Claim Missing Document
Check
Articles

Found 24 Documents
Search

Analysis Of Non-Performing Financing Factors In Sharia Savings And Loans Cooperative (KSPPS) Alfa Mar’atus Sholihah, Cirebon City Safitri, Nanda Aisyah; Sari, Linda; Sutirwan Wahdiat, Irwan; Mardi, Mardi
Jurnal Ekuisci Vol 2 No 6 (2025): Vol 2 No 6 July 2025
Publisher : Ann Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62885/ekuisci.v2i6.758

Abstract

Aims. This research was conducted to identify various factors contributing to the emergence of Non-Performing Financing (NPF) in the Sharia Cooperative Alfa Mar’atus Sholihah. Methods. This study uses a descriptive, qualitative approach categorized as field research. The main data source comes from primary data collected through observations, interviews, and documentation involving the secretary and employees of the Sharia Savings and Loans Cooperative Alfa Mar’atus Sholihah. Results. The findings indicate that the factors causing NPF in the Sharia Cooperative Alfa Mar’atus Sholihah consist of internal factors, such as the financing process and the profit-sharing system, as well as external factors, such as the character of customers and economic growth. Conclusions. Based on research at KSPPS Alfa Mar’atus Sholihah, internal and external factors influence Non-Performing Financing (NPF). Internally, while the financing system is adequate with proper education and monitoring, issues arise in installment payments and unclear profit-sharing agreements. Externally, NPF is affected by member characteristics like low repayment ability and reliance on stable economic growth. To reduce NPF, the cooperative should strengthen education, monitoring, and member engagement, while staying responsive to economic changes. Implications. These findings provide insights for the management of KSPPS Alfa Mar’atus Sholihah to improve financing procedures and customer education, as well as to consider customer characteristics and economic conditions in financing management
PELATIHAN PEMBUKUAN SEDERHANA DAN PROSES PROMOSI PRODUK UMKM FRIED CHIKKEN DI KOTAGEDE BANTUL YOGYAKARTA Sari, Linda; Wulandari, Ika
KARYA: Jurnal Pengabdian Kepada Masyarakat Vol 5 No 2 (2025): KARYA: Jurnal Pengabdian Kepada Masyarakat
Publisher : FKIP Universitas Samawa

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Pengabdian ini bertujuan untuk memberikan edukasi dan pemahaman mengenai pembukuan sederhana sehingga dapat mendapatkan pengetahuan yang pada akhirnya membantu dalam mengelola keuangan usaha dengan lebih baik dan efisien dan melakukan promosi atau mengenalkan produk UMKM kepada konsumen untuk mendukung pengembangan usaha secara berkelanjutan. Pengabdian ini dilakukan selama satu bulan, yaitu dari tanggal 7 Februari sampai dengan 7 Maret 2025, dengan metode yang melibatkan survei, wawancara, pretest, pelatihan, evaluasi dan monitoring dan posttes. Hasil dari pengabdian ini menunjukkan pelaku UMKM memahami tentang pembukuan sederhana sehingga dapat mengelola keuangannya dengan baik sementara strategi promosi terbukti meningkatkan daya jangkau konsumen dan volume penjualan. Dengan demikian, integrasi antara pencatatan keuangan dan promosi produk menjadi faktor penting dalam pengembangan UMKM yang berkelanjutan.
Strengthening Students’ Character of Discipline and Responsibility Through the KKN Program at SDN 10 Kamang Baru Amin, Muhammad; Suryati , Peni; Renza , Dika Rama; Arsi, Syofna; Falin, Wenny Septiana; Sari, Linda
The Future of Education Journal Vol 4 No 6 (2025)
Publisher : Lembaga Penerbitan dan Publikasi Ilmiah Yayasan Pendidikan Tumpuan Bangsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61445/tofedu.v4i6.638

