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All Journal Jurnal Pendidikan Ekonomi (JUPE) Dinamika Pendidikan Economic Education Analysis Journal Journal of Economic Education Jurnal Abdimas BSI: Jurnal Pengabdian Kepada Masyarakat Jurnal Dedikasi Masyarakat Martabe : Jurnal Pengabdian Kepada Masyarakat Jurnal Inovasi Hasil Pengabdian Masyarakat (JIPEMAS) Performance Soedirman Economics Education Journal Dinamika Journal : Pengabdian Masyarakat Jurnal Teknik Informatika (JUTIF) Munaddhomah: Jurnal Manajemen Pendidikan Islam Edunomia : Jurnal Ilmiah Pendidikan Ekonomi Journal of Office Administration : Education and Practice Jurnal Ilmiah MEA (Manajemen, Ekonomi, dan Akuntansi) Jurnal Manajemen, Akuntansi, Ekonomi Darma Sabha Cendekia Journal of Social Science Utilizing Technology JURNAL RUMPUN MANAJEMEN DAN EKONOMI Jurnal Intelek Dan Cendikiawan Nusantara Jurnal Inovasi Manajemen, Kewirausahaan, Bisnis dan Digital JURNAL ILMIAH EKONOMI, MANAJEMEN, BISNIS DAN AKUNTANSI Journal of Social Science Utilizing Technology Jurnal Ekonomi, Manajemen, Akuntansi Jurnal Pendidikan Progresif EVOKASI: Jurnal Kajian Administrasi dan Sosial Terapan Jurnal Pengabdian Masyarakat Terapan Create: Journal of Islamic Management and Business
Aldila Krisnaresanti, Aldila
Faculty Of Economics And Bussines, Universitas Jenderal Soedirman, Purwokerto, Indonesia
Religion Agriculture, Biological Sciences & Forestry Arts Humanities Chemistry Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Electrical & Electronics Engineering Engineering Environmental Science Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Mathematics Mechanical Engineering Social Sciences Other

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The Power of Belief: How Self-Efficacy Shapes Teacher Readiness through Technological Pedagogical Content Knowledge-Based Dynamic Capabilities Krisnaresanti, Aldila; Suwatno; Mulyadi, Hari; Herdiana Utama, Dian
Munaddhomah: Jurnal Manajemen Pendidikan Islam Vol. 7 No. 1 (2026): Progressive Management of Islamic Education
Publisher : Prodi Manajemen Pendidikan Islam Pascasarjana Institut Pesantren KH. Abdul Chalim Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/munaddhomah.v7i1.2186

Abstract

In the digital transformation era, differentiated learning is an important strategy for addressing diverse students’ needs. This study examines the influence of teacher self-efficacy on readiness to implement differentiated learning and the mediating role of Technological, Pedagogical, and Content Knowledge (TPACK)-based Dynamic Capability. Using a quantitative approach and a survey of 73 economics teachers in Islamic high schools in Central Java, Indonesia, the data were analyzed using PLS-SEM. The results show that self-efficacy does not directly affect teacher readiness. However, self-efficacy significantly affects TPACK-based dynamic capability, which in turn significantly affects teacher readiness. The indirect mediation effect of TPACK-based dynamic capability reinforces the importance of adaptive professional capacity in e-learning integration. The main scientific contribution of this study is the introduction of a new construct, namely TPACK-based Dynamic Capability, which combines psychological theory (self-efficacy) with the TPACK framework through a dynamic capability perspective. This construct represents teachers’ ability to adaptively integrate technological, pedagogical, and content knowledge in changing contexts. The practical implication is that teacher professional development programs must emphasize increasing self-efficacy and TPACK-based adaptive skills to create effective differentiated learning in the digital era.
PENGARUH KEJENUHAN BELAJAR, PENGGUNAAN GADGET, DAN LINGKUNGAN BELAJAR DI SEKOLAH TERHADAP KONSENTRASI BELAJAR EKONOMI Ayuni, Alif Widya; Gunawan, Diah Setyorini; Krisnaresanti, Aldila
EDUNOMIA: Jurnal Ilmiah Pendidikan Ekonomi Vol. 6 No. 2 (2026): Mei
Publisher : Universitas Muhammadiyah Metro

