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The Impact of Tech Winter Era on PT. Goto Gojek Tokopedia Tbk. And Predictive Analysis of Financial Distress Using the Ohlson and Zavgren Models Yusnaini
AKUNTANSI DEWANTARA Vol 7 No 2 (2023): AKUNTANSI DEWANTARA VOL. 7 NO. 2 OKTOBER 2023
Publisher : Universitas Sarjanawiyata Tamansiswa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30738/ad.v7i2.15595

Abstract

This research was conducted to analyze how the impact of the tech winter era was a condition that resulted in a decrease in investor interest in investing in technology carried out at PT. GoTo Gojek Tokopedia Tbk. which is a start-up technology company that has entered the unicorn category and has taken the floor on the Indonesia Stock Exchange since 2022. Furthermore, an analysis of the company's financial statements for the 2021-2022 period is also carried out to see the company's financial condition through the financial performance of PT. GoTo using the financial distress prediction method with the Ohlson and Zavgren models. The results of the analysis found that PT. GoTo Gojek Tokopedia Tbk. financially distressed is still in the "healthy" category, as evidenced by the increase in EBITDA (earnings before interest, taxes, depreciation and amortization) from GoTo by 67% compared to the same period the previous year, and 49% compared to the previous quarter so that the company was able cover the company's net loss in the previous period. In addition, the tech winter era itself had an impact on GoTo which can be marked by the layoffs of 1,900 employees during the 2022 and 2023 periods and the company continues to experience losses. But on the other hand, GoTo was able to improve its performance by making various efforts, such as innovating and developing their products in order to meet customer satisfaction.
PERAN PEREMPUAN DALAM TRANSFORMASI KEUANGAN RUMAH TANGGA: PENERAPAN APLIKASI KEUANGAN DIGITAL UNTUK MERENCANAKAN ANGGARAN DAN MENGELOLA UTANG DENGAN EFISIEN Sutanto, Hermawan; Victor; Gurusinga, Latersia Br; Yusnaini
AKUNTANSI DEWANTARA Vol 9 No 1 (2025): Vol 9 No 1 (2025): AKUNTANSI DEWANTARA VOL. 9 NO.1 APRIL 2025
Publisher : Universitas Sarjanawiyata Tamansiswa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30738/ad.v9i1.18212

Abstract

The transformation of finance in Indonesia is entering the digital era, marked by an increase in financial inclusion, rapid growth of financial technology companies, and the expanding use of e-wallets and digital payments. Women play an important role in this process, not only as users but also as participants and leaders, supporting sustainable economic growth. Although data shows that women still face a digital divide, government efforts through the Ministry of Communication and Information Technology focus on empowering women to access and utilize digital technology. In the context of households, homemakers play a key role in financial management, including budgeting and debt management. This research employs a mixed methods approach to analyze the use of digital financial applications by 80 homemakers in Medan Johor District. The results indicate that, despite a high level of digital application usage, challenges such as limited knowledge and training hinder the effectiveness of these applications in financial management. It was also found that applications are more frequently used for transactions rather than for financial planning. Therefore, comprehensive training programs are needed to enhance financial literacy and empower women to optimally utilize technology, which in turn can improve household financial well-being.
Hubungan pengetahuan dan sikap ibu hamil dalam deteksi dini komplikasi dengan kepatuhan antenatal care Yuniwati, Cut; Yusnaini; Kartinazahri; Fitraniar, Iin
Femina: Jurnal Ilmiah Kebidanan Vol. 4 No. 2 (2024): Desember
Publisher : Program Studi D3 Kebidanan Langsa, Polteknik Kesehatan Kemenkes Aceh

