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Journal : Jurnal Al-Qardh

BUDAYA Jirhanuddin, Jirhanuddin; Jelita, Jelita; Habibie, Ahmad
AL-QARDH Vol 1 No 1 (2016): AL-QARDH
Publisher : Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Negeri Palangka Raya

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Abstract

Electric shock activity is an activity of an electric discharge into the water to look for fish using a stun. This activity is a way to sustain the local economy of the challenges existing conditions. Because of some reasons such as easy, effective and efficient this way is still used. Another reason this way is still used is because of economic necessity, small capital, and another effort is difficult to do.Even in preserving the environment, the Local Government who has authority in this case issued a regional regulation. Moving on from these problems, the writer wants to know the important role of the Electric shock activity at RT 01 Mendawai Seberang as the foundation to sustain the local economy as well as its impact, with the problem of the studies are (1) How does the Electric shock activity at RT 01 Mendawai Seberang Pangkalan Bun? (2) How is the role of culture in Electric shock activity on maintaining the local economy at RT 01 Mendawai Seberang Pangkalan Bun? (3)What is the impact of Electric shock activity for ecosystems and humans? This research is using qualitative descriptive approach. The subjects of this research are people who live in RT 01 Mendawai as the fisherman who use stun to look for fish. The object of this research is the culture of Electric shock activity in maintaining the local economy RT 01 Mendawai Seberang Pangkalan Bun. The techniques used in data collection are observation, interview and documentation. In the technical validity of the data, the researcher was used a triangulation process.
PENJUALAN PRODUK iB HASANAH CARD MELALUI PROMOTION MIX PADA BNI SYARIAH CAB. KOTA PALANGKA RAYA Jirhanuddin, Jirhanuddin; Jelita, Jelita; hasanah, hasanah
AL-QARDH Vol 1 No 1 (2016): AL-QARDH
Publisher : Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Negeri Palangka Raya

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Abstract

Promotion and selling is an important function that the key to successful banking operations. Banks should be able to see the needs and tastes of the dynamic market with highly competitive conditions. Moreover, products and services in Islamic banking is still new and is not widely known to the public so it must have its own character in the marketing and sales strategies. And here the authors are interested in researching the product sales iB Hasanah Card through the promotion, because it is supported also by the narrative of one of the employees of BNI sharia city of Palangkaraya stating that there is significant influence on variables Promotion product mix on sales volume iB Hasanah this card, plus another in 2015, Bank Indonesia (BI) has issued rules restricting the credit card ownership by age and income.The formulation of the problem in this research; (1) How does the product characteristics iB Hasanah card (2) How can the sale of products iB Hasanah Card. This field research using qualitative descriptive approach, which is the object of research is the sale of products through the iB Hasanah Card Promotion mix on BNI Syariah Cab. While the research subjects were 2 employees in positions related. Methods of data collection using observation, interviews, and documentation. While the validity of the data is also attested by the triangulation technique, and then the data were analyzed through the method of collection, reduction, display, and Conclusions.With a wide range of references theory used to support the research, the results showed that, the sale of products iB Hasanah Card through the promotion mix that has the largest percentage is advertising, which have a percentage of both is personal selling, the third is a public relations (public relations) or publicity and the percentage The fourth is a sales promotion. Where the largest percentage occurred in 2015 which amounted to 4.18% and the lowest percentage occurred in 2012 which amounted to 1.45%. Based on the results of the above data can be authors conclude also that in 2014 to 2015 only the advertising decreased from 65.97% to 60.38% it reinforces the reasons of the problems occurred that a change in Bank Indonesia Regulation No.14 / 2 / PBI / 2012 dated January 6, 2012 on Amendment to Bank Indonesia Regulation Number 11/11 / PBI / 2009 regarding Organization Card Payment Instrument.
ANALISIS SWOT KEBUTUHAN KARYAWAN PERBANKAN SYARIAH DARI SARJANA EKONOMI SYARIAH IAIN PALANGKA RAYA jelita, jelita; Wardana, Wilmar Okto
AL-QARDH Vol 2 No 2 (2017): AL-QARDH
Publisher : Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Negeri Palangka Raya

