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All Journal Studia Economica: Jurnal Ekonomi Islam Jurnal Ilmiah Ekonomi Islam International Journal of Artificial Intelligence Research FALASIFA : Jurnal Studi Keislaman Iqtishoduna: Jurnal Ekonomi Islam Budapest International Research and Critics Institute-Journal (BIRCI-Journal): Humanities and Social Sciences Tsarwah : Jurnal Ekonomi dan Bisnis Islam Jurnal Akuntansi, Manajemen, Bisnis dan Teknologi Asian Management and Business Review Edu Cendikia: Jurnal Ilmiah Kependidikan Jurnal Ilmiah Mahasiswa Perbankan Syariah (JIMPA) Proceeding International Seminar of Islamic Studies Jurnal BILAL: Bisnis Ekonomi Halal International Journal of Research in Vocational Studies (IJRVOCAS) Islamiconomic: Jurnal Ekonomi Islam Economic Reviews Journal J-COSCIS : Journal of Computer Science Community Service Jurnal Ekonomi dan Binsis Jurnal Pengabdian Masyarakat Bangsa Solo International Collaboration and Publication of Social Sciences and Humanities Jurnal Edukasi Pengabdian Masyarakat: EDUABDIMAS Ecopreneur : Jurnal Ekonomi dan Bisnis Islam Journal of Islamic Economics and Business Studies (JIEBS) Al-Infaq : Jurnal Ekonomi Islam AICOS Profetika: Jurnal Studi Islam
Agus, Rizal
Politeknik Negeri Medan
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Pengaruh Penggunaan E-Commerce Food terhadap Perilaku Belanja Berbasis Syariah di Kalangan Mahasiswa Perbankan Syariah Agus, Rizal; Sahputri, Nabila; Gianisa, Gianisa; Azzahra, Najwa; Barus, Enny Segarahati; Amrin, Amrin; Mukhtasar, Mukhtasar
Jurnal Ilmiah Mahasiswa Perbankan Syariah (JIMPA) Vol 6 No 1 (2026): Jurnal Ilmiah Mahasiswa Perbankan Syariah (JIMPA) - Maret 2026 (INP RESS)
Publisher : Sekolah Tinggi Ekonomi dan Bisnis Syariah (STEBIS) Indo Global Mandiri Palembang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36908/jimpa.v6i1.850

Abstract

Penelitian ini bertujuan untuk menganalisis pengaruh penggunaan food e-commerce terhadap perilaku belanja mahasiswa dalam perspektif ekonomi syariah. Perkembangan teknologi digital telah mendorong perubahan pola konsumsi masyarakat, khususnya di kalangan mahasiswa yang semakin banyak memanfaatkan layanan pemesanan makanan secara daring.Penelitian ini menggunakan pendekatan kuantitatif dengan desain asosiatif kausal. Populasi penelitian berjumlah 260 mahasiswa Program Studi Keuangan dan Perbankan Syariah Politeknik Negeri Medan, dengan sampel sebanyak 38 responden. Penentuan ukuran sampel mengacu pada pendekatan statistik yang dikemukakan oleh Hair (2019) dan Cohen (1992), di mana Hair merekomendasikan ukuran sampel minimal 5–10 kali jumlah indikator, sedangkan Cohen menyarankan rentang 30–50 responden untuk analisis regresi sederhana.Hasil penelitian menunjukkan bahwa penggunaan food e-commerce berpengaruh positif dan signifikan terhadap perilaku belanja mahasiswa dengan nilai signifikansi sebesar 0,022 (<0,05). Nilai koefisien determinasi sebesar 13,8% menunjukkan bahwa penggunaan food e-commerce memberikan kontribusi terhadap variasi perilaku belanja mahasiswa. Sedangkan sisanya dipengaruhi oleh faktor lain di luar model penelitian.Temuan ini menunjukkan bahwa kemudahan teknologi digital perlu diimbangi dengan penerapan prinsip konsumsi dalam ekonomi syariah, seperti memperhatikan aspek kehalalan, moderasi, dan etika dalam berbelanja
The Effect of Academic Pressure, Social Support, and Mental Health Students from Sharia Perspective Alika Rahmadia; Marlya Fatira AK; Rizal Agus; Ahmad Kholil; M. Rikwan Effendi Salam Manik
Edu Cendikia: Jurnal Ilmiah Kependidikan Vol. 5 No. 03 (2025): Research Articles, December 2025
Publisher : ITScience (Information Technology and Science)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47709/educendikia.v5i03.7250