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30867/femina.v4i2.763

Abstract

Latar Belakang: Tingginya angka kematian ibu salah satu penyebabnya dikarenakan ibu hamil tidak melakukan antenatal care, sehingga tidak terdeteksi secara dini komplikasi yang terjadi pada ibu dan janin selama kehamilan. Kurangnya pengetahuan dan sikap ibu mengenai deteksi dini komplikasi kehamilan dapat mempengaruhi kepatuhan ibu dalam kunjungan antenatal care. Tujuan: Untuk mengetahui hubungan pengetahuan dan sikap ibu hamil dalam deteksi dini komplikasi dengan kepatuhan antenatal care. Metode Penelitian: Jenis penelitian ini adalah analitik dengan pendekatan cross sectional. Sampel pada penelitian ini adalah ibu hamil trimester III di Puskesmas Langsa Timur. Pengumpulan data menggunakan kuesioner dan dianalisis menggunakan uji chi square. Hasil: Hasil uji statistik didapat nilai p value sebesar 0,002 dan 0,001 (> 0,05), yang berarti bahwa pengetahuan dan sikap dalam detensi dini komplikasi berhubungan dengan kepatuhan antenatal care. Kesimpulan: Pengetahuan dan sikap ibu hamil dalam deteksi dini komplikasi dengan kepatuhan antenatal care.
The Role of Co-Curricular Activities in Islamic Higher Education: Engaging Gen-Z with Developmental Theories Yusnaini; Nuriman; Setiawan
International Journal on Higher Education Issues Vol. 1 No. 1 (2025): JANUARY
Publisher : CV Kalimasada Group

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59966/ka81cb87

Abstract

The 4.0 Era has revolutionized education through the digital transformation of academic systems and curriculum design. This study investigates the role of co-curricular activities in Islamic higher education and their potential to attract and engage Gen-Z. Theories of humanism, recreation, self-development, and rational choice emphasize the importance of integrating values into co-curricular frameworks. The research also highlights the challenges faced by Islamic institutions, including the limited integration of co-curricular activities and alignment with the career-oriented priorities of Gen-Z.A qualitative approach was employed through document analysis, observation, and in-depth, unstructured interviews to confirm and elaborate on the study's focus. The findings point to the need for co-curricular models that integrate Islamic values, fostering intellectual, social, and spiritual growth while simultaneously enhancing enrolment appeal.
Analysis of the Effectiveness of the Contextual Teaching and Learning (CTL) Model in the Teaching of the Qur'an and Hadith to Eleventh Grade Students at MA Azzanjabil Buket Teukuh in Bireuen Regency Tasya Ananda Putri; Nia Wardhani; Yusnaini; Zalifah Saura
al-Afkar, Journal For Islamic Studies Vol. 9 No. 1 (2026)
Publisher : Perkumpulan Dosen Fakultas Agama Islam Indramayu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31943/afkarjournal.v9i1.2677

Abstract

This study aims to analyze the application of the Contextual Teaching and Learning (CTL) model in the Al-Qur'an Hadith subject in class XI MAS Azzanjabil. Teachers act as facilitators who guide students to explore the contents of verses and hadiths, then relate them to the values that develop in society. The activities consist of six main components: (1) Constructivism, where students build knowledge through experience. (2) Inquiry, learning through the process of asking questions and discovering. (3) Questioning, where teachers and students actively ask questions to explore knowledge. (4) Learning community, where cooperation among students in groups is created. (5) Modeling, where teachers provide concrete examples of what is being learned. (6) Reflection, where students reflect on the learning process and outcomes. All these methods enable students to actively engage in collaborative and contextual learning. This study used a qualitative analysis research approach with data collection techniques in the form of observation, interviews, and documentation of Al-Qur'an Hadith teachers. The results of the study showed significant results. Students experienced an increase in their understanding of the material. Students were able to explain concepts from the Qur'an and Hadith using everyday language, indicating that they not only memorized the material but also understood it deeply. In addition, students were active in group discussions and were able to ask relevant questions. The practical application of this learning method can be seen when students perform the Dhuha prayer at the school mosque, perform the five daily prayers in congregation, respect teachers by greeting them when passing by, and greet teachers, which shows that students are able to apply the knowledge they have acquired in their daily lives. The evaluation results show that the majority of students achieved better scores compared to the previous conventional learning method.
UTILIZATION OF QUIZIZZ PAPER MODE MEDIA AS AN INNOVATION IN PAI LEARNING EVALUATION AT STATE ELEMENTARY SCHOOL 2 BANDA SAKTI Nurainun; Naili Surayya; Yusnaini
International Journal of Social Science, Educational, Economics, Agriculture Research and Technology (IJSET) Vol. 4 No. 12 (2025): NOVEMBER
Publisher : RADJA PUBLIKA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54443/ijset.v4i12.1555

