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Peningkatan Pemahaman Keuangan Mahasiswa melalui Seminar Literasi Keuangan oleh KKN Universitas Alkhairaat Angkatan LVI : Penelitian Fadliah. H. Al-Habsy; Abd. Fadlan; Adrian Lewer; Rosnita; Firna Sofia; Sadiah Alhaddar; Hairunnisa; Muhammad Nur Hidayat
Jurnal Pengabdian Masyarakat dan Riset Pendidikan Vol. 4 No. 2 (2025): Jurnal Pengabdian Masyarakat dan Riset Pendidikan Volume 4 Nomor 2 (October 202
Publisher : Lembaga Penelitian dan Pengabdian Masyarakat

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/jerkin.v4i2.3587

Abstract

The Community Service Program (KKN) of Universitas Alkhairaat Batch LVI Group 104 carried out a flagship activity entitled Financial Literacy Seminar for Universitas Alkhairaat students. The seminar was held at the Faculty of Religion Auditorium and attended by 37 students from various study programs. The main objective of this seminar was to provide education about the importance of financial literacy among students to enable them to manage their personal finances wisely, intelligently, and productively. The method used an educative-informative approach through material presentation and interactive discussions. The results showed an improvement in participants’ understanding of basic financial literacy concepts, personal financial management, and awareness of saving and avoiding consumptive behavior. This activity is expected to serve as an initial step in strengthening the culture of financial literacy within the Universitas Alkhairaat academic community.
PERBANDINGAN KINERJA KEUANGAN BANK SYARIAH DAN BANK KONVENSIONAL TAHUN 2021-2023 Repi; Hairunnisa; Darsi Ahmadan
LA RIBA: Jurnal Perbankan Syariah Vol. 7 No. 01 (2025): La Riba : Jurnal Perbankan Syariah
Publisher : Program Studi Perbankan Syariah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53649/la riba.v7i01.1376

Abstract

Penelitian ini dilakukan untuk mengukur efektifitas kinerja keuangan menggunakan rasio-rasio keuangan yaitu BOPO, ROA, dan ROE. Tujuan dilakukannya penelitian ini adalah untuk mengetahui seberapa besar kemampuan perusahaan Bank Syariah dan Bank Konvensional dalam mengelola beban operasional agar tidak meningkat. Penelitian ini menggunakan metode kuantitatif, jenis data yang digunakan dalam penelitian ini adalah data sekunder, jenis data yang digunakan dalam penelitian ini adalah data sekunder, sedangkan sumber data pada penelitian ini diperoleh dari hasil dokumentasi dan kepustakaan melalui website. Teknik analisis data dilakukan dengan statistik deskriptif, uji normalitas, dan uji paired sample t-test. Adapun hasil dari penelitian ini menunjukkan Bank Syariah dan Bank Konvensional tidak memiliki perbedaan yang signifikan dalam kinerja keuangan, menurut indikator Biaya Operasional dan Pendapatan Operasional (BOPO), indikator Return On Asset (ROA), dan indikator Return On Equity (ROE) menunjukkan bahwa tidak ada perbedaan yang signifikan dalam kinerja keuangan antara Bank Syariah dan Bank Konvensional. Bank Syariah dan Bank Konvensional menunjukkan kinerja yang baik dalam hal Return On Asset (ROA), Return On Equity (ROE). Namun, Bank Konvensional menunjukkan kinerja yang lebih baik dalam Biaya Operasional dan Pendapatan Operasional (BOPO).
Implications of Science Learning Models for Enhancing Students’ Science Process Skills in Elementary Schools in the Digital Era Hairunnisa; Naimah; Prasetyo, Sigit; Sholeh
Jurnal Penelitian Pendidikan IPA Vol 11 No 12 (2025): December
Publisher : Postgraduate, University of Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29303/jppipa.v11i12.12669

Abstract

This study investigates the implications of science learning models for strengthening elementary students’ Science Process Skills (SPS) in the digital era. The research addresses the problem of uneven development of SPS indicators, particularly higher-order and language-intensive skills, in primary science classrooms. The study aims to describe the implementation of science learning models, the profile of students’ SPS, the integration of digital technology, and assessment practices in Grade V science learning. A qualitative case study was conducted in two public elementary schools in Tanjung pinang Timur using purposive sampling. Data were collected through classroom observations, semi-structured interviews with two teachers and four students, and documentation, and were analyzed using an interactive model of data reduction, data display, and conclusion drawing. The findings reveal that science instruction is dominated by group discussions and hands-on experiments, with the emerging use of project-based learning. Students demonstrate strong foundational SPS (observing, classifying, measuring) but show weaknesses in predicting, hypothesizing, concluding, and communicating due to confidence and language barriers. Digital media support conceptual understanding and engagement but are limited by device availability and preparation time. Assessment practices remain largely product-oriented and group-based. The study concludes that strengthening SPS requires pedagogy-led technology integration, targeted scaffolding for scientific reasoning and communication, and indicator-based assessment aligned with the Kurikulum Merdeka.
Menyatukan Derap Langkah: Membangun Visi Kolektif untuk Mewujudkan Pariwisata Berkelanjutan di Desa Liyu Kabupaten Balangan Riyadi, Muhammad Dicky; Hamid, Ismar; Husna, Rabiyatul; Yani, Yeltika Indri; Selvania, Repita; RIzky, Muhammad; Hairunnisa; Assyifa, Calista Nur; Melani, Andi Mauritta; Maulida, Marcelly Rizky; Mauliya, Meilinda Dwiyanti; Angelina, Zahrani Dhea; Gufran, Muhammad; Irsan
Hayak Bamara: Jurnal Pengabdian Masyarakat Vol. 3 No. 2 (2025)
Publisher : Prodi Sosiologi FISIP ULM

