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All Journal JDM (Jurnal Dinamika Manajemen) BISMA (Bisma dan Manajemen) Journal of Business & Banking Journal of Indonesian Economy and Business Ikonomika : Jurnal Ekonomi dan Bisnis Islam EKSPANSI JBMP (Jurnal Bisnis, Manajemen dan Perbankan) Kinetik: Game Technology, Information System, Computer Network, Computing, Electronics, and Control JURNAL NUSANTARA APLIKASI MANAJEMEN BISNIS AL-TANZIM : JURNAL MANAJEMEN PENDIDIKAN ISLAM ISOQUANT : Jurnal Ekonomi, Manajemen dan Akuntansi Justisia Ekonomika BALANCE: Economic, Business, Management and Accounting Journal BASKARA: Journal of Business and Entrepreneurship Jurnal Manajemen Bisnis EMBISS: Jurnal Ekonomi, Manajemen, Bisnis, Sosial International Journal Software Engineering and Computer Science (IJSECS) Improvement: Jurnal Manajemen dan Bisnis Jurnal DIALEKTIKA : Jurnal Ilmu Sosial BISMA (Bisnis dan Manajemen) Sustainability Science and Resources Takuana: Jurnal Pendidikan, Sains, dan Humaniora Golden Ratio of Data in Summary Innovative: Journal Of Social Science Research Jurnal Manajemen dan Ekonomi Kreatif Center of Economic Students Journal (CSEJ) Journal Business and Management Journal of Innovative and Creativity JIMEK Jurnal Manajemen, Bisnis dan Kewirausahaan Proceeding UMSurabaya
Sentot Imam Wahjono
Universtitas Muhammadiyah Surabaya
Agriculture, Biological Sciences & Forestry Arts Humanities Computer Science & IT Control & Systems Engineering Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Electrical & Electronics Engineering Energy Engineering Environmental Science Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Mathematics Public Health Social Sciences Other

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The Magnitude of Market Power between SCBs and SBUs: the Root Cause of Stagnancy of the Growth in Islamic Banking Industry and Spin-off Policy as its Solution Rayyani, Wa Ode; Abbas, Ahmad; Ayaz, Mohammad; Idrawahyuni, Idrawahyuni; Wahjono, Sentot Imam
IKONOMIKA Vol 7, No 1 (2022)
Publisher : Universitas Islam Negeri Raden Intan Lampung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24042/febi.v7i1.13561

Abstract

This research aims to explore the magnitude of market power’s effect on the two types of Islamic banks consisting of Sharia Commercial Banks (SCBs) and Sharia Business Units (SBUs) and analyze the spin-off policy. Time-series data, obtained from the banks’ monthly financial statements, were used, and  the Lerner index under the level of price and cost was utilized. Independent samples t-test and correlation test were employed as additional tests to analyze data.  The starting point of the finding discloses that the mean difference of market power on two types of Islamic banking is significant. It indicates that the type of Islamic banks in Indonesia creates a disparity in the market power between SCBs and SBUs where SCBs show low power, otherwise SBUs is in high power value. A high-power magnitude gained by SBUs continues to be absorbed by the conventional bank as its parents. This process leads the growth of conventional banks to increase greater in the banking industry, while the growth of Islamic banks is stagnant. The additional finding discloses that when the SBU undertakes the spin-off, Islamic banking in Indonesia tends to capture a greater power in the national banking industry.
Pemanfaatan QRIS Dalam Donation Based Crowdfunding: Studi Pada Platform kitabisa.com Saputra, Yusril Handardi Saputra; Ananda Putri Nabila; Sentot Imam Wahjono
Center of Economic Students Journal Vol. 8 No. 2 (2025): April-June (2025)
Publisher : Fakultas Ekonomi dan Bisnis, Universitas Muslim Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56750/csej.v8i2.1130

