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Anita, Nur
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The Effect of Financial Literacy, Lifestyle, and Self-Control on the Consumer Behavior of Students Using Buy Now Pay Later (BNPL) with Financial Attitude as a Mediation Variable Syahmira, Siti; Anita, Nur
Majapahit Journal of Islamic Finance and Management Vol. 5 No. 4 (2025): Islamic Finance and Management
Publisher : Universitas KH. Abdul Chalim Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/mjifm.v5i4.701

Abstract

Using financial attitude as a mediating variable, this study attempts to examine the impact of lifestyle, self-control, and financial literacy on the purchasing behavior of students who utilize Buy Now Pay Later (BNPL) services. This study's backdrop is students' growing usage of BNPL services like Shopee Paylater, which has resulted in a propensity for consumptive behavior because of insufficient financial literacy, consumptive lifestyles, and a lack of self-control. The study employs a survey method and a quantitative approach, distributing questionnaires to current accounting students at multiple Bengkalis institutions. The WarpPLS 7.0 program was used to analyze the data using structural equation modeling (SEM) based on partial least squares (PLS). The findings demonstrated that whereas lifestyle and self-control had a favorable and substantial impact on consumptive behavior, financial literacy had a positive but negligible influence. Furthermore, while self-control has little bearing on financial views, lifestyle and financial knowledge do. Although it has been demonstrated that financial attitudes significantly and favorably influence consumptive behavior, they do not function as a mediation factor in the link between independent and dependent variables. In conclusion, lifestyle and self-control have a greater impact on students' consumptive behavior than financial literacy.
The Effect of Capital Structure, Sales Growth and Company Size on Financial Stability in Food & Beverage Subsector Companies Listed on The Idx for the 2022-2024 Period Natasya, Putri; Anita, Nur
JASa (Jurnal Akuntansi, Audit dan Sistem Informasi Akuntansi) Vol. 9 No. 3 (2025): December
Publisher : Program Studi Akuntansi Universitas Langlangbuana Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36555/jasa.v9i3.2979

Abstract

This study aims to analyze the effect of capital structure, sales growth, and firm size on financial stability in food and beverage subsector companies listed on the Indonesia Stock Exchange (IDX) during the 2022–2024 period. The study employs a quantitative approach using secondary data from audited financial statements of 34 companies, resulting in 102 observations selected through purposive sampling. Capital structure is proxied by the Debt to Equity Ratio (DER), sales growth is measured by the percentage change in net sales, firm size is measured using the natural logarithm of total assets, and financial stability is measured using the Current Ratio (CR). The data are analyzed using multiple linear regression. The results indicate that capital structure has no significant effect on financial stability, while sales growth and firm size have a positive and significant effect. Furthermore, the simultaneous test shows that capital structure, sales growth, and firm size jointly have a significant effect on financial stability. From a theoretical perspective, this study provides empirical evidence that internal growth factors and firm scale play a more dominant role in maintaining financial stability than capital structure in the food and beverage subsector. From a practical perspective, the findings offer insights for managers and investors to focus on sustainable sales growth and optimal asset management to strengthen firms’ financial stability.
The Influence of Fomo and Self-Control on Personal Financial Management With Impulsive Buying Behavior as a Mediating Variable Among Shopeepaylater User Students Ningsih, May; Anita, Nur
Majapahit Journal of Islamic Finance and Management Vol. 5 No. 4 (2025): Islamic Finance and Management
Publisher : Universitas KH. Abdul Chalim Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/mjifm.v5i4.666

Abstract

This study examines how digitalization and social media intensification shape students’ financial behaviour by focusing on the psychological factors of Fear of Missing Out (FOMO) and Self-Control, which are presumed to influence Impulsive Buying Behaviour and, consequently, Personal Financial Management. Using a quantitative causal design, data were collected from 51 ShopeePayLater users in Bengkalis Regency and analysed through PLS-SEM using WarpPLS 7.0. The results indicate that FOMO does not significantly affect personal financial management but positively influences impulsive buying, whereas Self-Control positively affects financial management and negatively affects impulsive buying, making it a crucial stabilizing factor. Impulsive buying is found to negatively affect financial management and mediates the relationship between FOMO and financial outcomes, although it does not mediate the influence of Self-Control. These findings highlight the complex psychological mechanisms shaping students’ financial decisions in the BNPL era. The study provides theoretical contributions to behavioural finance and offers practical implications for educational institutions and BNPL providers to strengthen financial literacy, enhance students’ self-control, and reduce the behavioural risks associated with FOMO-driven consumption.
Analysis of Exchange Rate Hedging Decisions and Sales Growth on the Financial Performance and Financial Stability of Imports and Exports in Indonesia from 2022 – 2024 Simatupang, Ningsi Rutiana; Anita, Nur
Majapahit Journal of Islamic Finance and Management Vol. 5 No. 4 (2025): Islamic Finance and Management
Publisher : Universitas KH. Abdul Chalim Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/mjifm.v5i4.695

