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PENDAMPINGAN PEMASARAN SYARIAH USAHA KECIL GULA AREN DI DESA PALAK SIRING KECAMATAN KEDURANG KEBUPATEN BENGKULU SELATAN Rahayu, Levia; Hak, Nurul; Hasibuan, Rahmat Putra Ahmad
JURNAL ILMIAH EDUNOMIKA Vol. 8 No. 4 (2024): EDUNOMIKA
Publisher : ITB AAS Indonesia Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jie.v8i4.15272

Abstract

The final assignment with the title "Shariah Assistance for Palm Sugar Small Businesses in Palak Siring Village, Kedurang District, South Bengkulu Regency" was prepared by Levia Rahayu, student of the Sharia Economics Study Program. With assistance in the form of Marketing techniques with Social Media Marketing, and Product Packaging Optimization, especially palm sugar entrepreneurs. Due to the low level of knowledge and skills regarding marketing and packaging optimization among palm sugar entrepreneurs in Palak Siring Village, Kedurang District, South Bengkulu Regency, the parties involved are the village head, palm sugar entrepreneurs, and the palm sugar marketing community in Palak Siring Village, Kedurang District, South Bengkulu Regency. .This assistance is carried out for 5 months, starting from October 13 2023- March 15 2024. With a total cost of Rp. 810,000. It is hoped that future researchers who wish to continue community service on the same object can carry out more educational activities related to sharia marketing.
PENDAMPINGAN PERIZINAN UNIT PENGUMPULAN ZAKAT DI MASJID AL-MUHAJIRIN KOTA BENGKULU DENGAN MENGGUNAKAN METODE ABCD (ASSET BASED COMMUNITIES DEVELOPMENT) Radinansya, Regil; Seftiani, Neni; Yustati, Herlina; Hak, Nurul
Jurnal Pengabdian Masyarakat (Z-COVIS) Vol. 1 No. 1 (2025): Jurnal Pengabdian Masyarakat (Z-COVIS)
Publisher : Penerbit Az-Zahra Media Society

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Zakat adalah kewajiban bagi umat Muslim yang berkaitan dengan harta dan sangat penting untuk kesejahteraan umat. BAZNAS adalah lembaga resmi pemerintah yang mengelola zakat, infak, dan sedekah, sementara LAZ dibentuk oleh masyarakat. Contoh LAZ nasional adalah NU CARE LAZISNU dan LAZISMU. BAZNAS memiliki 11 anggota dan dapat membentuk Unit Pengumpul Zakat (UPZ) untuk membantu pengumpulan dan distribusi dana. Pendampingan untuk mendirikan UPZ penting agar mendapatkan izin resmi dan memastikan operasional yang legal dan transparan. Jurnal ini menjelaskan masalah dalam pendampingan perizinan unit Pengumpulan Zakat di masjid Al-Muhajirin menggunakan metode ABCD. Setelah menerapkan metode ABCD, banyak masyarakat di sekitar masjid Al-Muhajirin yang membentuk badan unit Pengumpulan Zakat. Pendampingan ini fokus pada tujuan komunitas dan meningkatkan kemandirian dengan memanfaatkan aset yang ada. Pelaksanaan program Pendampingan Unit Pengumpul Zakat di masjid Al-Muhajirin disesuaikan dengan Peraturan BAZNAS Nomor 2 Tahun 2016. Program ini bertujuan untuk meningkatkan pemahaman masyarakat tentang zakat, termasuk syarat nisab dan besaran zakat. Hasilnya, terjadi peningkatan pemahaman dan antusiasme masyarakat untuk mendukung pembentukan Unit Pengumpul Zakat. Sosialisasi berhasil membangun kebersamaan, rasa ketaqwaan, dan hubungan sosial yang kuat, meskipun ada tantangan awal karena keraguan masyarakat. Pada akhirnya, jamaah setuju untuk melegalkan UPZ di masjid.
Hellenistic Rationality and the Formation of Sunni Legal Epistemology (800–1100 CE): A Postcolonial Methodological Inquiry Sumarjoko, Sumarjoko; Karim, Mohammad Abdul; Hak, Nurul
Tribakti: Jurnal Pemikiran Keislaman Vol. 37 No. 1 (2026): Tribakti: Jurnal Pemikiran Keislaman
Publisher : Universitas Islam Tribakti (UIT) Lirboyo Kediri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33367/tribakti.v37i1.7529

