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All Journal Jurnal Ekonomi Al-Iqtishad : Jurnal Ilmu Ekonomi Syariah (Journal of Islamic Economics) IJIBE (International Journal of Islamic Business Ethics) Jurnal Ekonomi Syariah Teori dan Terapan JURNAL EKONOMI DAN BISNIS AIRLANGGA Jurnal Ekonomi dan Bisnis Islam HUMAN FALAH: Jurnal Ekonomi dan Bisnis Islam Jurnal Ilmiah Pendidikan Pancasila dan Kewarganegaraan Jurnal Ilmiah Ekonomi Islam EKSPANSI Al Tijarah AKSIOLOGIYA : Jurnal Pengabdian Kepada Masyarakat al-Uqud : Journal of Islamic Economics Jurnal Riset Akuntansi dan Keuangan International Journal of Islamic Economics and Finance (IJIEF) SRIWIJAYA INTERNATIONAL JOURNAL OF DYNAMIC ECONOMICS AND BUSINESS Jurnal Ekonomi Islam Journal of Economic, Bussines and Accounting (COSTING) Jurnal Ekonomi & Keuangan Islam Dinamisia: Jurnal Pengabdian Kepada Masyarakat Management and Economics Journal (MEC-J) AFEBI Islamic Finance and Economic Review International Journal of Supply Chain Management JURNAL SYARIKAH : JURNAL EKONOMI ISLAM Shirkah: Journal of Economics and Business EKUITAS (Jurnal Ekonomi dan Keuangan) Iqtishoduna: Jurnal Ekonomi Islam JPPM (Jurnal Pengabdian dan Pemberdayaan Masyarakat) Journal of Islamic Monetary Economics and Finance Jurnal Penelitian IPTEKS JURNAL MANAJEMEN DAN BISNIS INDONESIA Ulumuna: Jurnal Studi Keislaman Bappenas Working Papers Journal of Economics, Business, and Government Challenges International Journal of Zakat (IJAZ) Studi Kasus Inovasi Ekonomi Jurnal Mu'allim El-Qist : Journal of Islamic Economics and Business (JIEB) Airlangga International Journal of Islamic Economics and Finance Jurnal Iqtisaduna Jurnal Ekonomika dan Bisnis Islam Indonesian Community Journal Perbanas Journal of Islamic Economics and Business Journal of Islamic Economic Literatures JEBI (Jurnal Ekonomi dan Bisnis Islam) Journal of Islamic Economics Lariba Jurnal Ilmiah Pengabdian dan Inovasi Jurnal Ekonomi Islam IEFBR: Islamic Economics, Finance, and Banking Review Journal of Finance and Islamic Banking Iqtishadia: Jurnal Ekonomi dan Perbankan Syariah LoroNG Amwaluna: Jurnal Ekonomi dan Keuangan Syariah JIFA (Journal of Islamic Finance and Accounting) Al-Infaq : Jurnal Ekonomi Islam ZISWAF: Jurnal Zakat dan Wakaf
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Menggali Konsep Maqashid Syariah: Perspektif Pemikiran Tokoh Islam Pertiwi, Tanza Dona; Herianingrum, Sri
Jurnal Ilmiah Ekonomi Islam Vol. 10 No. 1 (2024): JIEI : Vol.10, No.1, 2024
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v10i1.12386

Abstract

This research aims to explore the concept of Maqashid Sharia in the thinking of Islamic figures, namely As-Syaitibi, Al-Ghazali, and Ibn Asyur, with a focus on its potential for adoption in the context of Islamic financial institutions. Maqashid Sharia is the moral foundation for Islamic law, which includes justice, welfare, and protection of human rights. The thoughts of these figures enrich and expand the understanding of the concept, which can become the basis for developing new conceptual models. Through a thought and literature analysis approach, this research will investigate the views of As-Syaitibi, Al-Ghazali, and Ibn Asyur regarding Maqashid Sharia and explore its potential for application in Islamic financial institutions. By producing an integrated conceptual model, it is hoped that this research can provide practical guidance for Islamic financial institutions in carrying out their functions by paying attention to broader moral and social aspects. It is hoped that the results of this research can be a conceptual contribution to the development of Islamic financial institutions, as well as open up space for further research related to the implementation of the Maqashid Sharia concept in the context of Islamic finance.
Dual Monetary System and Macroeconomic Performance in Indonesia Herianingrum, Sri; Syapriatama, Imronjana
Al-Iqtishad: Jurnal Ilmu Ekonomi Syariah Vol. 8 No. 1 (2016)
Publisher : UNIVERSITAS ISLAM NEGERI SYARIF HIDAYATULLAH JAKARTA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15408/aiq.v8i1.2509