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Abstract

This research background in IAIN Palangka Raya as one of the colleges that there is a container for printing human resources and potentional knowledgeable in the world of work. One of the graduate printed is a graduate of the Faculty of Economics and Business Islam with competence in the Islamic finance. But the facts on the ground are not little public data show that graduates become more dominant than the employees in Islamic banking scholars who really has the educational background of Islamic economics. The problem begins with the researcher tried to explore data about the SWOT analysis of the needs of potential economic scholars of sharia in Islamic banking city of Palangka Raya. The problem in this research are 1) Strength, 2) weakness, 3) opportunities, 4) the threats facing prospective Bachelor of Islamic Economics IAIN Palangka Raya on Islamic Banking city of Palangka Raya and 5) How can the application of a SWOT analysis in developing prospective Bachelor of Islamic Economics IAIN Palangka Raya Britain on Islamic Banking city of Palangka Raya.
PENERAPAN UANG MUKA DI CATERING AULIA DAN CATERING HJ. WATI PERSFEKTIF EKONOMI ISLAM DI KOTA PALANGKA RAYA Hafizi, Muhammad Riza; Jelita, Jelita; Aulia, Deanti
AL-QARDH Vol 3 No 1 (2018): AL-QARDH
Publisher : Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Negeri Palangka Raya

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Abstract

Catering becomes a solution to consumers who want to fulfill their needs and wants without having to waste time and energy. This is also a challenge for a catering businessman to maintain and keep improving their service quality from time by time so can keep satisfying consumers. In the payment system, catering business is using down payment system. According to that case, to understand more about how the down payment application in Islamic economics perspective need to studied more details. This research aimed to analyze and understand (1) How are the down payment application of Catering Aulia and Catering Hj. Wati in Palangkaraya City. (2) How the buying and selling system with the down payment in Islamic economics perspective.The result of this research is the application of down payment in Catering Aulia and Catering Hj. Wati is an 'urf or a habit that is done both for catering owners and their customers. Application of down payment in catering payments in terms of the usual materials included in the 'urf fi'li, while in terms of good and bad judgments included into 'urf shahih. In practice, both in Catering Aulia and Catering Hj. Wati the amount of down payment is not specified. And if there is an order cancellation then the down payment will be refunded in full except at certain moments. Implementation of down payment viewed in terms advantages may be done as long as no party feels disadvantaged. Down payment made to avoid any breach between the catering owners and consumers.
Co-Authors Adzma, Bararathul Ahmad Habibie, Ahmad Ainur Rohmah, Ainur Ali Sadikin Alvia, Monisa Amanahtillah, Dara Andrila, Delita Aprianur, Aprianur Ardiani, Desi Ardiyanti, Fifi Aris, Fauzan Abdillah Aulia, Deanti Azzahra, Aulia Cahyaningrum, Eko Darmayani, Satya Fadhila, Novia Faidliyah Nilna Minah Fenny Anggreni, Fenny Gustini, Sri Hafizi, Muhammad Riza Hasanah Hasanah Irwansyah, Budi Islahuddin, Islahuddin Isra Misra Ja'faruddin, Ja'faruddin Jirhanuddin Jirhanuddin, Jirhanuddin Khaerati Khaerati, Khaerati L. Lisnawati Lisnawati Lisnawati Marziah, Fikar Maulidani, Ilham Mazlan, Mazlan Meslita, Rima Muhammad Husaini Muhammad Muklas Muhammad Zainal Arifin, Muhammad Zainal Mukrimaturrezqi, Mukrimaturrezqi Muliansyah, Ainol Mutia, Nur Balqis Nihla Afdaliah Nur Rahmi Nuraida Nuraida Nurdin, Nurazizah Nurjannah Rahayu Kistanti Nursanah, Nursanah Oktanasari, Dewi Putri Oktoberia, Selva Susila Panjaitan, Chery Julida Paramitha Utari, Ade PGMI, Munadiyal Khairi Priharti, Rr. Dimas Veronica Puji Lestari, Lilla Putri Assalam, Masdaliana Qalzum, Umrah Nur Rahayu, Nina Rahman, Riswandi Ramadhani dg. Matutu, Rizqy Ramli, Michrun Nisa Ratnasari Ratnasari Rita Sari Rizqia, Annisa Rohali, Beby Rosmala Dewi Safitri, Kurnia Sariana Sariana, Sariana Setyawan, Fery Budi Siti Parida Dwi Yuliantika, Ana Sri Wahyuna Saragih suhelayanti, Suhelayanti Susanti Susanti Syaphira, Syaphira Syarfina Syarfina Thoriq Ababil, Muhammad Utami, Noni Shinta Utari, Ade Paramitha Wardana, Wilmar Okto WARDATUL HUSNA IRHAM wulandari, Febriyantika Yurni yurni