Abstract

This study argues that the formation of Sunni Islamic legal epistemology between the eighth and eleventh centuries CE cannot be adequately understood as a passive reception of Greco-Hellenistic rational traditions. Instead, it emerged through a complex process of internal methodological negotiation within the Islamic intellectual tradition. Rather than wholesale adoption of Aristotelian or Neoplatonic modes of reasoning, Muslim jurists selectively appropriated and critically reconfigured rational tools within the normative and epistemic framework of uṣūl al-fiqh, thereby generating a distinct form of legal rationality grounded in revelation, linguistic analysis, and juristic practice. Employing a postcolonial methodological inquiry, this study challenges earlier Orientalist interpretations that reduced Islamic jurisprudence to Roman or Hellenistic precedents, arguing that such accounts overlook the autonomy and internal dynamics of Islamic legal thought. The findings highlight the active epistemic agency of Muslim scholars who, through concepts such as qiyās and ʿillah, constructed a coherent system of legal reasoning while negotiating sociopolitical contexts, textual authority, and intellectual power structures. This study concludes that Sunni legal rationality developed through creative transformation rather than derivative reception, reaffirming the methodological autonomy and intellectual originality of Islamic law within the broader history of global legal traditions.
ANALISIS TINGKAT LITERASI KEUANGAN SYARIAH PADA PELAKU UMKM DI KECAMATAN KAUR SELATAN KABUPATEN KAUR Lestari, Veronika; Hak, Nurul; Hanif, Padlim
Jurnal Tabarru': Islamic Banking and Finance Vol. 8 No. 2 (2025): Jurnal Tabarru' : Islamic Banking and Finance
Publisher : Department of Islamic Banking, Faculty of Islamic Studies, Islamic University of Riau (UIR)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.25299/jtb.2025.vol8(2).24317

Abstract

Rendahnya pemahaman pelaku UMKM terhadap keuangan syariah menjadi salah satu penghambat dalam mendukung inklusi keuangan syariah di Indonesia. Penelitian ini bertujuan untuk menganalisis tingkat literasi keuangan syariah pada pelaku Usaha Mikro, Kecil, dan Menengah (UMKM) di Kecamatan Kaur Selatan, Kabupaten Kaur, serta mengidentifikasi kendala yang dihadapi dalam mengakses dan menggunakan produk keuangan syariah. Pendekatan penelitian yang digunakan adalah deskriptif kualitatif dengan teknik pengumpulan data melalui wawancara, observasi, dan dokumentasi terhadap (10) sepuluh pelaku UMKM yang aktif menjalankan usaha di berbagai sektor. Hasil penelitian menunjukkan bahwa tingkat pemahaman pelaku UMKM terhadap prinsip dasar keuangan syariah, seperti larangan riba, konsep bagi hasil, dan akad syariah masih tergolong rendah. Meskipun sebagian pelaku usaha memiliki ketertarikan terhadap sistem keuangan syariah, keterbatasan informasi, minimnya sosialisasi, serta kurangnya akses terhadap lembaga keuangan syariah menjadi hambatan utama. Penelitian ini merekomendasikan pentingnya peningkatan literasi keuangan syariah melalui pelatihan dan pendampingan secara langsung kepada pelaku UMKM serta kolaborasi antara pemerintah, lembaga keuangan, dan komunitas lokal untuk memperluas inklusi keuangan syariah di daerah tersebut.
Financial Performance Analysis of IDX-MES BUMN 17 Companies Using the EVA and MVA Methods Popitasari, Meri; Hak, Nurul; Hariyadi, Rizky
Studi Ilmu Manajemen dan Organisasi Vol 6 No 4 (2026): Januari
Publisher : Penerbit Goodwood

