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All Journal Jurnal Pendidikan Vokasi Shirkah: Journal of Economics and Business Journal of Aquaculture and Fish Health JIEB : Jurnal Ilmiah Ekonomi Bisnis Bertuah : Jurnal Syariah dan Ekonomi Islam Tsaqafatuna: Jurnal Ilmu Pendidikan Islam Jurnal Relevansi : Ekonomi, Manajemen dan Bisnis Idarotuna : Jurnal of Administrative Science Tasharruf: Journal of Islamic Economics and Business Journal of Islamic Education Counseling Revenue : Jurnal Ekonomi Pembangunan dan Ekonomi Islam Digital Bisnis: Jurnal Publikasi Ilmu Manajemen Dan E-commerce Moderasi : Journal of Islamic Studies Jurnal Serambi Ekonomi dan Bisnis Revenue Journal: Management and Entrepreneurship Maslahah: Jurnal Manajemen dan Ekonomi Syariah JEBD Neraca Manajemen, Akuntansi, dan Ekonomi Assyfa Journal of Islamic Studies JGEN : Jurnal Pengabdian Kepada Masyarakat Proceeding of International Conference on Humanity Education and Society Seroja Husada: Jurnal Kesehatan Masyarakat PENG: Jurnal Ekonomi dan Manajemen Al-Risalah Jurnal Studi Agama dan Pemikiran Islam Tasharruf : Journal of Islamic Economics and Business Jurnal Ekonomi Syariah Ekopedia: Jurnal Ilmiah Ekonomi Jurnal of Islamic Economic Studies
Saiful Bakhri
Sekolah Tinggi Agama Islam Salahuddin Pasuruan, Indonesia
Religion Agriculture, Biological Sciences & Forestry Humanities Computer Science & IT Decision Sciences, Operations Research & Management Dentistry Economics, Econometrics & Finance Education Engineering Environmental Science Health Professions Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Mathematics Medicine & Pharmacology Nursing Public Health Social Sciences Veterinary Other

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Penguatan Ekonomi Kreatif Masyarakat Melayu Melalui Diversifikasi Produk Kopi: Untuk Peningkatan Daya Saing Global Ishak, Khodijah; Selamat, Muhammad Isa; Heryadi, Heryadi; Sari, Yetma; Hidayah, Nurul; Rahma, Tria; Ramadhan, Riski; Rahim, Hainnuraqma; Bakhri, Saiful; Hassanee, Narong; Rosidi, Rosidi; Wahyudi, Winarto Eka
JGEN : Jurnal Pengabdian Kepada Masyarakat Vol. 4 No. 1 (2026): JGEN : Jurnal Pengabdian Kepada Masyarakat, Februari 2026
Publisher : Lumbung Pare Cendekia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.60126/jgen.v4i1.1496

Abstract

Diversifikasi produk kopi merupakan upaya pengembangan varian produk kopi dengan inovasi rasa, kemasan, dan metode pengolahan guna menciptakan nilai tambah serta meningkatkan daya saing produk kopi di pasar lokal maupun internasional. Pengabdian masyarakat ini bertujuan memperkuat ekonomi kreatif masyarakat Melayu melalui pelatihan diversifikasi produk kopi sebagai strategi untuk meningkatkan kualitas dan daya saing produk kopi lokal. Metode pelaksanaan pengabdian menggunakan pendekatan Asset Based Community Development (ABCD) yang berorientasi pada pemberdayaan aset dan potensi lokal masyarakat. Tahapan pelaksanaan meliputi identifikasi aset, perencanaan visi bersama, perancangan program pelatihan, implementasi workshop dan praktik produksi, serta pendampingan berkelanjutan sampai evaluasi hasil produksi dan pemasaran. Hasil pengabdian menunjukkan peningkatan signifikan dalam kapasitas produksi dan inovasi produk kopi dengan varian cita rasa khas Melayu yang diterima positif oleh pelaku usaha dan konsumen. Selain itu, pelatihan pemasaran digital dan pengemasan ramah lingkungan berhasil memperluas akses pasar hingga tingkat nasional dan internasional. Kolaborasi multidisipliner antara perguruan tinggi dan komunitas memperkuat sinergi dalam transfer ilmu dan teknologi yang mendukung keberlanjutan usaha kopi berbasis ekonomi kreatif. Program ini memberikan kontribusi nyata dalam memperkuat posisi produk kopi lokal di pasar global sekaligus meningkatkan kesejahteraan masyarakat secara berkelanjutan.
Mekanisme Pembiayaan Berbasis Digital pada Fintech Syariah Peer To Peer Lending Misbah, Hanim; Bakhri, Saiful; Umami, Risa; Arifia, Kharina
Tasharruf : Journal of Islamic Economics and Business Vol. 6 No. 1 (2025): Tasharruf : Journal of Islamic Economics and Business (Mei)
Publisher : Program Studi Perbankan Syariah Sekolah Tinggi Agama Islam Salahuddin Pasuruan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55757/tasharruf.v6i1.1149

