Yunus Kasim Munawarah MUSLIMIN Muslimin Muslimin Nofal, Muhammad Nudiatulhuda Mangun Nurdin, Dhayani NURDIN, DJAYANI Pramudita, Fadma Aji Pricylia Chintya Dewi Buntuang Rahmayanti, Yeni Nur Rian Risendy Rianty, Cici Rika Lidyah Risnawati Risnawati Risnawati Ritha Safithri Rizkiani Iskandar Rosida P. Adam Saharuddin Sanjiwo, Diki Bagus Sri Mulyani Stevi Agriani Tema Suo, Abd Haris Suo, Abdul Haris Surayya Surayya Surayya, Surayya Suryadi Hadi Syahriyani, Syahriyani Syamsiar, Syamsiar Syamsul Bachri Syamsul Bachri Syamsul Bachri Tamrin, Sujianto Tiara Tiara Tri Wulandari Trimustikapuri, Trimustikapuri Viane Talundu Wahyuningsih Wijayanti Wijayanti Zainuddin, Fatlina Zainudin, Fatlina Zia’ul Bati Pradiksa