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All Journal Jurnal Pendidikan Sains JURNAL MUQODDIMAH : Jurnal Ilmu Sosial, Politik dan Hummaniora Jurnal Manajemen Strategi dan Aplikasi Bisnis Jurnal STEI Ekonomi Jurnal Akuntansi dan Manajemen Jurnal Abdi Insani Jurnal Pembelajaran Pemberdayaan Masyarakat (JP2M) Variabel PROGRESIF Jurnal Riset Manajemen dan Bisnis Journal of Accounting, Management and Economics Research Bahana Pendidikan: Jurnal Pendidikan Sains Journal of Entrepreneurship and Community Innovations Entrepreneurship and Community Development Research of Islamic Economics (RIE) Jurnal Accounting Information System (AIMS) Human Capital and Organizations
Mustika, Maya
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Agriculture, Biological Sciences & Forestry Arts Humanities Biochemistry, Genetics & Molecular Biology Chemistry Civil Engineering, Building, Construction & Architecture Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Engineering Environmental Science Health Professions Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Mathematics Physics Social Sciences Other

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Pendapatan daerah dan fiskal stress akibat Covid-19 di Indonesia Juniarti, Juniarti; Noersanti, Lina; Akhmadi, Ali; Mustika, Maya; Ardheta, Preztika Ayu; Hendro, Junaidi
Jurnal Riset Manajemen dan Bisnis Vol 8 No 1 (2023)
Publisher : Lembaga Pengembangan Manajemen dan Publikasi Imperium

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36407/jrmb.v8i1.1038

Abstract

This research project seeks to analyze and gather evidence about regional income and whether the Covid-19 pandemic has caused fiscal stress in all provinces of Indonesia. The data used includes the budgets for all provinces in Indonesia for 2018 and 2019 prior to the pandemic, and for 2020 and 2021 during the pandemic, with a total of 34 provinces included in the study. The sampling method utilized was saturated sampling, while data processing was done through the Wilcoxon Signed Ranks Test with SPSS 26. The findings indicate that there were notable differences in regional income, transfers to regions, and village funds before and during the pandemic, leading to fiscal stress. This component is crucial to regional income, as it directly involves the central government, and thus the pandemic has had a significant impact on the provinces. However, there were no differences in regional original income or other income before and during the pandemic, indicating that there was no fiscal stress.
Pengaruh Electronic Banking dan Electronic Money Terhadap Kinerja Keuangan Perbankan yang Terdaftar di Bursa Efek Indonesia Almurni, Siti; Fatin, Arista Safitri; Mustika, Maya
Jurnal STEI Ekonomi Vol 32 No 1 (2023)
Publisher : Bagian Pengelolaan Jurnal dan Penerbitan - Sekolah Tinggi Ilmu Ekonomi Indonesia (BPJP - STIE)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36406/jemi.v32i01.1323

Abstract

Penelitian ini bertujuan untuk menguji bagaimana pengaruh Electronic Banking dan Electronic Money terhadap Kinerja Keuangan Perbankan yang terdaftar di Bursa Efek Indonesia dengan variabel kontrol Likuiditas, Permodalan, dan Risiko Kredit periode 2018-2022. Penelitian ini menggunakan jenis penelitian asosiatif pendekatan kuantitatif, diukur dengan menggunakan metode berbasis regresi data panel dengan Eviews versi 12. Populasi dari penelitian ini adalah perusahaan perbankan yang terdaftar di Bursa Efek Indonesia (BEI) tahun 2018 sampai dengan tahun 2022. Sampel ditentukan berdasarkan metode purposive sampling, dengan jumlah sampel sebanyak 27 perusahaan sehingga total observasi dalam penelitian ini sebanyak 135 obeservasi. Data yang digunakan dalam penelitian ini berupa data sekunder. Teknik pengumpulan data menggunakan metode dokumentasi melalui situs: www.idx.co.id, www.ojk.go.id, www.bi.go.id dan website pribadi perbankan. Pengujian hipotesis menggunakan uji t. Hasil penelitian membuktikan bahwa Electronic Banking berpengaruh terhadap kinerja keuangan dan Electronic Money tidak memiliki pengaruh terhadap kinerja keuangan. Variabel kontrol berupa Likuiditas berpengaruh terhadap kinerja keuangan. Variabel kontrol lainnya yaitu permodalan tidak memiliki pengaruh terhadap kinerja keuangan. Serta variabel kontrol Risiko Kredit berpengaruh terhadap Kinerja keuangan perbankan.
Digital Marketing Optimization: Empowering Market Growth for MSMEs in Kahuku Village, East Likupang Prabantoro, Gatot; Mais, Rimi Gusliana; Megayani, Megayani; Mustika, Maya; Ardheta, Preztika Ayu; Faruqi, Faris; Anthonio, Dean Salomo; Kawung, Goerge M.V.; Siwu, Hanly F.J
Entrepreneurship and Community Development Vol. 2 No. 1 (2024): MAY 2024
Publisher : Santoso Academy Network

