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Fed Fund Rate: A Dominant Factor of Fortfolio Flows in Southeast Asia Marino, Wilman San; Badriatin, Tine; Bintang F.D.S., Ignatia
Almana : Jurnal Manajemen dan Bisnis Vol 8 No 1 (2024): April
Publisher : Bandung: Prodi Manajemen FE Universitas Langlangbuana

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36555/almana.v8i1.2404

Abstract

The impact of globalization on cross-country portfolio investment is the high flow of stocks and bonds with the primary goal of taking high yields from rising prices without aiming to own a company. Emerging markets have generally been net recipients of foreign capital in recent decades, including the countries in Southeast Asia consisting of Indonesia, the Philippines, Malaysia, Singapore, and Thailand. The Fed Fund Rate is believed to be the most influential factor in portfolio flows to various emerging market countries. This study will model portfolio equity flows to Southeast Asia over the last 20 years. Model testing uses the moderation analysis process model 4 by Andrew F. Hayes. The findings of this study indicate that the Fed Funds Rate has a greater effect on Southeast Asia's Equity Flows Portfolio than Internal Gross Domestic Product, which indicates the economic strength of a country in Southeast Asia.
Digital Marketing Strategy and App-Based Investment Systems: Empowering Gen Z Investment Interest Rinandiyana, Lucky Radi; Badriatin, Tine; Budiman, Asep; Subrata, Ali
Almana : Jurnal Manajemen dan Bisnis Vol 8 No 3 (2024): December
Publisher : Bandung: Prodi Manajemen FE Universitas Langlangbuana

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36555/almana.v8i3.2642

Abstract

Generation Z, born between the mid-1990s and early 2010s, is the focus of today's investment market. They grew up in the digital era with advanced technology and extensive internet connectivity. Companies are focusing on digital marketing communication strategies and application-based investment systems to increase Generation Z's participation in investment. The financial industry in East Priangan has adapted to this strategy, helping companies reach target audiences with relevant and engaging messages, and providing convenience and accessibility for Generation Z who rely on technology. This study aims to determine how digital marketing strategies and app-based investment systems affect Generation Z's interest in investing in East Priangan, as well as how they affect Generation Z's overall interest in investing. The method used in this research is quantitative descriptive based on research results showing that digital marketing communication strategies and the implementation of an application-based investment system have a strong influence on Generation Z's interest in investing. An increase in these two strategies can significantly increase Generation Z's interest in investing. Thus, the conclusion of this research is digital marketing communication strategies and the implementation of an application-based investment system have a strong influence on Generation Z's interest in investing. An increase in these two strategies can significantly increase Generation Z's interest in investing.
NGOBROL UNTUK LITERASI EKONOMI SAMBIL BELAJAR (NGULEK SAMBEL) KEWIRAUSAHAAN PADA POSYANDU MAWAR KELURAHAN SAMBONGJAYA Badriatin, Tine; Puspitasari, Lia; Sudiarti, Sri; Rinandiyana, Lucky Radi
Jurnal Pengabdian Siliwangi Vol 9, No 2 (2023)
Publisher : LPPM Univeristas Siliwangi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37058/jsppm.v9i2.8612

