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All Journal JDM Jurnal Manajemen Terapan dan Keuangan Jurnal Paradigma Ekonomika Jurnal Ilmiah Universitas Batanghari Jambi EKONOMIS : Journal of Economics and Business Martabe : Jurnal Pengabdian Kepada Masyarakat Jurnal Surya Masyarakat Dinasti International Journal of Management Science International Journal of Economics, Business and Accounting Research (IJEBAR) Jurnal Ilmiah Manajemen Kesatuan Jurnal Surya Masyarakat Jurnal Sains Manajemen Studium: Jurnal Pengabdian Kepada Masyarakat Jurnal Pengabdian Masyarakat : Pemberdayaan, Inovasi dan Perubahan Keizai Jurnal Perspektif Pembiayaan dan Pembangunan Daerah Jurnal Ilmiah Ilmu Terapan Universitas Jambi Journal of Business Studies and Management Review Journal of Artificial Intelligence and Digital Business MIMBAR INTEGRITAS Horizon: Indonesian Journal of Multidisciplinary JUAN: Jurnal Pengabdian Nusantara Indonesian Journal of Economic & Management Sciences (IJEMS) Jurnal Manajemen Kewirausahaan dan Teknologi
Rike Setiawati
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Religion Agriculture, Biological Sciences & Forestry Arts Humanities Civil Engineering, Building, Construction & Architecture Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Electrical & Electronics Engineering Engineering Environmental Science Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Public Health Social Sciences Other

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Pengaruh Financial Knowledge, Love of Money dan Financial Attitude terhadap Financial Management Behavior pada Generasi Z di Kota Jambi Rizki, Sri Ajeng Sukmala; Setiawati, Rike; Utama, Ahmad Nur Budi
Ekonomis: Journal of Economics and Business Vol 9, No 1 (2025): Maret
Publisher : Universitas Batanghari Jambi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33087/ekonomis.v9i1.2445

Abstract

This study aims to analyze the influence of financial knowledge, love of money, and financial attitude on financial management behavior in Generation Z in Jambi City. This study uses a quantitative approach with a survey method involving 100 respondents from Generation Z in Jambi City. Data were collected through a questionnaire specifically designed to measure the variables studied. The data used are primary data obtained through a questionnaire with a Likert scale. The data analysis method in this study uses PLS (partial least square) using Smart PLS 3.0. The results of this study indicate that financial knowledge and financial attitude have a positive and significant effect on financial management behavior while love of money has a negative and insignificant effect on financial management behavior in Generation Z in Jambi City.
Pengaruh Intellectual Capital dan Enterprise Risk Management Terhadap Nilai Perusahaan dengan Kinerja Keuangan sebagai Variabel Intervening (pada Perusahaan Farmasi yang Terdaftar di Bursa Efek Indonesia Periode 2018-2021) lestari, Cipta Visi; Wediawati, Besse; Setiawati, Rike
Ekonomis: Journal of Economics and Business Vol 8, No 1 (2024): Maret
Publisher : Universitas Batanghari Jambi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33087/ekonomis.v8i1.1595

Abstract

Price book value is an indicator of company value that is usually used as an assessment by investors when investing. This research aims to obtain the results of a study of the influence of intellectual capital with the value added intellectual capital (VAIC) indicator and enterprise risk management with the indicator (COSO ERM) on company value and financial performance as intervening variables in pharmaceutical sector companies listed on the Indonesia Stock Exchange for the 2018 period. -2021. The method used was purposive sampling so that a sample of 9 companies was obtained. Data analysis uses partial least squares (PLS). The research results show that intellectual capital, enterprise risk management and financial performance directly have a positive and significant effect on company value. The research results also state that intellectual capital and enterprise risk management which are mediated by financial performance variables have a positive influence on company value.
Pengaruh Green Intellectual Capital terhadap Kinerja Keuangan dengan Family Ownership sebagai Variabel Moderasi Br Sagala, Efi Noviarta; Setiawati, Rike; Solikhin, Agus
Ekonomis: Journal of Economics and Business Vol 9, No 1 (2025): Maret
Publisher : Universitas Batanghari Jambi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33087/ekonomis.v9i1.2459

