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All Journal International Conference on Engineering and Technology Development (ICETD) Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah JURNAL EDUCATION AND DEVELOPMENT JURNAL PENDIDIKAN TAMBUSAI EkBis: Jurnal Ekonomi dan Bisnis BISEI: Jurnal Bisnis dan Ekonomi Islam Abdimas Galuh: Jurnal Pengabdian Kepada Masyarakat Minhaj: Jurnal Ilmu Syariah Jumat Ekonomi: Jurnal Pengabdian Masyarakat Jumat Informatika: Jurnal Pengabdian Masyarakat Jumat Pertanian: Jurnal Pengabdian Masyarakat Jumat Pendidikan: Jurnal Pengabdian Masyarakat Jumat Keagamaan: Jurnal Pengabdian Masyarakat Income: Innovation Of Economics And Management Istismar : Jurnal Kajian dan Penelitian Ekonomi dan Bisnis Islam JoEMS : Journal of Education and Management Studies Izdihar : Jurnal Ekonomi Syariah Archive: Jurnal Pengabdian Kepada Masyarakat Formosa Journal of Sustainable Research (FJSR) Jurnal Ekonomi, Bisnis dan Manajemen J-ABDIPAMAS (Jurnal Pengabdian Kepada Masyarakat) Jurnal Ilmiah Ekonomi dan Manajemen Al-Zayn: Jurnal Ilmu Sosial & Hukum QOSIM: Jurnal Pendidikan, Sosial & Humaniora Jurnal Ekonomi Bisnis Manajemen dan Akuntansi (Jebisma) JURNAL AKADEMIK EKONOMI DAN MANAJEMEN Masyarakat Berkarya: Jurnal Pengabdian dan Perubahan Sosial Research Economics Management and Business Journal of Islamic Economics Studies and Practices (JIESP). Jurnal At-Tamwil: Kajian Ekonomi Syariah
Bekti Widyaningsih
Universitas KH. A. Wahab Hasbullah
Religion Agriculture, Biological Sciences & Forestry Arts Humanities Biochemistry, Genetics & Molecular Biology Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Engineering Environmental Science Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Nursing Public Health Social Sciences Other

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Effectiveness of Digital Payments to Maintain Financial Portfolio Case Study of QRIS Bank Syariah Indonesia and Bank Muamalat Widyaningsih, Bekti; Rahmatika, Arivatu Ni’mati; Pranata, Hendi Yoga
Formosa Journal of Sustainable Research Vol. 3 No. 12 (2024): December 2024
Publisher : PT FORMOSA CENDEKIA GLOBAL

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55927/fjsr.v3i12.12985

Abstract

Effectiveness is a measure that states how far a program in terms of quality, quantity and time has achieved its goals. The purpose of this study is to analyze how the effectiveness of digital payments increases the financial portfolio of Islamic banking and the influence of digital payment QRIS and the right strategy to take advantage of QRIS implementation opportunities in Islamic banks. The method used is qualitative with a descriptive approach. Data sources are primary and secondary data with interview and observation studies. The results of the study show that Bank Syariah Indonesia (BSI) and Bank Syariah Muamalat have a significant influence in increasing transaction efficiency, expanding reach, transaction speed. Strategies to overcome implementation opportunities by building customer trust, transaction security and cost transparency. Research data to observe the effectiveness of QRIS to maintain the financial portfolio of Islamic banking
Penerapan Manajemen Risiko Perbankan Syariah Pada Bank Muamalat Dan Bank Syariah Indonesia Widyaningsih, Bekti; Rahmatika, Arivatu Ni’mati; Amarudin, Amin Awal
REMB : Research Economics Management and Business Vol 2 No 2 (2024): REMB - Research Economics Management & Business
Publisher : Universitas Pendidikan Muhammadiyah Sorong

