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All Journal Tahkim (Jurnal Peradaban dan Hukum Islam) Usroh: Jurnal Hukum Keluarga Islam Jurnal Ilmiah Ekonomi Islam Journal of Economicate Studies JUSTISI Al-Adl : Jurnal Hukum Al-Syakhsiyyah : Journal of Law and Family Studies Al-Qadha: Jurnal Hukum Islam dan Perundang-Undangan Asyahid Journal of Islamic and Quranic Studies (AJIQS) Al-Ahwal Al-Syakhsiyyah: Jurnal Hukum Keluarga dan Peradilan Islam El-Ahli : Jurnal Hukum Keluarga Islam Al-Muamalat : Jurnal Ekonomi Syariah Familia: Jurnal Hukum Keluarga COMPARATIVA: Jurnal Ilmiah Perbandingan Mazhab dan Hukum Al-Istinbath: Jurnal Hukum Islam Syakhshiyyah Jurnal Hukum Keluarga Islam Fastabiq: Jurnal Studi Islam JSE: Jurnal Sharia Economica Mawaddah: Jurnal Hukum Keluarga Islam Al-Usroh : Jurnal Hukum Keluarga Islam El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Mu'asyarah Journal of Ekonomics, Finance, and Management Studies Ecobankers : Journal of Economy and Banking Al-battar: Jurnal Pamungkas Hukum An-nisa: Journal of Islamic Family Law Journal of Hadith Studies Jurnal Pendidikan dan Sosial Humaniora Ekonosfera: Jurnal Ekonomi, Akuntansi, Manajemen, Bisnis dan Teknik Global Dialog Legal: Jurnal Syariah, Jurisprudensi dan Tata Negara
Farid, Diana
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Religion Agriculture, Biological Sciences & Forestry Arts Humanities Civil Engineering, Building, Construction & Architecture Economics, Econometrics & Finance Education Environmental Science Industrial & Manufacturing Engineering Law, Crime, Criminology & Criminal Justice Social Sciences Other

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Journal : Journal of Economicate Studies

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Legal Implementation of Consumer Protection in Sharia and Conventional Pawn Services in Indonesia Farid, Diana
Journal of Economicate Studies Vol. 3 No. 1 (2019): Journal of Economicate Studies
Publisher : Islamicate Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32506/joes.v3i1.169

Abstract

This research investigates the implementation of consumer protection laws in Indonesia’s dual pawn service systems: Sharia-based (rahn) and conventional pawnshops. Using a normative juridical approach and document analysis, the study evaluates legal enforcement, transparency, and consumer fairness in both contexts. Sharia pawnshops exhibit stronger ethical alignment, guided by maqasid al-shariah principles like fairness (‘adl) and wealth preservation (hifz al-mal), yet suffer from weak institutional oversight. In contrast, conventional pawnshops follow statutory regulations but often lack meaningful enforcement, leading to transparency and compliance issues. The study identifies systemic gaps due to fragmented regulation and low legal literacy among consumers. It proposes harmonizing legal and ethical standards through contract standardization, unified oversight, and legal codification of Islamic ethical obligations. The findings offer novel insights into regulatory pluralism and contribute to the formulation of equitable, consumer-centric financial governance policies in Indonesia.
Co-Authors Abdulah Pakarti, Muhammad Husni Abdurrohman, Yusup Adimiharja, Rochman Adrianto Ali Fikri, Yudistia Teguh Arilaha, Muhammad Asril Banaesa, Iba Basuni, Ilyas Burhanudin, Ujang Daryadi, Yudi Diana Farid Elly Lestari Fathiah, Iffah Gisymar, Najib A. Gussevi, Sofia Haidan, Haidan Hendriana Hendriana, Hendriana Hendriana4 Hilal Nu'man, Mohamad Hisam Ahyani Husain Judijanto, Loso Kusmardani, Alex Mabruri, Kemal Al Kautsar Marisa, Laini Mas’ud, Muhammad Meida Rachmawati Mohamad Riyad Mintarja Mohammad Altalahmeh, Nadeem Sami Mohammad Syaiful Aris Muhammad Afif Muhammad Husni Abdulah Pakarti Murbani, Anastasia Wahyu Nahdia Nazmi Naisabur, Chikal Anugrah Putra Naisabur, Nanang Nugraha, Imam Nurdin, Rahmat Nuryamin Nuryamin Nuryamin, Nuryamin Nu’man, Mohamad Hilal Octivia, Annisa Elda Otong Syuhada Patronimik, Baktybek Putra, Haris Maiza Ramdani Wahyu Sururie Rauzana, Rauzana Rikki Maulana Yusup Rohman, Hilma Fanniar Saepullah, Usep Siddiq, Achmad Sitorus, Khalid Sofyan Mei Utama, Sofyan Mei Solihin, Dadin Supala, Supala Surasa, Ais Syamsul, E Mulya Tanoto, Ivan Trisulo Trisulo Ulpah, Ghina Wahidin, Jenal WAHYUDI Widiantini, Nema Yahya, Roby Putra Zelikho, Andini Zikry, Farhan Zilliavirni, Ratu Tiara