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All Journal Ulul Albab: Jurnal Studi Islam IQTISHODUNA El-HARAKAH : Jurnal Budaya Islam El-QUDWAH Jurnal Keuangan dan Perbankan El Dinar EQUILIBRIUM Jurnal Pamator : Jurnal Ilmiah Universitas Trunojoyo Madura el-Jizya: Jurnal Ekonomi Islam Dinar: Jurnal Ekonomi dan Keuangan Islam KARSA: Jurnal Sosial dan Budaya Keislaman (Journal of Social and Islamic Culture) AKRUAL: Jurnal Akuntansi Syntax Literate: Jurnal Ilmiah Indonesia SAMARAH: Jurnal Hukum Keluarga dan Hukum Islam Management and Economics Journal (MEC-J) International Journal of Supply Chain Management AL-TANZIM : JURNAL MANAJEMEN PENDIDIKAN ISLAM Shirkah: Journal of Economics and Business Iqtishoduna: Jurnal Ekonomi Islam Jurnal Ilmu Hukum Tambun Bungai MUKADIMAH: Jurnal Pendidikan, Sejarah, dan Ilmu-ilmu Sosial Dialektika: Jurnal Ekonomi dan Ilmu Sosial Tasharruf: Journal Economics and Business of Islam Management Studies and Entrepreneurship Journal (MSEJ) Enrichment : Journal of Management Budapest International Research and Critics Institute-Journal (BIRCI-Journal): Humanities and Social Sciences An-Nisbah : Jurnal Perbankan Syariah An-natiq Jurnal Kajian Islam Interdisipliner Khidmatuna : Jurnal Pengabdian Kepada Masyarakat Share: Jurnal Ekonomi dan Keuangan Islam Idarotuna : Jurnal of Administrative Science el-Jizya: Jurnal Ekonomi Islam Asian Journal of Community Services (AJCS) Jurnal Ilmiah MEA (Manajemen, Ekonomi, dan Akuntansi) Journal of Islamic Economics Lariba International Journal of Management Research and Economics INASJIF Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Contemporary Quran
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Bridging the Competence of Preparing Reputable Scientific Articles for Lecturers in the Field of Sharia Economics through Mastering Artificial Intelligence at the Ibrahimy Institute of Islamic Religion Genteng, Banyuwangi Suprayitno, Eko; Meldona, Meldona; Asnawi, Nur; Djalaluddin, Ahmad; Oria, Ehsanullah
Asian Journal of Community Services Vol. 3 No. 12 (2024): December 2024
Publisher : PT FORMOSA CENDEKIA GLOBAL

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55927/ajcs.v3i12.12605

Abstract

Along with technological advances, Artificial Intelligence (AI) can be used to improve the quality and efficiency of the scientific article preparation process. Assistance in the preparation of reputable scientific articles for lecturers at the Ibrahimy Islamic Religious Institute, Genteng, Banyuwangi, was attended by 52 people with material covering the structure of scientific articles, the choice of reputable journals, the use of AI, and its ethical aspects. The mentoring methods are discussions and practices using AI platforms, namely Eskritor, Research Rabbit, and Mendeley. The success of the implementation of mentoring was measured through evaluations that showed an increase in participants' understanding, as well as positive feedback on AI skills.
Juridical-Philosophical Review of the Position of Sharia Compliance in Islamic Banking in Indonesia Kurniawan, Rahmad; Asnawi, Nur; Fahmi, Chairul
Jurnal Ilmu Hukum Tambun Bungai Vol 9 No 2 (2024): December 2024
Publisher : Sekolah Tinggi Ilmu Hukum Tambun Bungai Palangka Raya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61394/jihtb.v9i2.497

