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Pengaruh Inflasi, Transaksi E-money, Industri Besar Sedang, Suku Bunga Terhadap Pertumbuhan Ekonomi Fatmasari, Dwi; Aji, Tony Seno
Jurnal Ekonomika : INDEPENDEN Vol 4 No 1 (2024): April 2024
Publisher : Universitas Negeri Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26740/independent.v4i1.58745

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A country's economy is not always in a stable condition. At one time the economy grew rapidly continuously and at another time the growth rate slowed. This condition is caused by various factors. These factors include inflation, electronic money transaction activities, large and medium industrial indexes, and interest rates. This research aims to determine whether there is an influence caused by the independent variables (inflation, electronic money transactions, large and medium industry index, and interest rates) on the dependent variable (economic growth). To determine the continuation of the influence on each variable, testing was carried out using a multiple linear regression test. The test results show that the variables inflation, electronic money transactions, large and medium industrial index and interest rates have a significant effect on economic growth.
Pengaruh Jumlah Penduduk, Upah Minimum dan Pertumbuhan Ekonomi Terhadap Pengangguran di Jawa Barat: (The Effect of Population, Minimum Wage and Economic Growth on Unemployment in West Java) Ghozali, Achmad Ainul; Aji, Tony Seno
Jurnal Ekonomika : INDEPENDEN Vol 4 No 2 (2024): Agustus 2024
Publisher : Universitas Negeri Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26740/independent.v4i2.60933

Abstract

Abstract Unemployment is a problem that often occurs in various countries. Both in developing countries and also in developed countries, Indonesia is no exception. This unemployment occurs because there are few job opportunities compared to the increasing workforce growth. Population numbers, minimum wages and economic growth are several factors in the unemployment problem. This research aims to determine the effect of population, minimum wage and economic growth on unemployment in West Java. This research uses secondary data from the Central Statistics Agency. The analysis technique used is panel data regression using the Fixed Effect model with the results that population has a negative effect on unemployment, the minimum wage has a positive effect on unemployment, and economic growth has a negative effect on unemployment.
Exploring the Potential of Traditional Business Towards 10th SDGs Program: A Case of Sukarara Village, Lombok Ma'ruf, Aminudin; Tony Seno Aji; Prayudi Setiawan Prabowo; Kukuh Arisetyawan; Wenny Restikasari; Nurul Hanifa; Dita Dismalasari Dewi; Dimas Galih Saputra
Transformatif : Jurnal Pengabdian Masyarakat Vol. 5 No. 1 (2024)
Publisher : Universitas Islam Negeri Raden Mas Said Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22515/tranformatif.v5i1.7846

Abstract

A tourist village is a location or settlement that offers a tourism experience focusing on culture, nature, or local heritage. One example of a tourist village in Lombok is Sukarara Village, renowned for its traditional weaving industry and traditional Sasak houses. The purpose of this paper is to analyze the potential of Sukarara Village in developing the traditional industry sector and cultural tourism, with a focus on implementing interventions that support economic growth and cultural preservation. The findings reveal that Sukarara Village has significant potential in the traditional industry, particularly in the production of woven fabrics, and offers significant attractions for tourism with its traditional Sasak houses. The results uncover that women in this village play a crucial role in the weaving industry, and collaboration among local stakeholders has contributed to supporting the village's economic growth. The conclusion of this study is that Sukarara Village possesses a substantial economic potential that can be enhanced through synergy between traditional industry and cultural tourism. With effective interventions such as digital promotion and collaboration with tour guide agencies or major events, the village can maximize its economic potential and preserve its culture. Collaboration among various stakeholders, including local government, artisans, tourism professionals, and the village community, is the key to achieving this goal.
PENGARUH HUMAN RELATION, LINGKUNGAN KERJA, PELATIHAN DAN PENGEMBANGAN SDI TERHADAP ETOS KERJA PEGAWAI BANK SYARIAH Suryani, Frischa Dwi; Aji, Tony Seno
Jurnal Ekonomika dan Bisnis Islam Vol 3 No 3 (2020): Desember
Publisher : Universitas Negeri Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (659.335 KB) | DOI: 10.26740/jekobi.v3n3.p30-43

