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Journal : JURNAL ABDIMAS PLJ

PENYULUHAN LITERASI DIGITAL (FINTECH) BAGI GURU DAN SISWA/I MAN 1 PULAU HARAPAN, KEP. SERIBU, JAKARTA Badie Uddin; Abdul Karim; Ibnu Suryadi
JURNAL ABDIMAS PLJ Vol. 4 No. 1 (2024): JURNAL ABDIMAS PLJ, Juli 2024
Publisher : POLITEKNIK LP3I JAKARTA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.34127/japlj.v4i1.1172

Abstract

The development of financial literacy is very rapid because of digital technology which makes it possible for all groups to access various kinds of financial services. Even though the OJK regulator has implemented quite strict age limits and requirements in accessing these financial facilities, many of the general public, especially students who already have ID cards, ignore the terms and conditions in accessing these financial services, this has an impact on the phenomenon of many students who entangled in online loans, and even e-commerce transactions that make it easier for people to get into debt, this service tries to provide counseling or outreach to the public, especially students, to better understand financial literacy and to thoroughly examine the impacts and benefits. The student chosen as the object of this service is MAN 1 Pulau Harapan, Kep Seribu, Jakarta. The methods used in this community service activity are training, lectures and questions and answers, and discussions. The result of this activity is to increase knowledge of digital financial literacy for teachers and students/I MAN I Pulau Harapan Kep Seribu.. The conclusion of this activity is very useful for students in understanding digital finance in terms of advantages and disadvantages.
PELATIHAN PENGGUNAAN FINANCIAL TECHNOLOGI UNTUK KETAHANAN EKONOMI Mohammad Sigit Adi Nugraha; Faruk Sofyan, Joel; Faridha Nurazizah Yasirrahayu; Uddin, Badie; Setiawati, Popong
JURNAL ABDIMAS PLJ Vol. 5 No. 2 (2025): JURNAL ABDIMAS PLJ, DESEMBER 2025
Publisher : POLITEKNIK LP3I JAKARTA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.34127/japlj.v5i2.1896

Abstract

The community service activity with the theme of Training on the Use of Financial Technology for Economic Resilience in Karyamekar Village, Garut Regency aims to strengthen the Economic Resilience of MSMEs in Karyamekar Village, Garut, through Training on the Use of Financial Technology (FinTech). The main background is the low digital financial literacy of partners, which leads to manual cash flow management practices (cash-based) and high vulnerability to liquidity risks and informal loans. The implementation method uses a Participatory Approach and Technical Guidance (hands-on) for 25 MSMEs. The FinTech intervention focused on the QRIS application for e-payment transactions and simple e-bookkeeping software for financial recording. The evaluation results showed significant program effectiveness. There was an increase in digital financial literacy of 82.2% (the average score increased from 45 to 82), and the application adoption rate in operational simulations reached 80%. This FinTech adoption directly impacted operational efficiency improvements, reduced recapitulation time and increased cash flow transparency. The conclusions show that effective FinTech training is a realistic key to transforming the financial management of rural MSMEs, building a credible data footprint, and mitigating risks. A key recommendation is the need for support from the Garut Regional Government in providing stable digital infrastructure to ensure the program's sustainability.
Co-Authors Abdul Karim Adam Riskiyanto Alda Putri Zahara Andita, Ai Selpia Aprilia Zahra Maharani Atep Hidayat Ayu Yudiani Lestari Azmi, Faldi Bagas Prayoga Barren, Kailal Wafa Auladal Basam, Devina Dewi Faustina Binastya Anggara Sekti Boyke Nugrahanto CAHYANI, INDAH Chika Santika Nurathilla Dani Marsel Manulang Darlin, Evalina Dedy Suryadi Dedy Suryadi Dedy Suryadi Dedy Suryadi Dendin Supriadi Deni Solihin Dewi, Nabila Eka Syntia Diaz Achmad Fahrezi Dinda Oktaviani Waruwu Dita Chandra Samsiya Eva Faldi Azmi Faridha Nurazizah Yasirrahayu Faruk Sofyan, Joel Firmansyah, Akmal Friska Imania Gunariah, Frilla Hadisman, Rekka Apriliyanti Hidayah, Taufika Ibnu Suryadi Ichwani, Arief Ika Jatnika Indrawan, Heronimus Erwin Jajat sudrajat Kailal Wafa Auladal Baren Khaira, Alfin KURNIA KURNIA, KURNIA Liani, Noval Maharani, Aprilia Zahra Mamay Syani Mohammad Sigit Adi Nugraha Muhammad Faishol Wijanarko Nisa Raudatul Janah Nixon Erzed Nizirwan Anwar Nunik Ekawandani Nurmalasari, Mieke Oetomo, R. Koesmaryanto Petrus Dwi Ananto Pamungkas Pramayanti, Dian Ikha Putrama, Baskhoro Setyo Aji Putri, Anisa Syavira Haryono Randy Rizki Ananda Ricky Rivandy A’oetpah Rizky Farihatul Sari, Anggi Puspita Setiawati, Popong Siti Maesaroh Siti Maesaroh Siti Nur Kholifah Sitti Chadijah Soedjarwo, Gabriella Novianty Sopiah, Sopiah Sueb Sueb Suharyono, Yakobus Sulistyohati, Aprilia Suryani Suryani Suryani Suryani Tina Kartini Utami, Aliph Putri Uus Rusmawan Virgy Andrean Riyadi Widia Sari Wijayadi, Eneng Mila Lestari Yulia Komala