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Mitigation of Legal Disputes on Business Contracts between Commercial Banks and Providers of Information Technology Goods and Services Gautama, Maria Patricia; Kanthika, I Made; Markoni; Zulfikar
International Journal of Science and Society Vol 6 No 1 (2024): International Journal of Science and Society (IJSOC)
Publisher : GoAcademica Research & Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54783/ijsoc.v6i1.1051

Abstract

This research aims to translate Financial Services Authority Regulations into the clauses of business contracts between commercial banks and providers of information technology goods and services by harmonizing agreements with contractual law principles, especially to reach mutual agreements to mitigate legal disputes. The harmonization process starts from the planning, preparation, implementation, and contract termination stages. The research method used in this article is normative legal research, which aims to research, study, and analyze laws and regulations relating to banking, the OJK, and business contracts between banks and providers of information technology goods and services. This research will use several approaches, including a case approach, a statutory approach, and a conceptual approach. The results of this research emphasize the importance of banks providing standard business contracts that comply with the provisions in MRTI SEOJK to facilitate initial identification and the need for harmonization of clauses that require negotiation with information technology providers. In mitigation efforts, the Bank has considered to accept and control the risks after obtaining approval from management.
Legal Protection of Creditors Against Letters of Undertaking as Additional Agreements Siregar, Pascal Raja Ilham; Kanthika, I Made; Markoni; Subiyanto, Achmad Edi
International Journal of Science and Society Vol 6 No 1 (2024): International Journal of Science and Society (IJSOC)
Publisher : GoAcademica Research & Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54783/ijsoc.v6i1.1055

Abstract

This research aims to learn about the Legal Protection of Creditors Against Letters of Undertaking as Additional Agreements. The research method is normative juridical, using deductive thinking and library data collection. One of them is using the Legal Protection Theory to examine problems in LoUs between debtors and creditors so that debtors commit themselves to fulfilling obligations so that they get their rights by bank rules and applicable laws and regulations in the event of payment failure or default with the conclusion of preventive and repressive measures. This research found that a Letter of Undertaking (LoU) is part of an additional agreement or accessory and an alternative third-party guarantee in the form of a statement of the promissory note to fulfil an obligation made by the Debtor. In this modern and rapidly developing era, LoUs are born as credit guarantees or financing in various fields of construction projects, infrastructure projects, and tender bonds, which are used to facilitate business to help smooth national and international trade transactions.
Legal Analysis of the Imposition of Criminal Sentences for Fraud in Debt Agreement Cases: Case Study of Decision Number 331/PID.B/2021/PN JKT.BRT Muharam, Irsan; Nardiman; Markoni; Kanthika, I Made
International Journal of Science and Society Vol 6 No 3 (2024): International Journal of Science and Society (IJSOC)
Publisher : GoAcademica Research & Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54783/ijsoc.v6i3.1251

Abstract

According to Article 1328 of the Civil Code, fraud is a defect of will, while Article 378 of the Criminal Code contains a series of words such as lies, deception, false circumstances, and false dignity. The consequences of fraud are a reason for cancelling the agreement. The problems raised in research on the imposition of criminal fraud in debt and receivable agreement cases. The method used in this research is normative juridical with descriptive-analytical specifications. The research results obtained first: The parameter that differentiates default from criminal acts of fraud is that default is seen from the good faith of the parties, whereas in criminal acts of fraud, it is motivated by evil intentions (mens rea) to possess objects (goods) belonging to other people as well as intentionally not fulfil his achievements. second: The debtor can only be criminally processed if an agreement meets the elements of fraud. If the debtor does not commit a series of lies to obtain a loan from the debtor, the debtor cannot be prosecuted under the threat of Article 378 of the Criminal Code regarding fraud. The debtor will be free from the threat of criminal penalties due to his inability to carry out the agreement's contents. In the case based on Decision Number 331/Pid.B/2021/Pn Jkt. Brt, the defendant committed an act through deception or a series of lies, encouraging other people to write off the receivables by giving 2 blank checks to pay the remaining loan which appeared to be -as if the Defendant's debt had been paid off. This is a legal event that can be tried through criminal justice.
Pengaruh Keseimbangan Kehidupan Kerja dan Disiplin Kerja Terhadap Kinerja Karyawan: Studi Kasus pada Perum Bulog Kantor Wilayah Bengkulu Roman Destian Pahrori; Fauzan; Markoni
Economic Reviews Journal Vol. 3 No. 4 (2024): Economic Reviews Journal
Publisher : Masyarakat Ekonomi Syariah Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56709/mrj.v3i4.395

