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All Journal JDM Jurnal Manajemen Terapan dan Keuangan Jurnal Paradigma Ekonomika Jurnal Ilmiah Universitas Batanghari Jambi EKONOMIS : Journal of Economics and Business Martabe : Jurnal Pengabdian Kepada Masyarakat Jurnal Surya Masyarakat Dinasti International Journal of Management Science International Journal of Economics, Business and Accounting Research (IJEBAR) Jurnal Ilmiah Manajemen Kesatuan Jurnal Surya Masyarakat Jurnal Sains Manajemen Studium: Jurnal Pengabdian Kepada Masyarakat Jurnal Pengabdian Masyarakat : Pemberdayaan, Inovasi dan Perubahan Keizai Jurnal Perspektif Pembiayaan dan Pembangunan Daerah Jurnal Ilmiah Ilmu Terapan Universitas Jambi Journal of Business Studies and Management Review JUAN: Jurnal Pengabdian Nusantara
Rike Setiawati
Entrepreneurship Study Program, Faculty Of Economics And Business, Universitas Jambi, Indonesia
Religion Agriculture, Biological Sciences & Forestry Arts Humanities Civil Engineering, Building, Construction & Architecture Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Engineering Environmental Science Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Public Health Social Sciences Other

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Pengaruh Literasi Keuangan Dan Gaya Hidup Terhadap Perilaku Keuangan Generasi Z Di Provinsi Jambi Ulan Sri Wahyuni; Rike Setiawati
Jurnal Dinamika Manajemen Vol. 10 No. 4 (2022): Jurnal Dinamika Manajemen
Publisher : Prodi Magister Manajemen Fakultas Ekonomi dan Bisnis Universitas Jambi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22437/jdm.v10i4.19663

Abstract

Generasi Z merupakan generasi paling muda yang baru memasuki angkatan kerja dan mulai melepas ketergantungan finansial terhadap orang tuanya. Diperlukan perilaku keuangan yang baik untuk memasuki tahapan tersebut, karena sering kali individu yang berpendapatan cukup namun masih mengalami permasalahan dalam keuangan yang dipengaruhi oleh perilaku keuangan yang kurang bertanggung jawab. Penelitian ini bertujuan untuk membuktikan pengaruh literasi keuangan dan gaya hidup terhadap perilaku keuangan generasi Z . Penelitian ini menggunakan pendekatan kuantitatif. Metode pengambilan sampel adalah sampling purposive. Jumlah sampel dalam penelitian ini adalah 384 responden. Data yang digunakan adalah data primer yang diperoleh melalui kuesioner digital yaitu google form dengan skala likert. Metode analisis data dalam penelitian ini menggunakan PLS (Partial Least Square) menggunakan software Smart PLS 3.0. Hasil penelitian ini menunjukakan bahwa literasi keuangan berpengaruh positif signifikan terhadap perilaku keuangan dan gaya hidup berpengaruh negatif signifikan terhadap perilaku keuangan. Kata Kunci : Literasi Keuangan, Gaya Hidup, Perilaku Keuangan
PERFORMANCE EVALUATION OF RSUD H. ABDUL MANAP JAMBI USING THE BALANCED SCORECARD APPROACH: A FOUR-PERSPECTIVE ANALYSIS Sari, Febriyani Nopa; Setiawati, Rike; Fitriaty
International Journal of Economics, Business and Accounting Research (IJEBAR) Vol 9 No 2 (2025): IJEBAR: Vol. 9 Issue 2, June 2025
Publisher : LPPM ITB AAS INDONESIA (d.h STIE AAS Surakarta)