Abstract

A juridical-philosophical analysis of the position of sharia compliance in Islamic banking in Indonesia aims to explore the understanding and legal foundation underlying the implementation of sharia principles within the Islamic banking industry. In this context, sharia compliance refers to adherence to Islamic legal principles that must be applied by Islamic banks in all aspects of their operations, including financial products and services. Islamic banking in Indonesia has a clear legal foundation, namely Law No. 21 of 2008 on Islamic Banking, which provides the legal basis for the development of Islamic banking in Indonesia. In this regard, sharia compliance becomes a crucial element to ensure that transactions and banking activities do not violate sharia principles such as the prohibition of riba (interest), gharar (uncertainty), and maysir (gambling). Philosophically, the implementation of sharia compliance in Islamic banking is not only related to legal aspects but also to moral and ethical aspects in Islam that prioritize justice, blessings, and social welfare. From this perspective, sharia compliance functions as a foundation to create an economic system that is fair, transparent, and based on adherence to religious values. However, challenges in implementing sharia compliance in Islamic banking in Indonesia still exist, particularly related to differences in interpreting the implementation of sharia principles, as well as the need to continuously align regulations and operational practices to keep pace with global economic developments. Therefore, the position of sharia compliance in Islamic banking in Indonesia is not only a legal obligation but also a commitment to integrate moral principles into the management of the financial sector, which ultimately aims to create the welfare of the community within a just economic system.
Integrating voluntary religious contributions (nadzar) into interest-free loans (qardh): A case study of BMT Maslahah, East Java, Indonesia Syuhri, Saifuddin; Asnawi, Nur; Djalaluddin, Ahmad
Journal of Islamic Economics Lariba Vol. 11 No. 1 (2025)
Publisher : Universitas Islam Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20885/jielariba.vol11.iss1.art4

Abstract

IntroductionIslamic microfinance has increasingly recognized the potential of integrating voluntary religious contributions to address operational and financial sustainability challenges. However, empirical research exploring the specific integration of voluntary vows (nadzar) within interest-free lending (qardh) remains limited.ObjectivesThis study aims to empirically examine the operational integration and socio-economic impacts of incorporating nadzar into qardh financing at Baitul Maal Wa Al Tamwil (BMT) Maslahah in East Java, Indonesia.MethodThis research employed a qualitative case study approach, collecting data through structured interviews, participant observations, and document analysis. Data were analyzed using thematic analysis to identify operational practices, borrower perceptions, financial impacts, and socio-economic outcomes.ResultsFindings indicated that integrating nadzar contributions significantly enhanced institutional financial sustainability, borrower accountability, repayment discipline, and overall stakeholder welfare. Borrowers reported increased financial stability and stronger moral obligations, while the institution benefited from improved operational transparency, liquidity, and community trust.ImplicationsThe study demonstrates that voluntary religious contributions effectively address operational sustainability concerns, improve borrower accountability, and positively impact socio-economic outcomes. These findings provide practical guidance for Islamic financial institutions seeking ethical, sustainable financial models.Originality/NoveltyThis research contributes novel empirical insights by validating the practical integration of nadzar within qardh financing, addressing a notable gap in Islamic microfinance literature. It offers a replicable model for enhancing financial sustainability and ethical integrity within Islamic finance.
THE EVOLVING RELATIONSHIP BETWEEN ISLAMIC ECONOMIC THEORY AND FIQH AL-MUAMALAT IN MODERN FINANCIAL SYSTEMS: A COMPREHENSIVE ANALYSIS Mansyur, Abdussalam; Asnawi, Nur; Khasanah, Umrotul; Jakfar Shodiq
An Natiq Vol 5 No 1 (2025)
Publisher : University of Islam Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33474/an-natiq.v5i1.22335

Abstract

This research examines the dynamic relationship between Islamic economic theory and fiqh al-mu'amalat in the context of modern financial systems. Using a systematic literature review method, this study analyzes the development of both disciplines and their interaction in shaping contemporary Islamic financial practices. The results indicate a significant convergence between Islamic economic principles and the interpretation of fiqh al-mu'amalat, especially in responding to modern financial challenges. However, several areas of tension requiring further harmonization were also identified. This study contributes to a more comprehensive understanding of how Islamic theory and legal practice interact in shaping the global Islamic financial landscape, while highlighting opportunities and challenges in developing innovative yet Shariah-compliant Islamic financial products.
Kajian Makanan Halal dan Industri Fashion dalam Tinjauan Konsumsi Islam Pranata, Ahmad Adi; Masyhuri, Masyhuri; Julaihah, Umi; Asnawi, Nur; Meldona, Meldona
DIALEKTIKA: Jurnal Ekonomi dan Ilmu Sosial Vol 10 No 1 (2025): Dialektika: Jurnal Ekonomi dan Ilmu Sosial
Publisher : Prodi Manajemen Fakultas Ekonomi dan Bisnis Universitas Islam Raden Rahmat Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36636/dialektika.v10i1.4670

