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A Bibliometric Analysis of the Challenges and Opportunities of Fintech in Promoting Access to Sharia Finance Judijanto, Loso; Muhtadi, Muhamad Ammar; Priyana, Yana
West Science Interdisciplinary Studies Vol. 2 No. 03 (2024): West Science Interdisciplinary Studies
Publisher : Westscience Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58812/wsis.v2i03.744

Abstract

The convergence of financial technology (fintech) and Sharia finance has garnered significant attention in recent years, promising enhanced accessibility and inclusivity in Islamic financial practices. This bibliometric analysis delves into the challenges and opportunities presented by fintech in promoting access to Sharia finance. Spanning from 2017 to 2024, the analysis encompasses 991 papers, revealing a high level of collaboration and a diverse thematic landscape. Key findings highlight the centrality of regulatory frameworks, regional dynamics, and the compatibility of fintech innovations with Sharia principles. Emerging trends, such as the exploration of innovative lending practices and regulatory oversight, underscore the evolving nature of research in this domain. The insights derived from this analysis provide valuable guidance for stakeholders invested in advancing Islamic finance and fintech innovation.
Analysis of the Effect of the Use of Environmentally Friendly Building Materials on the Stability of Tall Building Structures in Jakarta Heka Ardana, Putu Doddy; Arini, Rani Eka; Priyana, Yana
West Science Interdisciplinary Studies Vol. 2 No. 04 (2024): West Science Interdisciplinary Studies
Publisher : Westscience Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58812/wsis.v2i04.819

Abstract

The construction industry's significant environmental impact has prompted a shift towards environmentally friendly building materials to mitigate environmental degradation while maintaining structural stability. This quantitative study investigates the effect of using environmentally friendly building materials on the stability of tall building structures in Jakarta, Indonesia. Employing a mixed-methods approach, survey data collection, and structural analysis techniques were utilized to examine the relationship between building material choices and structural stability. Statistical analyses revealed a strong preference for environmentally friendly materials among participants, with sustainable timber and eco-friendly concrete substitutes receiving high ratings. Moreover, participants expressed confidence in the structural integrity of tall buildings constructed using these materials. Correlation and regression analyses further demonstrated significant positive relationships between preferences for environmentally friendly building materials, perceived structural stability, and environmental sustainability practices. The findings underscore the potential of environmentally friendly building materials to enhance both structural stability and environmental sustainability in tall building construction.
The Effect of Service Quality and Islamic Financial Education on Customer Growth and Risk Profile in Islamic Microfinance Institutions in Central Java Priyana, Yana; Muhtadi, Muhamad Ammar; Hidayani, Lily
West Science Interdisciplinary Studies Vol. 2 No. 06 (2024): West Science Interdisciplinary Studies
Publisher : Westscience Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58812/wsis.v2i06.1024

Abstract

This study examines the impact of Service Quality and Islamic Financial Education on Customer Growth and Risk Profile within Islamic microfinance institutions operating in Central Java. A quantitative approach utilizing Structural Equation Modeling-Partial Least Squares (SEM-PLS) was employed to analyze data collected from 130 respondents using Likert scale surveys. The measurement model and structural model were evaluated to assess the relationships among the variables. The results indicate significant positive associations between both Service Quality and Islamic Financial Education with Customer Growth and Risk Profile. Service Quality emerged as a critical factor influencing Customer Growth, while Islamic Financial Education was found to enhance Risk Profile management. These findings underscore the importance of enhancing service delivery and financial literacy initiatives in promoting sustainable growth and risk management in Islamic microfinance.
The Effect of Sharia Investment and Government Policy on the Financial Performance of MSMEs in West Java Budi Utama, Ahmad Nur; Firdaus, Dian; Priyana, Yana
West Science Interdisciplinary Studies Vol. 2 No. 07 (2024): West Science Interdisciplinary Studies
Publisher : Westscience Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58812/wsis.v2i07.1123

Abstract

This study investigates the impact of Sharia investment and government policy on the financial performance of Micro, Small, and Medium Enterprises (MSMEs) in West Java. Utilizing a quantitative approach, data was collected from 120 MSMEs through structured questionnaires employing a Likert scale ranging from 1 to 5. The collected data was analyzed using SPSS version 26 to determine the correlation and effect of the independent variables—Sharia investment and government policy—on the dependent variable, financial performance. The findings indicate a significant positive relationship between Sharia investment and financial performance, as well as between government policy and financial performance. This suggests that both Sharia-compliant financial practices and supportive government policies play crucial roles in enhancing the financial outcomes of MSMEs in the region. The results underscore the importance of adopting Sharia investment strategies and fostering government policies that support the growth and sustainability of MSMEs.
Analysis of the Effectiveness of Professional Development Programs, School Committee Participation, and Government Support on Teacher Performance in East Java Priyana, Yana; Rizqi, Vini; Mayasari, Nanny
West Science Interdisciplinary Studies Vol. 2 No. 09 (2024): West Science Interdisciplinary Studies
Publisher : Westscience Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58812/wsis.v2i09.1304

Abstract

This study examines the influence of government support, professional development programs, and school committee participation on teacher performance in East Java, Indonesia. Using a quantitative approach, data were collected from 230 teachers and analyzed using Structural Equation Modeling-Partial Least Squares (SEM-PLS). The results reveal that government support has the strongest positive effect on teacher performance, followed by professional development programs and school committee participation. Together, these factors explain 57.7% of the variance in teacher performance. The findings highlight the importance of comprehensive strategies to improve teacher performance, emphasizing the need for strong government policies, continuous professional development, and active community involvement. The study provides valuable insights for policymakers and educational leaders seeking to enhance the quality of education through improved teacher performance.
Bibliometric Analysis of Education Budget Management and School Infrastructure Quality in Disadvantaged Areas Judijanto, Loso; Mayasari, Nanny; Priyana, Yana
West Science Interdisciplinary Studies Vol. 2 No. 10 (2024): West Science Interdisciplinary Studies
Publisher : Westscience Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58812/wsis.v2i10.1342