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58777/ecd.v2i1.226

Abstract

Community Service is a core element of the Tridharma of Higher Education and a key responsibility of lecturers. This PKM (Community Service Program) focuses on Micro, Small, and Medium Enterprises (MSMEs) in Kahuku Village, Likupang Timur District, North Minahasa Regency, North Sulawesi Province. The goal is to optimize digital marketing to expand the market reach of MSMEs by using and managing information on the Google My Business platform. The PKM activities are conducted in a hybrid format, combining online sessions via Zoom and offline sessions in Kahuku Village on October 6, 2023, from 08:00 to 12:00 WIB. The implementation team includes lecturers from STIE Indonesia Jakarta, in collaboration with the Faculty of Economics and Business at Sam Ratulangi University, Nusa Utara Tahuna State Polytechnic, New Jerusalem Theological College Manado, and Pioneer Manado STIE. The primary participants are MSME operators in Kahuku Village. After participating in the program, participants are expected to enhance their business presence by showcasing their products on Google My Business. This initiative aims to help MSMEs in Kahuku Village attract tourists through effective digital marketing strategies, increase product visibility, and positively impact local economic development.
Pelatihan Peningkatan Penerapan Standar Operasional Prosedur (SOP) Dalam Meningkatkan Layanan Akademik Almurni, Siti; Mustika, Maya; Mais, Rimi Gusliana; Nafisah, Siti; Anthonino, Dean Salomo; Maronrong, Ridwan
PROGRESIF: Jurnal Pengabdian Komunitas Pendidikan Vol 4 No 1 (2024)
Publisher : Bagian Pengelolaan Jurnal dan Penerbitan - Sekolah Tinggi Ilmu Ekonomi Indonesia Jakarta (BPJP - STEI)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36406/progresif.v4i1.939

Abstract

The purpose of carrying out this activity is to answer the needs of educators at Universidade Dilli, Timor Leste to learn and apprentice on the implementation of the standard operating procedures for Study Program Education, Research and Community Service at STIE Indonesia Jakarta. The target of this activity is the teaching staff of Universidade Dilli, Timor Leste to understand and increase their knowledge related to the SOP implemented at STIE Indonesia Jakarta with the hope of becoming an understanding for improving the SOP implemented by Universidade Dilli, Timor Leste. The method of carrying out this activity is a detailed explanation of the running system, SOP training and a 10-day internship which is held offline in the YPFJ Room, Indonesian College of Economics, Jakarta, East Jakarta on the SOP for Implementation of Research, Community Service and Education (PRODI) STIE campus Indonesian Jakarta. This socialization provides awareness to teaching staff, so that it can improve the performance of teaching staff at Universidade Dilli, Timor Leste.
The Effect of Macro-indicators and Profit Sharing on Mudharabah Deposits: Evidence from Indonesia Stalia, Sela; Sunarsih, Uun; Nasution, Nursanita; Mustika, Maya; Ardheta, Preztika Ayu
Research of Islamic Economics Vol. 1 No. 2 (2024): JANUARY 2024
Publisher : SAN Scientific

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58777/rie.v1i2.173

Abstract

This research seeks to ascertain how interest rates, GDP, and profit-sharing relate to mudharabah savings in Islamic commercial banks. This study employs a quantitative research design and measures its findings using a panel data regression approach. Sharia commercial banks that registered with the Financial Services Authority (OJK) between 2016 and 2020 make up the research population. There were 180 observations in total in this study because the sample was chosen using the purposive sampling method and included a total of nine Sharia commercial banks. This study employed secondary data, specifically quarterly financial reports. The study's findings demonstrate that mudharabah deposits benefit from interest rates. Mudharabah benefits from the amount of profit sharing. deposits. Mudharabah deposits are positively impacted by the GDP. It is well recognized that the amount of mudharabah savings is influenced by GDP, a measure of people's income. The managerial ramifications of how GDP, profit-sharing, and interest rates affect mudharabah deposits can be very significant in a financial context. Interest rates, income uncertainty, and risk management minutes. Profit sharing, compliance with Sharia principles, and product development and portfolio management.
Impact of Intellectual Capital and Islamic Corporate Governance on Financial Performance of Indonesian Islamic Commercial Banks Dahlifah; Putri, Dina Anavia; Mustika, Maya; Tarsono, Ono
Research of Islamic Economics Vol. 2 No. 1 (2024): JULY 2024
Publisher : SAN Scientific