Abstract

This research aims to evaluate the impact of dual monetary policyshock on macroeconomic indicators of Indonesia: growth and inflation. Inaddition, this study will also examine whether conventional monetary policy hasa particular impact upon Islamic banking sector. This research apply VAR (vectorauto regressive) method on monthly data from Bank Of Indonesia during theperiod of January 2010 to December 2013. The result of IRF explain that theinterest rate channel find the hard way to accomplished the macroeconomic goalswhile the Islamic monetary instrument indicates the potential growth of outputand hold the inflation low. The result of VDC describes that the Islamic instrumentstill affected by conventional monetary policy because of slow development inIslamic monetary systemDOI: 10.15408/aiq.v8i1.2509
DOES ZAKAT AS AN ISLAMIC SOCIAL FINANCE INSTRUMENT, MAINTAIN PUBLIC PURCHASING POWER? Fitriani, Fitriani; Wahab, Abd.; Herianingrum, Sri
Airlangga International Journal of Islamic Economics and Finance Vol. 8 No. 02 (2025): July-December 2025
Publisher : Universitas Airlangga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20473/aijief.v8i02.71229

Abstract

The decrease in public purchasing power within Indonesian society in 2024 has emerged as a critical issue that may precipitate a broader economic crisis. This study aims to examine the function of zakat in enhancing public purchasing power and fostering economic stability through wealth redistribution. Zakat, as an Islamic social financial mechanism, has the potential to mitigate income inequality by augmenting the financial resources of marginalized groups, thereby increasing their aggregate expenditure. This study utilizes a literature review approach, adhering to the PRISMA model to systematically identify and analyse relevant articles. The findings suggest that productive zakat, which prioritizes economic empowerment through the allocation of business capital and training, exerts a substantial influence on the long-term economic independence of its beneficiaries. Moreover, zakat operates as an automatic stabilizer within the economy, aiding in the maintenance of public purchasing power, particularly during periods of economic strain. This study corroborates the hypothesis that zakat functions as a mechanism for income redistribution and has a multiplier effect that increases demand for goods and services, thereby promoting inclusive economic growth. Therefore, zakat has the potential to function as a strategic solution for enhancing public purchasing power, maintaining economic stability, and strengthening overall socio-economic resilience. Keywords: Zakat, Purchasing Power, Economic Stability, Economic Empowerment, Islamic Economics.
Faktor-Faktor yang Mempengaruhi Intensi Berinfak Secara Online Ira Humaira Hany; Sri Herianingrum; Fitria Nurma Sari
Islamic Economics, Finance, and Banking Review Vol. 3 No. 2 (2023): December
Publisher : Universitas Ahmad Dahlan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.12928/iefbr.v3i2.10620

