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All Journal Jurnal Mirai Management Jurnal Ilmiah Ekonomi Islam AT-Tahdzib: Jurnal Studi Islam dan Muamalah DINAMIKA: Jurnal Kajian Pendidikan dan Keislaman Jurnal Darussalam: Jurnal Pendidikan, Komunikasi dan Pemikiran Hukum Islam JURNAL PENDIDIKAN TAMBUSAI Jurdimas (Jurnal Pengabdian Kepada Masyarakat) Royal EkBis: Jurnal Ekonomi dan Bisnis Prosiding Seminar Nasional Multidisiplin BISEI: Jurnal Bisnis dan Ekonomi Islam Performance : Jurnal Bisnis dan Akuntansi Al-Kharaj: Journal of Islamic Economic and Business Proceedings of Annual Conference for Muslim Scholars At-Tauzi: Jurnal Ekonomi Islam Jurnal Inovasi Penelitian Jumat Ekonomi: Jurnal Pengabdian Masyarakat Jumat Informatika: Jurnal Pengabdian Masyarakat Jumat Pertanian: Jurnal Pengabdian Masyarakat Jumat Pendidikan: Jurnal Pengabdian Masyarakat ALMUJTAMAE: Jurnal Pengabdian Masyarakat Jihbiz: Jurnal Ekonomi, Keuangan dan Perbankan Syariah Income: Innovation Of Economics And Management Istismar : Jurnal Kajian dan Penelitian Ekonomi dan Bisnis Islam JoEMS : Journal of Education and Management Studies Izdihar : Jurnal Ekonomi Syariah Margin Eco : Jurnal Ekonomi dan Perkembangan Bisnis Archive: Jurnal Pengabdian Kepada Masyarakat Formosa Journal of Sustainable Research (FJSR) CASHFLOW : CURRENT ADVANCED RESEARCH ON SHARIA FINANCE AND ECONOMIC WORLDWIDE JURNAL ECONOMINA Revenue : Jurnal Ekonomi Pembangunan dan Ekonomi Islam Jurnal Sintak SERUMPUN : Journal of Education, Politic, and Social Humaniora Jurnal Ilmiah Ekonomi dan Manajemen Jurnal Manajemen Pendidikan Islam Al-Zayn: Jurnal Ilmu Sosial & Hukum QOSIM: Jurnal Pendidikan, Sosial & Humaniora Jurnal Ekonomi Bisnis Manajemen dan Akuntansi (Jebisma) JURNAL AKADEMIK EKONOMI DAN MANAJEMEN At-Tahdzib: Jurnal Studi Islam dan Muamalah Jurnal Cendekia Ilmiah Research Economics Management and Business Syaikhuna: Jurnal Pendidikan dan Pranata Islam STAI Syaichona Moh. Cholil Bangkalan Jurnal At-Tamwil: Kajian Ekonomi Syariah
Arivatu Ni'mati Rahmatika
Universitas KH. A Wahab Hasbullah
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Manajemen Pengelolaan Keuangan Madrasah Tsanawiyah At-Taufiq Sambongdukuh Jombang Rahmatika, Arivatu Ni'mati; Isyatirrodhiatin, Putri Alfi
JoEMS (Journal of Education and Management Studies) Vol. 7 No. 4 (2024): Agustus
Publisher : Universitas KH. A. Wahab Hasbullah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32764/joems.v7i4.1232