Abstract

This study aims to determine the effect of green intellectual capital (GIC) which consists of green human capital, green structural capital, and green relational capital on financial performance (measured by Return on Assets/ROA) with family ownership as a moderating variable. The population in this study is family firms listed on the Indonesia Stock Exchange (IDX) for the 2019- 2022 period. This research uses a quantitative approach with the sampling method used is purposive sampling with a sample of 36 companies for a period of 4 consecutive years so that the total sample is 144. Data analysis uses multiple linear regression analysis and Moderrated Regression Analysis (MRA) using the SPSS version 26 application. The results of this study show that green intellectual capital has a negative and significant effect on financial performance. Meanwhile, family ownership is unable to moderate the effect of green intellectual capital on financial performance.
The Impact of Entrepreneurial, Financial, and Digital Literacy on MSME Performance Besse Wediawati; Zulfina Adriani; Rike Setiawati; RTS. Ratnawati; Erwita Dewi
Jurnal Ilmiah Manajemen Kesatuan Vol. 13 No. 4 (2025): JIMKES Edisi Juli 2025
Publisher : LPPM Institut Bisnis dan Informatika Kesatuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37641/jimkes.v13i4.3411

Abstract

This study investigates the influence of entrepreneurial, financial, and digital literacy on micro, small, and medium enterprise (MSME) performance, with microfinance acting as a moderating factor. Conducted among 158 MSMEs partnered with Islamic microfinance institutions in Jambi Province, Indonesia, the research adopts a quantitative approach using Partial Least Squares (PLS) to test the proposed model. The findings confirm that all three types of literacy significantly and positively affect business performance, with entrepreneurial literacy showing the strongest influence. Despite financial literacy being only moderately high and digital literacy still relatively low, both remain important predictors of improved business outcomes. Notably, microfinance plays a key moderating role by enhancing the impact of these literacies on performance, emphasizing its role beyond financial support toward capacity-building and knowledge empowerment. The results suggest that improving the literacy of microfinance managers and building partnerships with stakeholders, universities, and digital communities are crucial steps toward strengthening MSME resilience and competitiveness. This study contributes a novel empirical model from the perspective of micro-entrepreneurs, offering a foundation for future research that explores microfinance and MSME dynamics from both demand and supply perspectives to better support business sustainability in the digital economy.
PENATAAN KEMBALI PENGEMBANGAN AGROFORESTRY AREN (Arenga pinnata MERR) BERBASIS SISTEM INFORMASI GEOGRAFIS DAN PENINGKATAN EKONOMI RUMAH TANGGA DESA MITRA MELALUI RUMAH BUNDA DI DESA MITRA RAMBAHAN KABUPATEN BATANG HARI Heriberta Heriberta; Asrizal Paiman; Rike Setiawati; Ade Adriadi; Hari Wiki Utama
Martabe : Jurnal Pengabdian Kepada Masyarakat Vol 6, No 3 (2023): MARTABE : JURNAL PENGABDIAN MASYARAKAT
Publisher : Universitas Muhammadiyah Tapanuli Selatan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31604/jpm.v6i3.1002-1010