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24127/edunomia.v6i2.10954

Abstract

ABSTRAKPenelitian ini dilatarbelakangi oleh permasalahan menurunnya konsentrasi belajar siswa dalam mengikuti pembelajaran Ekonomi di SMA Negeri 3 Purwokerto. Rendahnya konsentrasi diduga dipengaruhi oleh faktor internal dan eksternal, seperti kejenuhan belajar, intensitas penggunaan gadget, dan kondisi lingkungan belajar di sekolah. Tujuan penelitian ini adalah untuk menganalisis pengaruh kejenuhan belajar, penggunaan gadget, dan lingkungan belajar terhadap tingkat konsentrasi siswa kelas XI. Penelitian ini menggunakan metode kuantitatif. Populasi penelitian adalah seluruh siswa kelas XI tahun ajaran 2024/2025 yang mengambil mata pelajaran Ekonomisebanyak 252 siswa. Sampel berjumlah 155 siswa yang ditentukan melalui teknik proportionate random sampling. Data dianalisis menggunakan uji statistik untuk mengetahui pengaruh masingmasing variabel terhadap konsentrasi belajar. Hasil penelitian menunjukkan bahwa kejenuhan belajar dan penggunaan gadget berpengaruh negatif dan signifikan terhadap konsentrasi belajar, sedangkan lingkungan belajar berpengaruh positif dan signifikan. Temuan ini menunjukkan bahwa konsentrasi siswa dipengaruhi oleh kombinasi faktor internal dan eksternal. Kejenuhan belajarberpengaruh negatif dan signifikan terhadap konsentrasi belajar siswa. Penggunaan gadget berpengaruh negatif dan signifikan terhadap konsentrasi belajar siswa. Kondisi lingkungan belajar berpengaruh positif dan signifikan terhadap tingkat konsentrasi belajar siswa. Peningkatan konsentrasi belajar dapat dilakukan melalui pengelolaan kejenuhan, pengendalian penggunaan gadget, dan penciptaan lingkungan belajar yang kondusif. Penelitian ini berkontribusi dalam pengembangan ilmu pendidikan, khususnya terkait faktor-faktor yang memengaruhi konsentrasi belajar siswa sebagai dasar perumusan strategi pembelajaran yang lebih efektif.Keywords: kejenuhan belajar; konsentrasi belajar; lingkungan belajar; penggunaan gadget ABSTRACTThis study was motivated by the problem of declining student concentration in Economics classes at SMA Negeri 3 Purwokerto. The low level of concentration is presumed to be influenced by internal and external factors, such as learning burnout, the intensity of gadget use, and the condition of the school learning environment. The purpose of this study was to analyze the effect of learning burnout, gadget use, and the learning environment on the concentration level of eleventh-grade students. This research employed a quantitative method. The population consisted of all eleventh-grade students in the 2024/2025 academic year who were enrolled in Economics, totaling 252 students. A sample of 155 students was selected using proportionate random sampling. The data were analyzed using statistical tests to determine the effect of each variable on learning concentration. The results showed thatlearning burnout and gadget use had a negative and significant effect on students’ learning concentration, while the learning environment had a positive and significant effect. These findings indicate that students’ concentration is influenced by a combination of internal and external factors. Learning burnout has a negative and significant effect on students’ learning concentration. Gadget use has a negative and significant effect on students’ learning concentration. The condition of the learning environment has a positive and significant effect on students’ level of learning concentration. Improving learning concentration can be achieved through managing learning burnout, controlling gadget use,and creating a conducive learning environment. This study contributes to the development ofeducational science, particularly regarding factors that influence students’ learning concentration as a basis for formulating more effective instructional strategies.Keywords: learning boredom; learning concentration; gadget use; learning environment
Reconceptualizing Trust in Islamic Marketing: A Systematic Review of Attitudes and Purchase Intention Sukoco, Hendro; Krisnaresanti, Aldila; Kayadibi, Sahnoza
Create: Journal of Islamic Management and Business Vol. 2 No. 1 (2026): Islamic Business and Management
Publisher : Perkumpulan Dosen Tarbiyah Islam Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59373/create.v2i1.245