Abstract

Penelitian ini bertujuan untuk mengetahui penerapan manajemen pengelolaan keuangan pada Madrasah Tsanawiyah At-Taufiq Sambongdukuh Jombang. Manajemen keuangan madrasah merupakan salah satu substansi manajemen Lembaga Pendidikan yang akan turut menentukan kelancaran kegiatan madrasah. Kegiatan manajemen keuangan madrasah seyogyanya dilakukan melalui proses Budgeting (perencanaan), Accounting (pelaksanaan), Auditing (evaluasi dan pertanggung jawaban). Beberapa kegiatan manajemen keuangan berupa kegiatan memperoleh dan menetapkan sumber-sumber pendanaan, pemanfaatan dana, pelaporan, pemeriksaan dan pertanggung jawaban. Penelitian ini menggunakan pendekatan keualitatif dan menggunakan metode analisis isi (Content Analisys). Dengan menggunakan metode analisis isi peneliti melakukan penelitian kualitatif yang bersifat mendalam terhadap isi suatu informasi tertulis secara objektif dan sistematik mengenai isi yang terkandung dalam media komunikasi. Hasil penelitian menunjukkan bahwa penerapan manajemen keuangan pada Mts At-Taufiq Sambongdukuh Jombang sudah berjalan dengan sangat baik dan sistematis. Hal ini dibuktikan dengan proses penerapan manajemen keuangan yang dilaksanakan sesuai dengan teori-teori yang berkaitan dengan proses pelaksanaan keuangan
DSN MUI DAN OTORITAS JASA KEUANGAN SERTA PEREKONOMIAN (STUDI LITERATUR DAN FENOMENOLOGI) Rahmatika, Arivatu Ni’mati; Anandita, Septian Ragil
PERFORMANCE: Jurnal Bisnis & Akuntansi Vol 8 No 2 (2018): Performance : Jurnal Bisnis & Akuntansi
Publisher : Fakultas Ekonomi dan Bisnis, Universitas Wiraraja Madura

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24929/feb.v8i2.612

Abstract

DSN-MUI produces fatwas to control Islamic Microfinance activities so that theyalways remain in the Islamic rules called Sharia Compliance, then OJK produces rules torun the activities according to the functions of Islamic Microfinance. Both have a role inthe economy through the creation of rules in the implementation of the functions ofIslamic Microfinance, namely savings and loan services. The aims to be achieved in thisresearch is to uncover and describe how the role of DSN-MUI through its fatwa and OJKthrough its regulations in order to improve the economy as indicated by GDPcalculation. This study uses a qualitative approach with literary studies andphenomenology studies as the object of study. By using this method, this study resulted inthe conclusion that the DSN-MUI and OJK must play a role together to improve theeconomy, through Islamic Microfinance products that are channeled to MSMEs as wellas people in need in the form of loans, keep economic activities going which isautomatically said that the economy will increase due to activities that are notconstrained by capital.
ANALISIS STRATEGI PENERAPAN REKRUTMEN MANAJEMEN KINERJA ETOS KERJA DAN MOTIVASI KERJA PADA PEGAWAI KJKS BMT RIZQONA IKABU TAMBAKBERAS JOMBANG Bekti Widyaningsih; Arivatu Ni’mati Rahmatika; Siti Fatihatul Ishlahiyah
JURNAL ILMIAH EKONOMI DAN MANAJEMEN Vol. 2 No. 7 (2024): JURNAL ILMIAH EKONOMI DAN MANAJEMEN (JIEM)
Publisher : CV. KAMPUS AKADEMIK PUBLISING

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61722/jiem.v2i7.1832

Abstract

Sharia microfinance institutions act as economic facilitators for small and medium businesses and small traders, especially Baitul Maal Wat Tamwil (BMT). This research aims to determine the strategy for implementing employee recruitment, performance management, work ethic and work motivation at KSPPS BMT Rizkona IKABU Tambakbelas Jombang. This type of research uses a descriptive/qualitative approach to understand the events experienced by the subject and uses a verbal description method. Words and language. The research results show that: 1) The recruitment implementation strategy uses two methods, namely open and closed, and the implementation stages are: tests, interviews and training for one month, 2) The implementation of performance management is carried out in several month stages. BMT's goal (planning) phase, support phase in the form of accountability, evaluation phase, and reward phase. 3) Applicable work ethics. This means that employees should have a sense of responsibility and commitment to their work, and evaluations must be carried out once a month; 4) Work motivation must be increased so that work intentions are worship by affirming and motivating disciplinary goals through attendance. Act and serve with integrity.
Ecopreneurship Pesantren Inovasi Pengolahan Sabut Kelapa Menjadi Green Product Cocopeat Fahimah, Mar'atul; Rahmatika, Arivatu Ni’mati; Rahmawati, Ita
Jurdimas (Jurnal Pengabdian Kepada Masyarakat) Royal Vol 7, No 4 (2024): Oktober 2024
Publisher : STMIK Royal

