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All Journal Jurnal Kajian Manajemen Bisnis Jurnal Optimasi Sistem Industri JBTI : Jurnal Bisnis : Teori dan Implementasi IMAGE Jurnal Ilmiah Mahasiswa Ekonomi Manajemen Journal of Management and Business Review Management Analysis Journal Inovasi : Jurnal Ekonomi, Keuangan, dan Manajemen Journal of Economic, Bussines and Accounting (COSTING) Jurnal Inovasi Bisnis (Inovbiz) JOURNAL OF APPLIED ACCOUNTING AND TAXATION Owner : Riset dan Jurnal Akuntansi Fair Value: Jurnal Ilmiah Akuntansi dan Keuangan NUSANTARA : Jurnal Ilmu Pengetahuan Sosial Jurnal Hilirisasi IPTEKS (JHI) Jurnal Manajemen dan Bisnis Menara Ilmu Procuratio : Jurnal Ilmiah Manajemen Jurnal Ilmiah Poli Bisnis Jurnal Mantik JURNAL MANAJEMEN Jurnal Inovasi Pendidikan Ekonomi International Journal of Economics, Business and Accounting Research (IJEBAR) Jurnal Teknologi Dan Sistem Informasi Bisnis Jurnal Informatika Ekonomi Bisnis Jurnal Manajemen Universitas Bung Hatta Enrichment : Journal of Management BASKARA: Journal of Business and Entrepreneurship Cakrawala Repositori Imwi Jurnal Ekonomi Jurnal Ipteks Terapan : research of applied science and education Jurnal Impresi Indonesia Jurnal Ekonomika Dan Bisnis Jurnal Manajemen Stratejik dan Simulasi Bisnis Journal of Accounting and Finance Management (JAFM) Maqdis: Jurnal Kajian Ekonomi Islam Al-Masraf: Jurnal Lembaga Keuangan dan Perbankan Journal of Applied Business and Technology Innovative: Journal Of Social Science Research Ranah Research : Journal of Multidisciplinary Research and Development Inovbiz: Jurnal Inovasi Bisnis Seri Manajemen, Investasi dan Kewirausahaan Journal of Livestock and Animal Health (JLAH) Business and Investment Review Jurnal Informatika Ekonomi Bisnis Economica: Journal of Economic and Economic Education Riwayat: Educational Journal of History and Humanities Adpebi Science Series Riset Akuntansi dan Keuangan Indonesia JIMEKA
Rida Rahim
Fakultas Ekonomi Dan Bisnis Universitas Andalas – Padang
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Journal : JIMEKA

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FINTECH ON MSMEs PERFORMANCE IN BANDA ACEH Syarifah, Raudzah; Alfarisi, Mohamad Fany; Rahim, Rida
Jurnal Ilmiah Mahasiswa Ekonomi Akuntansi Vol 9, No 3 (2024): Agustus 2024
Publisher : Accounting Departement Economics and Business Faculty Syiah Kuala University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24815/jimeka.v9i3.31737