Abstract

This study aims to examine the effect of exchange rate hedging decisions and sales growth on financial performance and financial stability. The independent variables in this study are exchange rate hedging and sales growth. The dependent variables in this study are financial performance and financial stability. The population in this study consists of all import-export companies in Indonesia listed on the Indonesia Stock Exchange (IDX) during the period 2022-2024. The research period was conducted over 3 years. This study used a quantitative method with a sample of 50 companies, resulting in a sample of 150 based on certain criteria. The research analysis method used multiple linear regression with the help of SPSS 27. The results showed that exchange rate hedging had a positive effect on improving financial performance and financial stability. Meanwhile, sales growth and revenue growth together have a positive and significant effect on financial performance and financial stability. The results of this study are expected to contribute theoretically to the literature on financial management and risk management, as well as provide practical benefits as consideration for hedging policies for the financial management of import-export companies.
The Effect of Financial Literacy, Lifestyle, and Self-Control on the Consumer Behavior of Students Using Buy Now Pay Later (BNPL) with Financial Attitude as a Mediation Variable Syahmira, Siti; Anita, Nur
Majapahit Journal of Islamic Finance and Management Vol. 5 No. 4 (2025): Islamic Finance and Management
Publisher : Universitas KH. Abdul Chalim Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/mjifm.v5i4.701

Abstract

Using financial attitude as a mediating variable, this study attempts to examine the impact of lifestyle, self-control, and financial literacy on the purchasing behavior of students who utilize Buy Now Pay Later (BNPL) services. This study's backdrop is students' growing usage of BNPL services like Shopee Paylater, which has resulted in a propensity for consumptive behavior because of insufficient financial literacy, consumptive lifestyles, and a lack of self-control. The study employs a survey method and a quantitative approach, distributing questionnaires to current accounting students at multiple Bengkalis institutions. The WarpPLS 7.0 program was used to analyze the data using structural equation modeling (SEM) based on partial least squares (PLS). The findings demonstrated that whereas lifestyle and self-control had a favorable and substantial impact on consumptive behavior, financial literacy had a positive but negligible influence. Furthermore, while self-control has little bearing on financial views, lifestyle and financial knowledge do. Although it has been demonstrated that financial attitudes significantly and favorably influence consumptive behavior, they do not function as a mediation factor in the link between independent and dependent variables. In conclusion, lifestyle and self-control have a greater impact on students' consumptive behavior than financial literacy.
Exploring The Challenges Encountered by Students to Speak English at MA Guppi Sapakeke Anita, Nur; Hasriani, Hasriani; Fauzan, Muhammad Miftah
PERFORMANCE: JOURNAL OF ENGLISH EDUCATION AND LITERATURE Vol 5, No 1: February (2026) Performance: Journal of English Education and Literature
Publisher : State University of Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26858/performance.v5i1.83011

Abstract

This research aims to identify the elements that contribute to students' difficulties speaking English in class as well as the difficulties they face in doing so. This research uses a qualitative descriptive approach in the form of a case study format approach. This information is collected through observation and semi-formal interviews. The participants were class 12 students of MA Guppi Sapakeke. For this research, researcher used ten students as samples. Students face challenges in speaking English in class due to lack of grammar, lack of vocabulary, poor pronunciation, and nervousness. These problems contribute to poor understanding and anxiety, and are exacerbated by the fear of making mistakes and being laughed at. Factors contributing to these challenges include limited opportunities for independent study, lack of motivation to increase vocabulary, and lack of prior English language learning. Furthermore fear of making mistakes and being laughed at also contributes to anxiety.Keywords: Exploring, Challenges, Speaking
Faktor Yang Berhubungan Dengan Kejadian Hipertensi Pada Ibu Hamil Trimester Pertama Di Puskesmas Kassi-Kassi Makassar Ayu, Rahayu; Asmin , Risna Yunita; Suriana, Suriana; Anita, Nur
Jurnal Kesehatan Marendeng Vol. 10 No. 1 (2026): JURNAL KESEHATAN MARENDENG
Publisher : LPPM STIKES Marendeng Majene