Abstract

This study aims to analyze the influence of academic pressure, social support, and mental health from a sharia perspective on the achievement of Muslim students receiving the KIP-Kuliah (Kiliyah Student Assistance) at the Medan State Polytechnic. This research fills a gap in research that is still dominated by partial studies and has not integrated these three variables simultaneously within a framework of sharia values, particularly in the context of KIP-Kuliah students receiving vocational education. This study used a quantitative approach with a cross-sectional design. The sample consisted of 179 respondents selected using a purposive sampling technique. Data were collected using a Likert-scale questionnaire that had been tested for validity and reliability. Data analysis was performed using multiple linear regression with SPSS version 26. The results showed that academic pressure had a negative and significant effect on student achievement with a value of -0.180, social support had a positive and significant effect with a value of 0.303, and mental health from a sharia perspective also had a positive and significant effect with a value of 0.380. Together, these three variables explained 19.7% of the variation in student achievement, while 80.3% was influenced by factors outside the research model. These findings underscore the importance of a holistic approach that integrates academic, social, and spiritual aspects in improving the achievement of KIP- Kuliah recipient students.    
EDUKASI DIGITAL MARKETING SEBAGAI UPAYA PEMBERDAYAAN DAN PENINGKATAN DAYA SAING UMKM BINAAN DOMPET DHUAFA WASPADA MEDAN Agus, Rizal; Salsabilla, Chaira; Anggi Annisa, Siti; Karima, Assyifa; Amelia, Ocha; Rossa Linda, Tamara; Sundari; Azzahra, Fatimah; Marliah Amin Pulungan, Tisa
Jurnal Edukasi Pengabdian Masyarakat Vol 5 No 2 (2026): APRIL 2026
Publisher : FIP UNIRA MALANG

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36636/eduabdimas.v5i2.9075

Abstract

Limited digital literacy and low understanding of digital marketing remain major obstacles for MSMEs in improving their business competitiveness. These issues were also found in MSMEs under the guidance of Dompet Dhuafa Waspada Medan, which have been relying on conventional marketing methods. This Community Service (PKM) activity aims to provide digital marketing education as an effort to empower MSMEs to be able to utilize digital media in marketing their products. The methods used in this activity included preliminary interviews with Dompet Dhuafa Waspada Medan, delivery of material through seminars, question and answer sessions, and evaluation of participants' understanding using pre-tests and post-tests. The results of the activity showed an increase in participants' understanding of the basic concepts of digital marketing, as indicated by the post-test results, which were better than the pre-test results. Participants also showed enthusiasm and active involvement throughout the activity. Thus, this digital marketing education activity is considered effective in increasing the knowledge and readiness of Dompet Dhuafa Waspada Medan's SMEs to adopt digital marketing as a business development strategy.
The Effect of Social Media, Flash Sales, and Islamic Lifestyle on Impulsive Buying Behavior on The Shopee Platform Salsabila, Nur; Rahmadani, Rahmadani; Fatira , Marlya; Agus, Rizal
Jurnal Ekonomi & Bisnis Vol 5 No 1 (2026): Jurnal Ekonomi dan Bisnis
Publisher : Politeknik Baubau

