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Kadek Januarsa Adi Sudharma
Universitas Pendidikan Nasional
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Journal : Jurnal Yustitia

 1 
PENYELESAIAN SENGKETA KREDIT MACET AKIBAT DEBITUR WANPRESTASI DALAM SITUASI PANDEMI COVID-19 PADA BPR KITA, KUTA-BADUNG Irlanda, Astrina Putri; Adi Sudharma, Kadek Januarsa
Yustitia Vol. 8 No. 1 (2022): Yustitia
Publisher : Universitas Wiralodra

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31943/yustitia.v8i1.146

Abstract

The business activities carried out by BPR KITA are collecting and distributing funds to residents in the form of credit loans. Given COVID-19 pandemic, which implementation of lending carried out by BPRs did not run smoothly, as a result it resulted in congestion on credit or defaults, this factor was the cause of the inability of citizens to fulfill certain obligations from transactions and engagements that they had carried out. , resulting in the threat of default such as late payment of credit installments and other payments that have been previously agreed with the bank. This thesis research is empirical legal research which places more emphasis on field research. The research method used is descriptive qualitative method, using primary data and secondary data. The data collection technique used in the preparation of this thesis is an interview technique with the main director of BPR KITA. The results of this thesis research can be concluded that the cause of bad loans is due to a pandemic that has an impact on their business, resulting in a default by the debtor, so the settlement of bad credit disputes at BPR KITA uses a non-litigation method (outside the court), which takes a non-litigation approach. to the debtor and find a way out so that the debtor can carry out his obligations again.
Co-Authors A.A. Ayu Intan Puspadewi Abd. Rasyid Syamsuri Adhitya, Sang Putu Dimas Adhyaksa, Ni Kadek MeiIy Adibah, Mawar Farah Agus Putu Abiyasa Anak Agung Alit Satya Prananda, S.H. Anak Agung Ayu Intan Puspadewi Anak Agung Ayu Ngurah Sri Rahayu Gorda Andiniyanti, Dela Angelo, Michael Aninda Allayna Sururi Irawan Anindia Putri, Adinda Trisya Antari, Putu Eva Ditayani Ardi Prabasari, Ni Kadek Dhea Ari Rama, Bagus Gede Arista Putri, Putu Della Artami, Ida Ayu Ketut Artha, Putu Anggi Abelia Asefa, Rahel Ayu Meiranda Bagus Gede Ari Rama Budiana, I Nyoman Dana, I Kadek Prajadwiva Baskara Desak Putu Widiati Dewa Ayu Putri Sukadana Dewa Ayu Yeni Asmari Dewi, Ni Putu Sukma Dheanatul Islamiyyah Diah Pitaloka, Ni Kadek Intan Fernanda, Bagus Hoiru Finezea, Senja Firdaus, Angelica Deftari Firdaus Gorda, A.A.A. Ngr Sri Rahayu Gorda, AAA. Ngurah Tini Rusmini I Gede Agus Kurniawan I Gusti Agung Ayu Valencia Mutiara Putri I Gusti Ayu Eviani Yuliantari I Gusti Ayu Julia Maharani I Kadek Widi Pranajaya I Komang Trisna Sugiarta I Made Wiray Darma I Ngurah Made Arya Putrawan Sudana I Putu Edi Rusmana Ida Bagus Agung Andhika Putra Irlanda, Astrina Putri jesslyn, chlaresta Kadek Julia Mahadewi Komang Ratih, Dewa Ayu Kurniawan, Komang Suputra Luh Febby Liamitha Made Widya Prasasti Manik Mas, Made Nitya Amanda Putri Mario Binsar Martua Sihombing Mas Tri Wulandari, Ni Gusti Agung Ayu Ni Kadek Marlita Erdiana Putri Ni Ketut Elly Sutrisni, Ni Ketut Elly Ni Komang Nayati Sukma Dewi Ni Luh Mita Juniari Ni Made Diah Karisma Rustanti Ni Made Tiara Chandradita Ni Nyoman Nadiari Ni Nyoman Sri Wisudawati Ni Putu Eva Ditayani Antari Ni Putu Sawitri Nandari Ni Putu Winda Trisna Utami Nur Shadrina, Salsabila Pidada Rurus, Ida Ayu Tyara Pipin Carolina BR Barus Pramana, Putu Arya Aditya Putra, I Gede Ryan Mahendra Putra, I Nyoman Arya Sutaprawira Putra, Komang Satria Wibawa Putri Ramadhani, Faradhina Zahra Putri, A.A.Sg. Manik Maharani Putri, I Gusti Agung Ayu Valencia Mutiara Putri, Kesari Pringga Juwita Sedana Putu Adi Saskara Putra Putu Ngurah Dhimas Pratama Sanjaya Rachella, Baby Satrio Wahyu Sri Pamungkas Shadrina, Salsabila Nur Sinlae, Ayu Septyani Bellandina Soenartha, Kevin Varrisco Christoven Sompie, Rebecca Mirella Sukadana, Dewa Ayu Putri Utami, Antin Ekaningtyas Widhar Vaisile Moisa, Robert Widiawan, I Putu Arya Restu Wijaya, Gst. Ngr. Pt. Arya Kusuma ⁠Anak Agung Ayu Intan Puspadewi