Abstract

The demand for halal products is rising in the globalization era, covering food, beverages, and fashion, driven by the growth of the global Muslim population and awareness of consumption aligned with Islamic principles. This study aims to understand Muslim consumers’ perceptions and preferences towards halal products, explore producers' challenges in maintaining halal standards, and evaluate the role of halal certification in building consumer trust. A qualitative approach with a case study method was applied. Data were gathered through in-depth interviews with key informants, including PCNU administrators in Malang City, Muslim consumers, and halal food producers, alongside participatory observation and document analysis. Thematic and interactive analysis methods were employed. Findings reveal that cleanliness, taste quality, and adherence to halal standards are primary consumer considerations, while producers face challenges in maintaining halal compliance throughout the supply chain. Halal certification enhances product competitiveness and consumer trust. This study recommends SME education and mentoring to support halal industry growth.
Antara Rasionalisasi dan Spekulasi: Tinjauan atas Pembacaan Kontemporer Kisah-Kisah al-Qur’an versi Muḥammad Syaḥrūr Mu'is, Ahmad; Ridwan, A. Muhtadi; Munir, Misbahul; Asnawi, Nur
Contemporary Quran Vol. 5 No. 1 (2025)
Publisher : Sunan Kalijaga Islamic State University

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Tulisan ini membahas konsep pembacaan kontemporer terhadap kisah-kisah dalam al-Qur’an menurut Muḥammad Syaḥrūr, seorang pemikir Islam progresif yang menekankan pentingnya pendekatan rasional dan ilmiah dalam memahami teks al-Qur’an. Fokus kajian ini tertuju pada tiga asumsi dasar dalam pembacaan Syaḥrūr: (1) analisis linguistik berdasarkan ketergantungan pada teks al-Qur’an, (2) kecenderungan menyelaraskan makna teks dengan sains modern, dan (3) asumsi mengenai evolusi wahyu antar generasi para nabi. Dengan studi kasus pada kisah Nabi Nūḥ a.s., tulisan ini menunjukkan bagaimana Syaḥrūr mengonstruksi penafsiran ayat-ayat kisah ini untuk mendukung tesis evolusi risalah, mulai dari ketidakhadiran formalisasi syariat, rasionalisasi mukjizat, hingga pentakwilan usia Nabi Nūḥ. Kajian ini menggunakan metode elaborative-kritsi terhadap karya Syaḥrūr tentan tema ini. Ditemukan bahwa meskipun menawarkan pembacaan progresif, interpretasi Syaḥrūr tidak luput dari jebakan spekulasi historis dan dramatisasi saintifik yang justru menggeser kesetiaannya terhadap ketergantungan pada teks al-Qur’an.
Meningkatkan Perekonomian Masyarakat melalui Koperasi Syariah: Pendekatan Participatory Action Research Nina Dwi Setyaningsih; Nur Asnawi
Khidmatuna: Jurnal Pengabdian Kepada Masyarakat Vol. 1 No. 2 (2021): KHIDMATUNA: Jurnal Pengabdian Kepada Masyarakat
Publisher : Institut Agama Islam Sunan Kalijogo Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (377.589 KB) | DOI: 10.51339/khidmatuna.v2i1.199

