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All Journal JURNAL ECONOMIA Jurnal Ilmiah Econosains IJHCM (International Journal of Human Capital Management) Jurnal Pemberdayaan Masyarakat Madani (JPMM) Jurnal Pendidikan Ekonomi & Bisnis Jurnal Ekonomi dan Pembangunan Jurnal Ilmiah Akuntansi dan Finansial Indonesia Equity: Jurnal Ekonomi ARBITRASE: JOURNAL OF ECONOMICS AND ACCOUNTING Jurnal Ilmiah Wahana Pendidikan International Journal of Economy, Education and Entrepreneurship (IJE3) Indonesian Journal of Economy, Business, Entrepreneuship and Finance (IJEBEF) Indo-MathEdu Intellectuals Journal Journal of Social Research eCo-Fin International Journal of Multidisciplinary Research and Literature (IJOMRAL) CASHFLOW : CURRENT ADVANCED RESEARCH ON SHARIA FINANCE AND ECONOMIC WORLDWIDE Journal of Management, Accounting, General Finance and International Economic Issues (MARGINAL) Jurnal Ekonomi dan Bisnis Journal of Comprehensive Science International Journal of Integrative Sciences Jurnal Multidisiplin West Science Community: Jurnal Pengabdian Pada Masyarakat Journal of Social Knowledge Education (JSKE) TOFEDU: The Future of Education Journal Jurnal Serambi Ekonomi dan Bisnis Neraca: Jurnal Ekonomi, Manajemen dan Akuntansi Cendikia: Jurnal Pendidikan dan Pengajaran International Journal of Applied Research and Sustainable Sciences (IJARSS) FINANCE : International Journal Of Management Finance AKSIOMA : Jurnal Sains Ekonomi dan Edukasi Jurnal Pendidikan Ekonomi, Perkantoran, dan Akuntansi PENG: Jurnal Ekonomi dan Manajemen Jurnal Ekonomi, Manajemen, Akuntansi Ulil Albab
Sri Indah Nikensari
Universitas Negeri Jakarta
Religion Arts Humanities Chemical Engineering, Chemistry & Bioengineering Civil Engineering, Building, Construction & Architecture Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Electrical & Electronics Engineering Engineering Environmental Science Health Professions Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Mathematics Physics Social Sciences Other

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ABILITY TO USE FINTECH PAYMENT ON BABY BOOMERS GENERATION SMEs IN TANGERANG SELATAN CITY Azzahra, Shalsa; Nikensari, Sri Indah; Mukhtar, Saparuddin
Jurnal Pendidikan Ekonomi, Perkantoran, dan Akuntansi Vol. 3 No. 2 (2022): Jurnal Pendidikan Ekonomi, Perkantoran, dan Akuntansi
Publisher : Faculty of Economics and Business, Universitas Negeri Jakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21009/jpepa.0302.17

Abstract

Advances in technology in the financial sector, namely fintech payments in the current digital era, can be a challenge to adapt in everyday life. And it is undeniable that the generation that grew up with technology has very different expectations and experiences in using digital media than previous generations. This study aims to determine the effect of digital economic literacy and financial inclusion on the ability to use fintech payments through financial inclusion for the MSMEs of the baby boomers generation based on valid data. Data collection was carried out in this study using quantitative techniques with data analysis techniques Path Analysis throughquestionnaires. The number of samples studied were 160 SMEs of the baby boomers generation in South Tangerang City in 2022. The research variable data was in the form of primary data consisting of the ability to use fintech payments (Y), digital economic literacy (X1) and financial inclusion (X2). The results of the study show that digital economic literacy has a positive effect on the ability to use fintech payments; financial inclusion has a positive effect on the ability to use fintech payments; digital economic literacy has an indirect effect on the ability to use fintech payments through financial inclusion.
CAUSAL RELATIONSHIP BETWEEN RENEWABLE ENERGY CONSUMPTION, ECONOMIC WELFARE, AND FOREIGN DIRECT INVESTMENT IN 6 ASEAN COUNTRIES Giartikasari, Ghina; Nikensari, Sri Indah; Herlitah
Jurnal Pendidikan Ekonomi, Perkantoran, dan Akuntansi Vol. 3 No. 2 (2022): Jurnal Pendidikan Ekonomi, Perkantoran, dan Akuntansi
Publisher : Faculty of Economics and Business, Universitas Negeri Jakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21009/jpepa.0302.01