Abstract

This study presents a bibliometric analysis of research focused on education budget management and school infrastructure quality in disadvantaged areas from 2000 to 2024. The analysis explores key themes such as financial management, infrastructure development, and the role of technology in enhancing educational outcomes. Results reveal that effective budget management and strategic resource allocation are pivotal in improving school facilities and overall educational quality, particularly in under-resourced regions. The integration of technology, accelerated by the COVID-19 pandemic, offers promising solutions for bridging gaps in access and learning quality, although the digital divide remains a significant challenge. Furthermore, strong leadership and community involvement are identified as crucial for the successful implementation of educational reforms. This study underscores the importance of a holistic approach that combines financial management, infrastructural improvements, and technological integration to address educational disparities in disadvantaged areas.
Analysis of the Impact of Mileage, Service Costs, and Availability of Medical Personnel on Patient Satisfaction in Accessing Health Services in Disadvantaged Areas in Indonesia Priyana, Yana; Wahidin, Wahidin; Setiyawan, Heri
West Science Interdisciplinary Studies Vol. 2 No. 10 (2024): West Science Interdisciplinary Studies
Publisher : Westscience Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58812/wsis.v2i10.1380

Abstract

This study examines the impact of distance travelled, cost of service, and availability of medical staff on patient satisfaction in accessing healthcare services in disadvantaged areas of Indonesia. Using a quantitative approach, data were collected from 50 respondents through a structured questionnaire, employing a Likert scale of 1-5. Multiple regression analysis was performed using SPSS version 26 to determine the relationships between the independent variables (distance travelled, cost of service, and availability of medical staff) and the dependent variable (patient satisfaction). The results indicate that distance travelled and cost of service have significant negative impacts on patient satisfaction, while the availability of medical staff positively influences satisfaction. These findings provide valuable insights for policymakers and healthcare providers in addressing the barriers to healthcare access in underserved regions of Indonesia and improving patient satisfaction.
The Role of Food Distribution System and Product Innovation on Availability and Affordability of Functional Food in Sukabumi District Sudirjo, Frans; Lubis, Mitra Musika; Priyana, Yana
West Science Interdisciplinary Studies Vol. 2 No. 11 (2024): West Science Interdisciplinary Studies
Publisher : Westscience Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58812/wsis.v2i11.1449

Abstract

This study examines the role of the food distribution system and product innovation in enhancing the availability and affordability of functional foods in Sukabumi District. Using a quantitative approach, data were collected from 170 respondents through a structured questionnaire employing a Likert scale of 1 to 5. Structural Equation Modeling (SEM) with Partial Least Squares (PLS) was utilized to analyze the relationships between variables. The results reveal that the food distribution system has a strong positive effect on affordability and a moderate effect on availability, while product innovation significantly impacts both affordability and availability, with a stronger influence on the latter. The combined explanatory power for affordability and availability demonstrates the critical interplay between distribution efficiency and innovation in ensuring functional food accessibility. These findings provide actionable insights for policymakers, producers, and distributors to address logistical and innovation-related challenges, thereby promoting sustainable food systems in the region.
The Effect of Environmental Education and Plastic Waste Management on Ecological Awareness and Pollution Reduction in Jakarta Prihatmadji, Wiwiet; Herminastiti, Rini; Priyana, Yana
West Science Interdisciplinary Studies Vol. 2 No. 12 (2024): West Science Interdisciplinary Studies
Publisher : Westscience Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58812/wsis.v2i12.1524

Abstract

This study examines the impact of environmental education and plastic waste management on ecological awareness and pollution reduction in Jakarta. Employing a quantitative research design, data were collected from 190 respondents through a structured questionnaire and analyzed using Structural Equation Modeling-Partial Least Squares (SEM-PLS 3). The results reveal that both environmental education and plastic waste management significantly enhance ecological awareness, which in turn drives pollution reduction. Plastic waste management also exhibits a strong direct effect on pollution reduction, highlighting its critical role in mitigating environmental degradation. These findings underscore the importance of integrating educational programs with effective waste management systems to foster sustainable urban development. The study provides actionable insights for policymakers, educators, and environmental practitioners in addressing Jakarta's pressing environmental challenges.
The Influence of Airline Ticket Price Reduction Policy and Tourist Consumption Behavior on Year-End Holiday Destination Choices in Indonesia Abas, Sofyan; Priyana, Yana; Arini, Rani Eka
West Science Interdisciplinary Studies Vol. 3 No. 01 (2025): West Science Interdisciplinary Studies
Publisher : Westscience Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58812/wsis.v3i01.1635

Abstract

This study examines the impact of airline ticket price reduction policies and tourist consumption behavior on the choice of year-end holiday destinations in Indonesia. A quantitative approach was employed, involving 60 respondents selected through purposive sampling. Data were collected via a structured questionnaire using a Likert scale (1-5) and analyzed with SPSS version 25. The findings reveal that both airline ticket price reduction policies and tourist consumption behavior significantly influence destination choices, with price reduction policies having a stronger effect. The regression model explains 63% of the variance in destination choices, highlighting the importance of affordability and spending preferences in shaping travel decisions. These results provide valuable insights for policymakers and tourism stakeholders to design strategies that enhance destination competitiveness, particularly during peak travel seasons.