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Hairunnisa
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Meningkatkan Kemampuan Berpikir Kritis dan Hasil Belajar Matematika Menggunakan Kombinasi Model Pembelajaran Problem Based Learning, Group Investigation dan Make A Match Pada Siswa Kelas IV SDN Sungai Miai 4 Hairunnisa; Radiansyah
Jurnal Pendidikan Sosial Dan Konseling Vol. 2 No. 3 (2024): Oktober - Desember
Publisher : CV. ITTC INDONESIA

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

The classroom action research conducted in class IV of SDN Sungai Miai 4 occurred due to problems in the form of low student activity and learning outcomes in mathematics lessons. This problem occurs due to monotonous learning so that students' critical thinking skills do not develop. This classroom action research was conducted in three meetings in class IV of SDN Sungai Miai 4 in the even semester of the 2023/2024 academic year with all 22 class IV students as research subjects. It can be seen from the results of the study that there has been an increase in all aspects studied. Teacher activity becomes "Very Good", student activity becomes "Very Active", students' critical thinking skills are in the "Very Critical" criteria and student learning outcomes increase making all students complete.
PENGARUH PERBEDAAN KONSENTRASI PELARUT TERHADAP KADAR FLAVONOID TOTAL DAUN SEGAR DAN DAUN KERING TANAMAN MATOA (Pometia pinnata J.R. & G.FORS) Kurnianto, Erwan; Rahman, Ika Ristia; Kartikasari, Dian; Hairunnisa
Jurnal Insan Farmasi Indonesia Vol 7 No 3 (2024): Jurnal Insan Farmasi Indonesia
Publisher : Sekolah Tinggi Ilmu Kesehatan ISFI Banjarmasin

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36387/fkdc2t80

Abstract

Matoa (Pometia pinnata J.R. & G.FORS.) is a plant that is spread in several regions in Indonesia. This plant contains secondary metabolites that can dissolve in ethanol solvents such as flavonoids. The right type of solvent is very necessary to obtain maximum levels of active compound. This study examines the effect of ethanol solvent concentration on the total flavonoid content of fresh and dry leaves of the matoa (Pometia pinnata J.R. & G.FORS). Extraction was done using the maceration method with 70%, 80%, and 96% ethanol solvent. The determination of total flavonoid levels was carried out using the UV-Vis spectrophotometric method and AlCl3 as a reagent. The results showed that the total flavonoid content of 70%, 80%, and 96% ethanol extract of fresh matoa leaves were respectively (2.539±0.1047 mgQE/g), (1.885±0.0202 mgQE/g), (1.320±0 .0669 mgQE/g) and dried matoa leaves were (1.110±0.0448 mgQE/g), (0.870±0.0096 mgQE/g), (0.539±0.0130 mgQE/g). Based on statistical tests using the Kruskal-Wallis Test, differences in solvent concentration provide significant differences (p<0.05). 
PENGARUH INFLASI DAN NILAI TUKAR RUPIAH TERHADAP PERGERAKAN HARGA SAHAM PADA INDEKS SAHAM SYARIAH INDONESIA (ISSI) Hairunnisa; Maysaroh, Siti; Melati
LA RIBA: Jurnal Perbankan Syariah Vol. 3 No. 01 (2021): Desember 2021
Publisher : Program Studi Perbankan Syariah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53649/lariba.v3i01.23

Abstract

To move towards a more advanced economy, a sufficiently high economic growth must be supported by a low inflation rate and a stable exchange rate. Meanwhile, the main source of the increase in the financial balance is estimated to still be contributed by an increase in foreign direct investment (FDI). The development of the Indonesian Islamic capital market began with the issuance of Islamic mutual funds in 1997. However, the development of the Islamic capital market until the end of 2015 had not yet reached a significant share in the capital market industry. The approach used in this research is a quantitative approach. The statistical test used in the analysis is the multiple linear regression method. Inflation has a negative effect on the Indonesian Islamic stock index. The significant value is 0.0000 while the rupiah exchange rate has a positive influence on the Indonesian sharia stock index. The significant value of the rupiah exchange rate is 0.0006. The result of this test is that the probability value of F is less than , which is 0.000000 < 0.05. The conclusion of this study is that the inflation rate partially has a significant effect on stock price movements on the Indonesian Sharia Stock Index (ISSI), the rupiah exchange rate partially has a significant effect on the Indonesian Sharia Stock Index (ISSI) and simultaneously, the inflation rate and the rupiah exchange rate. significant effect on the Indonesian Sharia Stock Index (ISSI).
PENGARUH PEMBIAYAAN PERBANKAN SYARIAH TERHADAP PERTUMBUHAN EKONOMI SUMSEL Hairunnisa; Fitri Utami, Inda; Nurrohmah, Siti; Miranti
LA RIBA: Jurnal Perbankan Syariah Vol. 3 No. 02 (2022): Juni 2022
Publisher : Program Studi Perbankan Syariah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53649/lariba.v3i02.127