Abstract

This study aims to provide a comprehensive overview of consumer behavior in the context of Islamic marketing by systematically reviewing existing literature on attitudes, trust, and purchase intention. As Islamic markets expand globally, understanding the psychological and behavioral drivers that shape Muslim consumer decision-making has become increasingly important. This review synthesizes articles published over the last decade (2015–2025) indexed in major scientific databases, focusing on empirical and conceptual studies related to halal products, services, and Islamic branding. The findings reveal that consumer attitudes are strongly influenced by religious commitment, halal awareness, and perceived product quality. Trust emerges as a central determinant, particularly shaped by halal certification, corporate credibility, and transparency of marketing practices. Moreover, purchase intention is found to be mediated by consumer trust and moderated by socio-cultural factors such as religiosity, lifestyle, and generational differences. The review highlights methodological trends, including the dominance of survey-based quantitative approaches and the growing application of structural equation modeling. Despite substantial progress, research gaps remain in exploring digital platforms, sustainability issues, and cross-cultural comparisons of Muslim and non-Muslim consumers. This paper contributes by mapping the intellectual landscape of Islamic consumer behavior and offering directions for future research in the era of global halal markets.
Pengaruh Penggunaan E-Wallet terhadap Perilaku Konsumtif Mahasiswa Fakultas Ekonomi dan Bisnis Universitas Jenderal Soedirman Alrianisti Rafa Athaya; Dian Isnawati; Aldila Krisnaresanti
JURNAL ILMIAH EKONOMI, MANAJEMEN, BISNIS DAN AKUNTANSI Vol. 3 No. 3 (2026): MEI
Publisher : CV. KAMPUSA AKADEMIK PUBLISING

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61722/jemba.v3i3.2423

Abstract

This study was conducted to analyze the influence of e-wallet usage on the consumer behavior of students at the Faculty of Economics and Business, Jenderal Soedirman University. The development of digital payments has driven increased e-wallet usage among students, as they are perceived as more practical, efficient, and faster for transactions. This convenience is expected to influence student consumer behavior. This study employed a quantitative approach with a survey method. Sampling was conducted using a purposive sampling technique, with 50 students who had used e-wallets for at least the past three months and made at least three transactions per month. Data were collected through an online questionnaire and then analyzed using simple linear regression. The results showed that e-wallet usage has a positive and significant influence on student consumer behavior. These findings indicate that the higher the level of e-wallet usage, the greater the tendency for student consumer behavior. This research is expected to provide students with considerations to be more prudent in using e-wallets and to better manage their finances in the digital era.
Analisis Studi Literatur : Pengaruh Skandal Korupsi 271 Triliun Terhadap Tata Kelola Ekonomi Di Indonesia Magdalena Saorlina Br. Hutabarat; Dwi Purwaningsih; Dian Isnawati; Aldila Krisnaresanti
JURNAL ILMIAH EKONOMI, MANAJEMEN, BISNIS DAN AKUNTANSI Vol. 3 No. 3 (2026): MEI
Publisher : CV. KAMPUSA AKADEMIK PUBLISING