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36232/remb.v2i2.1686

Abstract

Penelitian ini mempunyai tujuan yang jelas. Hal ini untuk menilai sejauh mana pengembangan dan penerapan manajemen risiko pada perbankan syariah Kota Ternate.Fokus penelitian ini adalah pada dua bank syariah besar di kota tersebut, yaitu Bank Syariah Mandiri dan Bank Muamarat. Survei ini menyasar para manajer dan pegawai yang bertanggung jawab atas manajemen risiko di kedua bank.Metode analisis data yang digunakan meliputi analisis deskriptif dan analisis kualitatif, yang memungkinkan peneliti memperoleh pemahaman komprehensif tentang situasi yang diteliti. Penelitian ini mengungkapkan beberapa temuan penting. Bank Muamalat dan Bank Mandiri Syariah Ternate secara umum dinilai memiliki pemahaman dan manajemen risiko yang baik. Meskipun sebagian besar praktik manajemen risiko bank dianggap memadai, hanya sedikit responden yang menilai praktik tersebut memadai. Proses identifikasi risiko pada kedua bank dinilai baik. Penilaian dan analisis risiko kedua bank juga dinilai baik secara keseluruhan, meskipun terdapat perbedaan persepsi di antara beberapa responden. Bank Muamarat dan Bank Mandiri Syariah cabang Ternate dilaporkan telah melakukan pengawasan dan pemantauan risiko serta menunjukkan kepatuhan terhadap protokol manajemen risiko yang ketat. Mengenai praktik pencadangan risiko kredit, informan dari Bank Mandiri Syariah dan Bank Muamarat Ternate menyampaikan pendapat positif. Mereka berpendapat bahwa praktik tersebut baik karena sesuai dengan prinsip yang diharapkan dalam praktik manajemen risiko.
PENGARUH KOMITMEN ORGANISASI DAN BUDAYA ORGANISASI TERHADAP KINERJA KOPERASI ( Studi pada koperasi Universitas K.H A Wahab Hasbullah jombang ): PENGARUH KOMITMEN ORGANISASI DAN BUDAYA ORGANISASI TERHADAP KINERJA KOPERASI ( Studi pada koperasi Universitas K.H A Wahab Hasbullah jombang ) Rahmatika, Arivatu Ni’mati; Widyaningsih, Bekti; Latifah, Ika Khikmatul
REMB : Research Economics Management and Business Vol 2 No 2 (2024): REMB - Research Economics Management & Business
Publisher : Universitas Pendidikan Muhammadiyah Sorong

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36232/remb.v2i2.1687

Abstract

Penelitian ini bertujuan untuk mengetahui Pengaruh komitmen organisasi dan budaya organisasi terhadap kinerja koperasi di universitas K.H A wahab hasbullah jombang. Metode penelitian yang digunakan adalah kuantitatif. Pengumpulan data dilakukan melalui penyebaran angket (kuisoner) dalam bentuk pernyataan berupa Skala Likert’s kepada 40 responden yang merupakan dosen anggota koperasi universitas K.H A wahab hasbullah. Data dianalisis menggunakan Statistical Package for the Social Sciences (SPSS) versi 25. Terdiri dari uji validitas, uji reliabilitas, uji asumsi klasik dan analisis regresi linier berganda. Hasil penelitian menyimpulkan bahwa tidak terdapat pengaruh komitmen organisasi dan budaya organisasi terhadap kinerja koperasi pada koperasi universitas K.H A wahab hasbullah jombang
Diseminasi Briket Ramah Lingkungan sebagai Solusi dari Limbah Sekam Padi Dian Kusuma Wardani; Hidayatur Rohmah; Bekti Widyaningsih; Amrini Shofiyani
Masyarakat Berkarya : Jurnal Pengabdian dan Perubahan Sosial Vol. 2 No. 2 (2025): Mei : Masyarakat Berkarya : Jurnal Pengabdian dan Perubahan Sosial
Publisher : Lembaga Pengembangan Kinerja Dosen

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62951/karya.v2i2.1360

Abstract

The majority of people in Balongsari Village, Megaluh District, Jombang Regency work as farmers. The rice harvest every harvest period produces very abundant agricultural waste. One of these agricultural wastes is rice husks. A common habit of farmers in this area is burning rice husks. This has an impact on environmental pollution, which comes from the smoke from burning rice husks. The purpose of this activity is to provide a solution for managing rice husk waste so that it is more useful. Proper processing of agricultural waste, namely rice husks, will produce various processed products, namely alternative fuel sources to replace kerosene or LPG gas or firewood. The objects of community service activities are youth of Karang Taruna and farmer groups. The results of this service activity are (1) Obtaining alternatives to replace fuel oil, (2) Reducing rice husk waste, (3) Providing added value to rice husks so that they become more useful. During the activity, participants were very enthusiastic about participating in the event from beginning to end, as evidenced by the results of the questionnaire after the activity, namely 90% of participants were very enthusiastic.
Aktualisasi Kinerja melalui Pelatihan Pembuatan Video Iklan Berbasis Artificial Intellegence untuk Mendukung Program Kerja Karang Taruna Umardiyah, Fitri; Kurniawan, Misbaqhul Diky; Muslikh, Abdul; Wardani, Dian Kusuma; Widyaningsih, Bekti
Jumat Informatika: Jurnal Pengabdian Masyarakat Vol. 6 No. 1 (2025): April
Publisher : LPPM Universitas KH. A. Wahab Hasbullah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32764/abdimasif.v6i1.5339