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

This study aims to evaluate the performance of RSUD H. Abdul Manap Kota Jambi during the 2020–2023 period using the Balanced Scorecard approach, which consists of four key perspectives: financial, customer, internal business processes, and learning and growth. A descriptive quantitative method was employed, using secondary data from financial reports, hospital performance indicators, and survey data from patient and employee satisfaction questionnaires. From the financial perspective, the hospital demonstrated generally strong performance, with favorable liquidity and solvency ratios. However, activity ratios, particularly collection period and total asset turnover, indicated areas needing improvement. The customer perspective showed high patient retention and satisfactory service quality, although the hospital struggled to attract new patients, as reflected in the low acquisition rate. In terms of the internal business process perspective, performance was less optimal. Indicators such as Bed Occupancy Rate (BOR), Turn Over Interval (TOI), and Bed Turn Over (BTO) remained below ideal standards, suggesting inefficiencies in the use of inpatient facilities. Conversely, indicators like Average Length of Stay (AvLOS), Net Death Rate (NDR), and Gross Death Rate (GDR) met national healthcare benchmarks. The learning and growth perspective revealed positive outcomes, especially in employee retention and job satisfaction. Although training participation was relatively low, its consistent implementation each year reflected the hospital’s commitment to human resource development. The study concludes that while the hospital has performed well in several areas, continuous improvement guided by the Balanced Scorecard framework is essential. Future research should consider applying qualitative or mixed methods to explore the underlying causes of performance gaps and provide more comprehensive recommendations.
PELATIHAN DAN PENDAMPINGAN PEMBUATAN LEGALITAS USAHA PADA MAHASISWA PROGRAM STUDI KEWIRAUSAHAAN UNIVERSITAS JAMBI Mulawarman, Logi; Setiawati, Rike
JUAN: Jurnal Pengabdian Nusantara Vol. 2 No. 2 (2025): April 2025
Publisher : CV Sentra Nusa Connection

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63545/juan.v2.i2.120

Abstract

Kegiatan pengabdian kepada masyarakat ini bertujuan untuk meningkatkan pemahaman dan keterampilan mahasiswa Program Studi Kewirausahaan Universitas Jambi dalam hal legalitas usaha. Legalitas merupakan aspek penting dalam pengembangan usaha yang berkelanjutan, karena menjadi dasar hukum dalam menjalankan bisnis secara resmi serta membuka peluang untuk mendapatkan akses permodalan, perlindungan hukum, dan kemitraan strategis. Kegiatan ini dilaksanakan dalam bentuk pelatihan dan pendampingan intensif yang mencakup pengenalan jenis-jenis legalitas usaha seperti NIB (Nomor Induk Berusaha), SIUP, dan NPWP, serta proses pengurusan dokumen-dokumen tersebut secara online melalui sistem OSS (Online Single Submission). Metode pelaksanaan mencakup ceramah, diskusi interaktif, simulasi, dan bimbingan teknis langsung. Hasil kegiatan menunjukkan bahwa peserta memiliki pemahaman yang cukup baik tentang pentingnya legalitas usaha serta mampu mengurus legalitas usaha secara mandiri. Kegiatan ini diharapkan dapat mendorong mahasiswa untuk menjalankan usaha yang legal, profesional, dan siap bersaing di pasar global.
The Impact of Entrepreneurial, Financial, and Digital Literacy on MSME Performance Wediawati, Besse; Adriani, Zulfina; Setiawati, Rike; RTS. Ratnawati; Dewi, Erwita
Jurnal Ilmiah Manajemen Kesatuan Vol. 13 No. 4 (2025): JIMKES Edisi Juli 2025
Publisher : LPPM Institut Bisnis dan Informatika Kesatuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37641/jimkes.v13i4.3411

Abstract

This study investigates the influence of entrepreneurial, financial, and digital literacy on micro, small, and medium enterprise (MSME) performance, with microfinance acting as a moderating factor. Conducted among 158 MSMEs partnered with Islamic microfinance institutions in Jambi Province, Indonesia, the research adopts a quantitative approach using Partial Least Squares (PLS) to test the proposed model. The findings confirm that all three types of literacy significantly and positively affect business performance, with entrepreneurial literacy showing the strongest influence. Despite financial literacy being only moderately high and digital literacy still relatively low, both remain important predictors of improved business outcomes. Notably, microfinance plays a key moderating role by enhancing the impact of these literacies on performance, emphasizing its role beyond financial support toward capacity-building and knowledge empowerment. The results suggest that improving the literacy of microfinance managers and building partnerships with stakeholders, universities, and digital communities are crucial steps toward strengthening MSME resilience and competitiveness. This study contributes a novel empirical model from the perspective of micro-entrepreneurs, offering a foundation for future research that explores microfinance and MSME dynamics from both demand and supply perspectives to better support business sustainability in the digital economy.
Batik Sebagai Identitas Lokal: Mengangkat Kembali Motif-Motif Khas Daerah Untuk Peningkatan Nilai Jual Melalui Peningkatan Mutu dan Inovasi Motif Batik Khas Pangkal Babu Widiastuti, Fitri; Erida, Erida; Setiawati, Rike; Yuniarti, Yenny; Hendriyaldi, Hendriyaldi
Jurnal Pengabdian Masyarakat: Pemberdayaan, Inovasi dan Perubahan Vol 4, No 6 (2024): JPM: Pemberdayaan, Inovasi dan Perubahan
Publisher : Penerbit Widina, Widina Media Utama