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61722/jemba.v3i3.2432

Abstract

Abstract. The corruption scandal within the tin commodity trading system involving PT Timah Tbk, with estimated state losses ranging from IDR 271 trillion to IDR 300 trillion, represents one of the largest corporate crimes in Indonesia's extractive sector. This study aims to analyze the implications of this systemic corruption scandal on the quality of national economic governance, review the failure to implement Good Corporate Governance (GCG) principles, and evaluate its impact on public trust and market distortion. Utilizing a qualitative approach through a systematic literature review method, data were gathered from reputable academic articles indexed in Google Scholar. The findings indicate that this mega-corruption constitutes a structurally organized corporate crime involving cross-sectoral networks between the public and private spheres. The failure of GCG is characterized by weak internal control systems, political intervention, and regulatory capture. Beyond direct fiscal losses, this scandal has triggered market distortions, reduced foreign investment interest, and degraded environmental carrying capacity, thereby threatening regional economic sustainability. This study concludes that repressive law enforcement must be accompanied by institutional reconstruction, stringent oversight of State-Owned Enterprises (SOEs), and mitigation of the resource curse phenomenon. Abstrak. Skandal korupsi dalam tata niaga komoditas timah yang melibatkan PT Timah Tbk dengan perkiraan kerugian negara mencapai Rp 271 triliun hingga Rp300 triliun menjadi salah satu potret kejahatan korporasi terbesar di sektor ekstraktif Indonesia. Penelitian ini bertujuan untuk menganalisis implikasi skandal korupsi sistemik tersebut terhadap kualitas tata kelola ekonomi nasional, meninjau kegagalan penerapan prinsip Good Corporate Governance (GCG), serta mengevaluasi dampaknya terhadap kepercayaan publik dan distorsi pasar. Dengan menggunakan pendekatan kualitatif melalui metode studi literatur sistematis, data dikumpulkan dari artikel akademik bereputasi yang terindeks di Google Scholar. Hasil penelitian menunjukkan bahwa mega-korupsi ini merupakan kejahatan korporasi yang terorganisasi secara terstruktur dengan melibatkan jejaring lintas sektor publik dan swasta. Kegagalan GCG ditandai oleh lemahnya sistem pengendalian internal, intervensi politik, dan pembajakan regulasi (regulatory capture). Selain kerugian fiskal langsung, skandal ini memicu distorsi pasar, menurunkan minat investasi asing, serta mendegradasi daya dukung lingkungan yang mengancam keberlanjutan ekonomi daerah. Penelitian ini menyimpulkan bahwa penegakan hukum represif harus diiringi dengan rekonstruksi kelembagaan, pengetatan pengawasan BUMN, serta mitigasi fenomena kutukan sumber daya alam (resource curse).
Perbandingan Literature mengenai Dampak Perkembangan E-Commerce terhadap UMKM di Indonesia Olivia Purnama; Nesya Fatikhatul Hikmah; Dian Isnawati; Aldila Krisnaresanti
JURNAL ILMIAH EKONOMI, MANAJEMEN, BISNIS DAN AKUNTANSI Vol. 3 No. 4 (2026): JULI
Publisher : CV. KAMPUSA AKADEMIK PUBLISING

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61722/jemba.v3i4.2464

Abstract

Perkembangan teknologi informasi dan internet telah mendorong pertumbuhan e-commerce yang memberikan berbagai dampak bagi UMKM di Indonesia. Penelitian ini menggunakan metode studi literatur dengan pendekatan kualitatif untuk menganalisis hasil penelitian terdahulu mengenai pengaruh e-commerce terhadap UMKM. Hasil kajian menunjukkan bahwa e-commerce mampu memperluas pasar, meningkatkan penjualan dan pendapatan, memperkuat daya saing, serta mendukung transformasi digital dan peluang ekspor. Namun, tantangan seperti rendahnya literasi digital, keterbatasan infrastruktur dan modal, keamanan data, serta persaingan usaha mengharuskan adanya kolaborasi antara pemerintah, platform digital, lembaga keuangan, dan pelaku UMKM untuk mendukung perkembangan yang berkelanjutan.
PENGARUH PERTUMBUHAN SEKTOR JASA PENDIDIKAN TERHADAP KEMISKINAN DI KABUPATEN BANYUMAS TAHUN 2020-2024 Hilda Yunita Sukmana; Khusnul Fadilah Muhlis; Dian Isnawati; Aldila Krisnaresanti
JURNAL ILMIAH EKONOMI, MANAJEMEN, BISNIS DAN AKUNTANSI Vol. 3 No. 4 (2026): JULI
Publisher : CV. KAMPUSA AKADEMIK PUBLISING