Abstract

This is an empirical study on the causal relationship between renewable energy consumption, economic welfare, and foreign direct investment in 6 ASEAN countries over period 2005-2019 using Panel-Vector Error Correction Model. Specifically, the unit root test, cointegration test, Granger causality test, and vector error correction model are imployed for the estimations. Empirical results do not confirm feedback causality between renewable energy consumption and gross domestic product per capita. The empirical results indicate that there is causality, short-term and long-term relationship between renewable energy consumption, gross domestic product per capita, and foreign direct investment. Furthermore, the result for long run causality from renewable energy consumption have negative effect to gross domestic product per capita. Additionally, short- run causality from renewable energy consumption and gross domestic product per capita have positive effect to foreign direct investment. On the other hand, short-run causality from foreign direct investment have negative effect to gross domestic product per capita.
ANALYSIS OF FACTORS AFFECTING THE APPROVAL OF MICRO, SMALL AND MEDIUM ENTERPRISES CREDIT APPLICATIONS AT PEER TO PEER LENDING FINANCING INSTITUTIONS DURING THE COVID-19 PERIOD Savitri, Aziza; Nikensari, Sri Indah; Suparno
Jurnal Pendidikan Ekonomi, Perkantoran, dan Akuntansi Vol. 3 No. 3 (2022): Jurnal Pendidikan Ekonomi, Perkantoran, dan Akuntansi
Publisher : Faculty of Economics and Business, Universitas Negeri Jakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21009/jpepa.0303.23

Abstract

MSMEs are one of the boosters of the Indonesian economy because they are considered to have a large contribution to economic growth. However, since the emergence of the COVID-19 virus, of course, it has an impact on MSMEs, in 2020 the economic growth figure shows a figure of minus 5.3 percent and there are 37,000 MSMEs affected by COVID-19, so the obstacle faced by MSMEs is the need for capital to rise in the midst of the COVID-19 pandemic. The purpose of this study is to find out what factors influence the approval of MSMEcredit applications to peer to peer lending institutions during the COVID-19 period. The method used is probit regression analysis with the IBM SPSS Statistics 25 application. The independent variables used in the study were the amount of loan, length of business andcredit period.The results of this study found that the loan amount and credit period have a negative and insignificant influence on the approval of credit applications, while the length of business has a positive and significant influence on the approval of credit applications.
ANALYSIS OF COMPETITIVENESS SMI BATIK IN BOGOR CITY Defytri Nur Agustine; Nikensari, Sri Indah; Sariwulan, Rd. Tuty
Jurnal Pendidikan Ekonomi, Perkantoran, dan Akuntansi Vol. 4 No. 1 (2023): Jurnal Pendidikan Ekonomi, Perkantoran, dan Akuntansi
Publisher : Faculty of Economics and Business, Universitas Negeri Jakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21009/jpepa.0401.04

Abstract

This study aims to identify and analyze the competitiveness of batik SMEs in Bogor City. Data were obtained from interviews with 3 batik SMEs in Bogor City using descriptive qualitative methods using SWOT analysis. The results of this study indicate that if you carry out a strategy carried out by each SMI using the SO strategy, that is a strategy that uses strength to take advantage of the opportunities that exist in each IKM in the city of Bogor.
THE EFFECT OF THE USE OF E-WALLET AND ECONOMIC LITERACY ON CONSUMPTIVE BEHAVIOR WITH A HEDONIC LIFESTYLE AS AN INTERVENING VARIABLE IN ECOJOMICS FACULTY STUDENTS OF THE STATE UNIVERSITY OF JAKARTA (A CASE STUDY IN THE CLASS OF 2022) Ihsan, Tubagus; Sariwulan, Rd. Tuty; Nikensari, Sri Indah
Jurnal Pendidikan Ekonomi, Perkantoran, dan Akuntansi Vol. 4 No. 1 (2023): Jurnal Pendidikan Ekonomi, Perkantoran, dan Akuntansi
Publisher : Faculty of Economics and Business, Universitas Negeri Jakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21009/jpepa.0401.12