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35912/simo.v6i4.4895

Abstract

Purpose: This study aims to evaluate the financial performance of companies listed in the IDX-MES BUMN 17 index during the 2019–2023 period using the Economic Value Added (EVA) and Market Value Added (MVA) methods. The objective is to provide a comprehensive analysis of the extent to which these companies generate economic and market value for their shareholders. Methodology/Approach: This quantitative study examines three companies from the IDX-MES BUMN 17 index, selected from a population of 16 companies listed between December 1, 2023, and May 31, 2024. Each company is observed over five consecutive years, yielding a total of 15 data points for analysis. Results/findings: The results indicate that during 2019–2023 all sampled firms showed weak financial performance based on EVA. Based on MVA, PT WEGE Tbk recorded negative values, while PT PGAS Tbk and PT ANTM Tbk achieved positive MVA. Conclusion: During 2019–2023, the sampled IDX-MES BUMN 17 firms showed negative EVA, indicating weak economic value creation, while market performance differed—PT WEGE Tbk had negative MVA, whereas PT PGAS Tbk and PT ANTM Tbk recorded positive MVA. Limitations: Although EVA and MVA offer insights into value creation, they rely on historical accounting data and assumptions, which may not fully capture market dynamics or future prospects of IDX-MES Soe 17 companies from 2019–2023. Contribution: This study analyzes the financial performance of SOEs on IDX-MES Soe 17 (2019–2023) using EVA and MVA, offering insights into shareholder value creation and capital efficiency.
PENGARUH RELIGIUSITAS ISLAM, PERSEPSI RISIKO, KONTROL DIRI, KEMUDAHAN PENGGUNAAN, LITERASI KEUANGAN, DAN GAYA HIDUP HEDONISME TERHADAP KEPUTUSAN PENGGUNAAN SHOPEE PAYLATER PADA GENERASI Z DI KOTA BENGKULU Septawati, Diah Restu; Hak, Nurul; Polindi, Miko
MEDIA MANAJEMEN JASA Vol 13, No 2 (2025): MEDIA MANAJEMEN JASA (MMJ)
Publisher : UNIVERSITAS 17 AGUSTUS 1945 jAKARTA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52447/mmj.v13i2.9152