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33330/jurdimas.v7i4.3447

Abstract

Coconut fiber or coir is the outer part of the coconut fruit that is often considered as waste after the meat and water are extracted. Without proper processing, discarded coconut fibers will accumulate in the surrounding environment and creating a number of environmental problems. This community service activity aims to increase the knowledge and skills of the students through training in processing coconut fiber waste into cocopeat using a chopping machine. This cocopeat product can be used as an organic planting medium. This training was held at the Al Mimbar boarding school in Jombang, East Java, which can create an alternative source of income for the boarding school and foster environmental awareness among students. The methods used in this training include socialization and hands-on practice in making cocopeat. The results of this activity show that the students are increasingly aware of the environment, are able to process coconut fiber waste into quality cocopeat, and understand the economic value of the product as well as the market potential that can be utilized by the pesantren to get additional sources of funding from the sales of cocopeat. Thus, this program can be the first step for pesantren in developing sustainable environment-based businesses, as well as making a positive contribution to improving the local economy.Keywords: ecopreneurship; coconut fiber; cocopeat Abstrak: Serabut kelapa atau sabut kelapa adalah bagian luar dari buah kelapa yang sering dianggap sebagai limbah setelah diambil daging dan airnya. Tanpa pengolahan yang tepat, serabut kelapa dibuang akan menumpuk di lingkungan sekitar sehingga menciptakan sejumlah masalah lingkungan. Kegiatan pengabdian masyarakat ini bertujuan untuk meningkatkan pengetahuan dan keterampilan para santri melalui pelatihan pengolahan limbah serabut kelapa menjadi cocopeat dengan menggunakan mesin pencacah. Produk cocopeat ini dapat digunakan sebagai media tanam organik. Pelatihan ini diselenggarakan di pondok pesantren Al Mimbar Jombang Jawa Timur yang dapat menciptakan sumber pendapatan alternatif bagi pesantren dan menumbuhkan kesadaran lingkungan di kalangan santri. Metode yang digunakan dalam pelatihan ini meliputi sosialisasi dan praktek langsung pembuatan cocopeat. Hasil dari kegiatan ini menunjukkan bahwa para santri semakin sadar akan lingkungan, mampu mengolah limbah serabut kelapa menjadi cocopeat berkualitas, dan memahami nilai ekonomis dari produk tersebut serta potensi pasar yang dapat dimanfaatkan pesantren mendapatkan tambahan sumber pendanaan dari pendapat penjualan cocopeat. Dengan demikian, program ini dapat menjadi langkah awal bagi pesantren dalam mengembangkan usaha berbasis lingkungan yang berkelanjutan, serta memberikan kontribusi positif bagi peningkatan perekonomian lokal.Kata kunci: ecoprenuership; sabut kelapa; cocopeat
DUAL BANKING SYSTEM DI INDONESIA Arivatu Ni'mati Rahmatika
At-Tahdzib: Jurnal Studi Islam dan Muamalah Vol 2 No 2 (2014): At-Tahdzib
Publisher : Sekolah Tinggi Agama Islam At-Tahdzib, Ngoro, Jombang, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Dual Banking System sebagai sistem perbankan yang dianut di Indonesia. pengelolaan asset agar tidak terlalu banyak idlefund juga menjadi salah satu dari sekian banyak kebijakan yang diprioritaskan oleh manajemen baik bank konvensional maupun bank syariah.Dana pihak ketiga merupakan sumber pendapatan terbesar yang diperoleh oleh bank konvensional dan bank syariah, dana pihak ketiga dikelola sedemikian rupa agar fungsi lembaga keuangan bank tetap berjalan yaitu funding dan lending. Dalam praktiknya, Bank Syariah dan Bank Konvensional memberikan kredit/pembiayaan kepada UMKM (Usaha Mikro Kecil dan Menengah), baik secara langsung maupun melalui Microfinance, sesuai dengan target masing-masing lembaga keuangan bank. Oleh karena itu, konsep Dual Banking System harus diperjelas agar tingkat keamanan syariah bagi muslim benar-benar terjaga dari sisi pengelolaan asset, pendapatan dana pihak ketiga (DPK) oleh bank dan penyaluran dananya.
Implementasi Strategi Promotion Mix Dalam Meningkatkan Jumlah Peserta Didik Widyaningsih, Bekti; Rahmatika, Arivatu Ni'mati; Asparinza, Erif Fiantini Aulia
JoEMS (Journal of Education and Management Studies) Vol. 7 No. 5 (2024): Oktober
Publisher : Universitas KH. A. Wahab Hasbullah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32764/joems.v7i5.1265