Abstract

Tujuan dilakukannya program pemberdayaan melalui participatory action research (PAR) diharapkan mampu mengurangi dominasi lembaga keuangan berbasis bunga dan mengentaskan masyarakat dari beban rentenir dengan menghadirkan lembaga keuangan mikro syariah yang disebut dengan koperasi Syariah di wilayah Kelurahan Kotalama Kecamatan Kedungkandang Kota Malang. Partisipasi masyarakat diorganisir melalui metode participatory action research (PAR) guna memetakan simpul-simpul potensi rintisan koperasi syariah, baik kelemahan, kekuatan, peluang dan ancaman. Dengan PAR, masyarakat diposisikan sebagai subyek menarik dan berpotensi untuk dikembangkan. Hasil dari kegiatan pendampingan ini terbentuknya Koperasi Syariah yang beroperasi dengan prinsip bagi hasil sebagai media masyarakat untuk bertransaksi secara syariah dan mendorong perekonomian yang produktif. Pihak pemerintah dan para tokoh masyarakat memberikan perhatian khusus bagi pengembangan koperasi syariah melalui dinas Koperasi Kota Malang supaya memberikan legalitas, dukungan, fasilitas pemasaran dan keterlibatan strategis lainnya demi kemajuan koperasi syariah.
Improving Village Government Performance through Village Financial Management, Good Village Governance, and Knowledge Management Wibisono, Nurharibnu; Asnawi, Nur; Ekowati, Vivin Maharani
AKRUAL: JURNAL AKUNTANSI Vol 16 No 2 (2025): AKRUAL: Jurnal Akuntansi
Publisher : Accounting Study Programme Faculty of Economics and Business Universitas Negeri Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26740/jaj.v16n2.p164-177

Abstract

Introduction/Main Objectives: The purpose of this study is to investigate the influence of Village Financial Management (PKD), Good Village Governance (GVG), and Knowledge Management (KM) on Village Government Performance (KPD) from a sharia economic perspective. Background Problems: Due to the substantial influx of village funds following the introduction of Law No. 6/2014, the Village Government and Village Financial Management Officers (PPKD) must effectively and precisely handle village finances. Novelty: This study proves that good PKD, GVG, and KM development as an adaptation to changes in regulations, technology, corruption prevention, and calls for administrative change can enhance the Village Government's effectiveness. Research Methods: The study takes a quantitative method with simple random sampling procedure. The study's population was all villages in Madiun Regency, totaling 198 villages. Proportionally selected 66 villages from 15 sub-districts and 348 respondents of Village Financial Management Implementers (PPKD). Multiple regression using the SmartPLS 4 test tool was the data analysis method. Finding/Results: Multiple regression using the SmartPLS 4 test tool was the data analysis method. Conclusion: To implement bureaucratic reform and New Public Management, the Village Government must continue to improve PKD and GVG and foster KM as a way to serve the public, be accountable to the public, and work toward the village's vision and goal.
The Applicability of Cash Waqf Linked Sukuk (CWLS) Through the Tafriqus Sufqah Al-Khatib Al-Sharbini Theory: An Approach to Sharia Compliance and Financial Innovation Abidah, Atik; Asnawi, Nur; Suprayitno, Eko; Zuhriah, Erfaniah
Samarah: Jurnal Hukum Keluarga dan Hukum Islam Vol. 9 No. 2 (2025): Samarah: Jurnal Hukum Keluarga dan Hukum Islam
Publisher : Islamic Family Law Department, Sharia and Law Faculty, Universitas Islam Negeri Ar-Raniry

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22373/baspd111

Abstract

This research article delves into the examination of Cash Waqf Linked Sukuk (CWLS) within the framework of Islamic jurisprudence, particularly through the lens of Al-Khatib Al-Sharbini's Tafriqus Sufqah theory. Utilizing the guidance provided by the Fatwa DSN-MUI No. 131/DSN-MUI/X/2019, this study aims to scrutinize the Shariah compliance of CWLS, a contemporary Islamic financial instrument that amalgamates the concept of waqf (Islamic endowment) with sukuk (Islamic bonds), to foster economic and social development projects. The primary objective is to understand how CWLS adheres to Shariah principles by dissecting its structure and operations into separate contracts or agreements, in alignment with Tafriqus Sufqah theory, which advocates for clarity and segregation in financial dealings to avoid ambiguity (gharar), gambling (maysir), and interest (riba). Through qualitative analysis of the fatwa and relevant Islamic financial literature, the study explores the theoretical underpinnings of CWLS, evaluates its compliance with Islamic law, and assesses its innovative approach to integrating charitable giving with financial investments. The findings aim to contribute to the Islamic finance literature by offering insights on the application of Tafriqus Sufqah theory to modern financial instruments like CWLS, highlighting its potential for ethical investment and the challenges of ensuring Shariah compliance. This analysis not only enriches the understanding of Islamic financial products but also provides a model for developing future Shariah-compliant instruments that can meet the needs of contemporary Muslim societies.
POTENSI RISET MASA DEPAN DALAM KONTEKS RIBA Majduddin, Muhammad; Nadjib, Muhammad; Asnawi, Nur; Farid, Muhammad; Danila, Nevi
IQTISHODUNA: Jurnal Ekonomi Islam Vol. 14 No. 1 (2025): April
Publisher : LPPM, Universitas Islam Syarifuddin Lumajang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54471/iqtishoduna.v14i1.2465

