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Fitri, Winda
Universitas Internasional Batam
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Journal : LAW REFORM

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Sharia Compliance in Micro Waqf Bank Business Activities: A Study of Protection of Consumer’s Spiritual Rights Winda Fitri
LAW REFORM Vol 17, No 1 (2021)
Publisher : PROGRAM STUDI MAGISTER ILMU HUKUM FAKULTAS HUKUM UNIVERSITAS DIPONEGORO SEMARANG

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (110.518 KB) | DOI: 10.14710/lr.v17i1.37556

Abstract

The emergence of conventional financial institutions before sharia financial institutions affects the development of the two financial institutions to be different. Another factor is the public's cynicism or skepticism towards Islamic financial institutions which assume that the two financial institutions are the same. Thus, the purpose of this study was to analyze the implementation of sharia compliance policies as an effort to improve the development of Islamic financial institutions and consumer protection in Indonesia. This research focused on the Micro Waqf Bank as a Micro Financial Institution that applies sharia principles using statutory and conceptual approaches. In Indonesia, the sharia compliance policy of the Micro Waqf Bank has been regulated in the laws and regulations related to Micro Financial Institutions. The implementation of sharia unity is an effort to reduce cynicism in Islamic financial institutions and to provide protection to consumers' special rights in the form of spiritual rights that every Muslim has to carry out his religion perfectly (kaffah). Sharia compliance policy is the result of the transformation of the DSN-MUI Fatwa into the form of legislation to make it more binding and applicable in the business activities of Micro Waqf Bank.
Co-Authors Abdurrahman Alhakim Ade Borami Ju Adiyanto Adiyanto Agustianto Agustianto, Agustianto Agustini, Shenti Alhakim, Abdurrakhman Alvian, Muhammad Adzel Amelia Putri Anisah Angel Tng Angelina Oei Angelyn, Angelyn Anggia Putri, Windi Regina Angterina Angterina Anisa Tia Mulyani Anly Suryadhana Anugerah, M Fajar Anwar, N.A.D. Pramesti Aprilia, Vinny Ar-Raudah Ar-Raudah Autia Kurnia Putri Hapsari Aviany Yanti Ayu Arthalaini Limbong Azarya, Melda Bryan Imanuel Nainggolan Chairunisa Aj Reqha CHRISTIANA CHRISTIANA, CHRISTIANA Christine Natalia Christofer Paskah De La Cruz Nongsina Cindy Amelia Darwin Darwin Defi Arika Delia, Della Della Delia Dinda Lucida Siswan Disemadi, Hari Sutra Divia, Felysha Putri Dwinta Sugandi Dylan Perdinando Eko Nurisman Ela Rahmawati Elisabeth Ronauli Ina Sedo Langodai Elviani, Elviani Elvianti Elvianti Elvianti, Elvianti Elvina Enjelica Elvina Enjelica Elvira Zikra Elza Syarief, Elza Erika Emilia Putri Fariz Rayhan Febriyani, Emiliya Felix Charles Dicaprio Felix Filbert Felix Filbert Felix Sastro Lino Felysha Putri Divia Fenecia, Evelyn Ferinna Lidya Fimos, Zaiqui Arviveronica Fiona Vivian Fionna Angeline Firdausa, Alif Firnando Firnando Firnando, Firnando Hana Renata Tan Peiru Hardy Winata Lie Hardy Winata Lie Hendryani Hendryani Hidayah, Luthfia Hieu, Le Ho Trung Hutauruk, Rufinus Hotmaulana Irawan, Dhenisa Octavia Irvanaries Irvanaries, Irvanaries Jacelyn Jacelyn Jack Taosen Jason Jason Jaya, Febri Jeniffer Angelia Ong Jeny Jeny Jeshlyn Jeshlyn jeshlyn, jeshlyn Jessca Jessca Jessica Jane Jesslyn Larissa Joseph Frederic Halim Junisa Putri Salsabila Karen Amaris Keltine Richelle Chan Kevin Chandra Wijaya Kevin John Paul Manurung Kyushu Davina Shebiartha Leny Pelita Besouw lesmana, Zannayya Putri Noer Liand Maulidina Lu Sudirman Luthfia Hidayah Marsya Asyikin Melisa Melisa Melvin Louisly Melvin Melvin Melvina Octaria Miftahul Jannah Muhammad Anshari, Muhammad Muhammad Firza Herianto Muhammad Naufal Anshari Mutiara, Ayu Yulia Nadia Carolina Weley Nadia Salsabilla Nadila Putri Nicholas Nicholas NINGSIH, SRI WAHYU Ningsih, Sri Wahyu Novi Wira Sartika Zebua Novita Putri Novri Winson Novy Suwanny Nur Laily Nur Laily Nurisman, Eko NURLAILY, NURLAILY Octaria, Melvina Oda I.B. Hariyanto Oda Ignatuis Besar Hariyanto Pambayun, Cindy Fatika Dewi Permata Andini Sinaga Prastiyo, Laode Agung Princessa tan Widiana Princessa Tan Widiana Putri Deviana Insti Putri, Aulia Ginda Putri, Nadila Putri, Rahmadani Putri, Shelvia Agustini Rahayu, Dilla Siska Rahmadani, Nia Ramadani, Nur Anisa Ramadhan, Muhammad Tri Andika Rasikah, Amelia Rasyid, Dede Hilman Regina Uliana Sirait Renanda Sareng, Alexandra Renti Friska Pangaribuan Rindiyani, Monica Rini Rini Rismauli Br Gultom Rismauli Br Gultom Riyansyah, Muhd. Wildan Rusdiana, Shelvi Rynando Sadrakh Halim Ryvaldo Rajagukguk safitri, gita Sakilah Dwi Cahyani Sakti, Nuryoga Aji Santoso, Inggrid Rosemary Saputri, Eka Adelia Selli Selli Sheerleen Sheerleen Sheerleen, Sheerleen Shely Fitria Binti Adi Azhar Silviani, Ninne Zahara Siregar, Abigael Hosanna Sisilia Sisilia, Sisilia Sitorus, Yohannes DS Situmeang, Ampuan Sri Mulyeni Stephanie Tania Steven Marlin Sudisno Sudisno Suwanny, Novy Tampubolon, Theresia Tan, David Tan, Winsherly Tantimin Tantimin, Tantimin Titania, Rizada Triana Dewi Seroja Trillian Lim Trillian Lim Trinh, Hien Ulya, Muna Vanessa Angel Vendryan Vendryan Verensia Verensia Vichadiya Vichadiya Vivi Handayani Vivi Handayani Vivian, Fiona Williem Aditya Sion Purba Winco Librawenson Windi Afdal, Windi Winky Librawinson Yana Desca Ramadani Yana Desca Ramadani Yana Oetary Yanti, Aviany Yehezkiel Christian Angga Anjula Purba Yohannes DS Sitorus Zahratul Aini