Abstract

Paud Al-Amaanah is an early childhood education institution, located in Sambong Dukuh Jombang. The KB activities carried out can hone children's intelligence, instill character according to the child's age, and behave morally towards fellow friends and parents. This institution requires promotion to increase the number of new students. Therefore, this study aims to promote the strategies implemented so that the number of students increases. This study uses a qualitative descriptive approach by conducting field research. The results of this study are the elements of the 4 promotional strategies used, namely: advertising, personal selling, sales promotion, public relations can increase the number of students. The positive and negative impacts experienced when implementing the 4 element strategy at Paud Al-Amaanah Sambong Dukuh Jombang are seen and felt. The obstacles faced in implementing this strategy have also been experienced.
STRATEGI PENINGKATAN SUSTAINABLE DEVELOPMENT GOALS DESA MELALUI MANAJEMEN KEUANGAN BERDASARKAN MAQASHID SYARI’AH ( STUDI LITERATUR) Annisa, Rizka; Ni’mati Rahmatika, Arivatu; Widyaningsih, Bekti
Izdihar: Jurnal Ekonomi Syariah Vol. 4 No. 02 (2024): Oktober
Publisher : Universitas KH. A. Wahab Hasbullah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32764/izdihar.v4i02.4918

Abstract

This research aims to explore strategies to improve Sustanable Development Goals (SDGs) at the village level through the implementation of financial management based on Maqashid Shari'ah principles. SDGs is a new development agreement, which encourages changes to shift towards sustainable development to encourage social, economic and environmental development. In the Village SDGs with the existence of financial management in the village is one of the most important things in financial operations in order to make sustainable development. The results show that the implementation of financial management aligned with Maqashid Shari'ah not only improves the economic welfare of village communities, but also strengthens moral and social values, which overall supports the achievement of SDGs. Thus, the integration between Maqashid Shari'ah-based financial management and Village SDGs offers a comprehensive and sustainable approach to prosperous and equitable village development.
MEMINIMALISIR ASIMETRI INFORMASI MELALUI LAPORAN KEUANGAN (STUDI LITERATUR) Idzharotun, Luklu'ul; Ni'mati Rahmatika, Arivatu; Widyaningsih, Bekti
Izdihar: Jurnal Ekonomi Syariah Vol. 4 No. 02 (2024): Oktober
Publisher : Universitas KH. A. Wahab Hasbullah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32764/izdihar.v4i02.5004