Abstract

The purpose of this study was to determine the effect of work-life balance and work discipline partially and simultaneously on the performance of employees of Perum BULOG Bengkulu Regional Office. The population used is employees of the Bengkulu Regional Perum BULOG company with a total population of 32 employees. The nature of the research used is (explanatory research). Sampling in this study was carried out with a saturated sample technique which means that every employee of Perum BULOG Bengkulu Regional Office became a research sample and with sampling using questionnaires that were ready to be distributed, documentation techniques, and library techniques as a basis for sampling. Data research methods in this study are research instruments in the form of validity tests and reliability tests, data analysis techniques including classical assumption tests in the form of multicollinearity tests, heteroscedasticity tests, and normality tests. Continued to test multiple linear regression and hypothesis testing. The results of the research obtained that the first hypothesis of work life balance has no partial effect on employee performance at the Perum Bulog Regional Office of Bengkulu, the second hypothesis of work discipline has a partial positive effect on employee performance at the Perum Bulog Regional Office of Bengkulu and the third hypothesis of work life balance and work discipline have a simultaneous effect on employee performance at the Perum Bulog Regional Office of Bengkulu.
Perencanaan Anggaran Operasional untuk UMKM Meubel Citra intan permata kasih; Markoni; Miskiyah, Neneng
Jurnal Terapan Ilmu Ekonomi, Manajemen dan Bisnis Vol. 4 No. 3 (2024): Jurnal Terapan Ilmu Ekonomi, Manajemen dan Bisnis Desember 2024
Publisher : Politeknik Negeri Sriwijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.5281/zenodo.14949592

Abstract

This research aims to determine the planning process through preparing the operational budget at Meubel Citra, a micro, small and medium enterprise (MSME). The method used is a quantitative descriptive approach, with data collection through direct interviews with company owners and observation of operational activities at Meubel Citra. The data collected is analyzed to identify the types of costs incurred by the company and to understand usage patterns based on financial records for the last five years. The research results show that Citra Meubel has never implemented an operational budget before. This condition has an impact on difficulties in monitoring and managing the company's financial condition effectively, which in turn affects the company's performance and profits. Therefore, this research emphasizes the importance of implementing operational budgets to increase company efficiency and effectiveness in managing expenses. The operational budget is also expected to help in formulating strategic policies, including determining appropriate selling prices based on recorded production and operational costs. It is hoped that the preparation of the operational budget at Meubel Citra can be the first step in improving better financial governance and supporting sustainable growth for MSMEs in the furniture industry sector.
Teknik Penanganan Masalah Penyidikan Kepolisian pada Satuan Reserse Kriminal Kepolisian Resor Kota Bulungan Kalimantan Utara (Studi Kasus Pembunuhan Korban Lansia di Panti Sosial Tresna Wherda) Gultom, Brian Daven Kyher; Joko Widarto; Markoni; Nardiman
Pena Justisia: Media Komunikasi dan Kajian Hukum Vol. 23 No. 2 (2024): Pena Justisia
Publisher : Faculty of Law, Universitas Pekalongan

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

This study aims to analyze the problems faced by the Criminal Investigation Unit of the Bulungan Police Resort in North Kalimantan in handling murder cases involving elderly people in social care facilities. This study also aims to propose solutions and techniques to deal with these investigative problems. This study discusses the challenges faced by the Bulungan City Police Resort criminal investigation unit in handling murder cases involving elderly victims. This emphasizes the importance of quality training for investigators to effectively address the complexity of such cases. Data collection methods included document analysis and interviews. The data analysis method used is qualitative descriptive analysis. This study highlights the challenges faced by the criminal investigation unit in handling murder cases involving elderly victims at the Bulungan City Police Resort. This research identifies difficulties in the management and use of evidence in criminal investigations, including challenges in collecting and examining evidence at crime scenes. This study emphasizes the need for quality training for researchers to effectively address the complexity of such cases. The research analysis concluded that the investigation of violence against the elderly at the Tresna Wherda Social Home faces challenges such as limited evidence, complex cases, and possible mental disorders of the perpetrators. Handling violence against the elderly requires a holistic approach involving the police, health institutions, social workers, and the community as a whole
ANALISIS YURIDIS GUGATAN MEREK TERKENAL (WELL-KNOWN TRADEMARK) MENURUT UU NO. 20 TAHUN 2016 TENTANG MEREK DAN INDIKASI GEOGRAFIS (Study Kasus Putusan Perkara Nomor 836 K/Pdt.Sus-HKI/2022) Adel Chandra; Markoni; I Made Kanthika; Joko Widarto
Jurnal Cinta Nusantara (JCN) Vol. 2 No. 1 (2024): JURNAL CINTA NUSANTARA
Publisher : CV. Bunda Ratu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63754/jcn.v2i1.28

