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All Journal Ulul Albab: Jurnal Studi Islam IQTISHODUNA El-HARAKAH : Jurnal Budaya Islam El-QUDWAH Jurnal Keuangan dan Perbankan El Dinar EQUILIBRIUM Jurnal Pamator : Jurnal Ilmiah Universitas Trunojoyo Madura el-Jizya: Jurnal Ekonomi Islam Dinar: Jurnal Ekonomi dan Keuangan Islam KARSA: Jurnal Sosial dan Budaya Keislaman (Journal of Social and Islamic Culture) AKRUAL: Jurnal Akuntansi Syntax Literate: Jurnal Ilmiah Indonesia SAMARAH: Jurnal Hukum Keluarga dan Hukum Islam Management and Economics Journal (MEC-J) International Journal of Supply Chain Management AL-TANZIM : JURNAL MANAJEMEN PENDIDIKAN ISLAM Shirkah: Journal of Economics and Business Iqtishoduna: Jurnal Ekonomi Islam Jurnal Ilmu Hukum Tambun Bungai MUKADIMAH: Jurnal Pendidikan, Sejarah, dan Ilmu-ilmu Sosial Dialektika: Jurnal Ekonomi dan Ilmu Sosial Tasharruf: Journal Economics and Business of Islam Management Studies and Entrepreneurship Journal (MSEJ) Enrichment : Journal of Management Budapest International Research and Critics Institute-Journal (BIRCI-Journal): Humanities and Social Sciences An-Nisbah : Jurnal Perbankan Syariah An-natiq Jurnal Kajian Islam Interdisipliner Khidmatuna : Jurnal Pengabdian Kepada Masyarakat Share: Jurnal Ekonomi dan Keuangan Islam Idarotuna : Jurnal of Administrative Science el-Jizya: Jurnal Ekonomi Islam Asian Journal of Community Services (AJCS) Jurnal Ilmiah MEA (Manajemen, Ekonomi, dan Akuntansi) Journal of Islamic Economics Lariba International Journal of Management Research and Economics INASJIF Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Contemporary Quran
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Pengaruh Brand Ambassador Dan Brand Awareness Terhadap Keputusan Pembelian Dimoderasi Oleh Brand Image (Studi Kasus Pada Pengguna Shopee Di Kecamatan Lowokwaru Kota Malang) Abd. Rohim; Nur Asnawi
Management Studies and Entrepreneurship Journal (MSEJ) Vol. 4 No. 1 (2023): Management Studies and Entrepreneurship Journal (MSEJ)
Publisher : Yayasan Pendidikan Riset dan Pengembangan Intelektual (YRPI)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37385/msej.v4i2.1488

Abstract

Saat ini pertumbuhan e-commerce di Indonesia meningkat secara signifikan, hal ini tidak terlepas dari perubahan perilaku belanja konsumen dari pembelian offline menjadi online. Selain itu, munculnya fenomena brand ambassador juga menjadi pemicu konsumen untuk melakukan pembelian secara online. Oleh karena itu, menjadi penting untuk menggali dan menganalisis faktor-faktor apa saja yang dapat menentukan konsumen untuk melakukan pembelian secara online. Penelitian ini bertujuan untuk menguji peran brand ambassador dan brand awareness dalam mempengaruhi keputusan pembelian online yang dimoderatori oleh brand image. Penelitian ini termasuk dalam metode kuantitatif dengan pendekatan Partial Least Square - Structural Equaral Model (PLS-SEM). Mengingat populasi penelitian tidak dapat ditentukan secara pasti, maka peneliti menggunakan teori Hair dalam menentukan sampel akhir yaitu sebanyak 160 responden. Pengumpulan data dalam penelitian ini dilakukan dengan menyebarkan kuesioner kepada konsumen yang pernah melakukan pembelian di Shopee. Setelah data diperoleh, peneliti kemudian menganalisisnya menggunakan perangkat lunak SmartPLS 3.0 untuk menguji hipotesis yang diajukan. Berdasarkan hasil analisis data, penelitian ini menemukan bahwa brand ambassador dan brand awareness berpengaruh positif dan signifikan terhadap keputusan konsumen melakukan pembelian online di Shopee. Selain itu, penelitian ini juga mengungkapkan bahwa brand image mampu memoderasi pengaruh brand ambassador dan brand awareness terhadap keputusan pembelian di e-commerce Shopee. Kata Kunci : Duta Merek, Kesadaran Merek, Keputusan Pembelian Online, Citra Merek
An Analysis of Islamic Business Ethics in E-Wallet in Indonesia with A Case Study of Go-Pay Minarni; Nur Asnawi
Journal of Islamic Economics Lariba Vol. 8 No. 2 (2022)
Publisher : Department of Islamic Economics, Islamic University of Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20885/jielariba.vol8.iss2.art13

