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Industrial Halal Blockchain: The Great Potential of The Digital Economy in Indonesia Asnawi, Nur; Moch Mahsun; Danila, Nevi
IQTISHODUNA: Jurnal Ekonomi Islam Vol. 12 No. 1 (2023): April
Publisher : LPPM, Universitas Islam Syarifuddin Lumajang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54471/iqtishoduna.v12i1.1876

Abstract

The development of the digital economy is an essential part of Indonesia's G20 presidency. We evaluate the digital economy, focusing on blockchain adoption in the financial services industry and buying and selling transactions. Even then, there are still doubts regarding system transformation, information security, and guarantee of traceability, both in terms of data validation in complying with Islamic principles (halal industry). In this issue, we show that the importance of developing blockchain adoption can be developed in the broader field, especially in responding to deindustrialization on the principles of collaboration in digital transformation that are more inclusive, empowering, complying with sharia principles, and sustainable. This research is critical to know as a basis for consideration by government policies, industry, and entrepreneurs in considerations related to blockchain adoption through supply chain management principles that are standardized with the principles of the halal industry.
Ikhtikar, Islamic Business Ethics, Price floor, Price ceiling, role of government. Maghfuroh, Nuril Laila; Djalaluddin, Ahmad; Asnawi, Nur; Yazid, Azy Athoillah; Muhammad, Zaydan
Dinar : Jurnal Ekonomi dan Keuangan Islam Vol 11, No 2: Agustus 2024
Publisher : Universitas Trunojoyo Madura

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21107/dinar.v11i2.23339

Abstract

Ikhtikar is a very immoral business strategy, because it can result in injustice, trouble and misery for other business people. In Islamic business ethics, ethical behavior is strictly prohibited because it will inevitably result in a party experiencing losses which will result in injustice in business. This research uses a qualitative method with a descriptive approach to opinions from journals, articles and books about ikhtikar.The results of this research are that endeavor in the view of Islamic business ethics does not really reflect a sharia-compliant businessman because of the greed of the perpetrator of the endeavor to gain large and abundant profits even though he has to sacrifice other business partners. This requires a sharia business spirit and government intervention in dealing with ethical problems by implementing monetary policy and fiscal policy, such as setting a price floor (the most expensive retail price) and a price ceiling (the lowest purchasing price). The price floor is used when there is a shortage of goods on the market, while the price ceiling is applied when the harvest or goods on the market are abundant.
BUILDING A CUSTOMER BENEFIT MODEL DRIVEN BY CUSTOMER SATISFACTION AND CUSTOMER LOYALTY BASED ON DIGITAL EXPERIENCE Abdillah, Luthfi; Asnawi, Nur; Yuliana, Indah
EL DINAR: Jurnal Keuangan dan Perbankan Syariah Vol 12, No 1 (2024): El Dinar
Publisher : Faculty of Economics Universitas Islam Negeri Maulana Malik Ibrahim Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18860/ed.v12i1.25431

Abstract

Intense competition in the banking industry drives Islamic banks to offer digital services, boosting their performance and competitiveness. Digitization requires evaluation to measure the expected level of success. This study aims to assess the success of digital banking services in Islamic banks, considering not only financial gains, but also Maqashid Shariah-based indicators. Using the information system success model theory approach, the research began with an evaluation of the dimensions of the digital Shariah bank experience. Subsequently, we examined their influence on customer loyalty and customer satisfaction, as well as the impact of customer loyalty and customer satisfaction on customer benefit, based on Maqashid Shariah. Using a quantitative approach with purposive sampling techniques, data were collected using a questionnaire. Responses from 443 respondents were analyzed using PLS-SEM. The study indicates that the success of digitization can be measured by customer satisfaction and loyalty, based on factors such as service quality, convenience, security, trust, innovation, value, and Sharia compliance, all aligned with Maqashid Shariah principles. Customer loyalty outweighs satisfaction with driving benefits. Hence, enhancing the digital Shariah bank experience is prioritized for successful Sharia digital banking, aiming at sustainable benefits.
Pengaruh Event Marketing “Social Media Expert Series” Terhadap Purchase Intention Yang Dimediasi Oleh Brand Awareness Pada Produk Practiclass By Ngalup.co Saifullah, Haris; Asnawi, Nur
Management Studies and Entrepreneurship Journal (MSEJ) Vol. 5 No. 2 (2024): Management Studies and Entrepreneurship Journal (MSEJ)
Publisher : Yayasan Pendidikan Riset dan Pengembangan Intelektual (YRPI)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37385/msej.v5i2.4885