Abstract

The work of the Youth Organization at Kudubanjar (Karang Taruna Kudubanjar) has not been implemented optimally in providing contributions and supplies to the community. This is caused by a lack of socialization and documentation of activities that have occurred, so that existing programs are sometimes not realized properly. To overcome this problem, this time the service will hold training aimed at increasing the effectiveness of the Youth Organization program. This training will cover several important aspects such as: effective socialization, activity documentation, project management, and use of technology. With this training, it is hoped that the Kudubanjar Youth Organization can be more effective in carrying out its programs and make a greater contribution to society. AI workshop for the young generation serves as the first step in preparing organizations to face rapid technological change, while opening up opportunities to create innovation and sustainable growth in the AI ​​era. As well as providing training in the form of using Artificial Intelligence (AI) in making public service advertisements, which function to encourage people to care about the environment, with an interesting delivery method, namely in the form of storytelling. Participants gain a strong knowledge base about AI and feel more confident in facing inevitable technological developments, and this activity will open the door to a brighter future full of potential for the younger generation, especially youth organization members.
Penerapan Etika Bisnis Islam dalam Pelayanan Biro Travel Umroh dan Haji di Kabupaten Jombang Ainun Nur Fitria, Ika; Widyaningsih, Bekti; Ni'mati Rahmawati, Arivatu
Journal of Islamic Economics Studies and Practices Vol. 3 No. 1 (2024): Juni
Publisher : Institut Agama Islam YPBWI Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54180/jiesp.2024.3.1.23-31

Abstract

This research explores Islamic business ethics in Umrah and Hajj travel agency services in Jombang Regency. This research aims to find out whether this travel agency has implemented Islamic business ethics in its Umrah and Hajj travel agency services, to explain the values of Islamic business ethics in its services to Umrah and Hajj travel, to explain the congregation's interest in Umrah and Hajj travel, supporting factors and inhibiting factors. in Umrah and Hajj travel agency services. The research analysis used is a descriptive qualitative approach which aims to determine the circumstances and conditions, the results of which are presented in the form of a research report. The method applied is the principles of Islamic business ethics in the form of Siddiq, Amanah, Tabligh, Fathanah. This research concluded that the Umrah and Hajj travel agencies in Jombang Regency have implemented Islamic business ethics and complied with Islamic law. The values that have been implemented are in accordance with what the Prophet implemented, namely honesty, justice, responsibility, and not bad-mouthing other people's business. The congregation's interest in registering with the travel agency in Jombang Regency is quite high due to several internal and external factors.
ANALISIS PENERAPAN ENTREPRENEURIAL SKILL DAN KUALITAS PRODUK PADA DAYA SAING UMKM PESONA BATIK JOMBANG Ardiansyah, ardiansyah; Widyaningsih, Bekti; Ni’mati Rahmatika, Arivatu
ISTISMAR Vol. 6 No. 2 (2023): Desember
Publisher : LPPM Universitas KH. A. Wahab Hasbullah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32764/istismar.v6i2.5635

Abstract

Entrepreneur Skill adalah keterampilan yang diperlukan oleh seorang wirausaha untuk beroperasi dengan sukses dalam bisnis. Entrepreneur Skill dapat didefinisikan sebagai mengidentifikasi kebutuhan pelanggan, peluang teknis atau pasar, dan mengejar peluang bisnis. Tujuan dari penelitian ini adalah untuk menganalisis bagaimana keterampilan kewirausahaan dan Kualitas Produk dapat meningkatkan daya saing UMKM khususnya di sektor batik. Metodologi yang digunakan adalah metode deskriptif kualitatif melalui survei lapangan. Sumber data yang digunakan meliputi data primer dan sekunder yang diperoleh dari wawancara dan studi observasional yang digunakan sebagai sumber data. Temuan Penelitian ini menunjukkan bahwa Pesona Batik Jombang telah menerapkan berbagai keterampilan kewirausahaan, termasuk perencanaan bisnis, manajemen keuangan, pemasaran, kepemimpinan, inovasi, dan koneksi sosial, dan Terdapat pengaruh positif antara penerapan keterampilan kewirausahaan dan peningkatan daya saing UMKM, Penerapan keterampilan tersebut telah membantu Pesona Batik Jombang dalam meningkatkan jumlah pengunjung dan pengikut di media sosial, yang menunjukkan pertumbuhan yang signifikan. dan produk yang berkualitas, termasuk ketahanan, kecerahan, dan akurasi, sangat penting dalam menarik minat konsumen untuk meningkatkan daya saing dan menunjukkan bahwa penjualan produk Pesona Batik Jombang yang meningkat dari tahun ke tahun. Dengan menerapkan total quality management (TQM), Kualitas produk mempunyai pengaruh yang sangat signifikan terhadap keputusan pembelian konsumen
Persepsi Nasabah Tentang Implikasi Lending Dan Funding Terhadap Minat Beli Di Bank Syariah Widyaningsih, Bekti; Rahmatika, Arivatu Ni’mati; Agustin, Zeni Aristiya
Bisei : Jurnal Bisnis dan Ekonomi Islam Vol 10 No 1 (2025): Juni
Publisher : Fakultas Ekonomi, Universitas Hasyim Asy'ari Tebuireng Jombang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33752/bisei.v10i1.8953