Abstract

Consumptive behavior is the act of an individual to consume goods and services in excess, which prioritizes wants over needs. Through the development of information technology, students can carry out consumption activities through the palm of the hand, namely a smartphone telecommunications device. If students do not have an understanding of the finances of using e-wallet applications wisely and or poor economic literacy, students will be very easily influenced and carried away into consumptive behavior. The purpose of this study was to determine the factors that influence the consumptive behavior of students with a hedonic lifestyle as an intervening variable. The population of this research is all students of the Faculty of Economics class of 2020, Jakarta State University as many as 688 students. Samples were taken using the Slovin formula with an error rate of 5 percent as many as 253 students. The sampling technique used is stratified random sampling, taking sample members from the population at random because the members of the population are considered homogeneous. The data collection method used a questionnaire (Google Form). The data analysis method used is path analysis. The results showed that e-wallet and hedonic lifestyle had a positive and significant effect on consumptive behavior. Then economic literacy has a negative and significant effect on consumptive behavior. It was also found that the hedonic lifestyle was able to mediate the effect of e-wallet and economic literacy on consumptive behavior. Based on the results of the study, it can be concluded that the hedonic lifestyle is able to mediate the effect of e-wallet and economic literacy on consumptive behavior in students of the Faculty of Economics, State University of Jakarta batch 2020. Suggestions that can be given are students to be wiser in using e-wallet and not easily tempted. offered by e-wallet service providers and students must adhere to what educated people should believe so that they can avoid consumptive behavi
REVOLUTIONIZING CULINARY BUSINESS: HOW ONLINE FOOD DELIVERY, FINTECH, AND DIGITAL MARKETING DRIVE INCOME GROWTH FOR SMES Tantri, Anita Lia; Sariwulan, Rd. Tuty; Nikensari, Sri Indah
Jurnal Pendidikan Ekonomi, Perkantoran, dan Akuntansi Vol. 5 No. 2 (2024): Jurnal Pendidikan Ekonomi, Perkantoran, dan Akuntansi
Publisher : Faculty of Economics and Business, Universitas Negeri Jakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21009/jpepa.0502.20

Abstract

The main objective of this study is to examine the impact of online food delivery, financial technology, and digital marketing on the revenue of Micro and Small Enterprises (MSEs) culinary sector, using a quantitative methodology. This study involved a sample of 100 MSEs in Bekasi City that have integrated online food delivery services, financial technology solutions, and digital marketing strategies into their operational framework. Data analysis includes, instrument validity and reliability tests, normality tests, linearity tests, classical assumption assessments, multiple linear regression analysis, and hypothesis testing through partial analysis (t-test). The findings of this study indicate: (1) Online food delivery services have a significant impact on business revenue; (2) The use of financial technology has a significant impact on business revenue; and (3) The implementation of digital marketing strategies has a significant impact on business revenue. The results of this study underline the important roles played by online food delivery, financial technology, and digital marketing in improving the revenue generation capacity of MSEs in the culinary sector.
EXAMINING THE IMPACT OF EASE OF USE, DATA SECURITY, AND USEFULNESS ON QRIS APPLICATION USAGE INTENSITY AMONG STUDENTS Andriany, Dewy Rika; Nikensari, Sri Indah; Mukhtar, Saparuddin
Jurnal Pendidikan Ekonomi, Perkantoran, dan Akuntansi Vol. 5 No. 1 (2024): Jurnal Pendidikan Ekonomi, Perkantoran, dan Akuntansi
Publisher : Faculty of Economics and Business, Universitas Negeri Jakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21009/jpepa.0501.12