Abstract

Character development in students has become a key focus in primary education, particularly in strengthening the values of discipline and responsibility. This research was motIated by the observation that students at SDN 10 Kamang Baru still show low levels of these character traits. To address this issue, the Community SerIIIce Program (KKN) was implemented as a strategy to instill and reinforce these values through educational actIities and exemplary behaIIIor by unIersity students. The objectIe of this study is to describe the impact of the KKN program on strengthening students’ character, specifically in terms of discipline and responsibility. This study employed a qualitatIe descriptIe approach, involIIIng 30 students from grades I to III, 3 classroom teachers, and 1 school principal as participants. Data collection techniques included observation, interIIIews, and documentation. The data were analyzed through data reduction, data display, and drawing conclusions. The results revealed a significant improvement in students’ discipline and responsibility after the implementation of the KKN program. Approximately 83% of students showed improved discipline, such as punctuality and adherence to school rules, while 76% of students demonstrated increased responsibility, such as completing assignments on time and maintaining classroom cleanliness. Teachers and the principal confirmed that the KKN program had a positIe impact on students’ attitudes and behaIIIor, particularly through habitual practices, value reinforcement, and direct modeling by KKN participants. Conclusion: The KKN program effectIely strengthens the character of discipline and responsibility among elementary school students. This program can serve as a model for collaboration between higher education institutions and schools in developing the character of future generations with integrity.
PENGEMBANGAN MEDIA GAME EDUSPASIAL PADA KECERDASAN VISUAL SPASIAL PADA TINGKAT PERKEMBANGAN ANAK USIA 4-6 TAHUN: DEVELOPMENT OF EDUSPATIAL GAME MEDIA TO ENHANCE VISUAL-SPATIAL INTELLIGENCE IN CHILDREN AGED 4–6 YEARS Sari, Linda; Adhe, Kartika Rinakit
Thufuli Vol 4 No 1 (2022): Thufuli: Jurnal Ilmiah Pendidikan Islam Anak Usia Dini
Publisher : Universitas Islam Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33474/thufuli.v4i1.13773

Abstract

The purpose of this study was to determine the level of effectiveness of Eduspatial game media. The game uses an application and can be easily accessed via cellphone. Educational games stimulate visual-spatial intelligence, aiming to increase intelligence in viewing an object, so that children can explore the meaning of objects from a numerical and spatial perspective. Educational games are a supporting factor that is made so that children have an interest in learning at home and can hone spatial visual intelligence through the concept of playing spatial games. game activity. This game is expected to support children's learning activities and hone their visual-spatial intelligence skills. This type of research uses Research and Development (R&D) with the ADDIE development model. The sampling subjects were media validators, material validators and involved 30 children at the age level of 4-6 years. Data collection was carried out using an online questionnaire distribution technique via google form accompanied by game links to support the procedure for using Eduspatial game media. The feasibility of the media expert trial obtained the results with the criteria of "good" information "appropriate" (80%), the material expert trial obtained the results with the criteria "good" information "decent" (80%), the trial by parents obtained the results with the criteria “very good” description of “very decent” (89%). Based on the results of this study, the educational game learning media, which is specifically designed to improve children's visual spatial intelligence, is able to support the learning process properly and effectively for early childhood.
Hubungan Usia Kehamilan, Anemia, Dan Paritas Dengan Kejadian Berat Badan Lahir Rendah (Bblr) Pada Ibu Bersalin Di Wilayah Kerja Puskesmas 7 Ulu Kota Palembang Sari, Linda; Anggraini, Helni; Handayani, Sri
Jurnal Kesehatan Saintika Meditory Vol 6, No 2 (2023): November 2023
Publisher : STIKES Syedza Saintika Padang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30633/jsm.v6i2.2039