Abstract

Perkembangan teknologi finansial telah mengubah cara Masyarakat termasuk dalam kegiatan berdonasi, dari metode konvensional menjadi lebih praktis dan digital. Salah satu inovasi penting adalah penggunaan QRIS (Quick Response Code Indonesian Standard) sebagai metode pembayaran donasi di platform seperti Kitabisa.com. Penelitian ini menganalisis bagaimana QRIS mendorong efisiensi dan transparansi dalam crowdfunding berbasis donasi di Indonesia. Melalui pendekatan kualitatif-normatif, data diperoleh dari regulasi, dokumen resmi, serta literatur akademik dan media daring. Hasil kajian menunjukkan bahwa QRIS mempermudah akses masyarakat untuk berdonasi, mempercepat transaksi, dan mengurangi biaya. Namun, tantangan seperti keterbatasan infrastruktur digital, rendahnya literasi keuangan, dan kekhawatiran soal keamanan data masih perlu diperhatikan. Meski begitu, penerapan QRIS di Kitabisa.com menunjukkan langkah maju menuju budaya filantropi digital yang lebih inklusif dan terpercaya. Untuk mengoptimalkan manfaatnya, diperlukan edukasi publik yang lebih luas serta kerja sama antara pemerintah, penyedia layanan keuangan, dan penyelenggara platform digital. Dengan demikian, donasi digital dapat menjadi sarana pemberdayaan masyarakat yang adil dan berkelanjutan.
Pengaruh Motivasi Terhadap Produktivitas Kerja Karyawan PT Indofood Sukses Makmur Tbk Salim, Rizhfa Amalia Rahmadani; Sahila, Nasywania Risfa; Wahjono, Sentot Imam
Innovative: Journal Of Social Science Research Vol. 5 No. 4 (2025): Innovative: Journal Of Social Science Research
Publisher : Universitas Pahlawan Tuanku Tambusai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/innovative.v5i4.19194

Abstract

The purpose of this study was to determine the effect of Motivation on Employee Work Productivity at PT Indofood Sukses Makmur Tbk. The population in this study were employees of PT Indofood Sukses Makmur Tbk with a total of 60 respondents. The method of data collection in this study was using questionnaires, interviews, observations and documentation. The data analysis method used descriptive methods and quantitative methods, namely multiple Linear Regression analysis which was used to measure the effect of Motivation on Employee Work Productivity at PT Indofood Sukses Makmur Tbk. Based on the F test, the independent variable (Motivation) has a positive and significant effect on the dependent variable (Productivity). Through testing the correlation coefficient (r), it was obtained that the level of correlation or relationship between Motivation and Employee Work Productivity is a high relationship, namely 99.9% and Physical Needs are the most dominant variables influencing Employee Work Productivity at PT Indofood Sukses Makmur. Tbk.
Pengaruh Kepemimpinan Dan Komunikasi Terhadap Kinerja Karyawan Properti Sakhroni, Imam; Alamsyah, Thoriq; Wahjono, Sentot Imam
JURNAL EKONOMI, MANAJEMEN, BISNIS, DAN SOSIAL (EMBISS) Vol. 5 No. 2 (2025): Februari 2025
Publisher : CV ODIS

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59889/embiss.v5i2.358

Abstract

in a competitive business era, organizational performance is crucial for sustainability and relevance. This research explores the role of leadership and communication in enhancing employee performance. Leadership is more than just a position; it encompasses the ability to motivate and lead employees, thereby influencing their motivation and performance. Theoretical research identifies leadership styles, such as transformational and transactional leadership styles, which play a crucial role in creating a positive work environment. Effective communication as the foundation of the relationship between managers and employees involves conveying information, listening with empathy, and ensuring mutual understanding. Good communication creates a collaborative work environment, supports the organization's vision, and enhances performance. Challenges such as resistance to change highlight the need for continuous research and development to improve the quality of leadership and communication. A deep understanding of these dynamics supports the development of adaptive and effective strategies to support organizations in a dynamic business environment..
Strategi Pengembangan Sumber Daya Manusia dalam Meningkatkan Ekonomi Lokal di UMKM surababaya Indah, Capriyan Latara; Alfarizi, Rafly; Wahjono , Sentot Imam
JURNAL EKONOMI, MANAJEMEN, BISNIS, DAN SOSIAL (EMBISS) Vol. 5 No. 2 (2025): Februari 2025
Publisher : CV ODIS