Abstract

ABSTRACT This study aims to find out how to minimize information asymmetry financial repots. Information asymmetry can cause imbalance in economic decision making and reduce marke efficiency. The design of this research study with the analytical method used in the form of content analysis. This study analyses various aspects of financial repots that contribute to reducing information uncertainty, such as auditor independence, audit quality and information transparency. The results of this study show that transparent, accurate and consistent financial reports play an important role in increasing stakeholder trust and reducing risks related to information asymmetry. Based on the result of this study, it confirm the importance of good accounting policies and practices in creating a more transparent and fair business environment.
IMPLEMENTASI MANAJEMEN RESIKO PADA USAHA UMKM Pada TAHU BAROKAH DI KECAMATAN MOJOAGUNG Triwahyuli ananta, Yoyok; Ni'mati Rahmatika, Arivatu; Fiantini Aulia Aspiranza, Erif
ISTISMAR Vol. 7 No. 1 (2024): Juni
Publisher : LPPM Universitas KH. A. Wahab Hasbullah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32764/istismar.v7i1.3517

Abstract

Abstrak : Pelaku usaha terkadang dihadapkan pada resiko penurunan, dan pelemahan kinerja yang mengkibatkan penurunan profit perusahaan akibat  ketidakpastian iklim bisnis. Sebagai obyek yang diteliti Perusahaan Tahu Barokah Mojoagung dihadapkan pada resiko kerugian, baik dalam pengelolaan dan penjualan, hal ini berakibat pada kesulitan masyarakat dalam mendapatkan pekerjaan. Tujuan penelitian ini adalah untuk menganalisa Implementasi manajemen resiko pada usaha Tahu barokah Mojoagung. Penelitian lapangan in menggunakan pendekatan kualitatif, data autentik diambil secara objektif melalui wawancara, dan observasi kemudian dinalisis dan dibahas dengan bantuan data studi pustaka. Hasil penelitian menunjukkan bahwa Industri Tahu Barokah memiliki potensi besar di masa depan. Potensi profit masuk dalam kategori baik karena dalam proses pemasaran tidak mengalami kendala yang berarti, bahkan  produsen kuwalahan dalam penerimaan pesanan tahu yang berlimpah, karena  kapasitas produk yang terbatas. Hanya saha Industri Tahu Barokah belum memprioritaskan analisisis persaingan, marketing, segmentasi pasar, personality dan perlengkapan kantor, dan promosi kurang diperhatikan.
MEMINIMALISIR ASIMETRI INFORMASI MELALUI LAPORAN KEUANGAN (STUDI LITERATUR) Idzharotun, Luklu'ul; Ni'mati Rahmatika, Arivatu; Widyaningsih, Bekti
ISTISMAR Vol. 7 No. 1 (2024): Juni
Publisher : LPPM Universitas KH. A. Wahab Hasbullah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32764/istismar.v8i1.4857