Abstract

Berat badan Lahir Rendah (BBLR) merupakan faktor utama dalam peningkatan mortalitas, morbiditas dan disabilitas neonatus, bayi dan anak. Menurut World Health Organization (WHO), BBLR didefinisikan sebagai berat saat lahir yang kurang dari 2.500 gram. Tujuan penelitian ini adalah untuk mengetahui hubungan usia kehamilan, paritas dan anemia secara simultan dengan kejadian BBLR di wilayah kerja Puskesmas 7 Ulu Kota Palembang Tahun 2022.Desain penelitian ini adalah observasional analitik dengan pendekatan cross sectional. Populasi dalam penelitian ini adalah semua ibu yang bersalin di wilayah kerja Puskesmas 7 Ulu Kota Palembang.Teknik pengambilan sampel yaitu menggunakan teknik probability sampling dengan simple random sampling.Sampel ditentukan menggunakan rumus slovin diperoleh sebanyak 171 responden.Data dianalisis secara univariat dan bivariat dengan menggunakan Uji Chi-Square.Hasil penelitian ini diperoleh ada hubungan yang bermakna antara usia kehamilan (p-value 0,000 dan OR 1,077), anemia (p-value 0,000 dan OR 1,334) dengan kejadian BBLR. Dan tidak ada hubungan yang bermakna antara paritas dengan kejadian BBLR (p-value 0,256 dan OR 0,941).Dari hasil penelitian ini diharapkan bagi puskesmas 7 Ulu untuk meningkatkan pelayanan dan mengevaluasi kebijakan dalam menangani dan mencegah kejadian Berat Badan Lahir Rendah (BBLR).
Analysis of Solvency Ratio, Activity Ratio and Liquidity Ratio In PT. Indocement Tunggal Perkasa, Tbk Sari, Linda; Pratiwi, Aliah
Jurnal Ekonomi Balance Vol. 19 No. 2 (2023): Desember 2023
Publisher : Perpustakaan dan Penerbitan Unismuh Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26618/jeb.v19i2.13267

Abstract

This study aims to determine the solvency ratio, activity ratio, and liquidity ratio at PT. Indocement Tunggal Perkasa, Tbk. This research uses descriptive research type. The research instrument used in this study is a list of tables containing data on total debt, total assets, total equity, current assets, current liabilities, sales, inventories, and accounts receivable at PT. Indocement Tunggal Perkasa, Tbk. The population used in this study is the financial statements of PT. Indocement Tunggal Perkasa, Tbk in the form of a balance sheet and income statement since being listed on the IDX from 1989 to 2021, namely for 32 years. The sample in this study is the balance sheet and profit and loss statements of PT. Indocement Tungal Perkasa, Tbk for 10 years, from 2012 to 2021. The sampling technique used in this study was a purposive sampling technique. Data collection techniques using documentation and literature study. The data analysis technique used is the analysis of the solvency ratio per component as measured by the debt to asset ratio and the debt to equity ratio, the activity ratio as measured by inventory turnover and accounts receivable turnover, the liquidity ratio as measured by the current ratio and quick ratio, as well as one party t test (t-test one sample). The results showed that the solvency ratio as measured by the debt to asset ratio and the debt to equity ratio, the activity ratio as measured by inventory turnover and accounts receivable turnover, the liquidity ratio as measured by the current ratio and the quick ratio were in a good predicate.
Application of Science and Technology to Improve Productivity, Quality, and Marketing of Mocaf Bolen in Semarang City Bahatmaka, Aldias; Ardiansari, Anindya; Fibriana, Fidia; Hidayat, Indra Nurul; Sari, Linda; Mayangsari , Effelie Dewi; Prasdika, Tegar Oki; Sandi Pratama , Fajar Rizqi
Society : Jurnal Pengabdian Masyarakat Vol. 4 No. 6 (2025): November
Publisher : Edumedia Solution