Abstract

Pada penelitian ini menggunakan dua teori yakni Theory of Planned Behavior (TPB) dan Theory Acceptance Model (TAM). Variabel-variabel yang digunakan merupakan variabel asli yang ada pada TPB dan TAM yang berjumlah enam variabel. Keenam variabel tersebut yakni; Sikap (Attitude), Norma Subjektiv (Subjective Norm), Persepsi Kontrol Perilaku (Perceived Behavior Control), Persepsi Kemudahan Penggunaan (Perceived Behavior Control), Persepsi Kegunaan (Peceived Usefulness) dan Intention to Use yangmana Attitude sebagai variabel intervening dalam penelitian ini. Keenam variabel tersebut digunakan untuk meneliti niat penggunaan digital platform untuk berinfak online pada masyarakat Musim Surabaya, dimana hal tersebut masih berhubungan dengan teknologi. Selanjutnya penelitian ini akan menjelaskan faktor-faktor yang mempengaruhi niat menggunakan digital platform untuk berinfak online. Jenis penelitian yang digunakan dalam penelitian ini yakni penelitian eksplanatori dengan teknik analisis data yang menggunakan pendekatan PLS. Data diperoleh dari hasil sebar kuesioner kepada responden yang memenuhi kriteria penelitian. Terdapat 130 sample yang diperoleh dan digunakan dalam penelitian ini yang dianalisis dengan menggunakan metode PLS dengan software smartPLS. Berdasarkan hasil analisis data, hasil penelitian ini menunjukkan bahwasannya: Attitude dan subjective norm berpengaruh signifikan terhadap Intention, perceived behavior control dan perceived usefulness tidak berpengaruh signifikan terhadap Intention, attitude tidak signifikan memediasi hubungan antara perceived ease of use dan intention. Yang berarti, perceived ease of use secara tidak langsung, tidak signifikan mempengaruhi intention, melalui attitude., atitude signifikan memediasi hubungan antara perceived usefulness dan intention. Dengan kata lain, perceived usefulness secara tidak langsung, signifikan mempengaruhi intention, melalui attitude.
IMPLEMENTASI NILAI-NILAI ISLAM DALAM DISTRIBUSI KEKAYAAN DAN PENDAPATAN Nafi’ah, Bariyyatin; Herianingrum, Sri
Al-Infaq: Jurnal Ekonomi Islam Vol. 12 No. 1 (2021)
Publisher : Fakultas Agama Islam, Universitas Ibn Khaldun Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Tujuan dalam penelitian ini adalah sebagai suatu pedoman dalam mendistribusikan kekayaan dan pendapatan dengan nilai-nilai Islam Al-Qur‟an dan Hadist, bahwa dalam distribusi kekayaan dan pendaptan merupakan suatu hal yang sangat memerlukan adanya nilai-nilai Islam didalamnya. Metode penelitian ini menggunakan studi literture oleh diperoleh dari buku, majalah, pnelitian terdaulu, dan literatu-literature yang mendukung terhadap penelitian tersbeut. Hasil penelitian menunjukkan bahwa peranan islam dalam distribusi kekayaan dan pendapatan sangatlah diperlukan untuk tercapainya suatu kesejahteraan.
ZAKAT EMPOWERMENT MODEL TROUGH ISLAMIC CORPORATE SOCIAL RESPONSIBILITY OF BANK SYARIAH INDONESIA Rusanti, Ega; Herianingrum, Sri; Syarifuddin, Syarifuddin; Sofyan, Andi Syathir
Al-Infaq: Jurnal Ekonomi Islam Vol. 14 No. 1 (2023)
Publisher : Fakultas Agama Islam, Universitas Ibn Khaldun Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

This study aims to determine the potential and collaborative scheme between BSI and IMIs in utilizing ICSR zakat more productively. The research method used is qualitative research with a grounded approach which begins with analyzing empirical data and literature leading to the conceptual-theoretical level. The author conducted content analysis on secondary data in the form of BSI 2021 journals and sustainability reports. The results of the research show that there is potential for collaboration between BSI and IMIs in terms of utilizing zakat to improve the living standards of the poor and encourage micro-enterprises through the qadhrul hasan financing scheme where the beneficiary will only be charged return on initial capital then profits can be given to the manager. This collaboration will not only provide social benefits to both parties but will also increase the commercial function where people will feel the direct impact of the benefits of Islamic financing so that they can be more educated and will ultimately increase Islamic financial inclusion in Indonesia.
THE EFFECT OF COUNTRY RISK AND MACROECONOMIC ON JAKARTA ISLAMIC INDEX Masrizal, Masrizal; Miftahurrahman, Miftahurrahman; Herianingrum, Sri; Firmansah, Yayan
Jurnal Ekonomi dan Bisnis Islam (Journal of Islamic Economics and Business) Vol. 6 No. 1 (2020): JANUARY-JUNE 2020
Publisher : Universitas Airlangga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20473/jebis.v6i1.14707