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61722/jemba.v3i4.2467

Abstract

Abstract. The educational services sector in Banyumas Regency has experienced rapid development, yet its sectoral contribution to regional poverty reduction still requires empirical testing. This study aims to analyze the impact of growth in the educational services sector on the poverty rate in Banyumas Regency during the 2020–2024 period. A quantitative method with a simple linear regression analysis approach was used, utilizing secondary time-series data obtained from the Statistics Indonesia (BPS). Hypothesis testing was conducted partially using a significance test (t-test). The results of the study indicate that the educational services sector growth variable has a t-statistic value of -3.878 with a significance level of 0.030 (< 0.05). This research proves that the growth of the educational services sector partially has a significant and negative effect on the poverty rate. An increase in economic performance within the education sector is proven effective in reducing the poverty percentage in Banyumas Regency. Theoretically, this growth creates a local multiplier effect through labor absorption and micro-businesses around educational institutions, as well as strengthening the quality of human capital. The policy implication of this research highlights the importance for the local government to continuously support the expansion and integration of the education sector with the economic sector to achieve a more inclusive poverty reduction. Abstrak. Sektor jasa pendidikan di Kabupaten Banyumas mengalami perkembangan pesat, namun kontribusinya secara sektoral terhadap penurunan kemiskinan daerah masih memerlukan pengujian empiris. Penelitian ini bertujuan untuk menganalisis pengaruh pertumbuhan sektor jasa pendidikan terhadap tingkat kemiskinan di Kabupaten Banyumas pada periode 2020–2024. Metode penelitian yang digunakan adalah kuantitatif dengan pendekatan analisis regresi linear sederhana berbasis data sekunder runtun waktu (time series) yang bersumber dari Badan Pusat Statistik (BPS). Pengujian hipotesis dilakukan secara parsial menggunakan uji signifikansi (Uji t). Hasil penelitian menunjukkan bahwa variabel pertumbuhan sektor jasa pendidikan memiliki nilai t-hitung sebesar -3,878 dengan tingkat signifikansi 0,030 (< 0,05). Penelitian ini membuktikan bahwa pertumbuhan sektor jasa pendidikan secara parsial berpengaruh signifikan dengan arah negatif terhadap tingkat kemiskinan. Peningkatan performa ekonomi pada sektor pendidikan terbukti efektif menurunkan persentase kemiskinan di Kabupaten Banyumas. Secara teoretis, pertumbuhan ini menciptakan multiplier effect lokal melalui penyerapan tenaga kerja dan usaha mikro di sekitar institusi pendidikan, serta memperkuat kualitas modal manusia (human capital). Implikasi kebijakan dari penelitian ini adalah pentingnya pemerintah daerah untuk terus mendukung ekspansi dan integrasi sektor pendidikan dengan sektor ekonomi agar tercipta penurunan kemiskinan yang lebih inklusif.
Pengaruh Pengangguran terhadap Tingkat Kemiskinan di Daerah Terpencil di Indonesia: Tinjauan Literatur Atsna Roudhoh; Dian Isnawati; Aldila Krisnaresanti
JURNAL ILMIAH EKONOMI, MANAJEMEN, BISNIS DAN AKUNTANSI Vol. 3 No. 4 (2026): JULI
Publisher : CV. KAMPUSA AKADEMIK PUBLISING

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61722/jemba.v3i4.2483

Abstract

Studi ini bertujuan untuk meneliti dampak pengangguran terhadap tingkat kemiskinan di daerah terbelakang di Indonesia melalui pendekatan tinjauan pustaka. Sumber data meliputi sepuluh artikel jurnal nasional dan internasional yang diterbitkan antara tahun 2017 dan 2026, yang diperoleh dari Google Scholar dan jurnal terakreditasi Sinta 1–5. Sintesis hasil menunjukkan bahwa pengangguran memiliki dampak positif dan signifikan terhadap kemiskinan di sebagian besar daerah yang diteliti, meskipun polanya bervariasi di berbagai daerah. Peningkatan Indeks Pembangunan Manusia (IMB) dan akses pendidikan telah terbukti menjadi strategi paling efektif untuk mengurangi kemiskinan, sementara pertumbuhan ekonomi belum mampu secara langsung mengurangi kemiskinan karena dominasi sektor informal yang berproduktivitas rendah. Mengingat sifat struktural dan multidimensional kemiskinan di daerah terbelakang, diperlukan kebijakan terpadu yang mencakup pengembangan sumber daya manusia, pengembangan infrastruktur, dan implementasi kebijakan tindakan afirmatif yang konsisten sebagai landasan pengentasan kemiskinan berbasis bukti di daerah terbelakang di Indonesia.
Pengaruh Literasi Keuangan, Gaya Hidup, dan Perilaku Konsumtif terhadap Intensitas Penggunaan QRIS pada Mahasiswa FEB Unsoed Shandy Aulia Hartono; Cahyani Ade Saputri; Ratu Atut Falaqiah; Dian Isnawati; Aldila Krisnaresanti
JURNAL RUMPUN MANAJEMEN DAN EKONOMI Vol. 3 No. 3 (2026): Mei
Publisher : CV. KAMPUS AKADEMIK PUBLISHING