Abstract

Pelaksanaan pengabdian pada masyarakat ini merupakan kolaborasi berbagai pihak dalam rangka melaksanakan literasi dan edukasi pada bulan Inklusi Keuangan Nasional 2019. PPM ini mengambil tema “NGULEK SAMBEL (Ngobrol Untuk Literasi Ekonomi dan Keuangan Sambil Belajar) pemanfaatan kain bekas”. Program ini dilaksanakan pada Kader masyarakat sekitar  Posyandu Mawar Kelurahan Sambongjaya Kecamatan Mangkubumi Kota Tasikmalaya.Tujuan dalam program ini adalah memberikan literasi ekonomi dan keuangan bidang perbankan dan pasar modal disertai pelatihan kewirausahaan dengan pembuatan vas bunga sebagai hasil kreativitas kader posyandu dengan memanfaatkan kain bekas. Program ini melibatkan para praktisi yang sesuai dengan bidangnya yaitu literasi perbankan dari PT. Bank Negara Indonesia, Tbk., literasi pasar modal dari PT. Reliance Sekuritas Indonesia, Tbk, sedangkan untuk pelatihan kewirausahaan melibatkan dosen kewirausahan dan pemasaran untuk pelatihan pemafaatan kain bekas yang digunakan untuk pembuatan vas bunga sebagai salah satu kreativitas kader posyandu mawar kelurahan Sambongjaya.Metode yang digunakan adalah melalui metode ceramah dan pelatihan yang menghasilkan pengetahuan kepada kader posyandu mawar mengenai perbankan dan pasar modal dimana hasil dari PPM ini terlihat sudah adanya beberapa yang mempunyai tabungan dan terdaftar sebagai investor pasar modal serta menambah kreativitas baru bagi para kader dalam pembuatan vas bunga dengan memanfaatkan kain bekas. Namun demikian literasi ini masih memerlukan literasi yang berkelanjutan guna menambah pemahaman kader terutama mengenai pasar modal yang masih dianggap awam oleh masyarakat.
Pendidikan Literasi dan Inklusi Keuangan Untuk Mewujudkan Masyarakat Berdaya Saing Masitoh, Noneng; Wursan, Wursan; Badriatin, Tine; Rosyadi, Agi; Rahmani, Dede Arif Arif; Sakifah, Sakifah
Jurnal Abdimas Kartika Wijayakusuma Vol 5 No 1 (2024): Jurnal Abdimas Kartika Wijayakusuma
Publisher : LPPM Universitas Jenderal Achmad Yani

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26874/jakw.v5i1.345

Abstract

Kegiatan pengabdian kepada masyarakat ini bertujuan memberikan pendidikan literasi dan inklusi keuangan di Desa Putrapinggan Kecamatan Kalipucang Kabupaten Pangandaran. Selama ini umumnya masyarakat daerah tersebut masih mengelola uang dengan cara sederhana, mengetahui fungsi bank terbatas sebagai tempat menyimpan dan mengajukan pinjaman baik untuk kebutuhan yang bersifat konsumtif maupun modal usaha. Melalui kegiatan pengabdian kepada masyarakat ini, masyarakat menerima pelatihan pengelolaan keuangan yang baik, dengan cara memisahkan pencatatan keuangan usaha dan kebutuhan pribadi. Masyarakat yang sebagian juga pelaku UMKM mulai mengenal pasar modal sebagai alternatif investasi selain properti, emas, atau hewan ternak dan hasil kebun. Metode yang digunakan dalam kegiatan ini adalah Participatory Action Research (PAR) melalui presentasi dan interaksi langsung dengan melibatkan narasumber perwakilan dari OJK dan Bursa Efek Indonesia Wilayah Jawa Barat. Hasilnya, masyarakat mulai mengenal berbagai macam produk perbankan dan pasar modal, mengenal lembaga keuangan yang legal dan ilegal serta memahami bahaya penipuan atau kejahatan keuangan yang semakin marak terjadi sehingga tahu bagaimana cara mencegahnya.
PERAN SISTEM INFORMASI DAN REMOTE TRANDING TERHADAP PERTUMBUHAN PASAR MODAL DI KALANGAN GENERASI MUDA INDONESIA tine badriatin
Business Management and Entrepreneurship Journal Vol 2, No 1 (2020)
Publisher : Program Studi Manajemen Fakultas Ekonomi Universitas Galuh

