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All Journal Innofarm Jurnal Inovasi Pertanian Abdimas Forum Geografi ELKOMIKA: Jurnal Teknik Energi Elektrik, Teknik Telekomunikasi, & Teknik Elektronika JURNAL DINAMIKA VOKASIONAL TEKNIK MESIN IJIS - Indonesian Journal On Information System Warta Perpustakaan Pusat Undip Journal of Educational Research and Evaluation Jurnal Ilmiah Mandala Education (JIME) JISIP: Jurnal Ilmu Sosial dan Pendidikan JUPE : Jurnal Pendidikan Mandala Jurnal Ilmu Manajemen Abdi Masyarakat Journal of Sustainable Technology and Applied Science Jurnal Kependidikan: Jurnal Hasil Penelitian dan Kajian Kepustakaan di Bidang Pendidikan, Pengajaran dan Pembelajaran NUSRA: Jurnal Penelitian dan Ilmu Pendidikan Automotive Experiences JURNAL PERMADI: PERANCANGAN, MANUFAKTUR, MATERIAL DAN ENERGI Dinamika Jurnal Pendidikan Teknik dan Vokasional Jurnal Pengabdian Masyarakat Fakultas Teknik: Jurnal Abditek SENTRI: Jurnal Riset Ilmiah Jurnal Pengabdian Kolaborasi dan Inovasi IPTEKS Jurnal Administrasi Pendidikan Indonesia Jurnal Akuntansi, Keuangan, Perpajakan dan Tata Kelola Perusahaan International Journal of Renewable Energy Development Bulletin of Chemical Reaction Engineering & Catalysis Amwaluna: Jurnal Ekonomi dan Keuangan Syariah
Sugeng Priyanto, Sugeng
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Journal : Dinamika

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PENGARUH LITERASI KEUANGAN TERHADAP INKLUSI KEUANGAN DENGAN FINANCIAL TECHNOLOGY SEBAGAI VARIABEL MEDIASI (Studi Kasus Pada Mahasiswa Fakultas Ekonomi dan Bisnis Universitas Budi Luhur) Marcellina, Alvina; Priyanto, Sugeng
Dinamika: Jurnal Manajemen Sosial Ekonomi Vol. 6 No. 1 (2026): DINAMIKA : Jurnal Manajemen Sosial Ekonomi
Publisher : LPPM Sekolah Tinggi Ilmu Ekonomi - Studi Ekonomi Modern

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51903/dinamika.v6i1.1115

Abstract

This study ains to determine the effect of financial literacy on financial inclusion with financial technology as a mediating variable among students of the Faculty of Economics and Business, Budi Luhur University. The research method used is explanatory research with a quantitative approach. The data analysis technique used in this study is Structural Equation Modeling–Partial Least Square (SEM-PLS). Sampling in this study used purposive sampling with a sample size of 96 students. Data were collected through questionnaires and processed using SmartPLS v.4.1.1.6 software. The results showed that financial literacy and financial technology had a positive and significant effect on financial incluasion. Financial literacy had a positive and significant effect on financial technology. Financial technology is able to mediate the effect of financial literacy on financial inclusion among students of the Faculty of Economics and Business, Budi Luhur University. Increasing financial inclusion among students does not only depend on financial literacy, but also on the ability to utilize financial technology appropriately. Therefore, the integration of financial literacy and the use of financial technology is necessary so that students can access formal financial services more effectively.
Co-Authors Abdul Aziz Abdul Hakim Achmad Ridwan, Achmad agung setiawan Agus Dudung Aip Badrujaman Al Muttaqii, Muhammad Anggraeny, Enny Anggrainy, Rani Arianda, Yoga Dwi Arisudhana, Dicky Awalia, Valent Adnandhiya Awaluddin Tjalla AZ Purwono Budi Santosa, AZ Purwono Budi Aziz, Abdul C. Rudy Prihantoro Deden Kurniawan Dewi Nur Utami Dewi, Aisha Andini Indira Erdawati Erdawati, Erdawati Erik Prasetyo FAISAL MADANI Fauziah, Sarah Ferry Budhi Susetyo H Purnomo, H Hamzah, Rohman Hari Krisyono , Danar Haryani Haryani Hidayah, Nursipah Imam Nursyahied Indah Rahayu Lestari Irrine Budi Sulistiawati Iva Sarifah Kartono , Krisyono, Danar Hari Kusuma, Dani Laksmiwati, Mia Larasati, Amira Larasati, Andini Ayu Lenny Marlinda Lubi, Ahmad Marbun, Maja Pranata Marcellina, Alvina Mardiana, Yushi MARIA BINTANG Maryani, Tri MATURBONG, RIRIN KATARINA Merrydian, Siska Muhamad Yusup , Fahmi Muhktar Anshori, Muhktar Muljanto, Widodo Pudji MULYANTO, WIDODO PUDJI N, Ariesta Nugraha, Hari Din Nugrahani, Romdha Nurcahya, Fikri Nurmasari, Anita Nurwijayanti Oktaviani, Maya Peri Oktiarmi Pertiwi, Sri Endah Raden Mohamad Herdian Bhakti Ramdhani, Luthfi Ilham Refni, Evi Reva Edra Nugraha Richardus Eko Indrajit Rini, Indah Mustika Riyadi Riyadi Riza Alviany Rohman, Fakhrony Sholahudin S Setyo Wardoyo, S Setyo Salam, Muhammad Farhan Santiko, Erik Budi Selamet Riyadi Sibuea, Andreas Silalahi Raja, Havier Samuel Huttur Siradjuddin, Hairil Kurniadi Siti Sahara Sudibyo Sudibyo Sukestiyarno Sukestiyarno Suwondo Suwondo Syafaat AM, Fuad Syahrir Syahrir Syaripuddin Togatorop, Elida Triastuti Sulistyaningsih Tyassmadi, Adi Tri Wardani Rahayu Wasinton Simanjuntak Winarno, Pujo yati, indri Yudanto, Sigit Dwi Yustinah Yustinah Yuwono Yuwono Zakiyyah, Salma