Abstract

Consumer Behavior Theory, perception and behavior play an important role in customer decisions to choose banking services. This study aims to analyze customer perceptions of Islamic banking products, especially lending and funding products, and their implications for customer purchasing interest at Bank Syariah Indonesia (BSI) Jombang Branch Office. This study uses a quantitative approach with a survey method. Data were collected through questionnaires distributed to BSI KC Jombang customers, then analyzed to identify the relationship between perception, attractiveness of lending and funding products, and customer purchasing interest. The results of the study indicate that positive perceptions of Islamic Banks significantly increase customer purchasing interest, both in lending and funding products
Navigating AI Integration in Islamic Enterprises: A Qualitative SWOT Perspective Mughoyaroh, Syaviratul; Rahmatika, Arivatu Ni’mati; Widyaningsih, Bekti
EkBis: Jurnal Ekonomi dan Bisnis Vol. 9 No. 1 (2025): EkBis: Jurnal Ekonomi dan Bisnis
Publisher : Fakultas Ekonomi dan Bisnis Islam, UIN Sunan Kalijaga Yogyakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.14421/EkBis.2025.9.1.2520

Abstract

This study explores the integration of Artificial Intelligence (AI) within Islamic strategic management frameworks using a qualitative SWOT analysis approach. The objective is to assess how AI can be ethically and effectively applied in Islamic enterprises, ensuring alignment with Shariah principles such as tawhid (the oneness of God), the balance between worldly and spiritual goals, and the pursuit of mardhatillah (divine pleasure). Using systematic literature review and SWOT framework, this research identifies internal strengths such as ethical leadership and community orientation and external opportunities such as the global halal market while addressing technological limitations and potential threats like ethical ambiguity and regulatory gaps. The findings highlight the importance of ethical leadership, community-based innovation, and strategic partnerships in navigating AI integration. This study contributes to the discourse on Shariah-compliant digital transformation and offers practical recommendations for AI governance rooted in Islamic values.
Praktik Digital Marketing Melalui Sosial Media dan Identitas Visual sebagai Alat untuk Mengembangkan UMKM Darmawan, Moh. Faridl; Widyaningsih, Bekti; Zulmi, Rizal; Riswamanda, Alfito; Utami, Sri; Pratama, Leonita Yogi; Cahyanti, Lutfiyah Dwi
Jumat Ekonomi: Jurnal Pengabdian Masyarakat Vol. 6 No. 1 (2025): April
Publisher : Lembaga Penelitian dan Pengabdian kepada Masyarakat Universitas KH. A. Wahab Hasbullah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32764/abdimasekon.v6i1.5291