Abstract

Penataan kembali area agroforestri menjadi salah satu upaya ‘untuk mengetahui potensi suatu lahan untuk penggunaan’ tertentu’ dengan visualisasi berupa peta melalui sistem informasi geografis. Sistem agroforestri merupakan bentuk pemanfaatan lahan yang dikembangkan untuk memberikan manfaat ekonomi dan sosial sehingga dapat meningkatkan kesejahteraan masyarakat’. Melalui sistem informasi geografis menjadikan salah satu upaya untuk menata kembali kegunaan lahan. Tujuannya adalah memberi pengetahuan tentang cara pemanfaatan lahan secara optimal dengan menerapkan sistem Agroforestri berbasis Aren. Oleh karena itu perlu adanya pembentukan pemahaman dalam proses pembangunan sistem agroforestry aren berbasis sistem informasi geografis di lahan perkebunan. Selanjutnya akan dibuat rumah bunda dimana nanti nya rumah bunda ini akan membantu ibu-ibu untuk meningkatkan skill mereka. Untuk Kegiatan dilakukan dari Juni-September 2021 di desa Rambahan Kabupaten Batang Hari, kegiatan yang dilakukan adalah penyuluhan, demontrasi dan melakukan penandaan melalui sistem informasi geografis terhadap tanaman aren yang nanti akan digunakan untuk pembuatan peta sebagai penataan kembali tanaman aren.
Impact of Growth Opportunities, FinTech, and Intellectual Capital on Banking Stability: The Mediating Role of Financial Performance Daniela Setiani Hutajulu; Rike Setiawati; Besse Wediawati
Keizai Vol 7, No 1 (2026): Maret-Agustus
Publisher : Universitas Darwan Ali

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56589/keizai.v7i1.535

Abstract

The importance of banking stability as a pillar of national economic resilience cannot be overstated, as any disruption in this sector risks creating systemic impacts on the country's economy. Against this backdrop, this study was conducted to analyze the influence of growth opportunities, financial technology, and intellectual capital on banking stability, positioning financial performance as an intervening variable. The study gathered data from the annual financial reports of 32 banking companies listed on the Indonesia Stock Exchange (IDX) for the 2019–2023 period. Data processing was performed using descriptive statistics and structural equation modeling via the Partial Least Squares (SEM-PLS) method. Based on the analysis, it was found that growth opportunities, financial technology, and intellectual capital each have a positive and significant impact on financial performance. Furthermore, the results demonstrate that growth opportunities, financial technology, intellectual capital, and financial performance directly exert a positive and significant influence on banking stability. These findings also confirm the role of financial performance as a successful mediator in the relationship between growth opportunities, financial technology, intellectual capital, and banking stability. Overall, these results emphasize that enhancing financial performance is a primary strategic pathway for strengthening the stability of the banking sector in Indonesia.
Pengaruh Self-Efficacy dan Dukungan Sosial Terhadap Motivasi Berwirausaha pada Ibu-Ibu Kelompok UP2K Dikelurahan Pematang Sulur, Kota Jambi Amilia, Wilsa; Setiawati, Rike; Elliyana, Dessy
RIGGS: Journal of Artificial Intelligence and Digital Business Vol. 5 No. 1 (2026): Februari - April
Publisher : Prodi Bisnis Digital Universitas Pahlawan Tuanku Tambusai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/riggs.v5i1.7042