Abstract

The study inteds to measure and recognize the influence of Human Relation, the physical condition of the work environment, job training, employee development on work ethic at  the bank Syariah Bukopin branch office in Surabaya. The population and sample all employee totaling 50 people. The results of the analysis showed that Human Relation had no influence on work ethic in Bukopin Syariah Bank branch office Surabaya, while physical condition of the work environment, on the job training, employee development has a positive influence on employee the work ethic in Bukopin Syariah Bank branch office Surabaya. While the results of R2 of 67.4% means the variable has a big contribute to work ethic.
PENGARUH INFLASI DAN INDEKS PRODUKSI INDUSTRI (IPI) TERHADAP TOTAL EMISI SUKUK KORPORASI DI INDONESIA PERIODE 2014-2018 Aisyaturrahmah, Auliya Hanifah; Aji, Tony Seno
Jurnal Ekonomika dan Bisnis Islam Vol 4 No 1 (2021): April
Publisher : Universitas Negeri Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (859.165 KB) | DOI: 10.26740/jekobi.v4n1.p110-123

Abstract

Sukuk is one of capital market instruments comes as an alternative for investors who want to invest with sharia-compliant and low risk. However, the domestic economy is able to influence the issuance of sukuk, so the further analysis of sukuk by looking at the macroeconomic factors needs to be done. The purpose of this study is to determine the effects of inflation and industrial production index (IPI) on total corporate Sukuk emissions in Indonesia during the 2014-2018 period. The type of this study is quantitative research. The secondary data used are obtained from Bank Indonesia (BI), Badan Pusat Statistik (BPS), and Otoritas Jasa Keuangan (OJK). The results show that inflation has a negative and significant effect. Meanwhile, the industrial production index has a positive and significant effect on total corporate sukuk emissions in Indonesia during the 2014-2018 period
International Culture Awareness: Indonesia-Thailand Joint Community Service Arisetyawan, Kukuh; Ma‘ruf, Aminudin; Seno Aji, Tony; Cahyono, Hendry; Restikasari, Wenny; Srisuk, Prattana; Irawan, Nico; Kharisma, Safa
International Journal Of Community Service Vol. 4 No. 4 (2024): November 2024 (Indonesia - Thailand - Malaysia)
Publisher : CV. Inara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51601/ijcs.v4i4.782

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The introduction of Indonesian culture is carried out through an understanding of ethnicity, art, language, and customs. This cultural sharing is considered effective as a means to promote the nation's culture and increase understanding between nations as a bridge to improve cross-cultural understanding and strengthen bilateral relations between the two countries. By introducing Indonesia's cultural diversity to the Thai people, it is hoped that it can increase understanding of the importance of culture as a form of national identity and maintain social harmony. By using the observation approach, sharing season, and presentation to identify the impact of the introduction of Indonesian culture on the perception of Thai society, with the main focus on cultural understanding, we can establish international cooperation. This study shows that this cultural introduction initiative can enrich Indonesia's cultural insights in the Thailand community, especially in Thai Global Business Administration Technological College (TGBC), as well as make them aware of the importance of culture as a national asset that must be preserved and appreciated. This can open up opportunities for cooperation in academic and non-academic fields, which will later create a closer and mutually beneficial relationship between the two countries.
Comparative Analysis of Bank Efficiency in Indonesia, United States, and China Data Envelope Analysis Approach Putra, Moh. Rizqy Eka; Aji, Tony Seno
East Asian Journal of Multidisciplinary Research Vol. 3 No. 12 (2024): December 2024
Publisher : PT FORMOSA CENDEKIA GLOBAL