Abstract

This community service is carried out to handle the marketing process of MSMEs. Because in Kromong Village it is still focused offline, namely relying on markets around the business location to market its products. Apart from that, we are still focused on using word of mouth marketing techniques for promotional media. The aim is to gain new knowledge, understanding and skills in marketing for the business they run so that they can help increase sales of MSMEs in Kromong Village. There are many forms of digital marketing that can be done, one of which is through social media, social media marketing or social media marketing. This is to build awareness, recognition and action for your brand, business, product or anything else. The method for implementing this activity is community service with a Participatory Action Research (PAR) approach oriented towards community empowerment. Because empowerment must always meet the needs and solve problems that exist in society. The results of this activity were carried out in the form of direct assistance so that researchers could freely share knowledge with partners, and partners could also ask confusing related questions directly so that partners' understanding could be deeper. Apart from that, mentoring. This practice is carried out directly so that researchers can coordinate directly with partners regarding important and necessary matters relating to these MSMEs
Co-Authors Agustin, Zeni Aristiya Agustina, Tiara Putri Agustina, Wirda Eka Ahmad Baihaqiyullah Asazilli Islam Aini, Shoviatun Nur Ainun Nur Fitria, Ika Al Qaedah, Alifiyah Alfadani, Muhammad Zakky Alfirdaus, Ahmad Ilyasa Amarudin , Amin Awal Amarudin, Amin Awal Amin Awal Amarudin Amrini Shofiyani Anggi Indah Yuliana Anggun Wulandari ARDIANSYAH ARDIANSYAH Ardisa Audi Khisyara Arifin, Muhyiddin Zainul Arivatu Ni'mati Rahmatika Arivatu Ni’matika Rahmatika Arjuna Adi Pratama Armansyah, Afrizal Ashlihah Ashlihah, Ashlihah Asparinza, Erif Fiantini Aulia Ayu Puspita Sari, Dewi Ayuningtiyas, Eka Azhari, Muhammad Rifqi Helmi Azizah Azizah Bisari, Nia Aprilia Cahyaningrum, Anggun Dwi Cahyanti, Lutfiyah Dwi Darmawan, Moh Faridl David Septian, Alyafi Dewi Nur Fajriyati Dhiyaaulhaq, Naufal Dian Kusuma Wardani Dian Kusuma Wardani Durrotul Hikmah Eka Novita Sari Fadhli, Khotim Fath, Muahmmad Nur Febia, Rika Annisa Fika Soviyana Fitria, Ika Ainun Nur Hakim, Ahmad Khusnul Hanani, Hoffy Zahwa Hasyim, Rois Heru Nurwarsito Hidayatika, A'tini Hidayatulloh, Muhammad Kris Yuan Hidayatur Rohmah Hikmah, Durrotul Idzharotun, Luklu'ul Iin Baroroh Ma’arif Imam Mawardi Imam Mawardi Irawan, Vicki Ade Islam, Ahmad Baihaqiyullah Asazilli ITA RAHMAWATI Ita Rahmawati, Ita Izzudin, M. Husam Kartika, Defi Kasyful Amron Khisyara , Ardisa Audi Khotim Fadhli Khotim Fadhli Khudzefi, Azam Kurniawan, Misbaqhul Diky Kusuma, Ajeng Ayu Kusuma, Saiful Aminudin Al Laila Rohmatun Nazila Laksono, Slamet Tri Latifah, Ika Khikmatul Lia Aprilia Kiswah Yuni Ma'rufah, Laila Maarif, Iin Baroroh Mada Restu Putri Mahendri, Wisnu Mahmudah Mahmudah Maria Ulfa Mar’atul Fahimah Maulana, M Adi Milla Ahmada Miskiyah, Zakiyatul Moh. Anshori Aris Widya Mughoyaroh, Syaviratul Mujahid, Bagas Ibnu Muna, Naily El Murtadlo, Muhammad Syauqi Muslikh, Abdul Mustamim Mustamim Najuwah, Silviana Naufal Dhiyaaulhaq Nazila, Laila Rohmatun Ni'mati Rahmatika, Arivatu Ni'mati Rahmawati, Arivatu Ni’mati Rahmatika, Arivatu Nur Aini Nur Aini Nur Fajriyati, Dewi Nur Ghusaain Nur Sa'adah Pranata, Hendi Yoga Pratama, Leonita Yogi Putri, Mada Restu Rahayu, Aprillia Setia Rahma, Varizka Alzana Rahmat Ika, Arivatu Nimati Rahmatika, Arivatu Ni'mati Rahmatika, Arivatu Ni’mati Rahmatika, Arivatu Ni’matu Rahmatika, Ni'mati Riswamanda, Alfito Rizka Annisa Roaini, Lilis Robiatul Usluhiyah Rois Hasyim Safitroh, Winda Ayu Salsabila, Adinda Fadia Salsabila, Dini Nafisa Sanjaya, Ican Silviana Najuwah Siti Fatihatul Ishlahiyah Siti Munawaroh Sri Utami Suja, Sufyan Tiara Putri Agustina Tolib Ibnu Afan Umardiyah, Fitri Varizka Alzana Rahma Vicki Ade Irawan Winda Ayu Safitroh Yoga Pranata, Hendi Zahro', Malichatuz Zuhria, Siti Aminatuz Zulmi, Rizal