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58554/jkm.v10i1.211

Abstract

Abstract Hipertensi merupakan salah satu masalah kesehatan global yang banyak terjadi di seluruh dunia. Menurut data WHO (World Health Organization), hipertensi dalam kehamilan merupakan salah satu penyebab utama kesakitan dan kematian ibu serta janin. Hipertensi pada ibu hamil dapat terjadi sejak trimester pertama dan berpotensi menimbulkan komplikasi serius apabila tidak ditangani secara tepat. Tujuan: Penelitian ini bertujuan untuk mengetahui faktor yang berhubungan dengan kejadian hipertensi pada ibu hamil trimester pertama di wilayah kerja Puskesmas Kassi-Kassi Makassar berdasarkan umur ibu, paparan asap rokok, dan tingkat pendidikan. Metode: Penelitian ini menggunakan metode analitik observasional dengan desain cross sectional. Sampel dalam penelitian ini adalah seluruh ibu hamil trimester pertama yang melakukan pemeriksaan kehamilan di Puskesmas Kassi-Kassi Makassar sebanyak 30 orang dengan teknik total sampling. Analisis data dilakukan menggunakan uji statistik untuk mengetahui hubungan antara variabel independen dan kejadian hipertensi pada ibu hamil. Hasil: Hasil uji statistik menunjukkan bahwa nilai p value ? ? (?=0,05) yaitu (0,000 ?0,05) sehingga Ho ditolak dan Ha diterima, yang berarti terdapat hubungan antara umur ibu dengan kejadian hipertensi pada ibu hamil trimester pertama dengan nilai OR = 2,750. Hasil uji statistik juga menunjukkan bahwa p value ? ? (0,000 ?0,05) sehingga Ho ditolak dan Ha diterima, yang berarti terdapat hubungan antara paparan asap rokok dengan kejadian hipertensi pada ibu hamil trimester pertama dengan nilai OR = 8,000. Selain itu, hasil uji statistik menunjukkan bahwa p value ? ? (0,001 ?0,05) sehingga Ho ditolak dan Ha diterima, yang berarti terdapat hubungan antara tingkat pendidikan dengan kejadian hipertensi pada ibu hamil trimester pertama dengan nilai OR = 2,875. Kesimpulan: Terdapat hubungan antara umur ibu, paparan asap rokok, dan tingkat pendidikan dengan kejadian hipertensi pada ibu hamil trimester pertama di Puskesmas Kassi-Kassi Makassar
Hubungan Asi Eksklusif dengan Tingkat Imunitas Anak Pra Sekolah di Paud Azzahra Kabupaten Pandeglang Banten Tahun 2025 Anita, Nur; Haeriah, Hifatul Janah
Jurnal Ners Vol. 10 No. 2 (2026)
Publisher : Universitas Pahlawan Tuanku Tambusai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/jn.v10i2.56211

Abstract

Latar Belakang: Anak usia prasekolah merupakan kelompok usia yang rentan terhadap gangguan kesehatan. Kondisi tersebut menyebabkan anak mudah mengalami kelelahan dan sakit, sehingga dapat mengganggu proses tumbuh kembang dan aktivitas belajar. Salah satu faktor penting yang berperan dalam pembentukan dan penguatan sistem imun anak adalah pemberian ASI eksklusif. Berdasarkan data di PAUD Azzahra Kabupaten Pandeglang, Banten, masih ditemukan anak yang sering mengalami sakit dan izin belajar, yang berkaitan dengan tingkat imunitas anak. Tujuan: untuk mempelajari Hubungan Asi Eksklusif dengan Tingkat Imunitas Anak Pra Sekolah Di Paud Azzahra Kabupaten Pandeglang Banten Tahun 2025. Metode: Kuantitatif dengan cross sectional. Populasi seluruh ibu yang memiliki anak di Paud Azzahra Kabupaten Pandeglang Banten tahun 2025 sebanyak 30 orang yang diamnil secara total sampling, analisis data menggunakan chi square. Hasil: Dari 30 responden, sebanyak 14 anak (46,7%) memiliki tingkat imunitas buruk dan 16 anak (53,3%) memiliki tingkat imunitas baik. Berdasarkan riwayat pemberian ASI, sebanyak 12 anak (40%) tidak mendapatkan ASI eksklusif dan 18 anak (60%) mendapatkan ASI eksklusif. Hasil uji statistik menunjukkan adanya hubungan yang signifikan antara ASI eksklusif dengan tingkat imunitas anak prasekolah di PAUD Azzahra Kabupaten Pandeglang, Banten Tahun 2025 dengan nilai ρ value = 0,030 (< 0,05). Kesimpulan: Pemberian ASI eksklusif berhubungan dengan tingkat imunitas anak prasekolah. Diharapkan dapat meningkatkan edukasi dari tenaga kesehatan, dan guru PAUD dalam upaya meningkatkan daya tahan tubuh anak usia dini melalui promosi ASI eksklusif
Pengaruh Durasi Paparan Layar Gadget Terhadap Kualitas Tidur Anak Usia Prasekolah di Paud Bina Umat Kota Serang Tahun 2026 Anita, Nur; Sapuroh, Sapuroh
Jurnal Ners Vol. 10 No. 2 (2026)
Publisher : Universitas Pahlawan Tuanku Tambusai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/jn.v10i2.56308

