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Agus Hariyanto
UPTD SMAN 1 Kertosono JL. Panglima Sudirman No 10 Kertosono, Nganjuk
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Journal : Privat Law

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PROBLEMATIKA HUKUM PENGGUNAAN KARTU ANJUNGAN TUNAI MANDIRI (ATM) BERLOGO GERBANG PEMBAYARAN NASIONAL (GPN) Hariyanto, Agus; Pujiyono, '
Jurnal Privat Law Vol 8, No 1 (2020): JANUARI - JUNI
Publisher : Fakultas Hukum Universitas Sebelas Maret

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (359.277 KB) | DOI: 10.20961/privat.v8i1.40357

Abstract

AbstractThis article aims to examine the Legal Problems of Automated Teller Machine (ATM) Card Usage with National Payment Gateway (GPN) Logo. The research method used is normative legal research with the nature of prescriptive research. The research approach is the statute approach and conceptual approach. The type of research data used is secondary data. The research data collection technique used is library research with deduction data analysis techniques.The results showed that the National Payment Gateway (GPN) which is a new product in Indonesian banking has several legal problems, that is creating potential fraud in the Automated Teller Machines (ATM) card with National Payment Gateway (GPN) logo and weak legal protection for customers in terms and conditions for making Automated Teller Machines (ATM) card with National Payment Gateway (GPN) logo. besides that the security system used in this interconnection card is unclear, and the potential for trade war.Keyword: Legal Problems; Automated Teller Machines (ATM) card; National Payment Gateway (GPN)AbstrakArtikel ini bertujuan untuk mengkaji tentang problematika hukum penggunaan Anjungan Tunai Mandiri (ATM) berlogo Gerbang Pembayaran Nasional (GPN). Metode penelitian yang digunakan adalah penelitian hukum normatif dengan sifat penelitian preskriptif. Pendekatan penelitian adalah pendekatan perundang-undangan (statute approach) dan pendekatan konseptual (conseptual approach). Jenis data penelitian yang digunakan adalah data sekunder. Teknik pengumpulan sumber data penelitian yang digunakan yaitu studi kepustakaan dengan teknik analisis data deduksi. Hasil penelitian menunjukan bahwa Gerbang Pembayaran Nasional (GPN) yang merupakan produk baru di perbankan Indonesia mempunyai beberapa problematika hukum, yaitu menciptakan potensi fraud dalam transaksi kartu Anjungan Tunai Mandiri (ATM) berlogo Gerbang Pembayaran Nasional (GPN) dan lemahnya perlindungan hukum terhadap nasabah dalam syarat dan ketentuan pembuatan kartu kartu Anjungan Tunai Mandiri (ATM) berlogo Gerbang Pembayaran Nasional (GPN), selain itu sistem keamanan yang digunakan dalam kartu interkoneksi ini belum jelas, dan yang adanya potensi perang dagang.Kata Kunci: Problematika Hukum; Kartu Anjungan Tunai Mandiri (ATM); Gerbang Pembayaran Nasional (GPN)
Co-Authors ., Wajilan ABDILLAH, ALDIEN Achmad Widodo Afandi, Muhammad Nur Affandi, M. Nur Agus Dwi Anggono Ahmad Munawar Alviana, Silva Icha Andelina, mis Widya Andreanto, Mochamat Rizal Angelia Sebayang, Fransisca Anung Priambodo Apriandana, Ryzky AULYA SETYAJI, RAHARDIAN Azriddin, Adlina Dayana Binti Bana, Panji Bayu Budi Prakoso Bekti Maryuni Susanto Bety Etikasari, Bety Cahyadi, Eka Darmiyati Zuchdi DEDDI K, RAHMAD Dian Rokhmawati Duwi Basuki Dwi Cahyani Dwi Cahyo Kartiko Dzulkifli, Muhammad EDWIN AGUS BUNIARTO Edy Mintarto, Edy Eliyatiningsih, Eliyatiningsih Elly Antika, Elly Eriana, Shinta Ayu Fadhilah, Hery Ihsan FAJAR RAMADHANI, RIZKY Fatirul, Ach. Noor Fifukha Dwi Khory FITHRONI, HIJRIN Fitriana, Novi FRIENSA SIMANJUNTAK, VINICIUS Gigih Siantoro Govenda, Roky Dian Grace M. Kapantow Gumilang, Mukhamad Angga Gurohman, Diki Taufik Harwanto Harwanto Imam Marsudi Indra Yulianti IRMA FEBRIYANTI Jr, Procopio B. Dafun Juan P. E. Febriansyah, Juan P. E. Jullev Atmadji, Ery Setiyawan Kalangi, Cherry G Kolektus Oky Ristanto Kumaat, Noortje Anita Kunjung Ashadi Lilik Ma’rifatul Azizah, Lilik Lucky Abrorry Ma?rifatul Azizah, Lilik MAHDI ARIFIN, NAUVAL Mawarni, Imelda Zaskia Mendy Hatibie Mifta Kristhanty, Mifta Muhammad Imaduddin Mukhlisoh, Nanik Anita Murfiah Dewi Wulandari Mustar, Yetty Septiani Nasution, Ali Napiah Naury, Chairullah Nissa, Febby Alfu Khoirun Perdanasari, Lukie Prakosa, Muhammad Wahyu Bagus Pramono, Bayu Agung Pramuko Ilmu Purboputro Prasetyawan, Tommy PRASETYO, HANDIK Pujiyono, ' PUTRI SETIADI, DEAZ Rabbani, Muhammad Azizi Rachman, Muhammad Yusuf Ragil, Ragil Ar Rasyid Raharja, Enriko Danu Ratih Ayuninghemi, Ratih Riau, Dwi Putranto Rini Ismalasari Rizky, Muhammad Yanuar Rizqi Ramadani, Muhammad Rufii, Rufii Rusdiawan, Afif Samuel Petros Sebhatu, Samuel Petros Santosa, Eka Budhi Satria, Arya Dwi SEPTANTI PUTRI, LINDA Sri Hastutik Sugit, Bibit SURYO N, BAHARUDDIN Susanto, Indra Himawan Suwarto Suwarto Vega Candra Dinata WAHYU AGA SEPUTRA, TRI Wajilan, Wajilan Wicaksono, Ajab Widianta, Moh. Munih Dian YONNY HERDYANTO Zulfia Rahmawati