Abstract

The research was conducted with the aim of analyzing the influence of the "Social Media Expert Series" marketing event on the purchase intention of PractiClass by Ngalup.co products with brand awareness as a mediation variable. The research was conducted by quantitative methods using a descriptive approach. In determining the sample, purposive sampling techniques were used and the sample size was determined using the slovin formula with a sample of 67 respondents. Partial Least Square is a type of data analysis method in this study assisted by Smart-PLS 4 software. The results showed that event marketing affects purchase intention, event marketing affects brand awareness, then brand awareness affects purchase intention, and finally brand awareness is able to mediate the influence of event marketing on purchase intention on PractiClass by Ngalup.co products.
INFLUENCE OF RELATIONSHIP MARKETINGAND QUALITY OF SERVICE TOWARDS CUSTOMER LOYALTY WITH MODERATION OF RELIGIUS IN SYARIAH HOTELS (STUDY AT THE GRAND DREAM CITA MANDIRI SYARIAH HOTEL, BATU CITY, EAST JAVA) Idris, Dany Luqyana; Asnawi, Nur; Rahayu, Yayuk Sri
Indonesian Scientific Journal of Islamic Finance Vol 3 No 1 (2024): Indonesian Scientific Journal of Islamic Finance
Publisher : Faculty of Islamic Economics and Business, Sultan Aji Muhammad Idris State Islamic University of Samarinda

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21093/inasjif.v3i1.8911

Abstract

The sharia hotel concept continues to develop in Indonesia, although its growth cannot yet compete with conventional hotels. Providing accommodation in tourism in the form of lodging facilities such as hotels, homestays, etc. Batu City is one of the tourism destinations in Indonesia which is very popular with both domestic and international tourists with various attractions in terms of geography, climate, traditions and arts and culture. This is proven by the continued development of sharia hotels in Indonesia, although the growth cannot yet compete with conventional hotels. Therefore, Syariah Hotels need to retain existing customers and build long-term relationships so that they can bring profits to them. This research aims to determine the direct influence of relationship marketing and service quality on customer loyalty with religiosity as moderation in sharia hotels. The research method used is a quantitative method with an explanatory research approach which functions to prove the contribution of exogenous to endogenous variables. The population in this study were customers of the Grand Dream Cita Mandiri Syariah Hotel, Batu City, East Java. Meanwhile, the sampling technique used purposive sampling technique with specified criteria so that the sample size was 150 respondents. The type of data in this research is primary data obtained through distributing questionnaires to 150 respondents. The data that has been collected is then analyzed using SmartPLS 3.3 software. The research results show that commitment and service quality influence loyalty, while communication has no influence on loyalty. Meanwhile, religiosity is not able to moderate commitment and communication on loyalty, while religiosity is able to moderate service quality on loyalty
Halal Awareness Behavior of Producers and Consumers from Maqashid Sharia Perspective Syauqillah, Muhammad; Rofiq, Aunur; Khusnudin, Khusnudin; Asnawi, Nur
Tasharruf: Journal Economics and Business of Islam Vol 9, No 1 (2024): June
Publisher : IAIN Manado

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30984/tjebi.v9i1.3149

Abstract

The growth of the global Muslim population, especially in Indonesia, which has the largest Muslim population, must be balanced with the Muslim community's awareness of halal products. This research aims to analyze the influence of Islamic principles on the awareness of producers and consumers in the production and consumption of Halalan Thayyiban products in Indonesia after the implementation of Law Number 33 of 2014 concerning Halal Product Guarantees. Using qualitative methods with a psychological approach, data was collected from documentary sources such as the Internet, journals, books, laws, and articles. The research findings demonstrated that Islamic principles significantly influenced consumer and producer awareness and behavior within the context of halal products. Specifically, the safeguarding of religion, life, lineage, property, and intellect had notably heightened manufacturers' adherence to halal standards while simultaneously enhancing consumer consciousness regarding the importance of products that are safe, hygienic, and of superior quality. These conclusions emphasized that the integration of Islamic principles not only facilitated compliance with Sharia law but also elevated the quality and safety experienced by consumers, ultimately aligning with the attainment of the Halalan Thayyiban concept.
Bridging the Competence of Preparing Reputable Scientific Articles for Lecturers in the Field of Sharia Economics through Mastering Artificial Intelligence at the Ibrahimy Institute of Islamic Religion Genteng, Banyuwangi Suprayitno, Eko; Meldona, Meldona; Asnawi, Nur; Djalaluddin, Ahmad; Oria, Ehsanullah
Asian Journal of Community Services Vol. 3 No. 12 (2024): December 2024
Publisher : PT FORMOSA CENDEKIA GLOBAL