Abstract

Latar Belakang: Anak usia prasekolah merupakan kelompok rentan yang sedang mengalami proses pertumbuhan dan perkembangan pesat. Penggunaan gadget yang semakin meningkat pada anak dapat berdampak terhadap kualitas tidur, terutama jika durasi paparan layar berlebihan. Gangguan tidur pada anak dapat mempengaruhi pertumbuhan, perkembangan kognitif, dan kesehatan secara umum. Tujuan: Untuk mengetahui pengaruh durasi paparan layar gadget terhadap kualitas tidur anak usia prasekolah di PAUD Bina Umat Kota Serang Tahun 2026. Metode: Kuantitatif dengan cross-sectional. Populasi seluruh ibu yang memiliki anak di PAUD Bina Umat Kota Serang sebanyak 30 orang yang diambil secara total sampling. Analisis data menggunakan chi square. Hasil: Dari 30 responden, sebagian besar memiliki durasi penggunaan gadget kategori sedang yaitu 19 anak (63,4%), kategori rendah 10 anak (33,3%), dan kategori tinggi 1 anak (3,3%). Sebanyak 23 anak (76,7%) memiliki kualitas tidur baik dan 7 anak (23,3%) memiliki kualitas tidur kurang. Hasil uji statistik menunjukkan nilai χ² sebesar 3,403 dengan p value 0,182 (p > 0,05), sehingga tidak terdapat hubungan yang signifikan antara durasi paparan layar gadget dengan kualitas tidur anak usia prasekolah. Kesimpulan: Tidak terdapat pengaruh yang signifikan antara durasi paparan layar gadget terhadap kualitas tidur anak usia prasekolah di PAUD Bina Umat Kota Serang Tahun 2026.
Co-Authors A, Mella Yuria R. Achmad Fauzi Agus Wahyudin Agusti, Reni Ahmad Rizani, Ahmad Ajeng Hayuning Tiyas Amin, Erna andila, kittin Andora, Armando Andriani, Pratiwi Aniah, Anggun Anwar, Yulianti Aprilianto, Rizky Ajie Arlin Adam, Arlin Artanti, Aisha Asmin , Risna Yunita Aswar Aswar Aulia, Nuraimatul Ayu, Rahayu Aziza, Wafiq Nur Deliani, Susy Dewi Dewi Diana, Sitti Aras Diana, St. Aras Dicky Febrian Eka, Irena Eriska, Ririn Faridah, Ida Fauzan, Muhammad Miftah Firdo, Nazaro Daud Frida Fanani Rohma Garang, Jane Vransisca Zee Hadi, Alfian Rahman Haeriah, Hifatul Janah Hafiza, Bella Harahap, Andi Syahputra Harahap, Debora Jesica Tiur Hasriani Hasriani, Hasriani Ilham Ilham immawanti, immawanti Inda, Inda Indradewa, Rhian Jadiaman Parhusip, Jadiaman Januarsih, Januarsih Jimny Hilda Fauzia Kuswadin, Kuswadin Laskar, Purwodadi Dea Lia Idealistiana Lusiana, Sonia Maksimus Bisa Ladopurab, Maksimus Bisa Mantasia , Mantasia Maria, Dely Mario Norman Syah, Mario Norman Marta, Lin Maslani, Hj. Noorhayati Matanari, Nurhayati Maulana, Hutomo Atman Maylia Pramono Sari Muhammad Jafar, Muhammad Muhammad Luthfi iznillah Muhdar, Fahri Nainggolan, Wynnie Nasra, Nasra Natasya, Putri Nazera Nur Utami Niar, Niar Ningsih, May Nur Aisyah Nurchotimah, Ridda Nurfadilah Nurfadilah Nurpadila, Nurpadila Nurul Aeni Nuryana, Riska Pierlita Rini, Pierlita Rahmawati, Rahmawati Ramadani, Viska Randy, Muh.Fuad Rasyid Avicena Rena Revita Rini, Tetra Rizkiya, Ria Ronny Ronny Roshada, Binti S, Suryanti Sapuroh, Sapuroh Sarmini Sembiring, Dessy Oktaviana Simatupang, Ningsi Rutiana Sinaga, Ari Tumbor Panahatan Sinaga, Krisnaomi Sulfina, Sulfina Suriana Suriana Susanto, Yolanda Harumniti Suzana, Retna Syafira, Vindy Aini Syahmira, Siti Syamsiar, Syamsiar Tamara, Seli Tarisa Utami, Diah Rosita Utari, Satia Wahyuddin, Munadiah Widianti, Mira Adita Wirianti, Hasmi Wulansari, Cita Reast Wuliyanti, Wulan Yanti Yanti Yusean, Dhita Rizky