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Perceptions and Reconstruction of Customers’ Trust of Baitul Maal wa Tamwil (BMT) in Pekalongan Kuat Ismanto; Nasrullah, Muhammad; Nalim
International Journal of Islamic Business and Economics (IJIBEC) Vol 1 No 1 (2017): Volume 1 Nomor 1 Tahun 2017
Publisher : Universitas Islam Negeri K.H. Abdurrahman Wahid Pekalongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.28918/ijibec.v1i1.881

Abstract

This study is aimed at investigating people’s perceptions of Baitul Maal wa Tamwil (BMT). Since its first existence, BMT has operated with full of both positive and negative dynamics. Negative perceptions and stigma are adhered to this kind of microfinance institution. Therefore, this present study is also conducted to explain well-established steps in eliminating those perceptions. For BMT, people’s trust constitutes the foremost asset to exist, particularly in the process of collecting savings from customers. This research employed a qualitative-field approach by using observation, interview, and documentation. The results of this study reveal that based on the people’s negative stigma, BMT was considered resembling a conventional financial institution applying the principle of profit sharing, in which the customers pay more. Several steps to eliminate these perceptions coped with socializing groups of people, promoting baitul maal with soft loans, carrying out a door-to-door marketing strategy, and empowering the roles of Sharia Supervisory Board (DPS).
National Health Insurance: An Implementation Framework of Nizam Al Mulk's Social, Economic, and Political Thoughts Lusianti, Dina; Nasrullah, Muhammad; Yusoff, Rushami; Setyawan, Rai
International Journal of Islamic Business and Economics (IJIBEC) Vol 8 No 1 (2024): Volume 8 Nomor 1 Tahun 2024
Publisher : Universitas Islam Negeri K.H. Abdurrahman Wahid Pekalongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.28918/ijibec.v8i1.2310

Abstract

Nizam al-Mulk was one of the figures who played an important role in the development of Islamic economics. His social, economic, and political concepts are believed to have an impact on achieving shared prosperity (maslahah). Nizam al-Mulk was famous for his work The Book of Government or Rules for Kings: The Siyasatnama or what is often called Siyâr al-Muluk. This work focuses on the role of taxes, hisbah institutions, tax supervision, the concept of savings, and other matters related to the endeavor to achieve justice and prosperity. Using the library research method with the help of publish or perish and VOS programs, this study aimed to prove that Nizam al-Mulk's thoughts has continued to be implemented today, as in the implementation of the National Health Insurance program in Indonesia. They are realized through the existence of the National Social Security Council, cigarette tax cuts as a contribution to support the health insurance program, and the role of long-term health investment savings.
RANCANG BANGUN INSTALASI AKUAPONIK PADA POKDAKAN “BANGKIT MENUJU SUKSES” DI KELURAHAN ANTASAN KECIL TIMUR KOTA BANJARMASIN Rahmawati, Linda; Iswahyudi, Herry; Wahyudi, Ikhsan; Lukmana, Mila; Abdillah, Muhammad Helmy; Indriani, Indriani; Indayaty, Amirilia; Prasetyo, Nur Hidayat Eko; Nasrullah, Muhammad; Julianto, Tri
Jurnal Abdi Insani Vol 12 No 8 (2025): Jurnal Abdi Insani
Publisher : Universitas Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29303/abdiinsani.v12i8.2682

