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All Journal DE LEGA LATA: Jurnal Ilmu Hukum JURNAL MERCATORIA Jurnal Ilmiah Penegakan Hukum Al-Manhaj: Jurnal Hukum dan Pranata Sosial Islam NUSANTARA: Jurnal Pengabdian Kepada Masyarakat Jurnal Hukum, Politik dan Ilmu Sosial (JHPIS) Sejahtera: Jurnal Inspirasi Mengabdi Untuk Negeri Inspirasi Dunia: Jurnal Riset Pendidikan dan Bahasa Cakrawala: Jurnal Pengabdian Masyarakat Global Dewantara: Jurnal Pendidikan Sosial Humaniora Lencana: Jurnal Inovasi Ilmu Pendidikan Jurnal Riset Manajemen Jurnal Kabar Masyarakat Jurnal Riset Rumpun Ilmu Sosial, Politik dan Humaniora (JURRISH) Eksekusi: Jurnal Ilmu Hukum dan Administrasi Negara Hakim: Jurnal Ilmu Hukum dan Sosial Perkara: Jurnal Ilmu Hukum Dan Politik Aladalah: Jurnal Politik, Sosial, Hukum dan Humaniora Bhinneka: Jurnal Bintang Pendidikan dan Bahasa Karunia: Jurnal Hasil Pengabdian Masyarakat Indonesia Mandub: Jurnal Politik, Sosial, Hukum dan Humaniora Al-Zayn: Jurnal Ilmu Sosial & Hukum LAWYER: Jurnal Hukum Aliansi: Jurnal Hukum, Pendidikan dan Sosial Humaniora Konsensus: Jurnal Ilmu Pertahanan, Hukum dan Ilmu Komunikasi Proceeding Of International Conference On Education, Society And Humanity Solusi Bersama : Jurnal Pengabdian Dan Kesejahteraan Masyarakat Masyarakat Mandiri: Jurnal Pengabdian Dan Pembangunan Lokal Jurisprudensi: Jurnal Ilmu Hukum
Mughni Sulubara, Seri
Universitas Muhammadiyah Mahakarya Aceh
Religion Agriculture, Biological Sciences & Forestry Arts Humanities Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Engineering Environmental Science Health Professions Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Mathematics Social Sciences Other

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Legal Aspects of Electronic Contracts, Financial Technology (Fintech), Peer-to-Peer Lending, Shopee Paylater Riska, Riska; Sulubara, Seri Mughni; Nurkhalisah, Nurkhalisah
AL-MANHAJ: Jurnal Hukum dan Pranata Sosial Islam Vol. 7 No. 1 (2025)
Publisher : Fakultas Syariah INSURI Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37680/almanhaj.v7i1.7797

Abstract

This study aims to analyze the validity of electronic contracts in Shopee Paylater services and the challenges of consumer legal protection. Electronic contracts are legally valid, but there are still weaknesses in standard clauses and consumer protection. This study provides a new perspective on the need to reformulate standard contract regulations in the fintech sector. This method focuses on analyzing legislation, legal doctrines, and related legal literature as primary and secondary legal materials. The results of research on the legal aspects of electronic contracts in financial technology (fintech) peer-to-peer lending, Shopee PayLater, show that the electronic contracts used by Shopee PayLater are valid and have legal force in accordance with Law Number 11 of 2008 concerning Electronic Information and Transactions (ITE Law), which was amended by Law Number 19 of 2016. The Shopee PayLater electronic contract is legally compliant with the provisions of the Civil Code (KUHPerdata), specifically Articles 1313 and 1320, which regulate the validity of an agreement, including the existence of an agreement between the parties, legal competence, a clear object, and a lawful cause.
Co-Authors Amrizal Amrizal Amrizal Amrizal Amrizal Amrizal Amrizal Andika Saputra Andika Saputra Ashari Efendi Ashari Efendi Atiega Rangkuti, Irma Azahari Zairie Ahmad Azahari Zairie Ahmad Bambang Eko Prayetno Bohari Muslim Budiman Budiman Budiman Budiman Darmika Sempena Dea Humaira Desi Purnama Sari DESI PURNAMA SARI Diana Juwita Eka Lestari Sitepu Evi Lestaria Fachrul Razi Fachrul Razi Hanita Azrica Harry Fauzi Harry Fauzi, Harry Hasma Yanti Hilma Rahmatillah Irma Atiega Rangkuti Iskandar Iskandar Kheriah Laya Shafura Lenyta Mawaddah Lubis, Hidayati Purnama M Fizza Anggara M. Fadli Ferdiansyah Putra Machfud Maula fitri Maulida Maulida Mawaddah Mawaddah Mira Ariya Putri Mira Ariya Putri Mulyani Ulan Dari Murthada Murthada Murthada Murthada Murthada Musmulyadi Musmulyadi Muttmainnah Mahbengi Muttmainnah Mahbengi Nadila Ulfa Namira Simah Bengi Nanci Yosepin Simbolon Nanda Wulandari Niswatul Khaira Novia Mawarni Novia Mawarni Nurhayati Nurhayati Nurkhalisah Nurkhalisah Nurkhalisah, Nurkhalisah Oni Tri Asri Putra Bahgia Rahmat Roza Raika Supia Ranti Maulya Riska Riska Riska Riska Riska Riska Riska Rubiah Rubiah Rubiah Rubiah Sinta Amelia Sulistio Ningsih T. Saiful Basri Taifatul Jannah Tasril, Virdyra Ulandary, Yury Virdyra Tasril Yanti, Syafridha Yeni Irma Normawati Yulistiana Dewi Yulpa Yanti Yulpa Yanti Zainal Abidin Zainal Abidin Zainal Abidin Zainuddin, Zulfa Zikri Yandi Zikrullah Zikrullah Zulfa Zainuddin