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55927/ajcs.v3i12.12605

Abstract

Along with technological advances, Artificial Intelligence (AI) can be used to improve the quality and efficiency of the scientific article preparation process. Assistance in the preparation of reputable scientific articles for lecturers at the Ibrahimy Islamic Religious Institute, Genteng, Banyuwangi, was attended by 52 people with material covering the structure of scientific articles, the choice of reputable journals, the use of AI, and its ethical aspects. The mentoring methods are discussions and practices using AI platforms, namely Eskritor, Research Rabbit, and Mendeley. The success of the implementation of mentoring was measured through evaluations that showed an increase in participants' understanding, as well as positive feedback on AI skills.
Juridical-Philosophical Review of the Position of Sharia Compliance in Islamic Banking in Indonesia Kurniawan, Rahmad; Asnawi, Nur; Fahmi, Chairul
Jurnal Ilmu Hukum Tambun Bungai Vol 9 No 2 (2024): December 2024
Publisher : Sekolah Tinggi Ilmu Hukum Tambun Bungai Palangka Raya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61394/jihtb.v9i2.497

Abstract

A juridical-philosophical analysis of the position of sharia compliance in Islamic banking in Indonesia aims to explore the understanding and legal foundation underlying the implementation of sharia principles within the Islamic banking industry. In this context, sharia compliance refers to adherence to Islamic legal principles that must be applied by Islamic banks in all aspects of their operations, including financial products and services. Islamic banking in Indonesia has a clear legal foundation, namely Law No. 21 of 2008 on Islamic Banking, which provides the legal basis for the development of Islamic banking in Indonesia. In this regard, sharia compliance becomes a crucial element to ensure that transactions and banking activities do not violate sharia principles such as the prohibition of riba (interest), gharar (uncertainty), and maysir (gambling). Philosophically, the implementation of sharia compliance in Islamic banking is not only related to legal aspects but also to moral and ethical aspects in Islam that prioritize justice, blessings, and social welfare. From this perspective, sharia compliance functions as a foundation to create an economic system that is fair, transparent, and based on adherence to religious values. However, challenges in implementing sharia compliance in Islamic banking in Indonesia still exist, particularly related to differences in interpreting the implementation of sharia principles, as well as the need to continuously align regulations and operational practices to keep pace with global economic developments. Therefore, the position of sharia compliance in Islamic banking in Indonesia is not only a legal obligation but also a commitment to integrate moral principles into the management of the financial sector, which ultimately aims to create the welfare of the community within a just economic system.
Integrating voluntary religious contributions (nadzar) into interest-free loans (qardh): A case study of BMT Maslahah, East Java, Indonesia Syuhri, Saifuddin; Asnawi, Nur; Djalaluddin, Ahmad
Journal of Islamic Economics Lariba Vol. 11 No. 1 (2025)
Publisher : Universitas Islam Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20885/jielariba.vol11.iss1.art4

Abstract

IntroductionIslamic microfinance has increasingly recognized the potential of integrating voluntary religious contributions to address operational and financial sustainability challenges. However, empirical research exploring the specific integration of voluntary vows (nadzar) within interest-free lending (qardh) remains limited.ObjectivesThis study aims to empirically examine the operational integration and socio-economic impacts of incorporating nadzar into qardh financing at Baitul Maal Wa Al Tamwil (BMT) Maslahah in East Java, Indonesia.MethodThis research employed a qualitative case study approach, collecting data through structured interviews, participant observations, and document analysis. Data were analyzed using thematic analysis to identify operational practices, borrower perceptions, financial impacts, and socio-economic outcomes.ResultsFindings indicated that integrating nadzar contributions significantly enhanced institutional financial sustainability, borrower accountability, repayment discipline, and overall stakeholder welfare. Borrowers reported increased financial stability and stronger moral obligations, while the institution benefited from improved operational transparency, liquidity, and community trust.ImplicationsThe study demonstrates that voluntary religious contributions effectively address operational sustainability concerns, improve borrower accountability, and positively impact socio-economic outcomes. These findings provide practical guidance for Islamic financial institutions seeking ethical, sustainable financial models.Originality/NoveltyThis research contributes novel empirical insights by validating the practical integration of nadzar within qardh financing, addressing a notable gap in Islamic microfinance literature. It offers a replicable model for enhancing financial sustainability and ethical integrity within Islamic finance.
THE EVOLVING RELATIONSHIP BETWEEN ISLAMIC ECONOMIC THEORY AND FIQH AL-MUAMALAT IN MODERN FINANCIAL SYSTEMS: A COMPREHENSIVE ANALYSIS Mansyur, Abdussalam; Asnawi, Nur; Khasanah, Umrotul; Jakfar Shodiq
An Natiq Vol 5 No 1 (2025)
Publisher : University of Islam Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33474/an-natiq.v5i1.22335