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55927/eajmr.v3i12.12489

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The rapid advancement of technology has significantly influenced the financial sector, driving the digitalization of banking, especially post-COVID-19. This study analyzes banking efficiency in Indonesia, the United States (US), and China from 2019–2023 using the Data Envelopment Analysis (DEA) method. Results reveal that US banks maintain the highest and most stable efficiency (average 0.99), followed by China with a positive trend (average 0.98), and Indonesia with stable but slightly lower efficiency (average 0.97). Key findings highlight US efficiency stability, China’s upward trend, and Indonesia’s credit risk management challenges. Recommendations include enhancing risk management in Indonesia, sustaining efficiency in the US, and improving cost efficiency in China.
Pengaruh Instrumen Kebijakan Makroprudensial Terhadap Risiko Sistemik Di Indonesia I Made Hegar Danendra Nararya; Tony Seno Aji
Jurnal Ekonomika : INDEPENDEN Vol 4 No 3 (2024): Desember 2024
Publisher : Universitas Negeri Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26740/independent.v4i3.65911

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The 2008/2009 crisis events that had a domino effect throughout the world had a devastating impact on the global economy, including Indonesia. This crisis highlighted the importance of establishing policies that are able to mitigate systemic risk. Macroprudential policies are increasingly encouraged by policy makers, especially by Bank Indonesia. With changes in the policy ratio limits set by Bank Indonesia from year to year, this study will further examine the effect of macroprudential policy instruments on banking systemic risk in Indonesia for the 2019-2023 period. This study will use a quantitative approach with a sample of KBMI IV and KBMI III banks. With the model used, namely the Fixed Effect Model, the results show that the LTV and RIM variables negatively affect systemic risk, but the PLM variable positively affects systemic risk.
Mendorong Literasi Keuangan Digital di Desa Ponokawan, Kecamatan Krian, Kabupaten Sidoarjo Hutabarat , Ruth Eviana; Prabowo, Prayudi Setiawan; Aji, Tony Seno; Fisabilillah, Ladi Wajuba Perdini; Arisetyawan, Kukuh; Nilasari, Aprillia; Saputra, Dimas Galih; Ratnaningsih, Ayu
Abimanyu : Jornal of Community Engagement Vol 6 No `1 (2025): February 2025
Publisher : Universitas Negeri Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26740/abi.v6n`1.p82-89

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Increasing financial literacy and the use of information technology can make a positive contribution to Micro, Small and Medium Enterprises (MSMEs) in terms of improving performance and ensuring business sustainability. Financial literacy helps MSME owners monitor their financial performance periodically, while information technology can be used to expand marketing reach and reach more consumers. Community service carried out by the S1 Economics Study Program of Surabaya State University (UNESA) in Ponokawan Village, Krian District, Sidoarjo Regency, East Java, aims to improve MSME financial literacy. This community service activity is carried out by providing training and assistance to MSMEs in Ponokawan Village. After going through this program, MSME owners in Ponokawan Village now have a better understanding of marketing using information technology through social media. They are also able to do bookkeeping more effectively, allowing them to monitor the financial performance of their business more accurately.
Analisis Manajemen Risiko Perbankan Pada Bank Umum Di Indonesia Periode 2019-2023 Putra, Moh. Rizqy Eka; Pasaribu, Gymnastiar Eka Aurillina; Fisabilillah, Ladi Wajuba Perdini; Aji, Tony Seno
Jurnal Ekonomika : INDEPENDEN Vol 5 No 1 (2025): April 2025
Publisher : Universitas Negeri Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26740/independent.v5i1.65204