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Abstract

ABSTRAKPerkembangan pasar modal sekarang ini semakin pesat dan memberikan pengaruh yang signifikan terhadap perkembangan ekonomi Indonesia. Persaingan dalam mempertahankan kesejahteraan, kekayaan, tidak mudah. Kompetitor yang awalnya pada posisi bawah, dalam perkembangan ekonomi pun semakin sadar untuk meningkatkan kesejahteraannya dengan memanfaatkan potensi yang ada. Inovasi dalam semua bidang diperlukan agar mampu bersaing dengan baik. Inflasi menjadi salah satu yang berpengaruh pada tatanan perkenomian bangsa Indonesia. Metode yang digunakan adalah metode deskriptif.   Hasil penelitian menunjukkan bahwa sistem informasi memiliki peran signifikan terhadap  Pertumbuhan Pasar Modal di Kalangan Generasi Muda Indonesia. Melalui sistem informasi yang ada, maka  genarasi muda indonesia dapat membaca secara langsung mengenai pasar modal dan fluktuatifnya harga saham yang ada.Melalui sitem informasi  yang dikeluarkan perusahaan akan dapat menarik minat investor untuk dapat menanamkan modalnya di perusahaan tersebut. jika informasi yang dikeluarkan positif, maka pertumbuhan pasar modal juga akan positif, namun jika yang terjadi sebaliknya maka pertumbuhan pasar modal juga akan sebaliknya. Sistem Remote Trading memiliki peran signifikan terhadap  Pertumbuhan Pasar Modal di Kalangan Generasi Muda Indonesia.  Melalui sitem Remote Trading dapat membantu investor untuk mempermudah akses menanamkan modalnya di perusahaan tersebut. jika Remote Trading berjalan dengan baik, maka pertumbuhan pasar modal juga akan positif, namun jika yang terjadi sebaliknya maka pertumbuhan pasar modal juga akan sebaliknya.Kata Kunci: Sistem Informasi.  Remote Tranding  Terhadap Pertumbuhan Pasar Modal
PRILAKU MINAT PENGGUNAAN QRIS BANK INDONESIA TERHADAP PENGGUNAAN TRANSAKSI PEMBAYARAN ONLINE Tine Badriatin; Wursan Wursan; Lucky Radi Rinandiyana
Business Management and Entrepreneurship Journal Vol 3, No 3 (2021)
Publisher : Program Studi Manajemen Fakultas Ekonomi Universitas Galuh

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Abstract

Penelitian ini bertujuan untuk mengetahui pengaruh metode penggunaan QRIS Bank Indonesia terhadap penggunaan transaksi pembayaran pada peserta UMKM Kota Tasikmalaya yang mengikuti seminar sosialisasi penggunaan QRIS Bank Indonesia pada saat pertama launching. Penelitian ini menggunakan metode survey dengan populasi peserta UMKM Kota Tasikmalaya yang mengikuti seminar sosialisasi penggunaan QRIS BI. pengambilan sampel berdasarkan tujuan tertentu, yaitu dipilih responden yang sudah mengisi survei penggunaan transaksi e-money menggunakan QRIS Bank Indonesia sehingga diperoleh 37 orang. Pengumpulan data menggunakan kuesioner dengan pendekatan Technology Acceptance Model (TAM) yang meliputi 5 aspek yaitu: persepsi kemudahan penggunaan, persepi kegunaan, sikap terhadap penggunaan teknologi, minat perilaku menggunakan teknologi, dan penggunaan teknologi sesungguhnya. Hasil penelitian menunjukkan bahwa aspek intensitas penggunaan teknologi menggunakan pembayaran e-money QRIS BI memiliki nilai paling rendah yaitu 32.4% yang menunjukkan bahwa penggunaan sistem QRIS BI masih belum efektif dalam penggunaan transaksi pembayaran sehingga masih perlu dikembangkan dan ditingkatkan lagi melalui sosialisasi penggunaannya.
A Comparative Analysis of Risk Perception, Risk Tolerance, and Expected Return on University Students’ Interest in Online Gambling and Stock Investment Marino, Wilman San; Badriatin, Tine; Sani, Ageng Asmara
Almana : Jurnal Manajemen dan Bisnis Vol. 9 No. 3 (2025): December
Publisher : Bandung: Prodi Manajemen FE Universitas Langlangbuana