Abstract

Limited land is the main challenge in aquaculture activities at the Bangkit Menuju Sukses fish farming group (Pokdakan) in Antasan Kecil Timur Village, Banjarmasin City. So far, many Pokdakans have only been able to utilize limited space for fish farming, at the same time program plans to grow vegetables are hampered by the lack of available land, the lack of farming skills, and the absence of training are obstacles in product development. The aquaponics system is an innovative solution that integrates fish and plant farming into a single integrated ecosystem. The purpose of this activity is to design an aquaponic system in Pokdakan Bangkit Menuju Sukses, to enhance skills in cultivating both fish and plants. The method used in this activity is the delivery of material, the practice of making installations, and filling out questionnaires by answering pre-test, post-test, and affective questionnaires. The results obtained in this activity are the increased understanding of residents about aquaponic technology installed aquaponic system installations. Participants responded positively to the activity and hoped that community service activities could be sustainable.
Peningkatan Keterampilan Menulis Karangan melalui Metode Conference Writing pada Peserta Didik Kelas V SDN 70 Lembong Nasrullah, Muhammad; Syadan, Syadan; Masnur, Masnur
Jurnal Studi Guru dan Pembelajaran Vol. 8 No. 3 (2025): September - Desember 2025
Publisher : Universitas Cokroaminoto Palopo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30605/jsgp.8.3.2025.6218

Abstract

Kemampuan menulis karangan merupakan salah satu kompetensi fundamental dalam pembelajaran bahasa Indonesia yang memerlukan pendekatan pedagogis yang tepat. Penelitian ini bertujuan untuk menganalisis efektivitas implementasi metode Conference Writing dalam meningkatkan keterampilan menulis karangan peserta didik kelas V SDN 70 Lembong, Kabupaten Enrekang. Permasalahan utama yang diidentifikasi adalah rendahnya kemampuan peserta didik dalam mengorganisasikan ide, mengembangkan paragraf yang koheren, dan menggunakan kaidah kebahasaan yang tepat dalam menulis karangan. Metodologi penelitian menggunakan desain Penelitian Tindakan Kelas (PTK) dengan dua siklus implementasi. Subjek penelitian terdiri dari 12 peserta didik yang dipilih berdasarkan purposive sampling. Instrumen pengumpulan data meliputi lembar observasi aktivitas pembelajaran, rubrik penilaian keterampilan menulis yang terdiri dari lima aspek (isi karangan, struktur karangan, tata bahasa dan ejaan, kerapian tulisan, dan kreativitas), serta tes formatif hasil belajar. Analisis data dilakukan secara deskriptif kuantitatif dengan menghitung persentase peningkatan kemampuan menulis dan analisis kualitatif untuk mendeskripsikan proses pembelajaran. Indikator keberhasilan penelitian ditetapkan dengan target minimal rata-rata hasil belajar menulis karangan mencapai 80 dan ketuntasan belajar klasikal minimal 85%. Hasil penelitian menunjukkan peningkatan signifikan pada kemampuan menulis karangan peserta didik. Pada siklus I, rata-rata nilai keterampilan menulis mencapai 73,5 dengan ketuntasan belajar 67%. Pada siklus II, terjadi peningkatan menjadi 82,1 dengan ketuntasan belajar mencapai 92%. Implementasi metode Conference Writing terbukti efektif karena memberikan kesempatan bagi peserta didik untuk melakukan revisi bertahap, mendapat umpan balik konstruktif dari guru dan teman sebaya, serta mengembangkan kemampuan berpikir kritis dalam proses menulis.
Rancang Bangun Website Pembayaran Sekolah dengan Metode Prototype (Studi Kasus: TK Likawati) Wijaya Poetra Subijanto, Ramadika; Nasrullah, Muhammad; Ayu Rospricilia, Tita
eProceedings of Engineering Vol. 12 No. 4 (2025): Agustus 2025
Publisher : eProceedings of Engineering

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Permasalahan pencatatan administrasi pembayaran sekolah yang masih dilakukan secara manual di Yayasan Pendidikan Taman Kanak-kanak Likawati menyebabkan tingginya risiko kesalahan, kehilangan data, dan keterlambatan pembuatan laporan. Penelitian ini bertujuan mengembangkan Sistem Informasi Administrasi Pembayaran berbasis website sebagai solusi digital yang efisien dan terintegrasi. Pengembangan sistem menggunakan metode prototype, yang melibatkan pengguna secara langsung dalam tahapan identifikasi kebutuhan, perancangan antarmuka, evaluasi, hingga implementasi. Kata kunci— sistem informasi, administrasi pembayaran, prototyping, Laravel, pendidikan anak usia dini