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58777/rie.v2i1.265

Abstract

The aim this study is to investigate the relationship between intellectual capital, Islamic commercial banks' financial performance, and Islamic corporate governance in Indonesia from 2017 to 2019. The methodology used in the study is quantitative. The people are all Muslims. Commercial banks that have Financial Services Authority registrations (OJK) over the three-year period (2017-2019). The sample is determined using a saturated sampling technique, resulting in 14 Islamic Commercial Banks and forty-two observations in total. The analytical approach is panel data regression analysis and data processing with Eviews 9. The study's findings demonstrate that intellectual capital has a significant impact on return on assets. In contrast, the Sharia Supervisory Board has little effect on Return on Assets. However, the Commissioners' Board and the Directors Board both significantly influence Return on Assets.
Efektifitas Sistem Informasi Akuntansi dengan Penerapan Omnichannel dalam Penjualan Marketplace Mustika, Maya; Lovita, Erna; Rianto, Adi
Jurnal Accounting Information System (AIMS) Vol. 7 No. 1 (2024)
Publisher : Ma'soem University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32627/aims.v7i1.825

Abstract

Along with the development of Indonesia's economy in the trading sector, information systems are highly needed for a company to achieve its goals. This research aims to determine the application and effectiveness of using accounting information systems using omnichannel systems through the Jubelio Application. The method used in this research is descriptive qualitative method with a case study of the Online Store Vape Supplies in Sunter, Tanjung Priuk. The research uses primary data with data collection techniques through observation, interviews, and documentation. The data analysis techniques used are data collection, data reduction, data presentation, and conclusion drawing. The results show that the implementation of the Jubelio application can support inventory management of the store so that the availability of stock is always updated, resulting in customer satisfaction in online transactions. Control over inventory recording runs effectively. The Jubelio application also allows integration with various shipping services on the marketplace, so customers can predict the delivery time according to their needs. In terms of information coverage, the connectivity of the Jubelio application to various marketplaces provides convenience for online store owners to expand their market share throughout Indonesia.
Analisis Faktor Penentu dalam Pemilihan Strategi Promosi Universitas Palangka Raya Ahriyati, Ahriyati; Setyowati, Erni Dwi Puji; Mustika, Maya; Christy, Nirena Ade
Jurnal Ilmiah Muqoddimah: Jurnal Ilmu Sosial, Politik dan Hummaniora Vol 8, No 2 (2024): Mei 2024
Publisher : Universitas Muhammadiyah Tapanuli Selatan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31604/jim.v8i2.2024.517-524

Abstract

Penelitian mengenai analisis faktor penentu dalam pemilihan strategi promosi Universitas Palangka Raya (UPR) bertujuan untuk mengetahui kelebihan, kekurangan, peluang, dan acaman melalui analisis SWOT sehingga diketahui strategi dalam meningkatkan promosi UPR. Metode penelitian yang digunakan adalah penelitian kualitatif deskriptif yang menggunakan metode analisis SWOT melalui survei terhadap 702 mahasiswa di UPR. Lokasi penelitian ini dilaksanakan di lingkungan UPR, Provinsi Kalimantan Tengah. Hasil dari penelitian ini yakni UPR memiliki kekuatan dalam pemanfaatan media sosial, kerjasama dengan sekolah, lokasi strategis, beragamnya jurusan, biaya kuliah terjangkau, dan diversifikasi jalur masuk. Untuk mengatasi kelemahan, UPR perlu mengurangi ketergantungan pada media sosial, meningkatkan kualitas pendidikan, dan memperluas pertimbangan calon mahasiswa. Peluang UPR dapat dioptimalkan melalui perbaikan website, promosi di sekolah-sekolah, peningkatan jalur beasiswa, dan sosialisasi alumni. Peralihan status ke BLU dapat meningkatkan branding dan kualitas kampus. Ancaman terbesar adalah penurunan minat mahasiswa jika promosi tidak ditingkatkan, sehingga strategi promosi lebih efektif, dengan peningkatan fasilitas, pengajaran, dan jalur beasiswa. 
Menilai Kesehatan Keuangan: Dampak Rasio Lancar, Rasio Utang dan Ekuitas, dan Return Aset terhadap Return Sektor Perbankan Tarsono, Ono; Mustika, Maya; Mesakh, Asyer Imanuel
Journal of Accounting, Management, and Economics Research (JAMER) Vol 3 No 2 (2025): JANUARY 2025
Publisher : Lembaga Penelitian Universitas YARSI