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36555/almana.v9i3.2970

Abstract

The growing participation of university students in both stock investment and online gambling raises concerns regarding how psychological factors shape financial decision-making. This study aims to examine and compare the effects of risk perception, risk tolerance, and return expectation on students’ investment decisions by distinguishing between students who invest exclusively in stocks and those who invest in stocks while engaging in online gambling. A quantitative research design was employed using Partial Least Squares Structural Equation Modelling (PLS-SEM) to assess the structural relationships among the variables, complemented by independent samples t-tests to evaluate intergroup differences at the indicator level. The findings indicate that return expectation, risk perception, and risk tolerance all exert positive and significant effects on investment decisions, with return expectation emerging as the strongest predictor. However, comparative results reveal that most indicators do not differ significantly between the two groups, except for specific risk perception indicators, suggesting lower risk perception among students involved in online gambling. These results support Prospect Theory, Dual Process Theory, and Cognitive Distortion models by highlighting the role of cognitive biases and risk underestimation in gambling-related behavior. In conclusion, the study underscores the importance of financial literacy programs that emphasize accurate risk perception and cognitive debiasing strategies to mitigate students’ vulnerability to speculative and gambling-related behaviors.
Implementation of Population Administration Policy on the Quality of Death Certificate Issuance Services Sudrajat, Deni; Badriatin, Tine; Setiawan, Rudi; Sudiarti, Sri
Indonesian Journal of Social Science Research Vol. 2 No. 1 (2021): Indonesian Journal of Social Science Research (IJSSR)
Publisher : Future Science

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.11594/ijssr.02.01.05

Abstract

This study aims to determine the influence of population administration policy implementation to service quality Issuance of a death certificate in the Department of Population and Civil Registration Tasikmalaya District, which is based on the theories that are relevant to the research conducted. The method used in this research is explanatory research, which is a research-based survey. Data collection techniques used through observation, documentation, and questionnaires, while data analysis is used through multiple regression testing subsequent partial (lane) of each dimension studied (path analysis). The results of the study showed that the implementation of a policy of population administration influence the quality of service the issuance of a death certificate in the Department of Population and Civil Registration Tasikmalaya Regency is determined by the size and purpose of the policy, policy resources, characteristics or properties of entities implementing agencies, communication among relevant organizations with implementation activities, the attitude of the executive, and the environment as economic, social, political.
Building A Predictive Model for Student Decisions: The Role of Investment Understanding, Herding Behavior and Risk Tolerance Mulyani, Elis Listiana; Rahmani, Dede Arif; Kurniawan, Dian; Paturochman, Iwan Ridwan; Rinandiyana, Lucky Radi; Badriatin, Tine
Indonesian Journal of Social Science Research Vol. 5 No. 2 (2024): Indonesian Journal of Social Science Research (IJSSR)
Publisher : Future Science

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.11594/ijssr.05.02.12

Abstract

Various factors influence the investment decisions of Siliwangi University students, such as their understanding of investment and herding behavior, and risk tolerance. So the problem formulation in this study is about how the effect of investment understanding on student investment decisions in the capital market, how the effect of herding behavior on student investment decisions in the capital market, how the effect of Risk Tolerance on student investment decisions in the capital market, how the effect of investment understanding, herding behavior and Risk Tolerance on student investment decisions in the capital market. While the purpose of this study is to identify and describe the effect of investment understanding on student investment decisions in the capital market, the effect of herding behavior on student investment decisions in the capital market, the effect of risk tolerance on student investment decisions in the capital market, and the combined effect of investment understanding, herding behavior, and risk tolerance on student investment decisions in the capital market. This research uses a descriptive method with a verification approach. The data collection technique was carried out through a questionnaire as primary data. The results of the study will be analyzed using correlation analysis, determination, and F test.
Building a Model of the Influence of Information Technology Usage, Technology Competence, and Technostress on Lecturer Performance in the Digital Age Kurniawan, Dian; Rinandiyana, Lucky Radi; Mufreni, Alfin Nurfahmi; Budiman, Asep; Kurniawati, Ane; Badriatin, Tine
Indonesian Journal of Social Science Research Vol. 5 No. 2 (2024): Indonesian Journal of Social Science Research (IJSSR)
Publisher : Future Science

