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Journal : ARBITRASE: JOURNAL OF ECONOMICS AND ACCOUNTING

Analisis Pendapatan dan Nilai Tambah Industri Rumah Tangga Kelapa Gongseng (U Neulheu) Kecamatan Jangka Kabupaten Bireuen Provinsi Aceh M. Saleh; M Rasyidin; Hakim Muttaqim
ARBITRASE: Journal of Economics and Accounting Vol. 3 No. 2 (2022): November 2022
Publisher : Forum Kerjasama Pendidikan Tinggi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47065/arbitrase.v3i2.473

Abstract

Jangka District, Bireuen Regency, Aceh Province is a home industry area that processes coconuts into a processed product in the form of gongseng coconut (Uneulheu), a special Acehnese cooking spice. The purpose of this study was to determine the amount of income received and to know the amount of value added from the Uneulheu processing business in the home industry of Jangka District, Bireuen Regency, Aceh Province. Research method Case study analysis of income and analysis of added value and the number of respondents as many as 17 household industries. The results showed that the business of processing coconut gongseng in the home industry is profitable. Apart from gongseng coconut, the household industry also obtains additional income from coconut derivative products such as copra and shells. Furthermore, the added value obtained by the home industry in producing gongseng coconut is 9.47% percent. With an added value of Rp. 5,063 per Kg per production.
The Impact of Behavioral Intention on Financial Technology in Banking Sector Rasyidin, M; Anwar Puteh; Zulfikar; Al Mahfud Saputra; Hakim Muttaqim; Azka Rizkina
ARBITRASE: Journal of Economics and Accounting Vol. 6 No. 1 (2025): July 2025
Publisher : Forum Kerjasama Pendidikan Tinggi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47065/arbitrase.v6i1.2532

Abstract

This study examines behavioral intention indicators towards financial technology in the Islamic banking sector in Indonesia. Behavioral intention indicators consist of belief in outcomes and Commitment to Act. This study uses a quantitative approach. Purposive sampling technique was used, resulting in a sample size of 383 participants, selected through the Unknown Populations method. Data were collected through questionnaires distributed via Google Forms.  In this study, the population consists of banking service users who have interacted with financial technology. The criteria established include individuals aged 18 and above who have used financial technology products or services within the last six months. The research location is selected in Indonesia, conducted from January to May 2025. The analysis carried out includes validity tests, reliability tests, normality tests, multicollinearity tests, heteroscedasticity tests, and regression analysis tests (ANOVA). The model used is multiple linear regression analysis. The results of the study indicate that belief in outcomes has a positive and significant effect on financial technology, while commitment to act also has a positive and significant effect on this financial technology.