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59889/embiss.v5i2.361

Abstract

This study examines strategies for developing Human Resources (HR) to support local economic growth through the Micro, Small, and Medium Enterprises (MSME) sector in Surabaya. Using a Systematic Literature Review (SLR) method and content analysis techniques, the study identifies the positive impacts of HR development strategies, including socialization and training, digital marketing, and strategic collaboration. The findings indicate that training and socialization contribute to improving managerial and technical skills, while digitalization expands market access for MSMEs and collaboration strengthens business competitiveness. Challenges such as limited technology adoption and restricted access to quality training remain issues requiring further attention. This study recommends enhancing training quality, supporting digital transformation, fostering strategic partnerships, and conducting regular evaluations to promote sustainable HR development, enabling MSMEs to contribute more significantly to the local economy.
Peran Pendidikan Teknologi Dalam Menyiapkan Sumber Daya Manusia Yang Kompeten Di Sektor Industri Razan, Hilmy; Rizki , Moch; Wahjono, Imam Sentot
JURNAL EKONOMI, MANAJEMEN, BISNIS, DAN SOSIAL (EMBISS) Vol. 5 No. 2 (2025): Februari 2025
Publisher : CV ODIS

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59889/embiss.v5i2.366

Abstract

Technology education has an important role in preparing competent human resources (HR) in the industrial sector. In the era of globalization and rapid technological development, technical skills and relevant knowledge are the keys to success in the industrial world. Technology education focuses on developing the practical skills needed by the workforce to face the challenges of modern industry. Through a curriculum tailored to industry needs, this education helps increase the competitiveness and productivity of human resources. Apart from that, educational technology also contributes to the development of innovation and efficiency in the production process. Therefore, integration between educational technology and the industrial sector is very important to create human resources who are not only skilled, but also ready to face ever-changing technological developments.
Penilaian Kinerja Dan Metode Penilaian Kinerja Putri, Nadhiyatul Aulia; Muhtady, Nazhir Hafni; Wahjono, Sentot Imam
JURNAL EKONOMI, MANAJEMEN, BISNIS, DAN SOSIAL (EMBISS) Vol. 5 No. 2 (2025): Februari 2025
Publisher : CV ODIS

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59889/embiss.v5i2.367

Abstract

This research aims to discuss performance appraisal and performance appraisal methods. The method used is library research, collecting data by searching for sources and constructing them from various sources such as books, journals and existing research. The result is that performance appraisal is the process of evaluating employees in completing tasks assigned by the organization. Performance appraisal methods are a way to assist management in carrying out the process of assessing employee performanc
Strategi Peningkatan Kinerja Karyawan Melalui Budaya Organisasi Dan Motivasi Kerja PT Zat Store: Strategi Peningkatan Kinerja Karyawan Melalui Budaya Organisasi Dan Motivasi Kerja PT Zat Store Aqsa, Arsyid Fadillah; Afrizal, Muhammad; Wahjono, Sentot Imam
JURNAL EKONOMI, MANAJEMEN, BISNIS, DAN SOSIAL (EMBISS) Vol. 5 No. 2 (2025): Februari 2025
Publisher : CV ODIS

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59889/embiss.v5i2.370

Abstract

This study aims to analyze the influence of organizational culture and work motivation on employee performance. Using quantitative descriptive research methods, the study was conducted on 150 employees of PT Zat Store. Data collection was carried out through questionnaires and in-depth interviews. The results of the study indicate that organizational culture and work motivation significantly affect employee performance with a contribution of 67.5%. The implications of the study indicate the importance of developing a positive organizational culture and increasing work motivation to achieve optimal performance.  
The Influence of Operational Constraints of Culinary Tourism Centers on The Sustainability of UMKM and Socio-Economic Impacts Rabbani, Jalaludin; Saputra, Aan; Wahjono, Sentot Imam
Golden Ratio of Data in Summary Vol. 5 No. 4 (2025): August - October
Publisher : Manunggal Halim Jaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52970/grdis.v5i4.1314

Abstract

This study aims to analyze how operational constraints in the Culinary Tourism Center (SWK) affect the sustainability of micro, small, and medium enterprises (MSMEs), and their impact on the socio-economic aspects of the surrounding community. Through an organizational behavior approach, this study examines the influence of leadership, work culture, and conflict management in managing SWK. The results of the study indicate that limited infrastructure, lack of human resource training, and ineffective operational management have led to a decrease in the competitiveness of MSMEs and have a negative impact on the local economic cycle. This study recommends improving leadership strategies, organizational communication, and managerial training as steps to overcome these constraints and support the desires of MSMEs in the SWK environment.
IMPLEMENTASI AKAD QARDH DAN MURABAHAH DALAM PENGALIHAN PEMBIAYAAN (Studi Kasus pada PT. BPRS Mandiri Mitra Sukses Gresik) Husna, Miftahul; Wahjono, Sentot Imam
Jurnal Justisia Ekonomika: Magister Hukum Ekonomi Syariah Vol 4 No 1 (2020)
Publisher : Universitas Muhammadiyah Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30651/justeko.v4i1.5226