Abstract

This study aims to evaluate the influence of ease of use, data security, and usefulness on the usage intensity of the Quick Response Code Indonesian Standard (QRIS) application among students at the State University of Jakarta. This research employs a quantitative method with a survey approach. Data were obtained through questionnaires distributed to 150 students who have used the QRIS application. The sampling technique applied was convenience sampling. Data analysis was conducted using the Partial Least Square (PLS) method. The results of the study indicate that ease of use has a positive and significant influence on the intensity of QRIS application usage. Similarly, data security shows a positive and significant effect on usage intensity. Additionally, usefulness is found to have a positive and significant impact on the intensity of QRIS application usage among students at the State University of Jakarta. This study provides practical implications for QRIS application developers and stakeholders in the education sector to enhance features of ease of use, security, and usefulness to increase the usage intensity of the application among students.
THE EFFECT OF LOCAL GOVERNMENT EXPENDITURE ON DEVELOPMENT INEQUALITY WITHIN AND OUTSIDE JAVA ISLAND Margaretta; Iranto, Dicky; Nikensari, Sri Indah
Jurnal Pendidikan Ekonomi, Perkantoran, dan Akuntansi Vol. 5 No. 1 (2024): Jurnal Pendidikan Ekonomi, Perkantoran, dan Akuntansi
Publisher : Faculty of Economics and Business, Universitas Negeri Jakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21009/jpepa.0501.14

Abstract

This study aims to determine the effect of local government spending on infrastructure, education and health sectors on development inequality in Java and the Eastern Region. This research uses a quantitative approach, using panel data consisting of 18 provinces over a period of five years (2017-2021). The data analysis involves three main steps: (1) testing the model using the Chow test, Hausman test, and Lagrange multiplier test; (2) conducting classical assumption tests including normality, multicollinearity, and heteroscedasticity tests; and (3) performing hypothesis testing using t-test, F-test, and determination coefficient (R²) test. Research results shows that spending in the infrastructure sector has a negative impact on development gaps. Every 1% increase in local government spending on infrastructure can reduce the development gap by 1%. On the other hand, spending in the education sector has a positive and significant impact, where a 1% increase in spending will increase the development gap by 1%. Expenditures in the health sector do not have a significant impact on the development gap between Java Island and the Eastern Region.
FINTECH PAYMENT ABILITY FOR MSME ACTIVITIES OF THE BABY BOOMERS GENERATION IN SOUTH TANGERANG CITY Azzahra, Shalsa; Nikensari, Sri Indah; Mukhtar, Saparuddin
CURRENT ADVANCED RESEARCH ON SHARIA FINANCE AND ECONOMIC WORLDWIDE Vol. 2 No. 1 (2022): OCTOBER
Publisher : Transpublika Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55047/cashflow.v2i1.379

Abstract

Advances in technology in the financial sector, namely fintech payments in the current digital era, can be a challenge to adapt in everyday life. And it is undeniable that the generation that grew up with technology has very different expectations and experiences in using digital media than previous generations. This study aims to determine the effect of digital economic literacy and financial inclusion on the ability to use fintech payments through financial inclusion for the MSMEs of the baby boomers generation based on valid data. Data collection was carried out in this study using quantitative techniques with data analysis techniques Path Analysis through questionnaires. The number of samples studied were 160 SMEs of the baby boomers generation in South Tangerang City in 2022. The research variable data was in the form of primary data consisting of the ability to use fintech payments (Y), digital economic literacy (X1) and financial inclusion (X2). The results of the study show that digital economic literacy has a positive effect on the ability to use fintech payments; financial inclusion has a positive effect on the ability to use fintech payments; digital economic literacy has an indirect effect on the ability to use fintech payments through financial inclusion.
The Influence of Pocket Money, Gender, and Economics Track on Students' Financial Literacy: A Study of Senior High Schools in Bekasi Regency Fransiska, Hellend; Nikensari, Sri Indah; Berutu, Meta Bara
Journal of Social Knowledge Education (JSKE) Vol. 5 No. 4 (2024): November
Publisher : Cahaya Ilmu Cendekia Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37251/jske.v5i4.1198