Abstract

This study examines the impacts of Indonesia's country risks (i.e. financial risk, political risk, and economic risk), exchange rate, oil prices, and industrial production index on the Jakarta Islamic Index (JII). This research use monthly data from January 2003 to March 2016 with a quantitative research approach that applies Johansen Cointegration Test and Vector Error Correction Model (VECM) to see the long-term impact and response of shocks on certain variables. The findings show the existence of short-term and long-term causalities between macroeconomic variables and the Jakarta Islamic index. Specifically, in the long run, financial risk, oil prices, and exchange rates have a significant positive effect on Jakarta Islamic Index, while economic risks and industrial production index have a significant negative on Jakarta Islamic Index. This finding shows that investors consider financial risks, economic risks, and exchange rates in investments. This finding also tells the government that several important macroeconomic indicators need to be considered.Keywords: Country Risk, Macroeconomic, Jakarta Islamic Index, Vector Error Correction Model, Indonesia
ISLAMIC STOCK MARKET PERFORMANCE PRE-COVID-19: EMPIRICAL EVIDENCE FROM JAKARTA ISLAMIC INDEX Supriani, Indri; Herianingrum, Sri; Ninglasari, Sri Yayu; Budi, Ryan Setya
Jurnal Ekonomi dan Bisnis Islam (Journal of Islamic Economics and Business) Vol. 8 No. 2 (2022): JULY - DECEMBER 2022
Publisher : Universitas Airlangga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20473/jebis.v8i2.37789

Abstract

Islamic stock market has experienced massive growth globally, including in Indonesia. This study aims to investigate the predicting factors of the Indonesian Islamic stock market that presents by the stock price of the Jakarta Islamic Index (JII). Adopted the Augmented Distributed Lag (ARDL) approach, this study uses monthly data from January 2007 to February 2020. This study uses five macroeconomic variables, namely consumer price index, exchange rate, crude oil price, world gold price, and Dow Jones Islamic Index (DJIM), to determine the JII's stock price. As a result, the JII's price volatility is significantly driven by the macroeconomic variables simultaneously. Importantly, this study reports that world gold price and DJIM return to become the most crucial factors influencing the ' 'JII's stock price volatility in short and long-run investment periods. This study has passed robustness checks by conducting three out of sample periods, namely 25%, 50%, and 75% out of sample. The 75% and 50% out of sample data revealed an identical result. Thus, this study suggests that the investor evaluates the crude oil price and world gold price fluctuation to predict the price of JII. This study offers practical implications for policymakers and practitioners and recommendations for future research.
Sharia Governance, Service Quality, and Muzakki Loyalty: Evidence from Amil Zakat Institutions in Indonesia Nugraha, Fajar Putra; Herianingrum, Sri
Jurnal Ekonomi Syariah Teori dan Terapan Vol. 12 No. 4 (2025): November-2025
Publisher : Universitas Airlangga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20473/vol12iss20254pp406-421

Abstract

This study aims to determine the influence of Sharia governance and service quality on the level of loyalty of muzakki at Amil Zakat Institutions through a quantitative approach. The population of this study consists of muzakki who pay their zakat through Amil Zakat Institutions. Data collection was carried out by distributing questionnaires to 156 respondents who had previously paid their zakat at an Amil Zakat Institution. The sampling method used was non-probability sampling with a convenience sampling technique. Data analysis was conducted using the Structural Equation Modeling (SEM) method with the Partial Least Squares (PLS) model. The results of this study show that transparency, accountability, justice, sharia compliance, and service quality have a positive and significant influence on the loyalty of muzakki at Amil Zakat Institutions. The findings reinforce Oliver's loyalty model that "directly experienced governance" (transparency, accountability, fairness), value congruence (sharia compliance), and service quality drive the transition from satisfaction to loyalty. Conversely, abstract governance principles (responsibility, independence) do not automatically translate into loyalty.
THE EFFECTIVENESS OF MUDHARABAH FINANCING IN IMPROVING THE PERFORMANCE OF SMALL AND MEDIUM ENTERPRISES (CASE STUDY OF BMT NURUL JANNAH GRESIK) Musdiana, Rohmah Niah; Herianingrum, Sri
Jurnal Ekonomi dan Bisnis Islam (Journal of Islamic Economics and Business) Vol. 1 No. 1 (2015): Januari - Juni 2015
Publisher : Universitas Airlangga