Abstract

The implementation of Quizizz Paper Mode as an innovative evaluation tool in Islamic Religious Education (PAI) at SD Negeri 2 Banda Sakti was developed to address the need for a more effective, engaging, and learner-friendly assessment technique suitable for elementary school students. This study aims to describe how Quizizz Paper Mode is applied in the PAI evaluation process and to identify its influence on students' motivation and comprehension. The Paper Mode feature was selected because it integrates the advantages of digital assessment with the convenience of QR-code–based access, making it suitable even for students who do not own personal electronic devices. This research employed a qualitative descriptive approach involving PAI teachers and students as participants. Data were gathered through observations, interviews, and documentation throughout the implementation of the media. The findings reveal that Quizizz Paper Mode successfully fosters a more interactive, enjoyable, and non-monotonous evaluation environment. Teachers benefit from simplified scoring procedures, as the system automatically checks responses, reduces the likelihood of errors, and accelerates the analysis of learning outcomes. Moreover, students demonstrated greater engagement due to the appealing presentation of questions and the assessment format that differs from conventional methods. The challenges encountered mainly relate to technical readiness, including internet availability and teachers' initial proficiency in operating the application. Overall, this innovation effectively supports PAI learning evaluation and holds significant potential for further development within elementary education contexts.
IMPROVING STUDENTS' UNDERSTANDING IN PAI LEARNING THROUGH QUIZZ-BASED DIGITAL MEDIA AT SMAN 1 TANAH LUAS Rafizal; Jalaluddin; Yusnaini
International Journal of Social Science, Educational, Economics, Agriculture Research and Technology (IJSET) Vol. 4 No. 10 (2025): SEPTEMBER
Publisher : RADJA PUBLIKA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54443/ijset.v5i1.1572

Abstract

This study aims to improve students' understanding in Islamic Religious Education (PAI) learning through the use of Quizizz-based digital media at SMAN 1 Tanah Luas. The background of this study is based on the low level of involvement and understanding of some students in the PAI learning process, which is caused by the use of learning methods that are still conventional and less varied. This condition has an impact on low student learning motivation and less than optimal achievement of learning objectives. Along with the development of technology and the characteristics of students in the digital era, learning innovations are needed that are able to provide a more interesting, interactive learning atmosphere, and are in accordance with student needs. This study uses a quantitative approach with a quasi-experimental design to measure the effect of using Quizizz-based digital media on student understanding. The research subjects were grade X students of SMAN 1 Tanah Luas who were selected as the research sample. Data collection techniques were carried out through pretests and posttests to measure improvements in student learning outcomes, and supported by observation and documentation to obtain a comprehensive picture of the learning process. Quizizz media was used as a means of evaluation and reinforcement of Islamic Religious Education material, by presenting interactive questions that encourage active student participation in the learning process. The results of the study showed a significant increase in student understanding after the implementation of Quizizz-based digital media in Islamic Religious Education (PAI) learning. This was demonstrated by an increase in the average value of student learning outcomes as well as increased student enthusiasm and activeness during the learning process. The use of Quizizz not only helped students better understand Islamic Religious Education material but also created a fun and healthy competitive learning atmosphere. Thus, Quizizz-based digital media has proven effective in improving student understanding and presenting Islamic Religious Education learning that is more engaging, interactive, and relevant to the characteristics of learners in the digital era.
BUDAYA VIRAL DAN MAHASISWA: STUDI KUALITATIF TENTANG PERILAKU MAHASISWA UNIVERSITAS NURDIN HAMZAH MENGIKUTI TREN DI TIKTOK Riska Dwi putri, Rindi Cantika; Ali Imran; Putri, Oktavia; Yusnaini
Jurnal Buana Kata: Pendidikan, Bahasa, dan Ilmu Komunikasi Vol. 2 No. 4 (2025): Jurnal Buana Kata: Pendidikan, Bahasa, dan Ilmu Komunikasi
Publisher : Laboratorium Pembelajaran Bahasa, FKIP Universitas Lampung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23960/buanakata.v2i4.962