Abstract

 Researcher wanted to examine in detail the implementation of qardh and murabahah agreement in the transfer of financing (take over) conducted by PT. BPRS Mandiri Mitra Sukses Gresik Indonesia, to answer the question : How the implementation of qardh and murabahah agreement on the transfer financing practices in BPRS Mandiri Mitra Sukses Gresik ?, What is the difference of the implementation of qardh and murabahah agreement on the transfer financing practices in BPRS Mandiri Mitra Sukses Gresik ?, What are the constraints and supporting factors in the implementation of qardh and murabahah agreement ?In answering these problems used the type of qualitative research. The data collection techniques used in this study through methods of observation, interview (interview), and documentation. The data collected was compiled and analyzed using inductive thinking namely the mindset based on the facts in the field about the practice of taking over between the Conventional Financial Institution (LKK) and the bank of the Sharia Financial Institution (LKS), then linked with the qardh and murabahah theory in application take over.The result of the research that in the implementation of qardh and murabahah agreement in the transfer of financing with the purpose of taking over or transfer of financing at Bank Partners Syariah that is by the customer coming to Bank Partners Sharia to apply for taking over financing.The constraints of the implementation of qardh and murabahah agreement included the possibility of bad debts from customers and the history of customer data in SID BI that sometimes can hamper the implementation of taking over. While the supporting factors in the implementation of qardh and murabahah agreement included many fanatic customers to sharia, thus increasing the number of customers used sharia bank services, the products provided in the form of additional business capital, and ease of payment. Key words: utang piutang, take over, akad, the economic laws of Sharia.
Co-Authors Aan Saputra Abbas, Ahmad Adi Pramono Adinda Eka Rahmawati Adinda Fitri Nur Karomah Ageng Samudera Agustinu Tri Atmojo Ahmad Abbas Ahmad Saifullah Aisyah Mutiara Ramadhan Akhmad Chaerul Alvi Al Qowiy , Dafa Rasendriya Alamin, Muhammad Salman Bintang Rahmat Alamsyah, Thoriq Alfarizi, Rafly Alfian Rizki Badarudin Amalia Wilda Ananda Putri Nabila Anggraeni, Novita Fena Anis Rahmawati Ningrum Anna Marina Aprilya, Eka Aqsa, Arsyid Fadillah Arisandi Arisandi Arsana Indah Salsabillah Asmawati, A. Aufi Nur Masita Aulia Dila Agustina Aulia Dila Agustina Awang, Risqi Ayaz, Mohammad Bagus Dwi Priyanto Bilal Baswedan Bima Sholihul Umam Brillian Yogi Al Ghifari Budi Wahyu Mahardhika Bulan Ajeng Rayhana Dahruji Dahruji Dahruji Darwis Dahlan Desipradani, Gita Dhea Salsabilla Dicky Hikam Azzuhdi Dieky Firdaus Kurniawan Dini Nur Ardila Dita Alifyah Asmara Djunarto Dwy Evanda Eko Purwanto Erni Eryanti Fadia Azahra Faisal Arief Akhmad Prasojo Fajri, Muhammad Alaika Fam Soo Fen Fam, Soo-Fen Fam, Soo-Fen Fani Tsania Putri Farrel Ariefandy Radhiya Haqqi Fen, Fam Soo Ferdy Husni Nurdin Firmansyah Firmansyah Fitria, Dinda