Abstract

This article aims to examine the E-wallet business from the perspective of Islamic Business Ethics. The reality in E-wallet transactions still raises pros and cons in terms of its validity according to the Islamic framework. This study uses a qualitative descriptive method and a phenomenological approach. The tendency of people in the industrial era 4.0 to use digital-based application services requires proper literacy for short and long term goals. The results of this study indicate that various types of E-wallet applications, one of which is Go-Pay, allegedly still contain things that are contrary to Islamic Business Ethics. This can be seen, among other things, in the provision of special discounts or free shipping for Go-Pay application users, as well as the deposition of user balances in conventional banks (ribawi banks). Contemporary scholars who argue that this transaction is permissible argue because the transaction uses a wadi'ah contract and is in the framework of paying ujrah in advance. Whereas the scholars who forbid the transaction argue that the transaction contract is qardh (debt receivable) so that if it brings out benefits in it then it is included in usury. In implementing Islamic business ethics in e-wallet cases, e-wallet users must pay attention to the validity of the contract according to Islam and the purpose of the transaction according to maslahah. As for e-wallet suppliers, they must prioritize aspects of transaction legitimacy, product halalness, honesty, responsibility and trustworthiness.
The Use of Information Technology System for Risk Control at a Sharia Cooperative Saiful Bakhri; Nur Asnawi; Ahmad Djalaluddin
Shirkah: Journal of Economics and Business Vol 8, No 1 (2023)
Publisher : IAIN Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22515/shirkah.v8i1.516

Abstract

The use of technology plays an unnegotiable role in the risk control of sharia cooperatives. Because almost all sharia cooperatives lack proper information technology systems, many cooperatives are unable to recognize the risks, particularly due to a lack of liquidity as well as a lack of managerial supervision and control over operational transactions carried out by officers. An improvement in the current information technology systems can replace these roles. This study analyzes the use of information technology systems in the financing, liquidity, and sharia compliance risk control in the BMT UGT Nusantara Cooperative, located in Pasuruan East Java. This descriptive qualitative involves informants of administrators, supervisors, managers, branch heads, and IT providers. With automatic notification system, applicant screening, application adjusting policies and regulation, this study indicates that upgrading information technology systems are critical to minimizing risks and lowering the ratio of non-performing financing. It also eases the applicants as well as the institution in the process of application and screening as well as an installment payment.
Case study at KSPPS BMT UGT nusantara Indonesia an analysis of using mobile applications to increase fee-based income Muchamad Iqbal Fatah; Nur Asnawi; Segaf Segaf; Parmujianto Parmujianto
Enrichment : Journal of Management Vol. 13 No. 2 (2023): June: Management Science And Field
Publisher : Institute of Computer Science (IOCS)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35335/enrichment.v13i2.1428

Abstract

Cooperative members with businesses such as street vendors, primary food traders, and other merchants can be empowered to offer PPOB payment services owned by cooperatives. The kind of examination utilized in this study is a subjective technique. According to the findings of the research that has been conducted, a number of factors influence members to use the UGT Mobile application. These factors include the fact that it is simpler to use than mobile banking in several banks, that it is safer because it is simple to communicate and handle complaints, and that members feel ownership because they are also cooperative owners. Based on the result, BMT UGT individuals are not exactly ideal in utilizing the Mobile UGT application because of the absence of information about the UGT Portable application. Then, BMT UGT's fee-based income growth is below par as a result of Mobile UGT's lack of maximum exposure to BMT UGT members and an uneven distribution of employee knowledge regarding the application's benefits. Thus, this study provides valuable insights into the use of mobile applications to increase fee-based income in microfinance institutions.
Hubungan Kinerja Green Banking Terhadap Perkembangan Pembangunan Ekonomi Negara Secara Berkelanjutan Yuwan Ferdiana Ilahi; Nur Asnawi; Ceta Indra Lesmana
An-Nisbah: Jurnal Perbankan Syariah Vol. 4 No. 2 (2023): Jurnal An-Nisbah: Perbankan Syariah
Publisher : PRODI PERBANKAN SYARIAH INSTITUT AGAMA ISLAM (IAI) SUNAN KALIJOGO MALANG