Abstract

Perlindungan merek di Indonesia menganut sistem konstitutif yaitu perlindungan diberikan setelah pendaftaran dan berasaskan first to file sehingga pemohon pertamalah yang berhak mendapatkan perlindungan. Merek SB milik SC telah terdaftar di Indonesia tahun 1995 untuk jasa gerai penjualan kopi. Fakta menarik, terdapat merek SC lain yang terdaftar tahun 1992 milik PT. STCC untuk jenis barang rokok. Adanya persamaan merek inilah, SC mengajukan gugatan pembatalan merek SC milik PT STCC. Penulis meneliti sengketa merek SC dengan sudut pandang proses pendaftaran merek sehingga diterima atau ditolak menurut ketentuan berlaku dan bagaimana pertimbangan hakim atas sengketa Nomor 836 K/Pdt.Sus-HKI/2022. Penulis menganalisis ketentuan pendaftran merek menurut peraturan yang berlaku dan menganalisis pertimbangan hakim serta akibat hukum atas sengketa tersebut. Penelitian ini menggunakan metode penelitian yuridis normatif dan pendekatan konseptual serta pendekatan studi kasus serta data sekunder dari bahan hukum primer, sekunder dan tersier. SC mengklaim jika SB adalah Merek Terkenal, dan PT STCC memiliki iktikad tidak baik. Perbedaan masa pendaftaran dan ketentuan UU yang berlaku saat kedua merek tersebut diajukan, menjadi pertimbangan hakim pada tingkat pengadilan menjadi berbeda.
PERLINDUNGAN HUKUM TERHADAP MEREK TERDAFTAR ATAS GUGATAN BADAN HUKUM PIHAK LAIN (Studi Kasus Putusan Mahkamah Agung RI Nomor 872 K/Pdt.Sus-HKI/2021) Sherry Arisanti; Markoni; Joko Widarto; I Made Kanthika
Jurnal Cinta Nusantara (JCN) Vol. 2 No. 1 (2024): JURNAL CINTA NUSANTARA
Publisher : CV. Bunda Ratu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63754/jcn.v2i1.29

Abstract

Terdaftarnya merek PERADIN + LOGO atas nama Persatuan Advokat Indonesia ternyata menimbulkan sengketa. Perkumpulan Advokat Indonesia melakukan gugatan, mereka mendapatkan pengesahan nama badan hukum namun pendaftaran merek PERADIN + LOGO ditolak. Sebenarnya bagaimanakah ketentuan penolakan pendaftaran merek menurut Undang-Undang Merek Nomor 20 Tahun 2016 dan bagaimanakah perlindungan hukum terhadap merek terdaftar atas gugatan badan hukum pihak lain. Menjawab permasalahan tersebut, dilakukan analisis yuridis terhadap putusan MA Nomor 872 K/Pdt.Sus-HKI/2021 tentang sengketa merek PERADIN. Penelitian ini bertujuan untuk menganalisis ketentuan penolakan pendaftaran merek menurut Undang-Undang Nomor 20 Tahun 2016 dan untuk menganalisis perlindungan hukum terhadap merek terdaftar atas gugatan badan hukum pihak lain. Metode penelitian yang digunakan adalah yuridis normatif dengan pendekatan peraturan perudangan (Statute Approach) dan pendekatan konseptual (Conseptual Approach) serta pendekatan studi kasus (Judical Case Study) menggunakan sumber bahan hukum primer, sekunder dan tersier. Pengadilan memutuskan sengketa ini berdasarkan undang-undang merek yang menganut sistem konstitutif dan prinsip first to file. Perlindungan hukum diberikan kepada pemilik merek terdaftar.
PEMBERIAN KEWENANGAN HAK ASUH ANAK DI BAWAH UMUR KEPADA AYAH DALAM PERKARA PENGUASAAN ANAK Tia Shabrina; Joko Widarto; Markoni; Nardiman
Jurnal Cinta Nusantara (JCN) Vol. 2 No. 1 (2024): JURNAL CINTA NUSANTARA
Publisher : CV. Bunda Ratu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63754/jcn.v2i1.31