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (728.271 KB) | DOI: 10.20473/jebis.v1i1.1435

Abstract

Financing is one of the products of Islamic banking, but because of the many requirements that must be complited by SME who need it then their capital needs are not fulfilled. One of the financial institutions that have the same product is Baitul Maal wat Tamwil (BMT).BMT present to fulfill the capital needs of the SMEs who have the problem of capital. By this existing phenomena, this study intends to look at the effectiveness of the financing in order to improve the performance of this SMEs. This research aims to determine whether the financing is provided by BMT Nurul Jannah Gresik effective in improving the performance of SMEs that become their customers and see what business improvement has been achieved such as increased turnover, business assets, revenues, and stability efforts. The results of this research to get the findings that the financing is provided by BMT Nurul Jannah Gresik very effective in improving the performance of SMEs who have become clients in addition to the financing is given BMT Nurul Jannah assist SMEs in meeting the other without prejudice to individual principles of trust and trust that they receive.Keyword : Effectiveness, mudharaba, Baitul Maal wat Tamwil, SMEs
Co-Authors A. Syatir Sofyan Aam Slamet Rusydiana, Aam Slamet Abd Rohim Abdul Muiz Hamid Abdul Muiz Hamid, Abdul Muiz Abdurrahman Mi'raj, Denizar Ach. Yasin Aditya Nurrahman Afifah Nur Millatina Afifah Nur Millatina Ahmad Ajib Ridlwan Ahmad Fadlur Rahman Bayuny Ahmad Fahmi Abdurrahman Ahmad Riyadi AHMAD RIYADI Aidi Faiz Romadoni al Agawany, Ziad Mhmmad Wafik Al-Faizin, Abdul Wahid Alan Nur, Muhammad Aldeen, Khaled Nour Alfin Maulana Ali Shah, Syed Alamdar Alifah Aditania Alim, M. Sahirul Alvira Aina A'yun Alvira Aina A'yun Alvira ‘Aina Ayun Amri Ahmadi Anidah Binti Robani Annisa Masruri Zaimsyah Annisa Masruri Zaimsyah Annisa Masruri Zaimsyah Ari Prasetyo Arif Dwi Harnoko Arikha Nur Adhilla Aris Kurniawan Ridho Armanto, Andre Arva Athallah Susanto Atina Shofawati, Atina Azhar Alam Bagus Wilarnugroho Bahril, Muthi Adilah Baitul Hamdi Budi, Ryan Setya Cipto, Disca Aprilinda Deby Eirma Maretha Deftyan Hadi Pratita Diah Putri Pravita Sari Diah Putri Pravita Sari, Diah Putri Pravita Dul Candra Dwi March Trisnawaty Eko Fajar Cahyono, David Kaluge Elfira Rizki Rahmadhani Faishol Luthfi Faizurrahman, Umar Haidar Fitri Drasmawita Fitria Nurma Sari Fitriani Fitriani FITRIYAH, SAYYIDATUL Fuhairah, Muhammad Tiar Fuhairah Ghamri, Mohammad Hadi, Nizar Hosfaikoni Hafidhotul Amaliyah Hakim, Faris Kurnia Hakimi, Fifi Hanesti, Elsi Mersilia Hanifiyah Yuliatul Hijriah, Hanifiyah Yuliatul Haryo Firas Tunas Kuncoro Hasan, Agus Suaidi Hidayat, Muhammad Rachmad Hilmy Zein Honesty Nur Firdaus Ibnu Affan Iffa Amalia Iffa Amalia, Iffa Ihdina Sabilal Haq Imam Gracia Marshall Imamuddin Imamuddin Imron Mawardi Imronjana Syapriatama Inayah S. Ratih Inayah Swasti Ratih Inayah Swasti Ratih Insani, Taqiyah Dinda Ira Humaira