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61722/jrme.v3i3.10398

Abstract

The development of digital payment systems in Indonesia has encouraged students to increasingly use Quick Response Code Indonesian Standard (QRIS) as a practical and efficient transaction method. This study aims to analyze the influence of financial literacy, lifestyle, and consumptive behavior on the intensity of QRIS usage among students of the Faculty of Economics and Business, Universitas Jenderal Soedirman. This research used a quantitative approach with a survey method through questionnaires distributed to respondents. The sampling technique applied was convenience sampling with a total sample of 70 students. Data analysis was conducted using multiple linear regression analysis. The results showed that partially, financial literacy, lifestyle, and consumptive behavior did not have a significant effect on the intensity of QRIS usage. However, simultaneously, the three variables jointly influenced the intensity of QRIS usage among students. These findings indicate that the use of QRIS is influenced not only by individual factors but also by the combination of financial understanding, lifestyle patterns, and consumptive tendencies. Therefore, increasing financial literacy and wise digital transaction behavior are important in encouraging more effective and responsible use of QRIS among students.
Co-Authors Achmad Slamet Ade Irma Anggraeni Ade Yuliana, Ade Adi Indrayanto Adi Indrayanto Agus Wahyudin Agustinus Hantoro Djoko Rahardjo Aldila Dinanti Aldila Dinanti Aldila Dinanti Aldila Dinanti Alrianisti Rafa Athaya Anggraeni, Ade Irma Ansor, Faridul Arintoko Arintoko, Arintoko Asep Budiman Atsna Roudhoh Ayuni, Alif Widya Cahyani Ade Saputri Cut Misni Mulasiwi Dadang Iskandar Dadang Iskandar, Dadang Diah Setyorini Gunawan Dian Isnawati Dinanti, Aldila Dinanti, Aldila Disman, Disman Divanti Sekar Kedhaton Putri Tanarind Dwi Purwaningsih Dyah Perwita Eeng Ahman, Eeng Fadhlurrohman, Irfan Hantoro Djoko Rahardjo, Agustinus Hari Mulyadi, Hari Haryadi Haryadi Herdian Farisi Herdiana Utama, Dian Hidayat, Nurul Hilda Yunita Sukmana Irfan Fadhlurrohman Jannah, Dwi Susi Miftakhul Jaryono, Jaryono Juni Sumarmono Kayadibi, Sahnoza Khusnul Fadilah Muhlis Lina Rifda Naufalin Lina Rifda Naufalin Magdalena Saorlina Br. Hutabarat MARIA BINTANG Mayasari, Viviana Miftahul Janah, Miftahul Naufalin, Lina Rifda Naufalin, Lina Rifda Navik Istikomah Nawangnugraeni, Devi Nazifah, Nabilatun Nesya Fatikhatul Hikmah Nur Aisyah Zulkifli Nur Chasanah Olivia Purnama Pratiwi, Septi Elang Ratu Atut Falaqiah Resalati , Asterin Zahro Kharismanaia Shandy Aulia Hartono Sofiatul Khotimah, Sofiatul Sri Lestari Sukendro, Noviani Dwi Wahyudi Sukoco, Hendro Suwatno Suwatno Suwatno Syamsul Arifin Tiara Anggun Lestari Tohir Tohir Tohir Tohir, Tohir Triana Setyawardani Wita Ramadhanti Yanuar E. Restianto