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55824/0cmdjb05

Abstract

Micro, Small, and Medium Enterprises (MSMEs) make a significant contribution to economic growth, job creation, community empowerment, and the reduction of economic inequality. By 2023, MSMEs' contribution to Indonesia's GDP is projected to reach 61%, equivalent to IDR 9,580 trillion. The MSME sector absorbs 97% of the national workforce, representing approximately 117 million workers. The number of MSMEs also continues to grow each year, reaching 66 million in 2023, an increase from 65 million in 2022 (KADIN). MSME mentoring is a concrete step in supporting national aspirations, including increasing quality employment, encouraging entrepreneurship, developing creative industries, and supporting infrastructure development. In alignment with the SDGs, this PKM activity helps increase village community income and reduce income disparity. Additionally, MSMEs can apply appropriate technology (TTG) developed through university innovations. In this PKM program, the university’s IKU achievements for students and lecturers relate to IKU 2 and IKU 5, aligning with RIRN in the food sector concerning MSME empowerment for local food processing through TTG. The mentoring provides tangible benefits, with Appropriate Technology such as the Automatic Grinding Machine and Automatic Proofer Machine, resulting in a production increase to 500 Mocaf bolen per day from the original 350, reflecting a 42.86% rise. Furthermore, product diversification training was conducted by processing Mocaf flour into higher-value products such as Bolen Mocaf cookies and Mocaf Banana Bread. Digital marketing and business website mentoring were also implemented to strengthen promotional media, enabling products to access broader and potentially global markets
Tindak Pidana Pemalsuan Ijazah Dalam Perspektif Kuhp Dan Undang-Undang Sistem Pendidikan Nasional Sari, Linda; Siswanto, Heni; Muhtadi, Muhtadi; Fardiansyah, Ahmad Irzal; Rosidah, Nikmah; Firmansyah, Ade Arif
JUSTICIA SAINS - Jurnal Ilmu Hukum Vol 10, No 2 (2025): JUSTICIA SAINS: Jurnal Ilmu Hukum
Publisher : Universitas Sang Bumi Ruwa Jurai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24967/jcs.v10i2.4240

Abstract

Forgery of diplomas is a criminal offense that not only damages the integrity of the education system, but also threatens public trust in educational institutions and government. Although diploma forgery has been regulated, the practice of forgery still occurs frequently due to the lack of synchronization between the two regulations. This research aims to analyze the relevance and synchronization between the Criminal Code and the National Education System Law in handling the criminal act of diploma forgery so as to provide a comprehensive understanding of more effective law enforcement. The method used is normative- juridical research with statute approach and conceptual approach. Data is sourced from primary legal materials in the form of provisions in the Criminal Code and the National Education System Law, as well as secondary legal materials such as journals, legal literature, and related court decisions, namely district court decision Number 43/Pid.B/2021/Pn. Liw and the analysis is done descriptively-qualitatively. The results show that the regulation of diploma forgery in the Criminal Code is still general in nature through Article 263 on forgery of letters, while the National Education System Law only emphasizes administrative aspects without clear regulation of criminal sanctions. This has led to dualism in the application of the law and the potential for a legal vacuum in practice
Perkembangan Kurikulum Merdeka di SD dalam Menghadapi Tantangan Globalisasi Sari, Linda; Haifaturrahmah
Journal of Authentic Research Vol. 4 No. 2 (2025): December
Publisher : LITPAM