Abstract

In times like today, the role of Islamic Banking is very important in the economy as part of the national banking system. Not only as an alternative solution in dealing with global economic turmoil that is increasingly difficult to predict, Islamic Banking also has a special role to encourage economic growth in a country, especially Indonesia with the largest Muslim majority population in the world. The purpose of this study was to get an idea of how the influence of Islamic banking financing in South Sumatra on the regional economic growth of South Sumatra. This research uses quantitative research methods. With the existence of Islamic banking, it is expected to increase the economic growth of the people in the South Sumatra Region.
PEMBIAYAAN UMKM DAN LIKUIDITAS TERHADAP RESIKO PEMBIAYAAN BANK UMUM SYARIAH DI INDONESIA PERIODE 2019-2021 Herlina; Hairunnisa; Melana Sari, Puput
LA RIBA: Jurnal Perbankan Syariah Vol. 4 No. 01 (2022): Desember 2022
Publisher : Program Studi Perbankan Syariah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53649/lariba.v4i01.169

Abstract

Poor financing quality can affect company profits and revenues, decreased profits have an impact on the ability of banks to channel financing which causes Islamic banking to experience financing risks or problematic financing. This study aims to find out how the independent variables (MSME financing and liquidity) influence the dependent variable (financing risk) of Islamic commercial banks in Indonesia for the 2019-2021 period. The method used in this study is quantitative with descriptive statistics, the classic assumption test, namely the normality test, multicollinearity, autocorrelation, and heteroscedasticity test, is also equipped with hypothesis testing, namely the t (partial) test and f (simultaneous) test. The population used in this study is the statistical financial reports of Islamic commercial banks with samples of MSME, FDR and NPF data for 2019-2021 obtained from the Financial Services Authority. From OJK data, the results show that MSME financing does not have a significant effect on financing risk because there is a guarantee from the government to the community, namely the people's business credit program (KUR) which is channeled through Islamic banking institutions, good and bad bank liquidity does not have an impact on financing risks and financing risks occur because problematic financing from customers is not caused by Islamic banking institutions or liquidity owned by Islamic banking. The conclusion of this study is that the Ho hypothesis is accepted, showing that one or both of the independent variables (MSME financing and liquidity) have no effect on the dependent variable (financing risk) of Islamic general banks in Indonesia for the 2019-2021 period.
ANALISIS PENGARUH VARIABEL MAKRO TERHADAP KINERJA REKSADANA SYARIAH DI INDONESIA DAN MALAYSIA PERIODE 2011-2017 Hairunnisa
LA RIBA: Jurnal Perbankan Syariah Vol. 1 No. 02 (2020): Juni 2020
Publisher : Program Studi Perbankan Syariah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53649/lariba.v1i02.185

Abstract

This study aims to analyse the effect of inflation, currency exchange, economic growth and crude oil price on the performance of islamic mutual funds in Indonesia and Malaysia in 2011-2017. The purpose of this study is to analyse the difference between the performance of islamic mutual funds in Indonesia and Malaysia. All types of mutual funds in Indonesia and Malaysia are used in this study and tested using Ordinary Least Square (OLS) method. Simultaneously, inflation, currency exchange, economic growth and crude oil price have an effect on the performance of both Indonesia and Malaysia. Partially, it is found that inflation, currency exchange and crude oil price do not have any effect on islamic mutual funds in Indonesia and Malaysia. However, economic growth has only a significant effect on Indonesia’s mutual funds but not Malaysia.
ANALISIS FAKTOR- FAKTOR YANG MEMPENGARUHI MINAT MENABUNG NASABAH DI BANK SYARIAH INDONESIA INDRALAYA Meri Agustina; Ratna; Hairunnisa
LA RIBA: Jurnal Perbankan Syariah Vol. 4 No. 2 (2023): Juni 2023
Publisher : Program Studi Perbankan Syariah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53649/lariba.v4i2.275