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33476/jamer.v3i2.237

Abstract

This study provides modern insights into the impact of Current Ratio, Debt-to-Equity Ratio, and Return on Assets on stock returns in the banking sector listed on the Indonesia Stock Exchange during 2018–2022. Unlike previous studies that indicated a positive relationship, this study found that these three factors had a negative and significant impact on stock returns. These findings underscore the need for more effective regulatory strategies to manage financial ratios and enhance the attractiveness of stocks in the capital market. A quantitative approach emphasizing numerical data analysis was employed. The study involved 10 conventional commercial banks. Secondary data was used, and it was determined that there were no symptoms of heteroscedasticity. Multiple linear regression analysis revealed that the independent variables Current Ratio, Debt-to-Equity Ratio, and Return on Assets negatively influenced the dependent variable, Stock Returns. The study emphasizes the importance of regulatory recommendations for banking companies to improve asset efficiency and maximize profits to attract higher stock demand. Additionally, the results provide valuable insights for investors, helping them consider financial factors for more informed investment decisions.
Revitalisasi Perpustakaan sebagai Pusat Literasi di SDN Sukamulya 01 Mustika, Maya; Fadillah, Hanifah Tri Nur; Gymnastia , Hanifa Najla; Ghessiani, Luthfiannisa; Amaliyah, Siska; Fasihah, Tamamatunnisa Al; Ardheta, Preztika Ayu
Journal of Entrepreneurship and Community Innovations Vol 3 No 2 (2025): FEBRUARI 2025
Publisher : Lembaga Penelitian Universitas YARSI

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33476/jeci.v3i2.277

Abstract

Program revitalisasi perpustakaan di SDN Sukamulya 01 bertujuan untuk meningkatkan kualitas literasi dan pembelajaran siswa dengan menjadikan ruang perpustakaan lebih fungsional. Program ini dilaksanakan dari Mei hingga Juni 2024. Melalui tahapan yang terstruktur, program ini dimulai dengan koordinasi bersama pihak sekolah, pengumpulan donasi buku dan dana, serta pemetaan ruang perpustakaan yang tersedia. Renovasi fisik dengan pengecatan, pembersihan, dan penataan ulang koleksi buku agar lebih terorganisir dan relevan dengan kebutuhan siswa. Papan cita-cita dipasang untuk memotivasi siswa, sementara pelatihan pengelolaan perpustakaan diberikan kepada guru dan staf untuk meningkatkan kemampuan mereka dalam mengelola perpustakaan secara modern dan interaktif. Keberhasilan program ini diukur melalui beberapa indikator, antara lain peningkatan penambahan koleksi buku dan meningkatnya partisipasi siswa dalam kegiatan literasi. Program ini berhasil menciptakan perpustakaan yang dinamis, mendukung perkembangan literasi, dan membangun budaya literasi di lingkungan sekolah. Keberhasilan revitalisasi ini juga diharapkan dapat berkelanjutan dengan melibatkan seluruh pihak sekolah dalam menjaga dan mengembangkan perpustakaan.
Co-Authors Adella, Faizah Ahriyati, Ahriyati Akhmadi, Ali Almurni, Siti Amaliyah, Siska Arianto, Rany Arif Hidayat Budi, Gunarjo Suryanto Bustan, Andi Christy, Nirena Ade Dahlifah Dean Salomo Kumenaung Dwi Susilowati Erni Dwi Puji Setyowati, Erni Dwi Puji Fadillah, Hanifah Tri Nur Fandi Tuju Faruqi, Faris Fasihah, Tamamatunnisa Al Fatin, Arista Safitri Ghessiani, Luthfiannisa Gymnastia , Hanifa Najla Hendro, Junaidi Hendryadi Hendryadi Hutahaean, Saulim DT. Juniarti Juniarti Kalalinggi, Septaria Yolan Karawahenni, Yolanda Dwi Vivian Kawung, Goerge M.V. Khalifatus Sakdiyah Lina Noersanti Lovita, Erna M. Nawir, M. Megayani, Megayani Mesakh, Asyer Imanuel Mirnawati Dewi, Mirnawati Nasution, Nursanita Prabantoro, Gatot Preztika Ayu Ardheta Pri Ariadi Cahya Dinata, Pri Ariadi Cahya Putri, Dina Anavia Rahayu, Gita Rianto, Adi Ridwan Maronrong Rimi Gusliana Mais Safitri, Adelia Sandi, Gloria Anjelina Santoso, Joko Bagio Siti Nafisah Siwu, Hanly F.J Stalia, Sela Suhartono Sutopo Sutopo Tarsono Tarsono Theasy, Yoan Theo Jhoni Hartanto, Theo Jhoni Uun Sunarsih