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.57151/jeko.v5i1.1163

Abstract

This research aims to determine the influence of social media, flash sales, and Islamic lifestyle on impulsive buying behavior on the Shopee platform (a study on Muslim students at Medan State Polytechnic). In this study, the independent variables are social media, flash sales, and Islamic lifestyle, while the dependent variable is impulsive buying behavior. The sample used in this study consisted of 150 Muslim student respondents from Medan State Polytechnic who use the Shopee platform, with data collected through questionnaires as primary data and secondary data derived from theoretical studies in books and journals. This study employs a quantitative method with data collection techniques through questionnaires evaluated using a Likert scale, validity testing, and reliability testing. The prerequisite tests include normality test, multicollinearity test, and heteroscedasticity test. The data analysis technique used to answer the hypothesis employs multiple linear regression analysis, partial test (t), simultaneous test (F), and coefficient of determination test (R2) with a significance level of 5% (α=0.05), processed with the assistance of SPSS 25. The results of this study indicate that the social media variable has a positive and significant effect on the impulsive buying behavior of Muslim students at Politeknik Negeri Medan on the Shopee platform, the flash sale variable has a positive and significant effect on the impulsive buying behavior of Muslim students at Politeknik Negeri Medan on the Shopee platform, and the Islamic lifestyle variable has a negative and significant effect on the impulsive buying behavior of Muslim students at Politeknik Negeri Medan on the Shopee platform. The social media, flash sale, and Islamic lifestyle variables have a significant effect on the impulsive buying behavior of Muslim students at Politeknik Negeri Medan on the Shopee platform).
Empowering MSMEs in Indonesia through Sustainable Cash Waqf: Strategic Solutions Aligned with the SDGs Rizal Agus; Enny Segarahati Barus; Amrin; Mukhtasar; Muhamad Noor Baihaqi bin Mokhtar
Profetika: Jurnal Studi Islam Vol. 27 No. 01 (2026): Profetika Jurnal Studi Islam 2026
Publisher : Universitas Muhammadiyah Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23917/profetika.v27i01.14997

Abstract

Objective: This study investigates the strategic optimization of cash waqf as an alternative Islamic social finance instrument to empower micro, small, and medium enterprises (MSMEs) in Indonesia within the framework of SDGs-oriented sustainable economic development. Theoretical framework: The study is framed within Islamic social finance theory, particularly cash waqf as a productive and sustainable instrument, combined with principles of institutional performance, trust-based governance, and MSME empowerment in a digital economy context supporting SDGs achievement. Literature review: The literature review discusses cash waqf as an Islamic social finance instrument for MSME empowerment, human capital development, and motivation in cash waqf management associated with SDGs implementation and inclusive economic growth. Methods: This research employs the Analytic Network Process (ANP) methodology to analyze interdependencies among strategic factors. Data were obtained from Kedai Wakaf MUI North Sumatra and Dompet Dhuafa Indonesia, supported by expert judgments from seven respondents representing practitioners and scholars in waqf and Islamic economics. Results: The results indicate that human resource development particularly motivation outweighs technical skills as the most critical internal solution. Marketing capabilities, especially product creativity and digital engagement, are also essential. Total sales are prioritized over profit margins as performance indicators. In increasing waqf collection, public awareness raising is slightly more influential than socialization. Externally, trust driven by transparency and accountability emerges as the primary concern, followed by economic factors and government policy support with sustainable funding aligned with SDGs priorities. Implications: These findings suggest that optimizing cash waqf for MSME empowerment requires an integrated, data-driven strategy that strengthens internal capacity, enhances digital marketing, ensures transparent governance, and aligns with supportive public policies for SDGs sustainability. Novelty: This study contributes novelty by empirically applying the ANP approach to prioritize internal and external strategic factors in cash waqf-based MSME empowerment, offering a structured decision-making perspective that integrates human resources, digital marketing, trust, policy dimensions, and SDGs-oriented Islamic social finance development.
OVO Payment on Grab App: A Fiqh Muammalah Perspective among Muslim Student Falira Alifia Zahra; Hubbul Wathan; Rizal Agus; Supaino Supaino; Anriza Witi Nasution
Studia Economica : Jurnal Ekonomi Islam STUDIA ECONOMICA: Jurnal Ekonomi Islam | Vol. 11 | No. 2 | 2025
Publisher : Universitas Islam Negeri Sumatera Utara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30821/se.v0i2.26755