Abstract

Tujuan penelitian ini untuk mengetahui pengaruh faktor promsi, faktor lokasi dan faktor kualitas pelayaan terhadap minat menabung nasabah di Bank Syariah Indonesia Indralaya. Penelitian ini menggunakan metode pendekatan kuantitatif dengan jenis penelitian asosiatif. Data yang digunakan dalam penelitian ini adalah data primer. Sample dalam penelitian ini berjumlah 30 Responden yang diperoleh dari penyebaran angket kepada nasabah yang kebetulan berada di lokasi penelitian. Teknik analisis data yang digunakan dalam penelitian ini adalah analisis deskriptif responden, uji validitas dan reliabilitas, uji asumsi klasik, uji parsial, uji F, dan uji koefisien determinasi. Hasil pengujian ini menunjukkan: Promosi (X1) berpengaruh positif tidak signifikan, Lokasi (X2) berpengaruh positif tidak signifikan, dan Kualitas Pelayanan (X3) berpengaruh positif signifikan.
PENGARUH KEPERCAYAAN DAN KUALITAS LAYANAN MOBILE BANKING TERHADAP KEPUASAN NASABAH DALAM BERTRANSAKSI DI BANK SYARIAH (STUDI KASUS BSI KCP INDRALAYA) Sri Amanda; Hairunnisa; Ratna
LA RIBA: Jurnal Perbankan Syariah Vol. 4 No. 2 (2023): Juni 2023
Publisher : Program Studi Perbankan Syariah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53649/lariba.v4i2.276

Abstract

Penelitian ini memiliki tujuan untuk mengetahui pengaruh kepercayaan nasabah dan kualitas dari layanan mobile banking terhadap kepuasan nasabah dalam bertransaksi dibank syariah secara parsial maupun secara simultan. Data yang digunakan dalam penelitian ini merupakan data primer yang didapat langsung dari jawaban 60 responden yang merupakan nasabah Bank Syariah Mandiri yang mengunduh dan menggunakan aplikasi mobile banking sebagai media transaksi. Metode analisis yang digunakan adalah analisis regresi linier berganda. Metode ini menggunakan metode kuantitaif dengan jenis penelitian lapangan. Berdasarkan hasil penelitian melalui data statistic SPSS 16 for windows diketahui bahwa variabel kepercayaan nasabah memiliki pengaruh terhadap kepuasan nasabah dari nilai t hitung lebih besar dari t tabel 2,331. Untuk variabel kualitas layanan, t hitung yang di dapat sebesar 2,645. Hal ini menunjukan bahwa variabel kualitas layanan memiliki pengaruh yang signifikan terhadap kepuasan nasabah. Sedangkan pada hasil uji simultan kedua variabel secara bersama sama memiliki pengaruh yang signifikan terhadap kepuasan nasabah dengan F hitung sebesar 74,821. Pada uji koefisien determinasi. Variasi variabel independen yang digunakan dalam model mampu menjelaskan sebesar 72,4%.variasi variabel dependen. Sedangkan sisanya sebesar 27,6% dipengaruhi atau dijelaskan oleh variabel lain yang tidak dimasukan dalam model penelitian ini.
ANALISIS KESESUAIAN AKAD WADIAH YAD AL AMANAH PADA KOPERASI SIMPAN PINJAM DAN PEMBIAYAAN SYARIAH BMT AL ITTIFAQIAH INDRALAYA Ahmadan, Darsi; Yanti, Sufi; Hidayani; Hairunnisa
LA RIBA: Jurnal Perbankan Syariah Vol. 5 No. 2 (2024): Juni 2024
Publisher : Program Studi Perbankan Syariah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53649/lariba.v6i1.791