Abstract

ABSTRAK Penelitian bertujuan untuk mengukur pengaruh religiusitas, persepsi risiko, kontrol diri, kemudahan penggunaan, literasi keuangan, dan gaya hidup hedonisme terhadap keputusan penggunaan shopee paylater. Jenis penelitian ini berupa penelitian kuantitatif dengan subjek penelitian yaitu Generasi Z yang tinggal di Kota Bengkulu dan telah kuliah. Jenis data menggunakan data primer yang bersumber dari kuisioner. Populasi penelitian ini adalah Generasi Z yang tinggal di Kota Bengkulu dan telah kuliah. Teknik pengambilan sampel yang digunakan adalah purposive sampling atau non-probability sampling, dengan jumlah sampel sebanyak 100 responden. Teknik analisis data yang digunakan adalah analisis regresi linear berganda dengan software SPSS 25. Berdasarkan hasil penelitian, diketahui bahwa religiusitas tidak berpengaruh secara signifikan terhadap keputusan penggunaan Shopee PayLater. Persepsi risiko juga tidak berpengaruh secara signifikan terhadap keputusan penggunaan Shopee PayLater. Sementara itu, kontrol diri berpengaruh positif dan signifikan terhadap keputusan penggunaan Shopee PayLater. Faktor kemudahan penggunaan tidak berpengaruh secara signifikan terhadap keputusan penggunaan Shopee PayLater. Selanjutnya, literasi keuangan berpengaruh negatif dan signifikan terhadap keputusan penggunaan Shopee PayLater. Adapun gaya hidup hedonisme berpengaruh positif dan signifikan terhadap keputusan penggunaan Shopee PayLater. Secara simultan berpengaruh positif dan signifikan antara religiusitas, persepsi risiko, kontrol diri, kemudahan penggunaan, literasi keuangan, dan gaya hidup hedonisme terhadap keputusan penggunaan shopee paylater.Kata Kunci: Religiusitas, Kontrol Diri,  Literasi Keuanga, Gaya Hidup Hedonisme, Keputusan Penggunaan. ABSTRACT This study aims to measure the influence of religiosity, risk perception, self-control, ease of use, financial literacy, and a hedonistic lifestyle on the decision to use Shopee PayLater. This research is quantitative in nature, with the research subjects being Generation Z living in Bengkulu City who are currently attending college. The type of data used is primary data obtained from questionnaires. The population of this study is Generation Z residing in Bengkulu City who are currently enrolled in college. The sampling technique applied is purposive sampling or non-probability sampling, with a total sample of 100 respondents. The data analysis technique used is multiple linear regression analysis with SPSS 25 software. Based on the research findings, it is revealed that religiosity does not have a significant influence on the decision to use Shopee PayLater. Risk perception also does not have a significant influence on the decision to use Shopee PayLater. Meanwhile, self-control has a positive and significant influence on the decision to use Shopee PayLater. The ease of use factor does not have a significant influence on the decision to use Shopee PayLater. Furthermore, financial literacy has a negative and significant influence on the decision to use Shopee PayLater. In addition, a hedonistic lifestyle has a positive and significant influence on the decision to use Shopee PayLater. Simultaneously, religiosity, risk perception, self-control, ease of use, financial literacy, and a hedonistic lifestyle have a positive and significant influence on the decision to use Shopee PayLater.Keywords: Religiosity, Self-Control, Financial Literacy, Hedonistic Lifestyle, Usage Decision.
Hellenistic Rationality and the Formation of Sunni Legal Epistemology (800–1100 CE): A Postcolonial Methodological Inquiry Sumarjoko, Sumarjoko; Karim, Mohammad Abdul; Hak, Nurul
Tribakti: Jurnal Pemikiran Keislaman Vol. 37 No. 1 (2026): Tribakti: Jurnal Pemikiran Keislaman
Publisher : Universitas Islam Tribakti (UIT) Lirboyo Kediri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33367/tribakti.v37i1.7529

Abstract

This study argues that the formation of Sunni Islamic legal epistemology between the eighth and eleventh centuries CE cannot be adequately understood as a passive reception of Greco-Hellenistic rational traditions. Instead, it emerged through a complex process of internal methodological negotiation within the Islamic intellectual tradition. Rather than wholesale adoption of Aristotelian or Neoplatonic modes of reasoning, Muslim jurists selectively appropriated and critically reconfigured rational tools within the normative and epistemic framework of uṣūl al-fiqh, thereby generating a distinct form of legal rationality grounded in revelation, linguistic analysis, and juristic practice. Employing a postcolonial methodological inquiry, this study challenges earlier Orientalist interpretations that reduced Islamic jurisprudence to Roman or Hellenistic precedents, arguing that such accounts overlook the autonomy and internal dynamics of Islamic legal thought. The findings highlight the active epistemic agency of Muslim scholars who, through concepts such as qiyās and ʿillah, constructed a coherent system of legal reasoning while negotiating sociopolitical contexts, textual authority, and intellectual power structures. This study concludes that Sunni legal rationality developed through creative transformation rather than derivative reception, reaffirming the methodological autonomy and intellectual originality of Islamic law within the broader history of global legal traditions.
PEMBAGIAN HARTA BERSAMA PASCA PERCERAIAN BAGI ISTERI YANG BERKARIER (STUDI TERHADAP PUTUSAN PENGADILAN AGAMA BENGKULU) Hak, Nurul; Marni, Meli Musli
QIYAS: JURNAL HUKUM ISLAM DAN PERADILAN Vol 2, No 2 (2017)
Publisher : UIN Fatmawati Sukarno Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29300/qys.v2i2.660