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20527/hb.v3i2.693

Abstract

This community service program was carried out in Liyu Village, Halong District, Balangan Regency and lasted for 57 days, from July 17 to September 11, 2025. This activity aims to address the main issues in village tourism development, namely the lack of a shared vision among stakeholders, including the village government, business actors, and the community. This difference in perception has resulted in low community participation, economic inequality, and weak coordination in tourism management. The technique used in this study is qualitative descriptive, using the live-in method and the pentagonal asset concept. The pentagonal asset concept was used to solve the problems that arose and create goals that would later be processed into programs according to the village's needs. The activities of this program included field observations, village discussions, and socialization on the importance of synergy among all elements of the village. Through open dialogue forums, the community was invited to express their aspirations, explore local potential, and formulate directions for sustainable tourism development. The results of the activities showed an increase in the collective awareness of the community regarding the importance of cross-sector collaboration, the formation of a shared vision for tourism management, and the creation of a communication forum between stakeholders as a platform for ongoing coordination. The obstacles encountered included the limited time available for residents to attend and a culture of reluctance to express opinions. Nevertheless, this activity succeeded in strengthening the community's sense of ownership of their village's potential and encouraged the formation of a collective commitment to manage tourism in a fair, transparent, and sustainable manner. In conclusion, the alignment of vision through a participatory approach has proven to be effective as a foundation for strengthening sustainable tourism governance in Liyu Village.
Kontribusi Pendidikan Agama Islam Terhadap Pembentukan Karakter Moderasi Beragama Peserta Didik Hairunnisa; A. Zaini; Abdul Halim Rais
AL-IBNOR Vol. 3 No. 2 (2026): AL-IBNOR
Publisher : STAI Kuala Kapuas

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63849/alibnor-vol3-no2-2026-id174

Abstract

This study aims to analyze the contribution of Islamic Religious Education (PAI) in shaping the character of religious moderation in students. Religious moderation is important amidst the diversity of Indonesian society in order to create an attitude of tolerance, mutual respect, and avoid extreme attitudes. The research method used is library research by reviewing various literature, journals, books, and previous research results relevant to the topic. The results show that PAI plays a strategic role in instilling the values ​​of religious moderation through learning that emphasizes the balance between faith and tolerance, a correct understanding of religious teachings, and the cultivation of noble morals. PAI helps students have an inclusive, fair perspective and respect for differences, so they are able to interact harmoniously in social life. In conclusion, PAI contributes significantly to shaping the character of religious moderation which is the foundation for creating harmony in schools and society. It plays a role in shaping students' religious knowledge, but also becomes a strategic tool in building the character of religious moderation, which is relevant to facing the challenges of multicultural life in the global era.
Pengaruh Kemasan dan Label Halal terhadap Keputusan Pembelian Produk Kosmetik Hanasui (Studi Kasus pada Mahasiswi Universitas Prabumulih) Zayudi; M.Robby Kaharuddin; Hairunnisa
Equivalent : Journal of Economic, Accounting and Management Vol. 4 No. 1 (2026): Equivalent : Journal of Economic, Accounting and Management
Publisher : CV. Doki Course and Training

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61994/equivalent.v4i1.1530

Abstract

Abstract : This study aims to examine the effect of packaging and halal labeling on purchasing decisions of Hanasui cosmetic products among female students at Prabumulih University. The research employed a quantitative approach using survey methods by distributing questionnaires to 102 respondents who had previously used Hanasui cosmetics. Data were analyzed using multiple linear regression with the assistance of SPSS version 30. The results indicate that packaging has a positive and significant effect on purchasing decisions, as evidenced by a t-value greater than the critical value and a significance level below 0.05. Halal labeling also shows a positive and significant influence on purchasing decisions. Simultaneously, packaging and halal labeling significantly affect purchasing decisions, with an F-value of 40.578 and a significance level of 0.001. The coefficient of determination (R²) is 0.450, indicating that packaging and halal labeling explain 45% of the variation in purchasing decisions, while the remaining 55% is influenced by other factors not examined in this study. These findings suggest that both packaging quality and halal labeling play important roles in shaping consumer purchasing decisions for Hanasui cosmetic products. Abstrak : Penelitian ini bertujuan untuk mengetahui pengaruh kemasan dan label halal terhadap keputusan pembelian kosmetik Hanasui pada mahasiswi Universitas Prabumulih. Metode penelitian menggunakan pendekatan kuantitatif dengan penyebaran kuesioner kepada 102 responden, dan analisis data dilakukan menggunakan SPSS versi 30. Hasil penelitian menunjukkan bahwa secara parsial kemasan dan label halal berpengaruh signifikan terhadap keputusan pembelian, dengan nilai t hitung masing masing lebih besar dari t tabel serta signifikansi < 0,05. Secara simultan, kedua variabel juga berpengaruh signifikan dengan nilai F hitung 40,578 > F tabel 3,089 dan sig 0,001. Nilai koefisien determinasi (R²) sebesar 0,450, artinya kemasan dan label halal menjelaskan 45% keputusan pembelian, sedangkan sisanya 55% dipengaruhi faktor lain. Penelitian ini menyimpulkan bahwa kemasan dan label halal merupakan faktor penting yang memengaruhi keputusan pembelian kosmetik Hanasui pada mahasiswi Universitas Prabumulih. Kata Kunci: Kemasan, Label Halal, Keputusan Pembelian, Kosmetik Hanasui.