Abstract

The results of this research can generally be concluded that the research that the author presents with these relevant data, after being processed andanalyzed, there are several important points relating to the implementation of wadiah contracts on deposits at BMT Al ittifaqiah, Indralaya, so the author concludes as follows: Savings products at BMT Al ittifaqiah use the wadi'ah contract, in this case the wadi'ah contract used is the wadi'ah yad amanah contract. This research aims to determine the implementation of the wadiah contract at BMT Al-ittifaqiah, the suitability of financing the wadiah contract at BMT Alittifaqiah. The type of research carried out in this research is field research, while the type of data is qualitative data. Qualitative data is data that shows the quality or qualities of something that exists, whether circumstances, processes, events or occurrences and others which are expressed in the form of statements or in the form of words
IMPLEMENTASI AKAD IJARAH DALAM PEMBIYAAN PENDIDIKAN DI LEMBAGA KEUANGN MIKRO SYARIAH (STUDI KASUS : BMT AL-ITTIFAQIAH) Ratna; Dzulkarnaini, Alif; hidayani; hairunnisa
LA RIBA: Jurnal Perbankan Syariah Vol. 5 No. 2 (2024): Juni 2024
Publisher : Program Studi Perbankan Syariah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53649/lariba.v6i1.792

Abstract

This research aims to find out how customers respond to the use of ijarah financing at BMT Al-Ittifaqiah, customers in using ijarah financing at BMT Al-Ittifaqiah, and to find out what factors influence customer satisfaction and interest in using ijarah financing at BMT al-Ittifaqiah . The method used is a qualitative research method, the type of research used in this research is field research which is descriptive qualitative in nature, the data analysis used is using an inductive thinking method. The results of this research show that customer responses at BMT Al-Ittifaqiah are very useful and provide satisfaction for customers or student guardians. And there are two factors that influence customer satisfaction in using ijarah financing at BMT Al-Ittifaqiah, namely internal factors (personality), motivation, attitudes and beliefs, lifestyle and religion) and external factors (service, promotion and location). The conclusion of this research is that the experience or satisfaction felt by customers at BMT Al-Ittifaqiah is in accordance with the customer's wishes or interests in terms of using ijarah financing, especially education, and customers at BMT Al-Ittifaqiah are interested in using ijarah financing specifically for educational factors.
Co-Authors A. Zaini Abd. Fadlan Abduh Ridha Abdul Halim Rais Adrian Lewer Afpriana, Mia Ahmadan, Darsi Alya Anggryanti Andika, Arya Bhima Angelina, Zahrani Dhea Apriani, Gita Asep Eka Nugraha Assyifa, Calista Nur Damayanti, Nina Darsi Ahmadan Deddy Satria M Dian Kartikasari Dian Kartikasari Dzulkarnaini, Alif Emilia, Rina Fadliah. H. Al-Habsy Firna Sofia Fitri Utami, Inda Gusrizal Hamid, Ismar Hana Salma Cantika Herdaningsih, Sulastri Herliani, Ade Herlina Hidayani Hikmawan, Baso Didik Husna, Rabiyatul Ilmi, Muhammad Fachrul Irsan Islamudin Ahmad Itsnaini Chusnul Khotimah Junaidin, Junaidin Kurnianto, Erwan Linda Dwi Saputri M.Robby Kaharuddin Maatoke serly verlinda Malindo, Andi Muhammad Alfian Maulana, Abdul Razak Maulida, Marcelly Rizky Mauliya, Meilinda Dwiyanti Melana Sari, Puput Melani, Andi Mauritta Melati Meri Agustina Miranti Muhammad Gufran Muhammad Heldy Izmatullah Muhammad Nur Hidayat muhammad rizky, muhammad Naimah Niken Widya Ningrum Nor Latifah Novarossi, Gusti Dimas Nurhafizah Nurhafizah Nurliah Nuryunita Purwanti, Silviana Putri, Helmania Rabbani, Najwa Jembar Aulya Radiansyah Rahman, Ika Ristia Ratna Repi Rifki Fahmi Riyadi, Muhammad Dicky Rosnita Sadiah Alhaddar Salma Fitriyanti Selvania, Repita Sholeh Sigit Prasetyo Siti Maysaroh Siti Nurrohmah Sri Amanda Sri Widyastuti Sucipta, Johantan Alfando Wikandana Thalib, Supriyadi Wika Soviana Devi Winda Rahmalia Yahdillah Yani, Yeltika Indri Yanti, Resti Safitri Yanti, Sufi Zayudi