Abstract

Abstrak: Penelitian ini bertujuan unuk mengetahui bagaimana cara menimalisir asimetri informasi melalui laporan keuangan. Asimetri informasi dapat menyebabkan ketidakseimbangan pengambilan Keputusan ekonomi dan mengurangi sfesiensi pasar. Desain penelitian ini adalah studi literatur dengan motede analisis yang digunakan berupa analisis konten. Penelitian ini menganalisi berbagai aspek laporan keuangan yang berkonstribusi dalam mengurangi ketidakpastian informasi, seperti indenpendency auditor, quality audit dan transparency information. Hasil dari penelitian ini menunjukkan bahwa laporan keuangan yang transparan, akurat dan konsisten berperan penting dalam meningkatkan kepercayaan pemangku kepentingan dan mengurangi resiko yang terkait asimetri informasi. Berdasarkan hasil penelitian ini menegaskan pentingnya kebijakan dan praktik akuntansi yang baik dalam menciptakan lingkungan bisnis yang lebih transparan dan adil. Kata kunci: Laporan Keuangan, Asimetri Informasi, Independency Auditor, Quality Audit, Transparency Information.
Co-Authors A'tini Hidayatika Abd Wahid Abdul Majid, Muhamad ABIDIN, CHOIRUL Aby Hanandany Adinda Fadia Salsabila Afrizal Armansyah Agus Riyanto Agus Suprayogi Agustin, Zeni Aristiya Ahmad Ilyasa Alfirdaus Ahmad Nur Ismail Aimmatul Fitriyah Ajeng Ayu Kusuma Ajeng Ayu Kusuma Akbar Akbar Al Qaedah, Alifiyah Al Wahidi, Akbar Fauzan Amin Awal Amarudin Anggi Indah Yuliana Anggraeni, Trisna Putri Anggraeni Apriadi, Dede Ashlihah Asparinza, Erif Fiantini Aulia Aufia Aisa Ayu Cahyaningrum Ayu Puspita Sari, Dewi Basyirudin - Bekti Widyaningsih Bekti Widyaningsih Choirul Abidin Dewi Nur Fajriyati Dunyati Ilmiah Durrotul Hikmah Dwi Ismawati Ariani Edi Purnomo Elensya Eka Shintya Putri Faisol Hidayatulloh Faiz Zakiyul Fuad Fatihatul Ishlahiyah, Siti Fiantini Aulia Aspiranza, Erif Fifin Nur Hidayati Fika Soviyana Firda Eka Nanda Fitri Zaelina Fitria, Ika Ainun Nur Hikmah, Durrotul Hoffy Zahwa Hanani Hurin Innihayatus Sa'adah Hurin Innihayatus Sa’adah Idzharotun, Luklu'ul iit Mazidah Iit Mazidah Ika Ainun Nur Fitria Ilmiah, Dunyati Imam Mawardi Imam Mawardi Imam Mawardi Imam Mawardi Isyatirrodhiatin, Putri Alfi Kamelia Evi Kusuma Karisma Wahyu Amala Khairul Anwar Kharisma Ruudlotul Falah Kharisma, Nia Noviana Dwi Kholis Firmansyah Khotim Fadhli Laila Ainul Jannah Latifah, Ika Khikmatul Lia Nur Kumala Hidayati Ma'atus Sholikha, Lely Nur Mada Restu Putri Mar’atul Fahimah Mazidah, Iit Milla Ahmada Moch Komari Mohammad Farichul Umam Muahmmad Nur Fath Muchammad Ilham Nashirruddin Mughoyaroh, Syaviratul Muhammad Riduwan Muhammad Rifqi Helmi Azhari Musfia, Nur - Muthammimatus Sa’idah Nadya Uswatun Chasanah Naili El Muna Naily El Muna Nia Aprilia Bisari Ningsih, Bekti Widya Nur Aini Nur Aini Nur Fajriyati, Dewi Nur Fitria, Ika Ainun Nur Musfia Nurvita Putri Romadhani Pranata, Hendi Yoga Putri Irma Sari Rahma Cahya Ningrum Risma Ardiyanti Rizka Annisa Roaini, Lilis Rois Hasyim Saeful Bahri Samsul Ma'arif Samsul Ma'arif Sanjaya, Ican sarjono, amanatus salamah Septian Ragil Anandita Shintya Putri, Elensya Eka Sholechah Sholechah Shufyani Azzahro Silviana Najuwah Silviana Rini Silviana Rini Siti Fatihatul Ishlahiyah Siti Kholifah Siti Nur Qomariyah Siti Sofiana Sri Widia Sufyan Suja Tiara Putri Agustina Tri Wahyuningsih Trisna Putri Anggraeni Anggraeni Triwahyuli ananta, Yoyok Umam, Mohammad Farichul Umi Kulsum Nur Qomariyah Uswatun Hasanah Vicki Ade Irawan Widyahningsih, Bekti Winda Ayu Safitroh Yoga Pranata, Hendi Yusuf Fahmil Hafizh Zahro', Malichatuz Zakiya, Zakiya Zhani, M. Nur