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Mahfuz, Abdul Latif
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Journal : Journal of Research in Social Science and Humanities

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Legal Consequences of Underhand Subrogation by BFI Finance Debtors Ismed, Riza Faisal; Mahfuz, Abdul Latif; Djufri, Darmadi
Journal of Research in Social Science and Humanities Vol 5, No 1 (2025)
Publisher : Utan Kayu Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47679/jrssh.v5i1.272

Abstract

In general, Non-Bank Financial Institutions are institutions that provide various financial services, but do not have a license as a commercial bank. In its scope, LKBB includes various institutions such as finance companies, insurance companies, venture capital companies, pawnshops, and other financial entities. The problems in this thesis are: What are the legal consequences of underhand subrogation for the parties in a credit agreement? and How is the settlement of debt through subrogation at PT. BFI Finance Indonesia, Tbk Palembang Branch?. The type of research in this thesis is normative legal research supported by interview data. The conclusion obtained is the Legal Consequences of Underhand Subrogation for the Parties in the Credit Agreement at PT. BFI Finance Indonesia, Tbk Palembang Branch, BFI pays off the debtor's debt and holds or takes the BPKB from the old creditor after that makes a new contract and is notarized. with the new agreement, the previous agreement is no longer valid. Furthermore, a new agreement is made by including clauses regarding the terms, conditions and updates regarding the parties contained in the agreement. Debt Settlement Through Subrogation at PT. BFI Finance Indonesia, Tbk Palembang Branch, the procedure is simple, namely BFI simply pays off the debtor's debt and holds or takes the BPKB from the old creditor after that makes a new contract and is notarized. BFI never performs Subrogation to individual creditors, all of which are legal entities, among which are often carried out by ACC Finance and Sinar Mas Multifinance, the rest are banks because in the past there were not too many financing companies
Co-Authors ABADI Afianto, Vicky Afriansyah, Iwan Agum Marenra Albert Agus Topan Andriani*, Shelvita Apriadi, Ruly Ardiyan Saptawan Ari Juliansyah Arief Wisnu Wardhana , Irwanto Arief Wisnu Wardhana, Arief Wisnu Baranika, Millen Nagasti Cholidi Zainuddin Darmadi, Listiono Heri Defriansyah*, Andrie Desrina Desrina Devi Iriansyah Dian Yuni Astuti Dimas Arbianto Ardinur Djufri, Darmadi Efendi, Novrizal Eko Purwoko Erli Salia Erli Salia Febri Yanto Feramarta, Putri Alda Hady, Erfan Hambali Yusuf Hambali Yusuf Handy Soesanto Hayatuddin, Khalisah Helwan Kasra Hendri Permana Heni Pujiastuti Holijah Holijah Isisu, Septika Intan Ismail Pettanase Ismed, Riza Faisal Joni Emirzon Joni Emirzon Kasra, Helwan Kautsar, Muhammad Feryal Khalisah Hayatuddin Khalisah Hayatuddin Khalisah Hayatuddin Khalisah Hayatuddin Mahendra Mahendra Marlin, Marlin Mayangsari*, Riska Meria, Fatma Muhamad Sadi Is Muhammad Yahya Selma Muhammad Zulchoir Rangkuti Mursyid Mursyid Nugraha, Abyan Putri, Tresyah Meyrinda Reza, Mehmed Rillo Waskitha Sandi Wiyata Romli SA Rosalina Rosalina Ruben Achmad SA, Ramli Salia, Erli Sanjaya Putra Sastro, Harmonis Serlika Aprita Sri Suatmiati, Sri Tanzil, Mulyadi Vinal, Diki Widiarta, Kadek Agus Yusuf, Hambali Zahri, Saefuddin Zahri, Saepuddin Zahri, Saipuddin Zainuddin, Cholidi