Abstract

Purpose of the study: The main objective of this study is to determine the influence of pocket money, gender, and economic track on the financial literacy of students at Senior High Schools in Bekasi Regency. Methodology: The methodology used is a quantitative approach. This research was only conducted in Tambun Utara District. The research sample consisted of 191 respondents, namely 11th-grade students majoring in the economics track. The data analysis techniques used in this study were instrument testing, analysis requirements testing, hypothesis testing using partial testing (t-test), and multiple linear regression analysis. Main Findings: The results of the tests conducted in this study indicate that pocket money has a positive and significant effect on financial literacy, gender has a positive but not significant effect on financial literacy, and economics track has a positive and significant effect on financial literacy. Novelty/Originality of this study: Although there are many studies on financial literacy, few have focused on the influence of the economics track among high school students, thus providing a new contribution that has not been explored before. This study involves quantitative data collected from 191 students at two schools in North Tambun District, thus providing a new perspective that has not been reported before.
Co-Authors Aditya Pratama Agung Wahyu Handaru Ahmad, Ahmad Aldanny, Talitha Devina Zafirah Andriany, Dewy Rika Anggitaningrum, Aprilian Aniendhya Azzahra Puri Prananta Annisa Rahmah Indraswati Aqilla Fadia Haya Arifah Khairrani Azzahra, Shalsa Bambang Trianoso Berutu, Meta Berutu, Meta Bara Bunga Bunga Corry Yohana Defytri Nur Agustine Destilawati, Sekar Dian Sugiarti Diani, Rinny Dharma Dicky Iranto Dicky Iranto Dimas Cahya Ramadhan EDITYA, SYAFINA NADJA Endang Sri Rahayu, Endang Erfan Kurniawan Fransiska, Hellend Giartikasari, Ghina Gita Novia Sahara Harya Kuncara W. Haya, Aqilla Fadia Helmi Adam Henry Eryanto Herlitah Heru Prasetio Himmatus Sa’idah Ihsan, Tubagus Indira Putri Jatmiko Murdiono Juan Carlos Karil Maulita Karuniana Dianta Arfiando Sebayang Lia Ayu Ashary Lisdiani, Ilfy Lutfiansyah, Wisnu Jaya Mardi Margaretta Maulana Amirul Adha Merina, Heriska Meylina Astri Muhammad Hasan Mutiara Annisa Dhiya’ulhaq Mutiara Chairunnisha Najwa Qisthina Nindi Aulia Putri Niretno Pratiwi Norma Ayu Wahyuni Nur Arisah Nurdiana Nurfadillah, Chika Nurjanah , Siti Oktavia, Rika Osisca, Ega Pesi Suryani Pramono, Irma Yulia Puji Yuniarti Puji Yuniarti Puspitasari, Nindya Farah Dwi Putri, Audyra Gusti Putri, Rananda Elliza Putri, Yuanda Eka Rachmadania, Riski Firdausi Rahma Viona Angraeni Rd. Tuty Sariwulan Rizkyana Salwan Hanafi Saparuddin Mukhtar Saparudin Mukhtar Saptono, Ari Saputra, Arif Yogi Saputra, Luqman Sari Komara, Lilis Savitri, Aziza Setyame, Rike Vidyana Shafira, Jeihan Shalsa Azzahra Siti Fatimah Zahra Siti Fatimah Zahra Siti Nurjanah Siti Nurjanah Siti Nurjanah SITI NURJANAH Sri Zulaihati Suparno Suparno Suparno SUSAN FEBRIANTINA, SUSAN Syafina Nadja Editya Syifa Wulandari Tantri, Anita Lia Tresno Eka Jaya Tuti Supatminingsih Usep Suhud Vicri Rahmatin Qadri Vina Islami Vina Islami, Vina Wahyuni, Norma Ayu Wisnu Jaya Lutfiansyah Yuniarti, Puji Yusri, Kamilatun Ahsana