Abstract

The purpose of this study is to determine the mechanism of OVO payment system discounts on the Grab application and to determine the Fikih Muamalah analysis of the mechanism of OVO payment system discounts on the Grab application. The subjects of this study are Muslim students at the Medan State Polytechnic. This study uses qualitative data. The data sources used are primary and secondary data. Data collection techniques include interviews, documentation, and observation. Validation tests are conducted using interview data and triangulation techniques. The results of the study show that the OVO payment method discount scheme on the Grab application has been structured and transparently organized, covering terms and conditions, promotional periods, quotas, and the rights and obligations of all parties. In principle, this system has fulfilled the principles of fairness, certainty, and avoidance of elements of gharar, dhulm, and israf. This practice is in line with the spirit of MUI DSN Fatwa No. 116/DSN MUI/IX/2017, which requires protection for users, merchants, and drivers in digital transactions. Second, OVO's discount practice can be justified through two sharia contracts: Wadi'ah Contract: user balances are stored as deposits that can be withdrawn at any time, without being used by the issuer except with the permission of the holder, and Qardh Contract: if the issuer uses the balance (for example, for investment), then the discount serves as a voluntary reward that does not contain usury
Co-Authors Affandi, Ismi Ahmad Kholil Ahmad Kholil Alika Rahmadia Amelia, Ocha Amrin Andini, Yuri Anggi Annisa, Siti Anita Putri, Anita Anriza Witi Nasution Asda Juwita, Tri Asep Rachmat Asiah Asmuni Asmuni Azhar Azhar Azzahra, Najwa Baharun, Hasan Bambang Purwoko Banurea, Alya Farhany Dahmira, Widia Dalimunthe, Elda Rosni Derriawan Derriawan Dhiba, Farah Diah Kartika Putri Dias Putra Prayogi Dina Fadilah Elda Rosni Dalimunthe Enny Segarahati Barus Enny Segarahati Barus Falira Alifia Zahra Fatimah Azzahra Fatimatus Zahro, Fatimatus Fatira , Marlya Gianisa, Gianisa Gintings, Alma Soraya Halimatun Sadiyah Hasan Sazali Hubbul Wathan Hutagaol, Aura Rahmadani Ishma Amelia Ivo Mei Utari John Sihar Manurung - Karima, Assyifa Lubis, M. Rizqi M. Rikwan E.S. Manik Marliah Amin Pulungan, Tisa Marliana Sari Marliana Sari, Marliana Marlya Fatira AK Mombang Sihite Muhamad Noor Baihaqi bin Mokhtar Mukhtasar Mukhtasar, Mukhtasar Mustapa Kamal Rokan Nurjanah, Annisa OK Bilqis Amini Purba, Mia Clarisa Putri Syabina, Tasya Putri, Dinda Febrianti Qushwa, Febriyanti Ghayatul Radiman Radiman Radiman, Radiman Rahmadani Rahmadani Rahman, Ainah Rikana, Nova Zahara Tianra Riskiani, Cindi Rismawati Rismawati Riza Hasibuan Rokan, Mustapa Kamal Rossa Linda, Tamara Sabhani, Endhita Sahputri, Nabila Saimara Sebayang Salsabila, Nur Salsabilla, Chaira Sanjana, Prity Sebayang, Saimara A.M. Seri, Ermyna Setiawan Putri, Diah Maghfiroh Siti Aisyah Siti Halimah Sukiman Sukiman Sukiman Sukiman Sundari Supaino Surbakti, Azhari Karina Syafitri Wirabuana, Adjeng Vustany, Rovi Octaviano Wakhyuni, Emi Wakhyunia, Emi Widiasari, Firdausa Witi Nasution, Anriza Yessi Kurnia Arjani Manik Yono, Yono Yudi Samantha Yunita, Sisky Permata Zahira, Nazwa Raissa Zakaria Zakaria Zuhirsyan, Muhammad Zulhendry