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36312/xh0j8b32

Abstract

Penelitian ini bertujuan untuk menganalisis perkembangan Kurikulum Merdeka di Sekolah Dasar (SD) dalam menghadapi tantangan globalisasi, dengan menyoroti prinsip, implementasi, dan relevansinya terhadap kebutuhan pendidikan abad ke-21. Penelitian ini menggunakan pendekatan studi kepustakaan (library research) yang dianalisis melalui analisis isi (content analysis) terhadap berbagai sumber literatur seperti jurnal ilmiah, buku, laporan kebijakan, dan artikel penelitian terkini yang relevan dengan topik Kurikulum Merdeka dan globalisasi pendidikan. Data dianalisis menggunakan model analisis interaktif Miles dan Huberman, melalui tahap reduksi data, penyajian data, serta penarikan kesimpulan. Hasil kajian menunjukkan bahwa Kurikulum Merdeka hadir sebagai inovasi kurikulum yang fleksibel, berpusat pada peserta didik, dan berbasis pada penguatan profil pelajar Pancasila. Kurikulum ini memberikan otonomi lebih luas kepada satuan pendidikan dan guru dalam merancang pembelajaran sesuai konteks lokal dan kebutuhan peserta didik. Dalam konteks globalisasi, Kurikulum Merdeka berfungsi sebagai strategi nasional untuk meningkatkan kompetensi literasi, numerasi, berpikir kritis, kreativitas, dan karakter adaptif siswa terhadap perubahan global. Namun, implementasi di lapangan masih menghadapi kendala seperti disparitas sumber daya sekolah, kesiapan guru, dan keterbatasan fasilitas digital. Secara praktis, penelitian ini merekomendasikan perlunya penguatan kompetensi guru, digitalisasi sumber belajar, serta sinergi antara pemerintah, sekolah, dan masyarakat dalam mendukung implementasi Kurikulum Merdeka secara berkelanjutan. Temuan ini diharapkan dapat menjadi dasar bagi pengambil kebijakan pendidikan dalam menyusun strategi peningkatan mutu pembelajaran dasar yang relevan dengan dinamika global. This study aims to analyze the development of the Merdeka Curriculum in primary schools in responding to the challenges of globalization, with an emphasis on its principles, implementation, and relevance to the needs of 21st-century education. The study employs a library research approach, analyzed through content analysis of various literature sources such as scholarly journals, books, policy reports, and recent research articles relevant to the topics of the Merdeka Curriculum and educational globalization. Data were analyzed using the interactive analysis model of Miles and Huberman, consisting of data reduction, data display, and conclusion drawing. The results of the review indicate that the Merdeka Curriculum emerges as an innovative curriculum that is flexible, learner-centered, and based on strengthening the Pancasila Student Profile. This curriculum provides greater autonomy for educational institutions and teachers to design learning that aligns with local contexts and students’ needs. In the context of globalization, the Merdeka Curriculum functions as a national strategy to enhance students’ literacy, numeracy, critical thinking, creativity, and adaptive character in facing global changes. However, its implementation in practice still encounters challenges such as disparities in school resources, teacher readiness, and limitations in digital facilities. Practically, this study recommends strengthening teachers’ competencies, digitalizing learning resources, and fostering synergy among the government, schools, and communities to ensure the sustainable implementation of the Merdeka Curriculum. These findings are expected to serve as a foundation for education policymakers in formulating strategies to improve the quality of primary education that aligns with global dynamics.
Efek antihiperglikemik tepung parchment dan pulp kulit kopi pada Tikus Wistar Diabetes Tipe 2 yang diinduksi dengan nicotinamide-streptozocotin Rizkaprilisa, Windy; Luwidharto, Joshua; Sari, Linda
Journal of Tropical AgriFood Volume 8 Nomor 1 Tahun 2026
Publisher : Department of Agricultural Products Technology, Mulawarman University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35941/jtaf.8.1.2026.22688.9-18

Abstract

Diabetes melitus tipe 2 (DMT2) adalah penyakit metabolik dengan hiperglikemia akibat resistensi insulin dan disfungsi sel β pankreas. Pencegahan dan pengendalian dapat dilakukan dengan pangan fungsional berbasis bahan lokal. Limbah pengolahan kopi, yaitu pulp dan parchment kulit kopi, kaya serat pangan dan senyawa bioaktif seperti asam klorogenat, fenol, flavonoid, dan kafein yang berpotensi menurunkan glukosa darah. Penelitian ini mengevaluasi efek antihiperglikemik tepung pulp dan parchment kulit kopi pada tikus Wistar model DMT2. Penelitian terdiri dari lima kelompok: normal, kontrol negatif, kontrol positif glibenklamid, perlakuan tepung pulp, dan tepung parchment. Induksi diabetes dengan nicotinamide-streptozotocin, intervensi selama 14 hari. Parameter yang diamati: berat badan, kadar glukosa darah puasa, analisis serat pangan, dan senyawa bioaktif pada tepung kulit kopi. Hasil menunjukkan tepung parchment memiliki serat pangan total lebih tinggi (76,78%) dibanding pulp (57,47%), sedangkan pulp memiliki aktivitas antioksidan, fenol, flavonoid, dan kafein lebih tinggi. In vivo, pemberian tepung pulp dan parchment menurunkan glukosa darah puasa tikus lebih signifikan dibanding kontrol positif glibenklamid, sekaligus meningkatkan berat badan yang menurun akibat induksi diabetes. Efek antihiperglikemik diduga berasal dari kombinasi serat pangan dan senyawa bioaktif yang meningkatkan sensitivitas insulin, memperlambat penyerapan glukosa, serta melindungi sel β pankreas dari stres oksidatif.