Abstract

UMKM berkontribusi lebih dari 60% terhadap Produk Domestik Bruto dan menyerap sekitar 97% tenaga kerja di Indonesia, sehingga penguatan usaha mikro berbasis rumah tangga menjadi agenda strategis pembangunan ekonomi. Dalam konteks tersebut, program Usaha Peningkatan Pendapatan Keluarga (UP2K) PKK di Kelurahan Pematang Sulur, Kota Jambi, menghimpun 40 ibu rumah tangga pelaku usaha kuliner dan jasa yang menghadapi tantangan rendahnya self-efficacy dan dukungan sosial akibat peran ganda domestik dan bisnis. Penelitian ini bertujuan menganalisis pengaruh self-efficacy dan dukungan sosial terhadap motivasi berwirausaha secara simultan pada ibu-ibu UP2K, dengan fokus pada keberlanjutan motivasi dalam mengelola usaha mikro rumahan. Penelitian menggunakan pendekatan kuantitatif dengan desain explanatory dan analisis Structural Equation Modeling-Partial Least Squares (SEM-PLS). Populasi berjumlah 40 pelaku UP2K aktif yang seluruhnya dijadikan sampel melalui teknik sensus. Instrumen berupa kuesioner tertutup skala Likert 4 poin yang mengukur dimensi self-efficacy, dukungan sosial (emosional, instrumental, informasional, apresiasi), dan motivasi berwirausaha (orientasi prestasi, kerja keras, kemandirian ekonomi, pengembangan usaha, kepuasan). Data dianalisis melalui uji validitas konvergen dan diskriminan, reliabilitas komposit, estimasi R-square, serta pengujian koefisien jalur dengan bootstrapping. Hasil penelitian menunjukkan self-efficacy dan dukungan sosial berpengaruh positif dan signifikan terhadap motivasi berwirausaha, dengan kontribusi penjelasan varians yang sangat kuat. Kesimpulannya, penguatan faktor psikologis internal dan dukungan sosial eksternal penting untuk meningkatkan motivasi berwirausaha berkelanjutan pada perempuan pelaku UMKM melalui program pemberdayaan berbasis komunitas.  
Determinants of Student Personal Financial Management: Literacy, Lifestyle, and Self-Efficacy Bilal Sandra; Rike Setiawati; Besse Wediawati
Keizai Vol 7, No 1 (2026): Maret-Agustus
Publisher : Universitas Darwan Ali

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56589/keizai.v7i1.584

Abstract

Generation Z, particularly university students, is currently navigating a vortex of complex financial challenges driven by exposure to consumptive lifestyles, impulsive shopping behaviors, and fundamental difficulties in maintaining disciplined monthly budgets. This phenomenon underscores the urgency of analyzing the influence of financial literacy, lifestyle, and self-efficacy on the personal financial management of 2022 Management Program students at Universitas Jambi. Utilizing a quantitative method and a purposive sampling technique with 136 respondents, this research processed data through the Partial Least Square (PLS) approach using SmartPLS 4.0. The analysis yields compelling findings: lifestyle and self-efficacy exert a positive and significant influence on personal financial management, whereas financial literacy shows a positive but insignificant effect. These results reveal that theoretical financial knowledge is not an absolute guarantee of prudent financial management. Consequently, this study asserts that to build optimal financial behavior, students must go beyond theoretical insights by cultivating psychological resilience through strong self-efficacy and disciplined lifestyle control amidst the currents of modern consumerism
Pengaruh Lingkungan Keluarga dan Efikasi Diri Terhadap Minat Wirausaha Melalui Pengetahuan Kewirausahaan (Studi di Kabupaten Indragiri Hilir Riau) Riska Afriza; Rike Setiawati; Idham Khalik
HORIZON: Indonesian Journal of Multidisciplinary Vol. 4 No. 3 (2026): HORIZON: Indonesian Journal of Multidisciplinary
Publisher : Lembaga Intelektual Muda (LIM) Maluku

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54373/hijm.v4i3.6531

Abstract

Entrepreneurship development is a crucial issue in Indonesia due to limited employment opportunities, which contribute to high unemployment rates. This study aims to analyze the influence of family environment and self-efficacy on entrepreneurial interest, with entrepreneurial knowledge as a mediating variable. The study employed a quantitative approach with a causal design. Data were collected through structured questionnaires distributed to respondents, then analyzed using Structural Equation Modeling (SEM) because it involves direct and indirect relationships between variables. The analysis was conducted through the stages of instrument validity and reliability testing, measurement model testing, and structural model testing to examine the influence between variables. The results showed that family environment and self-efficacy have a positive and significant effect on entrepreneurial knowledge. Entrepreneurial knowledge also has a positive and significant effect on entrepreneurial interest. The family environment does not have a direct effect on entrepreneurial interest, while self-efficacy has a positive and significant effect. Furthermore, entrepreneurial knowledge has been shown to mediate the influence of family environment and self-efficacy on entrepreneurial interest.
Gender-Responsive Entrepreneurial Orientation and FinTech Adoption in MSMEs: Examining the Moderating Role of Triple Bottom Line Principles Heriberta; Rike Setiawati; Yayuk Sriayudha; Ade Octavia; Dwi Hastuti
Jurnal Ilmiah Manajemen Kesatuan Vol. 13 No. 6 (2025): JIMKES Edisi November 2025
Publisher : LPPM Institut Bisnis dan Informatika Kesatuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37641/jimkes.v13i6.4401