Abstract

Division of joint post-divorce property  for a career wife (a study of the Bengkulu  Religious Court’s decision). There  are two problems in this research, namely,  how  the concept of sharing  of joint property  for the wife of a career in the event  of divorce,  and what  is the basis of judges  consideration of Bengkulu  Religious Court in deciding the case of sharing  of joint property  for the  wife  of a career. Descriptive  qualitative  research method, while  data  collection techniques are  documentation,  observation and  interview.  Data  sources include  primary  and  secondary data.  The informant of the  judges  of the  Bengkulu  Religious Court. Secondary data  of religious  court  ruling on the  distribution of common property.  The results  of this study explain  that the distribution of joint property  for wives whose career is not clearly regulated in the  Compilation  of Islamic  Law, therefore in the  case  of sharing  of joint property  for the  wife of a career, becomes the ijtihad area  of the judge  to see  the case  casuistically  by taking into account the contribution and role of each.  Respectively.  The basis of consideration of the judges  of the Bengkulu Religious Court in determining the distribution of joint property  for wives of post-divorce careers, has been in accordance with theories based on the judges’ good judgment, procedurally in accordance with applicable law, because in its judgment the judge  has taken legal norms  Appropriate  to the articles  in the legislation,  and  has  fulfilled the normative juridical aspects, sociological and philosophical, so that the realization  of legal certainty,  legal justice and legal benefits.  Consideration of the judges of the Bengkulu  Religious Court in deciding the case  of sharing  of joint property  for the wife of the career, the majority of the decision based on the provisions  of the Compilation  of Islamic Law, some judges to explore  other sources of law as required Article 5 paragraph (1) Law Number  48 Year 2009 on Judicial Power  And the principle  of ius novita novit, in deciding the matter of sharing  the property  with the judges  of the Bengkulu  Religious Court based on casuistry. 
Pengelolaan Wakaf di Era Modern (Studi Komparatif Pengelolaan Wakaf di Indonesia dan Turki) Riyanda, Arief Rahman; Isnaini, Desi; Hak, Nurul
QIYAS: JURNAL HUKUM ISLAM DAN PERADILAN Vol 11, No 1 (2026)
Publisher : UIN Fatmawati Sukarno Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29300/qys.v11i1.8491