Abstract

This paper investigates the changing function of digital zakat inside Islamic social finance and emphasizes its ability to solve economic inequity and poverty in environments with a majority of Muslims. While zakat systems are fundamental to social justice, conventional management approaches struggle with inefficiency, lack of openness, and low public confidence. Digital technologies include blockchain, artificial intelligence, and integrated zakat platforms provide interesting answers with the rise of financial technology, but need appropriate alignment with maqashid al-shariah and governance systems to guarantee ethical outputs. This study maps important theme trends, methodological developments, and current research gaps in digital zakat studies utilizing a Systematic Literature Review (SLR) paired with bibliometric analysis. The results highlight the need for inclusive, data-driven, sharia-compliant digital zakat systems that strike a balance between social and ethical issues and technical developments. This paper offers both theoretical analysis and pragmatic suggestions for improving responsible zakat administration
Co-Authors Abd. Haris Abd. Rohim abdillah, luthfi Abdul Musowir Abdul Rouf Achmad Qulyubi Achmad Sani Supriyanto Adelia Putri Ahmad Djalaluddin Ahmad Djalaluddin Ahmad Djalaluddin Ardi Saputra Aceh Atik Abidah AUNUR ROFIQ Ceta Indra Lesmana Chairul Fahmi Dinda Ayu Nitami Eko Suprayitno Eko Suprayitno Erfaniah Zuhriah Fadiatus Sal Sabillah Bila Fatimatuz Zahroh Fauzan Almanshur Firman Hidayat Grandis Imama Hendra, Grandis Imama Haqiqotus Sa’adah Idris, Dany Luqyana Ilfi Nur Diana Indah Yuliana Jakfar Shodiq Julaihah, Umi Justino Aji Charisma Khusnudin Khusnudin, Khusnudin Laila M. Pimada Laras Ayu Ningtias M Haidar Ali Alamsyah Maghfuroh, Nuril Laila Majduddin, Muhammad Mansyur, Abdussalam Masyhuri Masyhuri Meldona Meldona Meldona Minarni Minarni Misbahul Munir Misbahul Munir Moch. Mahsun Moh Khoirul Fatihin Mohammad Afandi Mohammad Mahbubi Ali Mu'is, Ahmad Muchamad Iqbal Fatah Muhammad Djakfar Muhammad Fahim Tharaba Muhammad Farid Muhammad Nadjib, Muhammad Muhammad Rif'an Syadali Muhammad, Zaydan Muhtadi Ridwan Nanik Wahyuni ‎ Nariman Shamakov Nevi Danila Nevi Danila Nina Dwi Setyaningsih Oria, Ehsanullah Parmujianto Parmujianto Parmujianto Parmujianto Pranata, Ahmad Adi Rafsanjani, Elfas Rahmad Kurniawan Ramadhan, Mohammad Nur Safri Ridwan, A. Muhtadi S Siswanto Saiful Bakhri Saifullah, Haris Salim Al Idrus Segaf Segaf Segaf Shamakov, Nariman Siswanto Siswanto Syauqillah, Muhammad Syuhri, Saifuddin Umrotul Khasanah Vivin Maharani Ekowati Wibisono, Nurharibnu Yayuk Sri Rahayu Yazid, Azy Athoillah Yuwan Ferdiana Ilahi