Abstract

MSMEs are pivotal to Indonesia’s economy, yet many face challenges in achieving long-term sustainability, particularly in balancing economic, social, and environmental outcomes. The study specifically examines the direct effects of gender-responsive entrepreneurial orientation and fintech adoption on MSME sustainability, as well as the indirect effects moderated by triple bottom line dimensions. Primary data were collected via structured surveys from MSME owners and managers who have implemented gender-inclusive entrepreneurial practices and fintech solutions. Structural Equation Modeling using SmartPLS was employed to test both the direct and moderation relationships. The results indicate that gender-responsive entrepreneurial orientation and fintech positively influence MSME sustainable performance, with the triple bottom line moderating these effects. Notably, the social dimension of the triple bottom line amplifies the impact of gender-responsive entrepreneurial orientation, while the economic and environmental dimensions strengthen the influence of fintech adoption. These findings offer actionable insights for policymakers, practitioners, and MSME stakeholders by highlighting the importance of integrating gender-inclusive strategies and digital financial solutions to enhance competitiveness, social impact, and long-term sustainability.  
Co-Authors Ade Adriadi Ade Octavia Agus Solikhin, Agus Agustian, Muhamad Ahmad Nur Budi Utama Aisah Asnawi Alawi, M. Amilia, Wilsa Amri Amir Amri Amir Aryajati, Djodi Asep Machpudin Asep Machpudin Asep Machpudin Asrizal Paiman Badewin Bahri, Zainul Besse Wediawati Bilal Sandra Br Sagala, Efi Noviarta Daniela Setiani Hutajulu Dwi Hastuti Elliyana, Dessy Erida Erida erida erida ERWITA DEWI F. Husni Hasbullah, F. Husni Fajra Octrina Firmansyah Firmansyah Fitri Hamelinda Fitriaty Fitriaty, Fitriaty Hari Wiki Utama Hendra Hendra Hendriyaldi Heriberta Heriberta Heriberta Hesti Nila Kusumardiyani Husnul Khotimah Idham Khalik Jamal Jamal Jumianis Yanti Juwita Sari lestari, Cipta Visi Lestari, Lintang Luthfi Anan , Fatih M. A. Anthony M. Bagus Subarkah Moh Ihsan Mulawarman, Logi Mulyadi Raf Mulyadi Raf Munawaroh, Sefnilia Ni Made Suci Nurkhalifa, Ulfan Pamungkas, Ringga Putra Puja Firmasari Putra, Ruli Amanda Ratna Komala Putri Regina Lastri Rina Mardiana Riska Afriza Rista Aldilla Syafri Rizki, Sri Ajeng Sukmala Rizkullah, Dzaki Achmad Roviatul Maqiyah Rts Ratnawati Sari, Febriyani Nopa Shofia Amin Sri Rahayu Sumantri Sumantri Syafri, Rista Aldilla Syahmardi Yacob Teja Kaswari Tialonawarmi, Feny Tirtana, Arif Tona Aurora Lubis Ulan Sri Wahyuni Ulfan Nurkhalifa Uswatun Hasanah Widiastuti, Fitri Yanti, Ovie Yayuk Sriayudha Yenny Yuniarti Zainul Bahri Zulfanetti, Zulfanetti Zulfina Adriani