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51339/nisbah.v4i2.1071

Abstract

Tujuan dari artikel ini untuk mempelajari Kinerja Green Banking Terhadap Perkembangan Pembangunan Ekonomi Negara Secara Berkelanjutan. Kajian ini juga mencakup peran dan kontribusi bank dalam kelestarian lingkungan dan Tujuan Pembangunan Berkelanjutan. Artikel ini ini bersifat konseptual, berdasarkan pada penelitian menyeluruh tinjauan literatur, situs web lembaga keuangan dan evaluasi literatur di antara sumber-sumber lainnya. Studi ini memiliki dilengkapi dengan berbagai artikel jurnal penelitian. Secara umum, pembangunan berkelanjutan berarti ekonomi, sosial dan lingkungan pembangunan sedemikian rupa sehingga generasi saat ini dapat memenuhi kebutuhan dengan memenuhi kebutuhan masa depan generasi juga. Dengan mengabaikan perintah Al-Qur'an, manusia tentu saja merusak ekologi keseimbangan dan tanggung jawab mereka untuk mengaturnya kembali yang membutuhkan perjuangan yang tak terhitung jumlahnya dan modifikasi pribadi yang besar. Untuk membangun kembali dan melestarikan keseimbangan alam, manusia harus bertindak seperti khalifah. Memperkenalkan kebijakan dan pedoman hijau sebagai serta menegakkan pedoman yang ditetapkan oleh semua jenis lembaga keuangan, baik bank maupun bukan bank
Pengaruh Pengetahuan, Pendapatan, dan Kepercayaan terhadap Minat Muzakki di Baznas Kota Malang Mohammad Afandi; Ilfi Nur Diana; Nur Asnawi
MUKADIMAH: Jurnal Pendidikan, Sejarah, dan Ilmu-ilmu Sosial Vol 7, No 2 (2023)
Publisher : Prodi Pendidikan Sejarah Fakultas Keguruan dan Ilmu Pendidikan Universitas Islam Sumatera

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30743/mkd.v7i2.7708

Abstract

This study examines the effect of knowledge, income, and trust on interest in zakat Muzakki at Baznas Malang City. Zakat funds collected by the Malang City Baznas in 2019-2021 have increased. The Covid-19 conditions that occurred in that year did not cause a decrease in the collection of zakat funds but instead increased. This study used a quantitative method with a data search model using a questionnaire analyzed using the SPSS version 22 application. There were 100 respondents in this study. Based on this research test, each variable partially influences Muzakki's interest. The knowledge variable has a positive effect on Muzakki's interest, the income variable has a positive effect on muzakki's interest, and the trust variable has a positive effect on Muzakki's interest. Simultaneously this study found a positive influence of the three variables on Muzakki's interest in Baznas Malang City. With these results, this study recommends that amil zakat institutions and bodies always pay attention to Muslim knowledge about zakat and constantly improve institutional management to be transparent, open, and honest so the community can trust it.
Green Waqf: Sustainable Surplus Perspective Balanced Scorecard Analysis Moch Mahsun; Ahmad Djalaluddin; Nur Asnawi; Nanik Wahyuni; Nevi Danila; Mohammad Mahbubi Ali
KARSA Journal of Social and Islamic Culture Vol. 30 No. 2 (2022)
Publisher : Institut Agama Islam Negeri Madura