Abstract

This research analyzes the impact of NPL (Non-Performing Loans), LDR (Loans to Deposits Ratio), and BOPO (Operating Expenses to Operating Income) on ROA (Return on Assets) in commercial banks in Indonesia during 2019-2023. Using secondary data from financial reports of banks registered on the IDX, multiple regression analysis was carried out using Eviews 12. Purposive sampling technique was used to select six banks that met the criteria, so that the total sample consisted of 30 banks. The research results show that NPLs have a significant negative impact on ROA, reducing bank profitability. LDR and BOPO do not significantly affect ROA, indicating that credit effectiveness and operational efficiency do not directly affect profitability. CAR is also not significant to ROA, possibly due to the absence of profitable capital utilization. Overall, credit risk management and asset quality influence profitability more than operational efficiency and use of funds
Co-Authors Abu Zainuddin Achmad Kautsar Afifah, Choirul Anna Nur Ah. Syahril Qisthi Ahmad Ajib Ridlwan Aisyaturrahmah, Auliya Hanifah Akbar, Aldi Maulana Akbar, Mochammad Fahd Albrian Fiky Prakoso Alful Alful laili Ali Fahruddin Aminudin Ma'ruf Anang Kistyanto Andre Dwijanto Witjaksono Anggraini, Ella Zuli Anila Qoni'ah Anindya Rahardian Nugraeni Aprilia Hidayah Arinta Fitriana Arisetyawan, Kukuh Asep Kurniawan Ashra Faishal Mabani, Moh Awary, Nadiah A’rasy Fahrullah Bambang Suratman Berliana, Eva Budiarti, Erika Mei Budiono Budiono CHOIRUL ANNA NUR AFIFAH Clarashinta Canggih Daffa Sukma Falih Della Sukma Pitaloka dewi susanti Dimas Galih Saputra Dita Dismalasari Dewi Dwi Maulidia Anggraeni Dzulkiflih Dzulkiflih Eko Wahyudi Ella Zuli Anggraini Ella Zuli Anggraini Erli Diah Ayu Ratnasari Eva Alfiatus Sholikhah Eviana Hutabarat, Ruth Fanani, Ahmad Faizal Farhan Taufiqurrahman Faris, Moh. Faruq, Ahmad Fatih, Muhammad Al Fatmasari, Dwi Fitria, Norma Fitriana, Arinta Frida Ulfah Ermawati Ghozali, Achmad Ainul Hakim, Yusril Rahman Hanifa, Nurul Haq, Muhammad Hadyul Hendry Cahyono Heny Musfidah Hutabarat , Ruth Eviana I Made Hegar Danendra Nararya Intan Rulisa Islami Irawati, Winaika Irnawati Irnawati Islami, Trinah Asi Juliana Juliana Jun Surjanti Kharisma, Safa Kukuh Arisetyawan Ladi Wajuba Perdini Fisabilillah Laili, Nur Zayyinatul LUCKY RACHMAWATI M. Dzulkifli Wakit Maulitiana, Ajeng Nurin Ma‘ruf, Aminudin Ma’ruf, Aminudin Muchammad Rio Nugroho Muhammad Afdha Alif Almughni Muhammad Akhmal Alamsyah Darmawan Muhammad Hadyul Haq Muhammad Handy Rakhmawan Muhammad Iftitahu Khoiron Muhammad Jihan Mukhammad, Wildhan Mumuh Muhammad Mustafidah, A’imatul Nico Irawan Nilasari, Aprillia Noho, Muhammad Dzikirullah Norida Candra Sakti Nugroho, Muchammad Rio Nur Haqiqi, Firda Nurazizah, Eva Nurul Hanifa Pasaribu, Gymnastiar Eka Aurillina Perdini Fisabilillah, Ladi Wajuba Prabowo, Prayudi Setiawan Putra, Moh. Rizqy Eka Rachma Indrarini Rahmatuz Zainiya Salsabilla Raja Zuraidah Rasi Ratnaningsih, Ayu Rida Rosida Risqi Noor Hidayati Putri Rusmini Rusmini Rusmini Rusmini Saifulloh Wisnu Romadhon Sanaji Saputra, Dimas Galih Setya Chendra Shafinar Ismail Sri Abidah Suryaningsih Srisuk, Prattana Sukma Falih, Daffa Suryani, Frischa Dwi Suwandi Wajuba Perdini Fisabilillah, Ladi Wajuba Perdini Fisabilillah, Lady Wasil, Mohammad Wenny Restikasari Wenny Restikasari Wildhan Mukhammad Yulianah Yusril Rahman Hakim Yuyun Isbanah Zainur Rahman