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Journal : International Journal of Management Progress

Comparative Analysis of Financial Performance in Sharia Banking and Conventional Banking Agustyawati, Dwi; Rusdin, Rusdin
International Journal of Management Progress Vol. 4 No. 2 (2022): International Journal of Management Progress
Publisher : Institute for Research and Community Service

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35326/ijmp.v4i2.4072

Abstract

This study aims to determine the financial performance of Bank Muamalat and provide evidence of differences between financial performance comparisons between Bank Muamalat Rakyat and Bank Rakyat Indonesia (BRI). This type of research is a type of descriptive analysis. This type of descriptive research aims to determine the average value of each Islamic Commercial Bank and Conventional Bank and determine the composite rating of each Islamic Commercial Bank and Conventional Bank according to the RGEC system, so that a comparison is made. The sample for this research is Bank Muamalat Indonesia and its subsidiary Bank Rakyat Indonesia in 2019-2021. This study used two methods of collecting data from case studies and academics. The results of the study show that almost all NPF ratios at Bank Muamalat change every year. Based on the results of the 2019-2021 FNP calculation, Bank Muamalat has an average FNP of 5.19%, while Bank Rakyat Indonesia has an average NPL of 2.17%. Bank Muamalat's GCG self-assessment for the 2019-2021 period has an average GCG score. 1.57. In general, seen from the level of composition, the average at Bank Muamalat has a score of 2, which means that the implementation of GCG is good. The GCG value for Bank BRI in 2019 and 2021 is that it has an average of 2.00, meaning it is able to perform better than the industry average.
Analysis of The Effect Brand Equity on Consumer Purchase Decisions in Telkomsel Products Hastuti, Hastuti; Rusdin, Rusdin
International Journal of Management Progress Vol. 5 No. 1 (2023): International Journal of Management Progress
Publisher : Institute for Research and Community Service

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35326/ijmp.v5i1.4120

Abstract

The purpose of this research is to identify and examine the effect of brand equity on consumer purchasing decisions for Telkomsel products. This study had 1,585 respondents, and the slovin formula was used to select the sample, resulting in a total of 94 responses. This study uses quantitative research for the type of data. The systematic study of parts, phenomena, and quality relationships is known as quantitative research. Questionnaires were used to collect data for this research. A questionnaire is a way of getting information from a large number of people, or respondents, by asking them a large number of questions. The information checking technique used in this study is direct relapse examination using the following formula, simple linear regression analysis is used to determine the effect of brand equity on consumer purchasing decisions of Telkomsel products: The relationship between one independent variable (X) and the dependent variable (Y). Information collection techniques using polling instruments. Simple linear regression is used in the analytic approach of this study. With a tcount (13.089) greater than ttable (1.661) and a significant probability value of 0.000 0.05, this study shows that brand equity has a positive effect. This shows that the purchase decision is significantly positively influenced by brand equity