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.19105/karsa.v30i2.8472

Abstract

Green Waqf is a potential method for achieving prosperity, expanding financial inclusion, advancing Islamic justice, and eliminating disparities in poverty levels. This research aims to find a model of good waqf governance to generate sustainable income increases. It will be accomplished by developing an integrated waqf model incorporating an environmental perspective as a balanced scorecard. This study is a literature review that also includes descriptive analysis, and it employs balanced scorecard analysis as its framework for conducting research. The results of the research are used to compile the data. During this phase of the process, data collection methods are utilized in order to locate and collect information pertinent to green Waqf, waqf productivity, the balanced scorecard, and an Islamic perspective in a structured manner. The conversation illuminated that the Waqf regulatory system was not functioning at its full potential and required enhancement. The conversation inspired that the Waqf regulatory system needed to be operating at its full potential; this needs to be emphasized, especially as a response to the low levels of waqf literacy, nazhir capacity, and technology utilization. The waqf management system does not exist in a vacuum free of defects. It is hoped that by using a balanced scorecard, gaps will be closed by implementing strategies, particularly the productivity and growth strategies, to maximize waqf management and provide an understanding of waqf ecosystems, thereby increasing the productivity of waqf management, generating the profitability of waqf assets, and maximizing the distribution of Waqf to beneficiaries (mauquf 'alaih). It will result in closing the gaps.
Implementation of Cash Waqf Management (Studies at the Ziswaf Board of Kopontren Al Yasini Pasuruan) Muhammad Rif'an Syadali; Nur Asnawi; Parmujianto Parmujianto
Jurnal Pamator : Jurnal Ilmiah Universitas Trunojoyo Vol 16, No 3: July - September 2023
Publisher : LPPM Universitas Trunojoyo Madura

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21107/pamator.v16i3.20181

Abstract

Waqf is one of the instruments of the Islamic economy that aims to achieve the objectives of the Islamic economy, namely producing a rich life. The concept of Waqf is still considered to be the practice of the rich, because the payment is identical to that of land and buildings. Currently, in Indonesia, there is a new method of paying off the waqf that is available, this is cash-based and is derived from Law number 41 of 2004 regarding the management of cash-based funds associated with the waqf. This investigation describes the procedure of implementing cash waqf in the Al-Yasini Kopontren Ziswaf Agency as an Amil Zakat Organization that has employed cash waqf. This research employs a qualitative methodology with data analysis methods that involve interaction. From the research results, it is apparent that the utilization of cash funds at the Al-Yasini Kopontren Ziswaf Board is invested in the form of shares in the retail business "Al Yasini Mart". The income from the dividend is dedicated to funding scholarships for impoverished, unfortunate, and unlucky Al-Yasini Islamic Boarding School students, students who are exceptional in school, and hafidz students who memorize the Quran.
Effect of company size ownership concentration auditor reputation board of commissioners and risk management committee on disclosure of enterprise risk management Achmad Qulyubi; Eko Suprayitno; Nur Asnawi; Segaf Segaf
Enrichment : Journal of Management Vol. 13 No. 3 (2023): August: Management Science And Field
Publisher : Institute of Computer Science (IOCS)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35335/enrichment.v13i3.1495

Abstract

In the business world, companies are expected to be able to reduce the impact of risks faced by the companies themselves, and one of the aspects is risk management, but in reality, there are still many companies that have not disclosed their risk management in their annual reports, including a financial company. Financial companies are required by the government to report risk disclosure in their financial statements, but in practice, there are still many financial companies that disclose risk voluntarily. The purpose of this study is to assess company size, the concentration of ownership, the reputation of auditors, the board of directors, risk management committee on enterprise management disclosures. The data used is data obtained from the website. www.idx.co.id . Fifty companies were selected using the target sampling method. This survey was conducted from 2017 to 2020, so the data volume for this survey is 200 data. The analytical method used is multiple regression analysis using SPSS version 24, and this study found that the board of directors and the risk management committee influence the company's risk management disclosures. Company size, concentration of ownership, and audit reputation do not affect the disclosure of company risk management.
Peran Mediasi Brand Image Pada Pengaruh Celebrity Endorse dan Electronic Word Of Mouth (E-WOM) terhadap Purchase Intention Adelia Putri; Nur Asnawi
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol. 6 No. 5 (2024): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v6i5.2579