Abstract

Viral culture and student a qualitative study of behavior of Nurdin Hamzah University student following trends on TikTok. This research examines the viral cultural phenomenon on the TikTok platform and how it influences the behavior of Nurdin Hamzah University students. Using a qualitative approach and the framework of Agenda Setting Theory, this study aims to understand the motivations, perceptions, and impacts of student participation in the viral TikTok trend on their self-identity and social interactions as students. The results of this research show that TikTok plays a significant role in shaping social norms and behavior as Nurdin Hamzah University students, who consider participation in viral trends as part of their current identity and the need for social belonging. These findings underline the importance of attention from the campus and related stakeholders to the impact of social media, especially the current TikTok application, on the social behavior and character and culture formation of students, especially at Nurdin Hamzah University.   Budaya viral dan mahasiswa studi kualitatif tentang perilaku mahasiswa Universitas Nurdin Hamzah mengikuti trend TikTok. Penelitian ini mengkaji tentang fenomena budaya viral di platform TikTok dan bagaimana pengaruhnya terhadap perilaku mahasiswa Universitas Nurdin Hamzah. Dengan menggunakan pendekatan kualitatif dan kerangka Teori Agenda Setting, studi ini bertujuan untuk memahami motivasi, persepsi, dan dampak partisipasi mahasiswa dalam tren viral TikTok terhadap identitas diri dan interaksi sosial mereka sebagai mahasiswa. Hasil penelitian ini menunjukkan bahwa TikTok berperan signifikan dalam membentuk norma sosial dan perilaku sebagai mahasiswa Universitas Nurdin Hamzah, yang menganggap partisipasi dalam tren viral sebagai bagian dari identitas kekinian dan kebutuhan akan social belonging. Temuan ini menggarisbawahi pentingnya perhatian dari pihak kampus dan pemangku kepentingan terkait terhadap dampak media sosial terutama pada aplikasi TikTok saat ini dalam perilaku sosial dan pembentukan karakter serta budaya mahasiswa terutama di Universitas Nurdin Hamzah.
Pengaruh Mindfulness terhadap Resiliensi pada Mahasiswa yang Mengalami Stres Akademik Khaira, Wanty; Siti Nurafifah Qarimah; Yusnaini
Jurnal Kolaborasi Akademika Vol. 3 No. 1 (2026): JKA
Publisher : Bansigom Na Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.64826/xvnkry07

Abstract

Stres akademik telah menjadi fenomena yang mengakar di kalangan mahasiswa, berdampak signifikan pada kesejahteraan psikologis dan pencapaian akademik. Dalam konteks ini, resiliensi berperan sebagai faktor protektif yang memungkinkan individu untuk beradaptasi dan bangkit dari tekanan. Penelitian ini bertujuan untuk menguji pengaruh mindfulness (kesadaran penuh) terhadap tingkat resiliensi pada mahasiswa yang mengalami stres akademik. Penelitian kuantitatif eksplanatif ini melibatkan 250 mahasiswa dari berbagai universitas di Indonesia yang teridentifikasi mengalami tingkat stres akademik sedang hingga tinggi berdasarkan skala *Perceived Stress Scale-10 (PSS-10)*. Data dikumpulkan menggunakan dua instrumen utama: Five Facet Mindfulness Questionnaire (FFMQ) untuk mengukur mindfulness dan *Connor-Davidson Resilience Scale (CD-RISC-25)* untuk mengukur resiliensi. Analisis data menggunakan teknik regresi linear sederhana. Hasil penelitian menunjukkan bahwa mindfulness memiliki pengaruh positif dan signifikan terhadap resiliensi (β = 0.673, p < 0.001), menjelaskan 45.3% varians dalam skor resiliensi. Temuan ini mengindikasikan bahwa praktik mindfulness, seperti kemampuan untuk mengamati pengalaman internal tanpa menghakimi dan tidak bereaksi berlebihan, dapat menjadi fondasi dalam membangun ketahanan psikologis. Implikasi dari penelitian ini menyarankan perlunya integrasi pelatihan mindfulness ke dalam layanan bimbingan dan konseling kampus sebagai intervensi berbasis bukti untuk meningkatkan resiliensi mahasiswa dalam menghadapi tantangan akademik yang penuh tekanan.
THE USE OF PODCATS-BASED EDUCATIONAL SOCIAL MEDIA IN TEACING FIQH THAHARAH AT ISLAMIC BOARDING SCHOOLS Sirajuddin; Zulfannur; Yusnaini
International Journal of Social Science, Educational, Economics, Agriculture Research and Technology (IJSET) Vol. 5 No. 1 (2025): DECEMBER
Publisher : RADJA PUBLIKA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54443/ijset.v5i1.1621