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59818/jpm.v4i6.913

Abstract

Batik is a very valuable Indonesian cultural heritage and has become the identity of the Indonesian state. The Indonesian government has designated a special day as National Batik Day, namely October 2 2023, which is based on the date that batik was recognized as an intangible cultural heritage by the United Nations Educational, Scientific and Cultural Organization (UNESCO) several years ago. Batik can show national identity because it has different motifs in each region. To bring back typical regional motifs and increase sales value through batik motif innovation, it is necessary to innovate in batik motifs and quality. Improving the quality and innovation of batik motifs is one effort to increase the selling value of batik. Innovation in quality and batik motifs can improve the quality of batik products and accelerate the productivity of batik craftsmen. This community service aims to help improve the quality and innovation of batik motifs through quality training and assistance, motif innovation and marketing strategies. Improving the quality and innovation of batik motifs can also help in increasing the added value of the batik industry, such as by making creative and innovative products that are tailored to the needs of regional communities, especially in Tungkal Ilir Tanjung Jabung Barat District, Jambi Province. Apart from that, increasing the quality and selling value of batik motifs can help expand the batik market share, such as by improving the appearance of social media to increase sales and market share. The target achievement of this activity is to build the skills and knowledge of Tungkal Ilir District batik craftsmen in batik motif innovation, assist in improving the quality of batik products and accelerate the productivity of batik craftsmen with the aim of preserving batik cultural heritage and increasing the selling value of regional batik.ABSTRAKBatik merupakan warisan budaya Indonesia yang sangat berharga dan telah menjadi identitas negara Indonesia. Pemerintah Indonesia telah menetapkan satu hari khusus sebagai Hari Batik Nasional, yakni 2 Oktober 2023, yang didasarkan pada tanggal diakuinya batik sebagai warisan budaya tak benda oleh United Nations Educational, Scientific and Cultural Organization (UNESCO) beberapa tahun silam. Batik dapat menunjukkan identitas bangsa karena memiliki motif yang berbeda di setiap daerah. Untuk mengangkat kembali motif-motif khas daerah dan meningkatkan nilai jual melalui inovasi motif batik, perlu dilakukan inovasi dalam motif dan mutu batik. Peningkatan mutu dan inovasi motif batik merupakan salah satu upaya untuk meningkatkan nilai jual batik. Inovasi mutu dan motif batik dapat meningkatkan kualitas produk batik dan mempercepat produktivitas pengrajin batik. Pengabdian masyarakat ini bertujuan untuk dapat membantu dalam peningkatan mutu dan inovasi motif batik melalui pelatihan dan pendampingan mutu, inovasi motif dan strategi pemasaran. Peningkatan mutu dan inovasi motif batik juga dapat membantu dalam meningkatkan nilai tambah industri batik, seperti dengan membuat produk-produk yang kreatif dan inovatif yang disesuaikan dengan kebutuhan masyarakat daerah khususnya di Kecamatan Tungkal Ilir Tanjung Jabung Barat Provinsi Jambi. Selain itu, peningkatan mutu dan nilai jual motif batik dapat membantu dalam memperluas pangsa pasar batik, seperti dengan memperbaiki tampilan sosial media untuk meningkatkan penjualan dan pangsa pasar. Target capaian dari kegiatan ini adalah membangun kemampuan dan pengetahuan pengrajin batik Kecamatan Tungkal Ilir dalam inovasi motif batik, membantu dalam peningkatan mutu produk batik dan mempercepat produktivitas pengrajin batik dengan tujuan melestarikan warisan budaya batik dan peningkatan nilai jual batik daerah.
Digitalization’s Role in Strengthening Empowerment and Product Innovation Effects on Business Sustainability: Evidence From Rumah Bumn Jambi Mardiana, Rina; Setiawati, Rike; Wediawati, Besse
Keizai Vol 6, No 2 (2025): September-Februari
Publisher : Universitas Darwan Ali