Abstract

This study aims to analyze the impact of financial technology (Fintech) on the performance of micro, small, and medium enterprises (MSMEs) in Banda Aceh City. The Unified Theory of Acceptance and Use of Technology (UTAUT) model is used as the theoretical framework in this study. The variables studied include performance expectancy, effort expectancy, social influence, and facilitating conditions. The research method used is Structural Equation Modeling (SEM) with SmartPLS 4.0. Data were obtained through questionnaires distributed to 150 MSME actors in Banda Aceh. The results showed that performance expectancy and facilitating conditions positively and significantly affected MSMEs' use of fintech. However, effort expectancy had a negative and insignificant impact on fintech utilization. Social Influence had a positive but insignificant effect on the use of fintech. Fintech had a positive and significant impact on the performance of MSMEs. This research implies that the government needs to improve facilities and technological support for MSMEs and provide more intensive training and education related to fintech utilization to improve MSME performance. This study also suggests that future researchers can consider other variables that may affect the use of fintech by MSMEs.
Co-Authors 3Mareta Kemala Sari Abdul Aziz Abel Tasman Ade Gunawan, Beni Aditya Alqamal Alianta Adiya, M. Hasmil Adrianto, Fajri Agung Agung Agung Agung Ahmad Wira, Ahmad Alfajri, Doni Alfarisi, M. Fany Alfarisi, Mohamad Fanny Alfarisi, Mohamad Fany Alfarisy, Mohamad Fany Alizar Hasan Almaidah Ana Oktavia Besri Alvia Fauzani Amanda Reskillah Anjelia Putri Aprayuda, Riyadi Ardiany, Yuli Besri, Almaidah Ana Oktavia Budi Rahmadya Ciseta Yoda, Tilawatil D, RIZKI FADHEL Dehan Ocdi Milando Dery Berlian M Desyetti Devi Anggraini Dewi, Aminar Sutra Dinda, Rahma Donard Games Doni Alfajri Dwiana Sari, Novita Eka Rosalina Elvira Luthan ERI BESRA, ERI Fahmy, Rahmi Faizah Maya Husna Fajri Adrianto Fajri Arianto Fanessa, Fanessa Fani Elfarisy Fany Alfarisi Fany Alfarisi, M. Fany Alfarisi, Mohamad Fatolosa Hulu Febrina Permata Sari Fitria Sarah Gustina Gustina Habib, Ilham Hadya, Rizka Hafiz Rahman Hakimi, Nurul Hamdini, Maulidan Harits, Muhammad Dzakwan El Hendra Lukito Husna, Faizah Maya Husnul Khatimah Ikhwan Arief Imran Imran Ivo Nila Krisna Jefri Winanda Jeli Nata Liyas Lusiana, Riri M Reza Tawakkal M. FANY ALFARISI M. Fany Alfarisi M. Fany Alfarisi Ma'ruf Ma'ruf Maria Yosefina Meinadia Sekar Kinanti Aswirawan Martalia Widianti Martina Lifati Lofa Masyhuri Hamidi, Masyhuri Megawati Sukarni Putri Meuthia, Meuthia Milando, Dehan Ocdi Miranda Sjofian, Devina Mohamad Fanny Alfarisi Mohamad Fany Alfarisi Mohammad Fany Alfarisi Mohammad Fany Alfarisi Muhammad Jufri Muthia Roza Linda, Muthia Roza Nasfi, Nasfi Nidia Anggreni Das Niki Lukviarman, Niki Nova Begawati Nurhikmah, Suci Nursyafitri, Amelia Oktavia, Maharani Pardhana, Feza Peni Anggriani Prima Fithri Prima Yulianti Putra, Riza Andesca Rahayu, Rita Rahmi, Elfi Ramadhani, Remuni El Ratni Prima Lita Ravelby, Thesa Alif Refalina, Aulia Reswita, Yefri Ria Amelia Ria Anjani Rinda Fithriyana RIYADI APRAYUDA Riza Yonita Rizki Fadhel Roni Andespa RONI ANDESPA, RONI Saldi, Wardah Awwalin Sanda Patrisia Komalasari Saputra, Syailendra Eka Sari, Dellani Mutia Shelby Edinov Silvia Oktari Sri Mona Octafia Suchi Gamella Putri Suhery, Suhery Suziana, Suziana Syafira, Tama Aulia Syafrizal Syafrizal Syafrizal Syafrizal Syarifah, Raudzah Syukri Lukman Tafdil Husni Tafdil Husni Tiara Morina Triani, Laura Amelia Umniyah Aszahro Variyetmi Wira Vera Pujani Veri nita Verinita, Verinita Verni Juita Widianti, Martalia Willa Fatika Sari Wiranda, Nadya Ade Yanti Yanti Yayi Suryo Prabandari Yenti Afrida Yola Purnama Sari Yolanda Eriyani Yonnedi, Efa