Abstract

The rapid advancement of information technology has significantly transformed financial services, giving rise to digital innovations such as Islamic Peer-to-Peer (P2P) Lending Fintech. This platform offers a Sharia-compliant financing alternative, primarily targeting Micro, Small, and Medium Enterprises (MSMEs) that often face barriers in accessing traditional bank loans. This study aims to analyze the digital financing mechanism within Islamic P2P lending, examining its regulatory framework, underlying Islamic contracts, operational structure, and key distinctions from conventional models. The findings indicate that Islamic P2P lending operates on core Sharia principles prohibiting riba (usury), gharar (uncertainty), and maysir (speculation) and utilizes contracts such as mudharabah (profit-sharing), musyarakah (joint venture), wakalah bil ujrah (fee-based agency), and al-qardh (benevolent loan). The study concludes that Islamic P2P lending enhances financial inclusion by providing accessible, transparent, and ethically structured digital financing, thereby supporting the growth of MSMEs and promoting the broader development of Indonesia's Islamic financial ecosystem.
Fintech Untuk Semua Menjembatani Kesenjangan Akses Keuangan di Pedesaan Indonesia 2025 Shafie1, Nur Aima; Bakhri, Saiful; Umami, Risa
Tasharruf : Journal of Islamic Economics and Business Vol. 6 No. 2 (2025): Tasharruf : Journal of Islamic Economics and Business (November)
Publisher : Program Studi Perbankan Syariah Sekolah Tinggi Agama Islam Salahuddin Pasuruan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55757/tasharruf.v6i2.1153

Abstract

This study analyzes the strategic role of fintech in addressing the gap in access to rural finance in Indonesia in 2025, using a qualitative approach by applying the literature review method. Structural gaps remain critical (rural financial inclusion index: 75.7% vs urban 89.2%), triggered by a triad of digital infrastructure problems(22% of villages have unstable electricity), dual literacy (only 35% understand fintech products), and gender gap (female account ownership: 74.3%).Through a qualitative approach, the 2026-2030 Agenda focuses on regulatory harmonization.blockchain, gender affirmation (40% quota of female LKD agents), expansiongreen fintechfor renewable energy, as well as the construction of 300 4G/5G towers and trainingcyber hygiene20,000 agents. Research concludes that rural financial justice can only be achieved through the integration of adaptive regulation-inclusive infrastructure-local wisdom-based education,with risk mitigationdigital colonialism and ESG principles as pillars of sustainability.
Exploring the Shari'ah economic learning model through virtual learning: Initiatives and challenges Nursaid, Nursaid; Haanurat, A. Ifayani; Bakhri, Saiful; Rahman, Anisur
Assyfa Journal of Islamic Studies Vol. 2 No. 2 (2024): Assyfa Journal of Islamic Studies (December)
Publisher : CV. Bimbingan Belajar Assyfa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61650/ajis.v2i2.325

Abstract

The success of Sharia economics is contingent upon adhering to the principles of Islamic economics in all its actions. Because of this, it is essential to get a complete understanding through Sharia economic education, which covers many vital principles that greatly help the growth of national character education with an Islamic focus. Nevertheless, empirical evidence indicates that students must still strive to enhance their capacity to articulate and comprehend real-world phenomena and analyse solutions to societal issues through the lens of Sharia economics. The objective of this study is to develop a comprehensive Sharia economic learning model for students in the Department of Economic Education at the Muhammadiyah University of Jember. The model will enable students to accurately describe and analyse real-life phenomena and provide interpretations and solutions based on the principles of Sharia economics. The study methodology employed is a descriptive approach aimed at elucidating the research findings derived from the respondents and field observations, utilising both primary and secondary data sources. The research will extensively explore the findings related to comprehending Sharia economic material through a direct learning methodology. The article will also highlight the necessary efforts required to optimise the research's objectives.
Co-Authors A Ifayani Haanurat Abdussalam Ahmad Djalaluddin Akhmad Taufiq Mukti Amironah , Siti Ana Pratiwi Anisak Anisak Anisak Anisak1, Anisak Anjas Wulandari, Siti Pamrih Arifia, Kharina AUNUR ROFIQ Aunur Rofiq Ayun, Qurrotal Dikril Faizun Eki Puspita Ariyanti Faizum, Dikril Fatah, Muchamad Iqbal Fathma Hanum Fathor Rozi Fatmah Hanum Firdaus, Salsabila Frida Auliya A Fuadah Johari Hainnuraqma Binti Rahim Hanum, Fathma Hanum, Fathmah Hanum, Fatmah Hasnah Haron Hassanee, Narong Heryadi, Heryadi Hidayat, Ahmad Dani Taufik Holisah, Jahirotul I Nyoman Budiono Irham Maulana, Moh. Ishak, Khodijah Kasuwi Saiban Khotibul Umam Kuswandari, Eny Labibi, silda Liatul Aini Mardliyyah Maulana , Moh. Irham Maulana, Moh Irham Mauliddiva, Aziza Misbah, Hanim Misbahul Munir Misbahul Munir Moch. Mahsun Mubarok, Ahmad Fauzan Muchamad Iqbal Fatah Muhammad Alwi Muhammad Alwi Muhammad Nur Kholis, Muhammad Nur Muhammad Yazid Mustikaningtyas, Andhita Nadia Azalia Putri Nur Aima Shafie Nur Asnawi Nur Jannah, Laila Nursaid NURUL HIDAYAH Nurul Khofifah, Nurul Pertiwi, Novi Dian Rachmawati, Putri Yani Rahim, Hainnuraqma Rahma, Tria Rahman, Anisur Ramadan, Syahri Ramadhan, Riski Risa Umami Rosidi Rosidi Rozi, Fathor Sagita Martha Triyani Sari, Yetma Satriyo, Cindy Charisma Selamat, Muhammad Isa Shafie1, Nur Aima Silda Labibi silda Labibi Siswantoyo Siti Hasanah Siti Kadariah Siti Musfiqoh Siti Pamrih Anjas Wulandari Siwi Widiastuti Sulistyowati Sultan Hasanudin Susetyaningsih, Ririn WAHYUDI Winarto Eka Wahyudi, Winarto Eka Woro Hastuti Setyantini Yazid, Azy Athoillah Yusuf Yusuf