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All Journal Language Circle : Journal of Language and Literature Religio : Jurnal Studi Agama-agama EXPOSURE JOURNAL IDEAS: Journal on English Language Teaching and Learning, Linguistics and Literature Syifa' MEDIKA: Jurnal Kedokteran dan Kesehatan Wiralodra English Journal (WEJ) Lex Librum: Jurnal Ilmu Hukum SALTeL Journal (Southeast Asia Language Teaching and Learning) MANAZHIM Surya Medika: Jurnal Ilmiah Ilmu Keperawatan dan Ilmu Kesehatan Masyarakat Ius Civile: Refleksi Penegakan Hukum dan Keadilan Community Development Journal: Jurnal Pengabdian Masyarakat FOSTER: Journal of English Language Teaching Disiplin : Majalah Civitas Akademika Sekolah Tinggi Ilmu Hukum sumpah Pemuda International Journal of Islamic Educational Psychology Journal of English Education and Linguistics Jurnal Pengabdian kepada Masyarakat Bina Darma MASTER: Jurnal Manajemen Strategik Kewirausahaan Mudabbir: Journal Research and Education Studies Al-Hiwalah : Journal Syariah Economic Law Electronic Journal of Education, Social Economics and Technology Jurnal Keperawatan Profesional (KEPO) Justici Lex Librum : Jurnal Ilmu Hukum Disiplin : Majalah Civitas Akademika Sekolah Tinggi Ilmu Hukum sumpah Pemuda
husnaini, husnaini
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Journal : Justici

 1 
PENERAPAN RESCHEDULING TERHADAP NASABAH PERBANKAN DALAM TERJADINYA KREDIT MACET Husnaini, Husnaini
Justici Vol 16 No 2 (2023): Justici
Publisher : Fakultas Hukum Universitas IBA Palembang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35449/justici.v16i2.700

Abstract

Abstract In granting credit, not everything went smoothly, some were substandard and some experienced bottlenecks. thus causing his business to fail and as a result he can no longer carry out his obligations to pay credit installments as they should. In the inability to pay, the bank can carry out three stages, one of which is the rescheduling stage. The problem in this paper is how good faith banking customers are in the event of bad credit. The research in this paper is normative juridical research, which examines only literature or secondary data, which may include primary, secondary and tertiary legal materials. The research in this paper is normative juridical research, which examines only literature or secondary data, which may include primary, secondary and tertiary legal materials. For rescheduling there are several terms and conditions that apply, namely having to re-contract and if there is a delayed margin must be paid in advance at the time of re-contract. The intended re-contract is to carry out the contract as the initial disbursement and pay administrative fees determined by the bank. The implementation of this rescheduling is very helpful for customers in continuing and completing their obligations after being given an extension of the time period in returning financing for bad loans.
IMPLEMENTASI PRINSIP KEHATI-HATIAN DALAM PERJANJIAN KREDIT MELALUI AFLIKASI PAY LATER Husnaini, Husnaini
Justici Vol 17 No 1 (2024): Justici
Publisher : Fakultas Hukum Universitas IBA Palembang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35449/justici.v17i1.777

Abstract

ABSTRACT Discussing fintech is not far from the development of e-commerce, business competition in the digital world is increasingly high, people prefer to shop or make transactions via applications. The two applications depend on each other to provide the best services and facilities for their users. This is what makes fintech applications develop financial technology features to become more varied. For example, the availability of short-term financing or commonly known as PayLater. The research method that the author uses in this research is normative legal research. Normative research is something that is done by studying, examining problems, and exploring or examining the norms and rules that apply in relation to the problem being researched. The regulations are contained in the Financial Services Authority Circular Letter Number 18/SEOJK.02/2017 concerning Information Technology Risk Management and Governance in Information Technology-Based Money Lending and Borrowing Services in Chapter V in paragraph 4 letter a.
Co-Authors Afriani, Kinaria ALKHUSARI Almira Keumala Ulfah Amalia Yahya, Amalia Ameliani, Indri Amrina, Rizqy Dwi Anggraeni, Salsabila Annisa Astrid Benni Ichsanda Rahman Hz Candra, Andi Dara, Cut Deta Desvitasari Djufri, Darmadi Eka Rora Suci Wisudawati Eko Saputra Fahreza, Bobby Febrianti, Nadia Hariana Amalia, Hariana Hartina, St. Ibrahim, Muhammad Syahrial Razali Ilahi, Fitratul Illa, Dwi Marisa Irwansyah Irwansyah Ismail, Sherif Mohamed A. Ismayanti, Devi Jufriadi Jufriadi, Jufriadi Kafrawi Kafrawi Kesuma, Derry Angling KURNIA KURNIA, KURNIA Madehang, Madehang Magfirah, Thayyib Malik, Fidia Ditazam Mardhiah Mardhiah Marsudi Utoyo Miftahul Jannah Muammar Khadafi Muhammad Iksan, Muhammad Muhammad Jafar, Muhammad Murti, Natasha Eka Putri, Nur Inayah Wulandari Ranico, Visa RANIDA ARSI Ratni, Ratni Ridha Ilma, Ridha Rita Eka Izzaty, Rita Eka Riviyusnita, Rianda Rohmah, Meynur Roma Nur Asnita, Roma Nur Rusmini Rusmini Safa'ah, Hilyatus Shahendra, Shahendra Shynta Amalia Susanti Widhiastuti Syam, Andi Tenrisanna Syamsul Rizal Syihab, Mahdi Abdullah Trisna, Nila Wahibah, Wahibah Wiwin Wiwin, Wiwin Yuana, Adella Zulhamdi, Zulhamdi Zulhamdi, Zulhamdi