Abstract

Avoskin adalah brand kecantikan lokal yang banyak dipilih konsumen, banyaknya konsumen yang memilih avoskin dikarenakan memiliki konsep yang berlainan dari merek lainnya yakni konsep green beauty. Selain itu produk Avoskin sudah desertifikasi dan diizinkan oleh BPOM. Avoskin memasarkan produknya melalui website resmi www.avoskinbeauty.com hingga e-commerce besar seperti Shopee, Salah satu taktik ampuh dan taktik sukses untuk mendongkrak penjualan barang atau jasa adalah dengan menggunakan berbagai metode periklanan yang inovatif dan kreatif, seperti​​​ salah satu cara untuk mendongkrak penjualan barang atau jasa adalah dengan menggunakan berbagai metode periklanan yang inovatif dan kreatif , seperti​ menggunakan celebrity endorse, selain itu dengan adanya internet sebagai alat penelitian layanan yang berharga, muncul bentuk baru yaitu electronic word of mouth. Dengan menggunakan brand image sebagai variabel mediasi, penelitian ini bermaksud untuk mengetahui pengaruh celebrity endorse dan promosi dari mulut ke mulut terhadap niat membeli. Studi ini merupakan studi dengan memakai metode pendekatan deskriptif kuantitatif, studi ini dilakukan di Kota Malang, akumulasi sampel ditemukan dengan metode non-probability sampling pendekatan purposive sampling. Sampel yang dipakai sejumlah 140 responden, uraian data yang dipakai dalam studi ini berupa PLS-SEM menggunakan alat statistik smart-PLS 3.0. Hasil studi ini menunjukan bahwa semua hipotesa berpengaruh relevan dan subtansial.
Co-Authors Abd. Haris Abd. Rohim abdillah, luthfi Abdul Musowir Abdul Rouf Achmad Qulyubi Achmad Sani Supriyanto Adelia Putri Ahmad Djalaluddin Ahmad Djalaluddin Ahmad Djalaluddin Ardi Saputra Aceh Atik Abidah AUNUR ROFIQ Ceta Indra Lesmana Chairul Fahmi Dinda Ayu Nitami Eko Suprayitno Eko Suprayitno Erfaniah Zuhriah Fadiatus Sal Sabillah Bila Fatimatuz Zahroh Fauzan Almanshur Firman Hidayat Grandis Imama Hendra, Grandis Imama Haqiqotus Sa’adah Idris, Dany Luqyana Ilfi Nur Diana Indah Yuliana Jakfar Shodiq Julaihah, Umi Justino Aji Charisma Khusnudin Khusnudin, Khusnudin Laila M. Pimada Laras Ayu Ningtias M Haidar Ali Alamsyah Maghfuroh, Nuril Laila Majduddin, Muhammad Mansyur, Abdussalam Masyhuri Masyhuri Meldona Meldona Meldona Minarni Minarni Misbahul Munir Misbahul Munir Moch. Mahsun Moh Khoirul Fatihin Mohammad Afandi Mohammad Mahbubi Ali Mu'is, Ahmad Muchamad Iqbal Fatah Muhammad Djakfar Muhammad Fahim Tharaba Muhammad Farid Muhammad Nadjib, Muhammad Muhammad Rif'an Syadali Muhammad, Zaydan Muhtadi Ridwan Nanik Wahyuni ‎ Nariman Shamakov Nevi Danila Nevi Danila Nina Dwi Setyaningsih Oria, Ehsanullah Parmujianto Parmujianto Parmujianto Parmujianto Pranata, Ahmad Adi Rafsanjani, Elfas Rahmad Kurniawan Ramadhan, Mohammad Nur Safri Ridwan, A. Muhtadi S Siswanto Saiful Bakhri Saifullah, Haris Salim Al Idrus Segaf Segaf Segaf Shamakov, Nariman Siswanto Siswanto Syauqillah, Muhammad Syuhri, Saifuddin Umrotul Khasanah Vivin Maharani Ekowati Wibisono, Nurharibnu Yayuk Sri Rahayu Yazid, Azy Athoillah Yuwan Ferdiana Ilahi