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.11594/ijssr.05.02.40

Abstract

Universities must carry out digital transformation in the era of the Industrial Revolution 4.0 and Society 5.0. The application of infor-mation technology brings the hope of increasing lecturer performance and ultimately improving student quality. The use of information technology and lecturer technological competence will help achieve optimal performance. The demands of the application of information technology are thought to cause a new phenomenon known as "tech-nostress", which is the negative effects and stress triggers that arise from the use of technology in various areas of life, including the work-place. This study offers lecturer technological competence variables because they have an impact on the effectiveness of the use of infor-mation technology, so that the model built combines three important variables (use of information technology, technological competence, and technostress) to explain lecturer performance in the digital era. The study will use a quantitative survey approach to solve the prob-lem. Data were analyzed using the structural equation modeling (SEM) method to test the hypothesized relationship. The results showed that there was an influence of the use of digital technology on technostress, while digital competence had a negative influence on technostress. The technostress variable had a negative influence on lecturer performance. This study is expected to provide a better un-derstanding of how the use of information technology, technological competence, and technostress affect lecturer performance in the digi-tal era. Based on existing findings to reduce the impact of tech-nostress due to the use of digital technology, lecturers' ability to mas-ter technology must be improved. The model built can be a basis for further, more specific research, for example investigating the influ-ence of certain technologies on technostress or the moderating role of other supporting factors.
Co-Authors Abda Abda Agus Fatah Hidayat Alfin Nur Fahmi Mufreni Ali Subrata Ana Sakinatun Nisa Ana Sakinatun Nisa Andani, Listia Ane Kurniawati Apri Budianto, Apri Ardiani, Gusti Tia Arifah Rosmajudi Asep Budiman Asep Saepudin Asep Saepudin Astri Handari Astri Handari Astri Siti Fatimah Astri Siti Fatimah Astri Siti Fatimah Aulia Azizatul Jannah Badrujaman, Sopi Bastaman, Irma Darmawati Beni Hartanto Beni Hartanto Beni Hartanto Beni Hartanto Betty Rofatin Bintang F.D.S., Ignatia Bintari, Vivi Indah Budin Syihabudin Dede Arif Rahmani Dedeh Sri Sudaryanti, Dedeh Sri Deni Sudrajat Deni Sudrajat Deni Sudrajat Deni Sudrajat Deni Sudrajat Deni Sudrajat Deny Hidayat dian Kurniawan Dian dan Irman, dian Kurniawan Dim Zarita Suryanugraha Dim Zarita Suryanugraha Dina Agustina Dita Amelia Putri Dodi Tirtana Edi Ganda Permana Edi Ganda Permana Elis Listiana Mulyani Fahmi, Annas Syams Rizal Fitri Ajeng Sari Fuzi Waliyul Mujtahidin Fuzi Waliyul Mujtahidin Galih Nugraha Ganda Permana, Edi Hartanto, Beni Hasannudin, Ivan Dicksan Heri Widodo, Teguh I Gusti Agung Komang Diafari Djuni Hartawan Ichsan Alif Setiawan Ichsan Alif Setiawan Ida Ayu Putu Sri Widnyani Ikrar Budi Iqbal Nur Fajar Ivan Dicksan Hasannudin JENITA JENITA jenita jenita, jenita Kurniawan Kurniawan Kurniawan Kurniawan Kurniawan Kurniawan Kurniawan Kurniawan, Dian Kurniawati, Ane Laksono Trisnantoro Linda Septiana Linda Septiana Lucky Radi Rinandiyana Luthfie Hadie Nugraha Darmawan M. Ikrar Budijaya Mardani, Dede Aji Masitoh, Noneng Metty Nurherliyany Miranda Seni Amara Monika Sutarsa Mufreni, Alfin Nurfahmi Mulyani, Elis Listiana Munawar, Andri Helmi Nadia Ulfa Agustin Hilman Nadya Ayu Lestari Nana Sahroni Nurherliyani, Metty Paturochman, Iwan Ridwan Rahmani, Dede Arif Arif Rahmawati, Mira Ramadhani, Indi Ramon Arthur Ferry Tumiwa Rini Muflihah Rini Muflihah Rodhiyah Rodhiyah Rois Bahri Rosmajudi, Arifah Rosyadi, Agi Rudi Setiawan Rudi Setiawan Rudi Setiawan Rudi Setiawan Saepudin, Asep Sakifah Sakifah, Sakifah Sani, Ageng Asmara Septiana Tri Rahayu Sopi Badrujaman Soritaon Siregar Sri Sudiarti Sri Sudiarti Sri Sudiarti Sri Sudiarti Subrata, Ali Sudrajat, Deni Suryanugraha, Dim Zarita Tasya Khoerunnisa Hijriah Teguh Heri Widodo Wilman San Marino Wursan Wursan Wursan, Wursan Yanti Heryanti