Abstract

Abstracts: This study aims to critically analyze the management systems of waqf in the modern era by conducting a comparative investigation between two Muslim-majority nations, namely Indonesia and Turkey. The primary focus of this research is to identify both the convergences and divergences in institutional frameworks, regulatory systems, productive waqf business models, as well as the efficacy of waqf benefit distribution in both countries. The methodology employed is qualitatitive in nature, utilizing literature-based research and comparative analysis. The findings reveal that Turkey has established a more centralized and professionalized waqf management system under the auspices of the Turkish General Directorate of Foundations. In contrast, Indonesia adopts a decentralized system via the Indonesian Waqf Board (BWI), which operates autonomously.  Turkey's success in waqf management is attributed to the state's ability to integrate waqf with Investment sectors, leverage digital technologies for reporting and administration, and ensure equitable and sustainable distribution of waqf proceeds across, education, healthcare, and social welfare sectors. Although Indonesia possesses significant potential to develop productive waqf, it necessitates comprehensive reforms, including the enhacement of investment-based waqf business models, the amplification of public waqf literacy, and the establishment of synergistic collaborations among the state private sector, and civil society. The study concludes that by adopting Turkey's best practices and tailoring them to the nation's socio-cultural context, Indonesia can elevate waqf as pivotal instrument in sharia-based economic and social development.Keyword: Waqf, Modern Management, Turkey, Indonesia, Productive Waqf. Abstrak : Penelitian ini bertujuan untuk menganalisis sistem pengelolaan wakaf di era modern dengan melakukan studi komparatif antara dua negara mayoritas Muslim, yaitu Indonesia dan Turki. Fokus utama penelitian adalah mengidentifikasi persamaan dan perbedaan dalam struktur kelembagaan, sistem regulasi, model bisnis wakaf produktif, serta efektivitas distribusi manfaat wakaf di kedua negara. Metode yang digunakan adalah pendekatan kualitatif dengan metode studi pustaka dan analisis komparatif. Hasil penelitian menunjukkan bahwa Turki memiliki sistem pengelolaan wakaf yang lebih terpusat, profesional di bawah koordinasi Direktorat Jenderal Wakaf Turki. Sementara itu, Indonesia menerapkan sistem desentralisasi melalui Badan Wakaf Indonesia (BWI) yang independen. Keberhasilan Turki dalam mengelola wakaf terletak pada kemampuan lembaga negara dalam mengintegrasikan wakaf dengan sektor investasi, memanfaatkan teknologi digital dalam sistem pelaporan dan manajemen, serta mendistribusikan hasil wakaf secara merata dan berkelanjutan untuk sektor pendidikan, kesehatan, dan sosial. Indonesia memiliki potensi besar untuk mengembangkan wakaf produktif, namun perlu melakukan pembaruan dengan strategi yang mencakup: penguatan model bisnis wakaf berbasis investasi, peningkatan literasi wakaf masyarakat, serta kolaborasi antara negara, swasta, dan masyarakat sipil. Penelitian ini menyimpulkan bahwa dengan mengadopsi praktik terbaik dari Turki dan menyesuaikannya dengan karakteristik sosial-budaya lokal, Indonesia dapat menjadikan wakaf sebagai instrumen utama dalam pembangunan ekonomi dan sosial berbasis syariah.Kata Kunci: Wakaf, Pengelolaan Modern, Turki, Indonesia, Wakaf Produktif.
Co-Authors Afrianty, Nonie Afrina, Cut Aini, Hajjatul Alfiah, Esti Andriyani, Yulistia Anggraini, Tika Septi Angraini, Syafitri Ariani, Fadhilah Astuti, Povi Tricahya B, Idwal Budhi Santoso Debby Arisandi, Debby Dewanty, Wiwik Dudung Abdurahman, Dudung Dudung Abdurrahman Elwardah, Khairiah Fatkhan, Muhammad Febriani, Sela Febriansyah, Wahyu Hidayat Hanif, Padlim Hariyadi, Rizky Idwal B, Idwal B Ilhami, Marda Rido Intan Nirmala Dewi Isnaini, Desi Karim, Mohammad Abdul Labibah, Labibah Lestari, Veronika Luthfi Maulana, Luthfi Luthfi, Muhammad Makmur Makmur Marni, Meli Musli Miko Polindi, Miko Muslimah, Anisa Noorhaidi Hasan Nurhasana, Putri Oktarina, Amimah Popitasari, Meri Pramadeka, Katra Pratiwi, Endang Putra, Rona Putri lestari, Gita Radinansya, Regil Rahayu, Levia Rahmat Putra Ahmad Hasibuan Rahmawati, Gusti Ramadhani Putri, Ilma Reksi, Yulita Riyanda, Arief Rahman Rofik Rofik, Rofik Rusniati, Rinda Sapa Ardesta, Pauta Saputri, Ida Yuliana Sari, Anggun Nidia Sari, Intan Mayang Sari, Nadia Yupita Sari, Widya Wulan Seftiani, Neni Septawati, Diah Restu Shar, Aan Stiawan, Evan Suherman Sukmalia, Dwita Sumarjoko, Sumarjoko Sumarni, Yenti Syihabuddin Syihabuddin Wahyuningsih, Resti Eka Widya Anggraini, Kirana Yuliza, Meli YUSTATI, HERLINA