Abstract

The development of digital technology has influenced various aspects of education, including Islamic education in Islamic boarding schools. One of the challenges faced by Islamic boarding schools is adapting teaching methods to the characteristics of students in the digital age without losing traditional values. This educational service activity aims to utilize educational social media based on podcasts to support Fiqh learning, particularly thaharah material, in Islamic boarding schools. The method used is a participatory educational service approach with an implementative model that actively involves students and educators in the planning, implementation, and evaluation stages. Data collection techniques include observation, questionnaires, and interviews, which are analyzed descriptively. The results of the activity show that the use of podcasts contributes positively to improving students' understanding of Fiqh thaharah and increasing their involvement in the learning process. Thus, educational podcasts can be an effective supporting medium for Fiqh learning in Islamic boarding schools.
Co-Authors Abdurrahman, Al-Chaidar Afdhal Agus Kurnia Akhmad Mansyur, Akhmad Ali Imran Anita Arianto, Sofyan Belangi, Siska Putri Berkat, Satrinawati Cut Yuniwati Daniel Happy Putra Devi Susanti Erlidawati Erna Rusliana Muhamad Saleh Eva Purwita Eva Zulisa Fika Lestari Fitraniar, Iin Geraldy Rakasiwi Gurusinga, Latersia HALIMAH, Halimatussakdiyah Lubis Halimatussakdiyah Lubis Halimatussakdiyah Lubis HALIMAH Halimatussakdiyah Lubis HALIMAH Harahap, Samroana Hardini, Siti Hasibuan, Mely Amanda Herlitawati Ika Sasti Ferina, Ika Sasti Illis Khairunnisa Irdam Riani, Irdam Irma Herliza Rizki ita maulida Jalaluddin Kamila Nangune Kartinazahri Khaira, Wanty La Ode Alwi La Ode Muh. Yasir Haya Latersia Br Gurusinga Latifa Fekri Lubis, Halimatussakdiyah Lumbangaol, Rosmantili Marpaung, Devi Annisa Muasir Pagan Muh. Nuryadin Muhaimin Hamzah Muhammad Idris Muhammad Idris Muhammad Ramli Muhammad Sariyulis Muhammad Yunus Naili Surayya Nana Adelina Makalalag Nandara Priyanti Elna Nia Wardhani Nur, Indriani Nur, Indriyani Nurainun Nurdiana A Nuriman, Nuriman Oky syahputra Piliana, Wa Ode Prasetyawati, Tyas Putri, Oktavia rafizal rahmi, syurfil Reno Armando Rhosa Pariana Rini Misfika Riska Dwi putri, Rindi Cantika Rohani Romy Ketjulan, Romy Rosmawati Sabilu, Kadir Sari, Mutia Setiawan Sidiq, Azwar Sirajuddin Siska Putri Belangi Siti Nurafifah Qarimah Solissa, Lina Sri Handayani Suderajad, Pono Sutanto, Hermawan syifaayulia Tasya Ananda Putri Taufik Hidayat Vicky Rosalia Victor Victor Waode Siti Anima Hisein Wellem H. Muskita Wilma Yunita Wilma Yunita Wirda Hayati Yuniwati, Cutyuniwati Yusuf, Sarini Yusuf Zainuddin Iba Zalifah Saura Zulfannur