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56589/keizai.v6i2.525

Abstract

Business sustainability has become a strategic challenge for entrepreneurs in facing dynamic and increasingly competitive market conditions. This study aims to analyze the role of empowerment and product innovation in supporting business sustainability, with digitalization positioned as a moderating variable. The research focuses on Rumah BUMN Jambi, which actively contributes to enterprise development by providing training, mentoring, and facilitating access to markets and digital technologies. A quantitative approach was employed using Structural Equation Modeling (SEM) as the analytical method. Data were collected through surveys of entrepreneurs fostered by Rumah BUMN Jambi. The findings reveal that empowerment has a positive effect on business sustainability, and product innovation also contributes significantly to enhancing sustainability. However, digitalization was found to negatively moderate these relationships, indicating that at certain levels, the application of digital technologies may weaken the positive influence of empowerment and product innovation on business sustainability. These results provide important implications for designing empowerment and innovation strategies that are more adaptive to digital advancements, thereby strengthening resilience and ensuring long-term sustainability.
Pengaruh kecukupan modal dan efisiensi operasional terhadap kinerja keuangan perbankan umum konvensional di Bursa Efek Indonesia Periode 2016-2020 Nurkhalifa, Ulfan; Machpudin, Asep; Setiawati, Rike
Jurnal Dinamika Manajemen Vol. 11 No. 3 (2023): Jurnal Dinamika Manajemen
Publisher : Prodi Magister Manajemen Fakultas Ekonomi dan Bisnis Universitas Jambi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22437/jdm.v11i3.28062

Abstract

Banking has an important role in the economy, this can be seen from when a sector experiences a decline, then an effort is made to restore economic growth by organizing the banking sector. This study aims to find out empirically the effect of Capital Adequacy (CAR) and Operational Efficiency (BOPO) on Banking Financial Performance (ROA) of conventional commercial banks listed on the Indonesia Stock Exchange, 2016-2020 research period. This research is a quantitative associative causality research. The method used is purposive sampling method. Based on the established criteria, there are 21 banks out of 41 population of conventional commercial banks that meet the criteria. This research uses Multiple Linear Regression analysis technique with SPSS method. The results of this study indicate that (1) Capital adequacy (CAR) has no significant effect on banking financial performance (ROA) shows a significant value of 0.474 (2) operational efficiency (BOPO) has a significant effect on banking financial performance (ROA) shows a significant value of 0.000
PENGARUH LITERASI KEUANGAN DAN TECHNOLOGY ACCEPTANCE MODEL TERHADAP PENGGUNAAN ULANG PAYLATER Pamungkas, Ringga Putra; Setiawati, Rike; Suci, Ni Made
Jurnal Dinamika Manajemen Vol. 12 No. 04 (2024): Jurnal Dinamika Manajemen
Publisher : Prodi Magister Manajemen Fakultas Ekonomi dan Bisnis Universitas Jambi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22437/jdm.v12i04.28749

Abstract

Penelitian ini bertujuan untuk menguji Pengaruh Literasi Keuangan dan Model Penerimaan Teknologi terhadap Penggunaan Ulang Paylater. Penelitian ini bersifat kuantitatif, dengan menggunakan teknik stratified random sampling terhadap 379 responden melalui Google Forms. Metode analisis data menggunakan SEM-PLS (Structural Equation Modeling Partial Least Squares) dengan software SmartPLS 4.0. Hasil penelitian menunjukkan bahwa dari sepuluh hipotesis yang diuji, diantaranya sembilan hipotesis diterima atau berpengaruh signifikan, dan satu hipotesis ditolak karena tidak adanya pengaruh yang signifikan.      
ANALISIS LITERASI KEUANGAN DALAM KERANGKA TECHNOLOGY ACCEPTANCE MODEL (STUDI KASUS PENGGUNAAN ULANG PAYLATER MAHASISWA S1 UNIVERSITAS JAMBI) Pamungkas, Ringga Putra; Setiawati, Rike; Suci, Ni Made
Jurnal Dinamika Manajemen Vol. 13 No. 01 (2025): Jurnal Dinamika Manajemen
Publisher : Prodi Magister Manajemen Fakultas Ekonomi dan Bisnis Universitas Jambi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22437/jdm.v13i01.29523