Abstract

Penelitian ini menganalisa tentang pertimbangan hukum hakim dan kriteria pemberian kewenangan hak asuh anak dibawah umur kepada ayah. Penelitian ini menggunakan dua pendekatan dalam menganalisis permasalahan. Pertama, pendekatan Perundang-undangan yaitu pendekatan yang dilakukan dengan menelaah semua peraturan perundang-undangan dan regulasi yang berkaitan dengan isu hukum yang ditangani oleh Pengadilan Agama. Kedua, pendekatan kasus, yaitu dengan melihat kasus yang bersumber dari putusan pengadilan dan ketentuan perundang-undangan. Dalam penelitian ini, kasus yang diangkat adalah perkara yang telah diputus oleh Pengadilan Agama Jakarta Barat dalam putusan Nomor 3609/Pdt.G/2022/PA.JB, karena seorang ibu menutup akses ayah untuk berkomunikasi dengan anaknya. Metode yang digunakan dalam penelitian ini yaitu metode pendekatan yuridis normatif, dengan menggunakan teori keadilan dan teori tujuan hukum sebagai pisau analisa penelitian. Teknik pengumpulan bahan hukum menggunakan teknik studi dokumen. Rumusan masalah tesis ini akan mengkaji kriteria pemberian hak asuh anak di bawah umur kepada ayah menurut hukum positif dan hukum Islam dan pertimbangan majelis hakim yang memberikan hak asuh anak di bawah umur kepada ayah. Pertimbangan majelis hakim dalam putusan penguasaan anak ini memberikan kewenangan hak asuh tunggal kepada ayah, dimana seharusnya dalam hak asuh anak, putusan terbaik dengan mengutamakan kepentingan anak yaitu apabila hakim memutuskan untuk diberlakukannya pengasuhan bersama atas anak.
DOMINASI ISTRI DALAM PEMBAGIAN HARTA BERSAMA Lidya Anggraeni; Joko Widarto; Markoni; Helvis
Jurnal Cinta Nusantara (JCN) Vol. 2 No. 1 (2024): JURNAL CINTA NUSANTARA
Publisher : CV. Bunda Ratu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63754/jcn.v2i1.32

Abstract

Penelitian ini dilakukan untuk mengetahui pembagian harta bersama berdasarkan ketentuan pasal 97 kompilasi hukum Islam dalam pembagian harta bersama yang seharusnya yaitu masing-masing suami dan istri memperoleh setengah bagian dari harta bersama namun dalam Putusan Majelis Hakim memutuskan pembagian harta bersama didominasi oleh pihak istri.Dari latar belakang masalah tersebut penulis menganalisis Putusan Pengadilan Agama Jakarta Barat tersebut dengan rumusan masalah) Bagaimana pertimbangan hakim dalam memutuskan perkara Harta Bersama yang pembagiannya didominasi oleh pihak istri?Teori yang digunakan dalam penulisan tesis ini adalah teori perjanjian, teori keadilan dan teori kepastian hukum. Metode penelitian yang digunakan adalah pendekatan yuridis normatif adalah pendekatan yang dilakukan berdasarkan bahan hukum utama dengan cara meneelah teori-teori, konsep-konsep, asas-asas hukum serta undang-undang yang berhubungan dengan penelitian ini. Hasil pada penelitian ini adalah pertimbangan majelis hakim dalam penyelesaikan permohonan pembagian harta bersama dalam perkara dengan mendasarkan kepada asas keadilan dan kepastian hukum, hakim membagi harta bersama tidak hanya berdasarkan pada pasal 97 Kompilasi Hukum Islam tapi juga melihat dari sisi sosiologis para pihak sehingga menetapkan bagian masing-masing dari harta bersama adalah ¼ bagian (25%) menjadi bagian Suami, sedangkan yang ¾ bagian (75%) menjadi bagian Istri. Kesimpulan dari penelitian ini majelis hakim dalam memutuskan perkara ini yang perolehannya didominasi oleh pihak istri karena memperhatikan dengan sungguh-sungguh sisi sosiologis dan nilai-nilai hukum yang hidup dimasyarakat sehingga putusannya sesuai dengan rasa keadilan. Kemudian penulis menyarankan dalam mengambil keputusan majelis hakim selain berpegangan kepada hukum yang berlaku (Kompilasi Hukum Islam), majelis hakim juga mempertimbangkan sisi lain seperti sisi sosiologi para pihak dalam mengambil keputusan.