Gabi Anggela Stepani Gambong Dwi Prakoso Halima Halima Helmi Helmi Hemy Maulana Henandiva Adiel Herlinda Putri Hidayat, Mohammad Wahyu Dwi Hindarto, Djarot Husna, Miftahul Idrawahyuni Idrawahyuni Idrawahyuni, Idrawahyuni Ilham Hilwa Zulfikar Ilham Leosta Attoillah Indah, Capriyan Latara Iqbal Bagaswara Irgi Achmad Farezi Isfahan Ali Darmawan Ismail Rasulong Ivana Meilisa Jaelani, Muhammad Noer Qamaruddin Jaesi Winda Kurniawati Jalaludin Rabbani Jati Wahyuningsih Johan Tri Arifin Judijanto, Loso Kurnoawati, Tri Luliana Riantika Putri M Sulton Rosyid Birul Walidain M. Yahya Al-Farabi Maf’ula Nurhidayah Maharani, Puan Mahendra Satria Zulkarnain Maretasari, Rina Mario Dwi Putra Marsa Duo Cikita Maulia, Hera Restika Maya Mustika Sari Maziah kholidia Medy Idrian Witrisna Miftah Farid Affandi Miftahul Husna Misbahul Millah Moch Berlian Ananda Kharisma Moch Dwi Toby Mohammad Ayaz Mohammad Rizky Ramdhani Mohammad Wahyu Dwi Hidayat Muarrofah Muarrofah, Muarrofah Mubarok, Rizky Mufida, Alfriana Zahru Muhammad afrizal Muhammad Alfin Putra Mulya Muhammad Fadil Prakoso Muhammad Fadil Prakoso Muhammad Fatih Nurrohman Muhammad Fauzan Adhima Subianto Muhammad Furqon Muhammad Hafizan Muhammad Ilham Prayogo Muhammad Makdum Ibrahim Muhammad Rafli Reyhan Dwi Putranto Muhammad Rayhan Budiman Muhammad Rayhan Yasser Nento Muhtady, Nazhir Hafni Nadia Charissa Nadya Furi Karinda Nadya Nur Kholifah Nakhla Aliyah Fitri Nashihatus Saidah Nauval Buya Dwi andhika Ningsih, Widya Kurniawati Nisa Novia Nonita Rahmatiyah Arfianty Norman Diaz Brahmantio Nur Choidah Nuris Fitra Alamsyah Nurullaili Mauliddah Oktavia Anggraini Oktaviani, Marista Putri Nur Shovia Putri, Nadhiyatul Aulia Putri, Yuli Anika Rabbani, Jalaludin Rabbina, Hammi Nikma Rafli Aldo Adriano Rahayu Lutfifa Rahim, Ahmad Ghulam Amrullah Ramadhani, Muhammad Razan, Hilmy Regal Galih Sabala Renata Aulia Zahra Hapsari Reyza Shafira Riki Kurniawan Riko Bagus Prakoso Rini Rini Falensia Riski Yuliana Risqi Awang Rizki , Moch Rizki Wakhida Kusuma Wardani Rizky Mubarok Rosyihan ihza firdaus Rovieana Rosady Sabri Balafif Safiudin, Frumeyza Chabella Sahila, Nasywania Risfa Sakhroni, Imam Salbiyah, Siti Salim, Rizhfa Amalia Rahmadani Samsul Hadi Samsul Rizal Samtani, Rachel Dwi Santoso, Oktavia Artikawati saputra, aan Saputra, Yusril Handardi Saputra Sari, Rita Irma Satrio Habibullah Sa’diyah, Rifka Rofidah Sekar Ayu Rofiani Sekar Galuh Septyawati Septy Ayu Ladhuri Setio Dharma Negara Soo Fen Fam Soo, Jia Hui Soo, Jia Hui Soo-Fen Fam Sri Astini Suci Amalia Permata S Syamsul Hidayat Talitha Marcella Salsabila Teguh Santoso Thahir Lenamah Thalita Aprilia Syahputra Tihani Nafa Az Zahro Titis Rahayu Tri Danarti Tri Kurniawati Ulfiyah Qutratun Nada Umi Fatimatus zahro Vadilla, Anatasya Eka Valensia Marsha Agustin Vio Berjian Virza Setya Almindanu Wa Ode Rayyani Wahidah, Roisatul Walidain, M. Sulton Rosyid Birrul Walidul Muharrom Wardhana, Andi warsidi warsidi WIDAYAT - Wildan Alamudi Wildan hafiz Yadila Fany Asrofi Yadila Fany Asrofi Yanuar Azka Amali Yazid Jamaludin Al Azhar Yazid Jamaludin Al-Azhar Yaziid Akmal Gymnastiar Wijaya Zahara, Chintya Zidayatullah, Muhammad Hamid