Abstract

Penelitian ini bertujuan untuk menguji pengaruh Literasi Keuangan dan beberapa variabel yang terdapat dalam Model Penerimaan Teknologi terhadap Penggunaan Ulang Paylater. Penelitian ini bersifat kuantitatif, dengan menggunakan teknik stratified random sampling terhadap 379 responden melalui Google Forms. Metode analisis data menggunakan SEM-PLS (Structural Equation Modeling Partial Least Squares) dengan software SmartPLS 4.0. Hasil penelitian menunjukkan bahwa dari sepuluh hipotesis yang diuji, diantaranya satu hipotesis ditolak karena tidak adanya pengaruh yang signifikan, dan sembilan hipotesis lainnya diterima atau berpengaruh signifikan.    
Pengaruh Financial technology, Literasi Keuangan dan Financial Self Efficacy terhadap Pengelolaan Keuangan UMK Kuliner di Kota Jambi Lestari, Lintang; Setiawati, Rike; Utama, Ahmad Nur Budi
Ekonomis: Journal of Economics and Business Vol 8, No 2 (2024): September
Publisher : Universitas Batanghari Jambi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33087/ekonomis.v8i2.2039

Abstract

A In this case, the sustainability of the UMK must be observed and can beined by doing good financial management. This is because the financial management can help the stakeholders in controlling the output and input, help improve efficiency and efficiency as well as be able to minimize financial risk. This research aims to find out the impact of the use of financial technology based on digital payment in particular e-wallet, financial literacy and financial self efficacy of the culinary UMK actors in Jambi City. The study used a quantitative approach with a sample of 377 respondents. The data used are primary and secondary data using questionnaires and references from some related literature. The data analysis method in this study uses SmartPLS 4. The results of this study show a positive and significant influence of the variables used Financial technology, financial literacy and financial self efficacy on financial management.
Co-Authors Ade Adriadi Agus Solikhin, Agus Agustian, Muhamad Aisah Asnawi Alawi, M. Amri Amir Aryajati, Djodi Asep Machpudin Asep Machpudin Asrizal Paiman Bahri, Zainul Besse Wediawati Br Sagala, Efi Noviarta Erida Erida erida erida Erwita Dewi Erwita Dewi F. Husni Hasbullah, F. Husni Fajra Octrina Firmansyah Firmansyah Fitri Hamelinda Fitriaty Fitriaty, Fitriaty Hari Wiki Utama Hendra Hendra Hendriyaldi Heriberta Heriberta Hesti Nila Kusumardiyani Husnul Khotimah Jamal Jamal Jumianis Yanti Juwita Sari lestari, Cipta Visi Lestari, Lintang Luthfi Anan , Fatih M. A. Anthony Moh Ihsan Mulawarman, Logi Mulyadi Raf Mulyadi Raf Ni Made Suci Nurkhalifa, Ulfan Pamungkas, Ringga Putra Puja Firmasari Putra, Ruli Amanda Ratna Komala Putri Regina Lastri Rina Mardiana Rista Aldilla Syafri Rizki, Sri Ajeng Sukmala Rizkullah, Dzaki Achmad Roviatul Maqiyah Rts. Ratnawati Sari, Febriyani Nopa Shofia Amin Sumantri Sumantri Syafri, Rista Aldilla Syahmardi Yacob syahmardi yacob Teja Kaswari Tirtana, Arif Tona Aurora Lubis Ulan Sri Wahyuni Uswatun Hasanah Utama, Ahmad Nur Budi Widiastuti, Fitri Yanti, Ovie Yenny Yuniarti Zainul Bahri Zulfanetti, Zulfanetti Zulfina Adriani