Abstract

This research examines the dynamic relationship between Islamic economic theory and fiqh al-mu'amalat in the context of modern financial systems. Using a systematic literature review method, this study analyzes the development of both disciplines and their interaction in shaping contemporary Islamic financial practices. The results indicate a significant convergence between Islamic economic principles and the interpretation of fiqh al-mu'amalat, especially in responding to modern financial challenges. However, several areas of tension requiring further harmonization were also identified. This study contributes to a more comprehensive understanding of how Islamic theory and legal practice interact in shaping the global Islamic financial landscape, while highlighting opportunities and challenges in developing innovative yet Shariah-compliant Islamic financial products.
Co-Authors Abd. Haris Abd. Rohim abdillah, luthfi Abdul Musowir Abdul Rouf Aceh, Ardi Saputra Achmad Qulyubi Achmad Sani Supriyanto Ahmad Djalaluddin Ahmad Djalaluddin Ahmad Djalaluddin Alamsyah, M Haidar Ali Annisya, Lusy Atik Abidah AUNUR ROFIQ Bila, Fadiatus Sal Sabillah Ceta Indra Lesmana Chairul Fahmi Dinda Ayu Nitami Eko Suprayitno Eko Suprayitno Erfaniah Zuhriah Fatihin, Moh Khoirul Fatimatuz Zahroh Fauzan Almanshur Firman Hidayat Grandis Imama Hendra, Grandis Imama Haqiqotus Sa’adah Idris, Dany Luqyana Ilfan Tufail Ilfi Nur Diana Imama Hendra, Grandis Indah Yuliana Irwan Syah Erlangga Jakfar Shodiq Julaihah, Umi Justino Aji Charisma Khasanah, Umratul Khusnudin Khusnudin, Khusnudin Laila M. Pimada M. Luthfillah Habibi Maghfuroh, Nuril Laila Majduddin, Muhammad Mansyur, Abdussalam Masrukhin, Nuur Halimatus Sa’adiah Masyhuri Masyhuri Meldona Meldona Meldona Minarni Minarni Misbahul Munir Misbahul Munir Moch. Mahsun Mohammad Afandi Mohammad Mahbubi Ali Mu'is, Ahmad Muchamad Iqbal Fatah Muhammad Anas Muhammad Djakfar Muhammad Farid Muhammad Lutfi Muhammad Nadjib, Muhammad Muhammad Rif'an Syadali Muhammad, Zaydan Muhtadi Ridwan Mulyono Nanik Wahyuni ‎ Nariman Shamakov Nevi Danila Nevi Danila Nina Dwi Setyaningsih Ningtias, Laras Ayu Oria, Ehsanullah Parmujianto Parmujianto Parmujianto Parmujianto Pranata, Ahmad Adi Putri, Adelia Rafsanjani, Elfas Rahmad Kurniawan Ramadhan, Mohammad Nur Safri Ridwan, A. Muhtadi S Siswanto Saiful Bakhri Saifullah, Haris Salim Al Idrus Segaf Segaf Segaf Shamakov, Nariman Sirajul Arifin Siswanto Siswanto Suhaimi, R. Syauqillah, Muhammad Syuhri, Saifuddin Tharaba, M Fahim Umrotul Khasanah Vivin Maharani Ekowati Wibisono, Nurharibnu Yayuk Sri Rahayu Yazid, Azy Athoillah Yuniarti Hidayah Suyoso Putra Yuwan Ferdiana Ilahi