Hany Irham Zaki Irma Andriyaningtyas Khaled Nour Aldeen Khalwat Asyaria Khalwat Asyaria Khofidlotur Rofi’ah Khofidlotur Rofi’ah Khofidlotur Rofi’ah KHURUL AIMMATUL UMMAH Kurnia, Riana Aflika Eka Larasati, Pradipta Puspita Lestari Dwi Astuti Lestari, Nurrizka Puji Lina Aprilianti Luthfan Hibatul Wafi Luthfiyatillah Luthfiyatillah Luthfiyatillah, Luthfiyatillah M. Sahirul Alim Mamduh, Muhammad Faizul Masrizal Masrizal Masruhatul Abadiyah Masruhatul Abadiyah, Masruhatul Mauizhotul Hasanah Mauizhotul Hasanah Maya Masita Septiarini Mega Ayu Maharanie Mega Ayu Maharanie, Mega Ayu Melzatia, Haura Hazimah Meri Indri Hapsari, Meri Indri Miftahur Rahman Miftahurrahman, Miftahurrahman Millatina, Afifah Nur Millatina, Afifah Nur Millatina, Nur Afifah Misbahul Muniroh Muh Novriansyah Muhamad Nafik Hadi Ryandono Muhamad Wahyudi Muhamad Wahyudi, Muhamad Muhammad Adam Muhammad Alan Nur Muhammad Cholil Muhammad Nabil Muhammad Rachmad Hidayat Muhammad Raihan Mauludin Muhammad sanusi Muhammad Ubaidillah Al Mustofa Muhammad Ubaidillah Al-Mustofa Muhammad Wicaksono Hasdyani Putra Mujahidah, Sitti Hamidah Mujahidah, Sitti Hamidah Mulyatiningsih Mulyatiningsih Mulyatiningsih, Mulyatiningsih Mumuh Muhammad Muthi Adillah Bahril Nabila Nabila Nafi’ah, Bariyyatin Naily Rohmah Najiatun Najiatun Nida Laili Fitriyah Nida Laili Fitriyah Nisful Laila Novian Abdi Firdausi Novita Novita Novita Nugraha, Fajar Putra Nur Afifah Millatina Nur Liviasari Yulma Nur Puji Rohmawati Nur Rachmat Nurillah, Shinta Lintang Nurrizka Puji, Lestari Nurul Farida Damayanti Nurul Farida Damayanti, Nurul Farida Nurul Huda Nurul Huda Pertiwi, Tanza Dona Pradipta Aditya Pradipta Aditya, Pradipta Pradipta Puspita Larasati Pradipta Puspita Larasati Prasetya, Renata Agung Prasetya, Renata Agung Pratita, Deftyan Hadi Puji Sucia Sukmaningrum Puspita Rachman Putra, Muhammad Wicaksono Hasdyani Putri Amalia Zahrah Putri, Aura Permata Rachma Indrarini Rachmania Nurul Fitri Amijaya Radatiya Chorul Achiroh Rani, Lina Nugraha Ratih, Inayah Swasti Rendra Akbar Rendra Akbar, Rendra Reza Ramadhan Riana Afliha Eka Kurnia Riana Afliha Eka Kurnia, Riana Afliha Eka Ridan Muhtadi Ririn Tri Ratnasari Risa Sari Pertiwi Risa Sari Pertiwi Risanda A. Risanda Alirastra Budiantoro Rizky Pratama Putra Rizky Pratama Putra Rohmah Niah Musdiana, Rohmah Niah Romadhani, Karunia Rusanti, Ega Rusmita, Sylva Alif Ryan Rahmah Maulayati Ryan Rahmah Maulayati Sakinah Rachman Samsul Arifin SAYYIDATUL FITRIYAH Sholikhin, Mohammad Yusron Sitti Hamidah Mujahidah Sitti Hamidah Mujahidah Sri Abidah Suryaningsih Sri Ningsih Sri Yayu Ninglasari Sudoto, Sudoto Sulistya Rusgianto Supriani, Indri Supriono Supriono Syahruddin Syahruddin Syaifullah Syanisma Indirwan Syarifuddin Syarifuddin Tamimah Tamimah Tamimah Tamimah Tamimah Tamimah Tamimah, Tamimah, Tamimah Tata Leni Lestari Tika Widiastuti Tjiptohadi Sawarjuwono UMMAH, KHURUL AIMMATUL Ummi Kulsum Ummi Muthi`ah Fathy, Ummi Muthi`ah Ummu Atika Azizah Wahab, Abd. Wijayanti, Ida Yan Putra Timur Yayan Firmansah Zulfikri Charis Darmawan