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Journal : Al-Muzara'ah

Analisis Produk Deposito Mudharabah dan Penerapannya pada PT BPRS Amanah Ummah Siti Afifah; Ahmad Sobari; Hilman Hakiem
AL-MUZARA'AH Vol. 1 No. 2 (2013): AL-MUZARA'AH (December 2013)
Publisher : Department of Islamic Economics, IPB University

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (551.401 KB) | DOI: 10.29244/jam.1.2.139-160

Abstract

This paper attempts to analise the mudarabah fixed deposits product and its implementation in PT BPRS Amanah Ummah. This paper also tries to analise the nisbah examination on profit and loss sharing.The method used in this study is descriptive method. Fixed deposits account in PT BPRS Amanah Ummah has been known for its transaction using mudaraba contract. The contract, basically, involves two parties which have been working together as an investor (shahibul maal) and entrepreneur (mudharib) throughout the contract period. Bank has its own responsibility as the entrepreneur. The profit and loss are shared between them as stated in the contract and has been agreed by all involved parties.The proportion is indeed appeared as the result of bargaining process prior to the final agreement between them. If any loss occurred, the investor is the one who responsible on it. The entrepreneur is ‘only’ burdened on time and management loss. However, the situation may differ if the loss is caused by human error (the entrepreneur).
Faktor-Faktor yang Memengaruhi Minat Masyarakat Berwakaf Uang/Melalui Uang dalam Mendukung Pembangunan Berkelanjutan Kota Bogor Hilman Hakiem; Irfan Syauqi Beik; Idqan Fahmi
AL-MUZARA'AH Vol. 10 No. 2 (2022): AL-MUZARA'AH (December 2022)
Publisher : Department of Islamic Economics, IPB University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29244/jam.10.2.155-168

Abstract

Sustainable Development Goals (SDGs) has been interesting issue in this era. One of the ways to support these goals is by empowering cash waqf. The purpose of this research is to identify people perception on cash waqf to support sustainable development in Bogor City, to analyze the factors affecting people interest in cash waqf to support sustainable development in Bogor City, and to create formulas in order to increase the collection of cash waqf to support sustainable development in Bogor City. This research uses descriptive analysis, median analysis, Partial Least Square-Structural Equation Modelling (PLS-SEM) analysis, and strategic analysis. It is found that the most dominant indicator goes to “spending money for the needy can increase the spirit of religion, to support sustainable development”. It is also found that 64.86% indicators are included as good perception. Awareness, knowledge, attitude, and religiosity have positive and significant effect on people interest in cash waqf to support sustainable development in Bogor City, while promotion and socialization have positive effect but not significant. Improving on awareness, knowledge, attitude, and maintain religiosity should be taken as the main strategy to increase the collection of cash waqf to support sustainable development in Bogor City.
Contribution of Zubair Hasan to Islamic Economics Qurroh Ayuniyyah; Hambari; Hilman Hakiem
AL-MUZARA'AH Vol. 11 No. 2 (2023): AL-MUZARA'AH (December 2023)
Publisher : Department of Islamic Economics, IPB University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29244/jam.11.2.155-165

Abstract

Islamic economics has been growing immensely for almost four decades since the First International Conference on Islamic economics held in Makkah in February 1976. Many improvements on developing Islamic economics as an independent discipline have been done by many scholars. One of the most prominent contemporary scholars who have made some significant work in building Islamic economics by combining the existing modern economics with Islamic teaching is Zubair Hasan. Therefore, the main objective of the study is to provide a summary and analysis of Hasan’s economic thought on Islamic economics. The study is based on secondary data, taken from some books, articles, and journal that Hasan has produced. This study uses a descriptive analysis and employs an inductive approach in tracking and collecting materials and references written by Zubair Hasan from 1975 to 2014. The analytical approach was used to identify Hasan’s thought on several topics in the area of Islamic economics. The study suggests Hasan views on Islamic economics are comprehensive and cover almost all aspects that Islamic economics needs to explain. This includes underlying assumptions, scope of objectives, the role of state and individual, institutional frameworks, distribution, and profit in Islam. His analysis is basically a critical integration between modern economics with Islamic heritage.
Co-Authors Abdul pauji Abdus Salam Ade Lia Ahmad Faisal Ahmad Hamdan Mushaddiq Ahmad Mulyadi Kosim Ahmad Sobari Ahmad Sobari Ahmad Sobari Al Alawi, Mubayyin Aldeana Meliani Amran Anjani, Rizkha Amalia Desi Silfiaratih Waluyo Dewi Pitriani Dita Hildayatni Dwi Lia Rosalianti Fairuz Madinah Fanika Selvianti Farhan Dwi Aditya H. M. Kholil Nawawi Hambari, Hambari Hasanah, Rian Hendri Tandjung Hendri Tanjung Hildayatni, Dita Hilyatul Diniyah Ibdalsyah Ibdalsyah Idqan Fahmi Ikhwan Hamdani Ilham, Muhamad Sihabudin Imas Kania Rahman Ira Lestari Irfan Syauqi Beik Kholil Nawawi Lili Diayana Fitri Linda Novita Linda Novita Lula Akmal Afifah Lusiyaningsih M. Dahlan R. M. Kholil Nawawi M. Kholil Nawawi Madinah, Fairuz Maesari Maesari Maesari, Maesari Magfirah Maulidia Putri Mahardika Ramadhan Maryati Maryati Maulida, Yunita Melda Amelia Putri Melda Amelia Putri Mohamad Syahril Muharram Mohammed Samsul Hidayat Muhammad Danuludin Muhyani, Muhyani Mushaddiq, Ahmad Hamdan Muthmainah, Liska Mutiara Putri Riany Nawawi, M. Kholil Nawawi, M. Kholil Nia Ruhaniah Nida Fitri Yansyah Niken Febiana Nirwan Syafrin Nufus, Fika Pijaki Nurul Ismailiah Oking Setia Priyatna Pahmi Soleh Hasan Paramita, Sinta Pauji, Abdul Putra, Ari Andika Putri, Maghfira Maulidia Qurroh Ayuniyyah Rasi Magi Akhsya Ratu Balqis Sholiha Retno Triwoelandari Rian Hasanah Rismayanti Lubis Saiful Anwar Salati Asmahasanah SANTI LISNAWATI Sanusi, Muhammad Samsul Hidayatullah Satria Ramdani, Muhamad Sa’diyah, Maemunah Silfiaratih Waluyo, Desi Sinta Paramita Sinta Paramita Siti Afifah Siti Halimah Siti Herawati Sofian Muhlisin Sri Nurul Milla Suhendra Suhendra Sutisna Sutisna Sutisna Sutisna Suyud, Suyud Syarifatul Muawanah Tazkiyani, Intan Audia Tika Kartika Triwoelandari, Retno Waluyo, Desi Silfiaratih Wicaksono, Matius Rangga Yayik Maulani Nursantia Yayu Siti Nurgilang Yunita Maulida