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All Journal JURNAL EMBA : JURNAL RISET EKONOMI, MANAJEMEN, BISNIS DAN AKUNTANSI JSEH (Jurnal Sosial Ekonomi dan Humaniora) Jurnal Manajemen & Keuangan Journal of Economic, Bussines and Accounting (COSTING) Distribusi JMM UNRAM (Jurnal Magister Manajemen Universitas Mataram) Jurnal Pengabdian Magister Pendidikan IPA Jurnal Gema Ngabdi Journal of Enterprise and Development (JED) Khazanah Sosial Jurnal Abdi Insani JIIP (Jurnal Ilmiah Ilmu Pendidikan) JPIn : Jurnal Pendidik Indonesia Jurnal Abdimas Sangkabira ALEXANDRIA: Journal of Economics, Business, and Entrepreneurship Prosiding Konferensi Nasional PKM-CSR The South East Asian Journal of Management Asian Journal of Management Analytics Jurnal Pepadu Journal of Management and Creative Business International Journal of Management Science E-JURNAL AKUNTANSI
Suryani, Embun
Fakultas Ekonomi Dan Bisnis Universitas Mataram, Indonesia
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ENTREPRENEURSHIP DENGAN PENGOLAHAN JANTUNG PISANG MENJADI ABON UNTUK MENINGKATKAN PENDAPATAN MASYARAKAT DI DESA KOTARAJA LOMBOK TIMUR Jurnal Pepadu; Siti Aisyah Hidayati; Sri Wahyulina; Embun Suryani; Gusti Ayu Sri Oktariyani
Jurnal Pepadu Vol 2 No 2 (2021): Jurnal PEPADU
Publisher : Universitas Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29303/pepadu.v2i2.2183

Abstract

ABSTRAKKotaraja adalah salah satu desa di Kecamatan Sikur Kabupaten Lombok Timur yang memilki potensiyang besar di bidang pertanian dan perkebunan. Potensi yang besar tersebut didukung dengan hamparanlahan yang luas. Hasil pertanian dan perkebunan di desa ini antara lain ialah padi, jagung, dan pisang.Pisang adalah salah satu tanaman perkebunan yang tidak mengenal musim dan relatif banyak terdapatdi Desa Kotaraja. Pemanfaatan pohon pisang selama ini belum dilakukan secara maksimal, masihterbatas pada buah dan daunnya saja. Buah pisang hanya terbatas pada konsumsi sendiri atau dijual,selain itu dibuat olahan makanan seperti pisang goreng atau kolak. Sedangkan daunnya dimanfaatkansebagai pembungkus makanan. Ada alternatif lain yang dapat meningkatkan nilai pohon pisang, yaitudengan membuat abon dari bagian pohon pisang yaitu jantung pisang. Salah satu kegiatan yang dapatdijalankan untuk mengolah potensi tersebut adalah dengan membuat kreasi makanan yang belum adasebelumnya seperti pembuatan abon dari jantung pisang. Tujuan dari kegiatan ini adalah untukmengembangkann entrepreneurship melalui peningkatan nilai ekonomi hasil perkebunan (jantungpisang) menjadi olahan makanan (abon). Metode pelaksanaan kegiatan dilakukan dengan memberikanpenyuluhan tentang arti penting kewirausahaan dan praktik pembuatan abon dari jantung pisang. Praktikpembuatan dimulai dengan menjelaskan bahan-bahan dan peralatan yang digunakan, proses pengolahansampai dengan tersajikan abon dari jantung pisang. Dengan adanya peningkatan nilai ekonomi hasilperkebunan, yaitu jantung pisang menjadi abon diharapkan dapat meningkatkan pendapatan khususnyaibu-ibu rumah tangga dan masyarakat di Desa Kotaraja.
EFFECT OF FINANCIAL LITERACY, EDUCATION LEVEL AND GENDER ON THE GROWTH OF SMES: EMPIRICAL STUDY ON THE COVID19 PANDEMIC CONDITIONS Sri Wahyulina; Embun Suryani; Akhmad Saufi; Handry Sudiartha Athar
JMM UNRAM - MASTER OF MANAGEMENT JOURNAL Vol. 12 No. 1 (2023): JMM Februari 2023
Publisher : Master of Management, Mataram University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29303/jmm.v12i1.766

Abstract

This study aims to examine the effect of Financial Literacy, Education Level and Gender on the Growth of Small and Medium Enterprises (SMEs) in the Creative Economy Sector in the Mandalika Special Economic Zone (SEZ). The data was collected using the survey sample method, and the number of samples in this study was 50 SMEs. The sample was taken using a simple random sampling technique. The independent free variables are Financial Literacy, Education Level and Gender, while the dependent variable is SME Growth. Technique Analysis data is multiple linear regression, which conducted using the 2016 version of SPSS. The results showed that financial literacy and education level have a positive and significant effect on SMEs growth. Meanwhile, gender has a positive, but not significant effect on the growth of SMEs. Keywords: Financial Literacy, Education Level, Gender and SMEs Growth
Good Corporate Governance, Kredit Bermasalah, dan Likuiditas Terhadap Profitabilitas Dengan Cost Efficiency Sebagai Variabel Intervening Pada Bank Perkreditan Rakyat Dwi Upatiartha; I Nyoman Nugraha; Embun Suryani
Jurnal Pendidik Indonesia (JPIn) Vol 6, No 1: April 2023
Publisher : Yayasan Pendidikan Intan Cendekia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47165/jpin.v6i1.480

Abstract

Penelitian ini bertujuan untuk menguji Pengaruh Good Corporate Governance, Kredit Bermasalah dan Likuiditas Terhadap Profitabilitas melalui Cost Efficiency Pada Bank Perkreditan Rakyat Di Provinsi Nusa Tenggara Barat. Jenis penelitian yang digunakan dalam penelitian ini adalah penelitian asosiatif dengan pendekatan kuantitatif. Populasi dalam penelitian ini sebanyak 29 Bank Perkreditan Rakyat di Provinsi Nusa Tenggara Barat. Sampel dalam penelitian ini diperoleh dengan menggunakan teknik purposive sampling, sehingga diperoleh 18 sampel. Metode pengumpulan data yang digunakan dalam penelitian ini adalah metode sampel survey. Hasil penelitian menunjukkan bahwa Good Corporate Governance, Kredit Bermasalah dan Likuiditas tidak berpengaruh dan tidak signifikan terhadap Profitabilitas sedangkan, untuk Cost Efficiency berpengaruh negatif dan signifikan terhadap Profitabilitas. Good Corporate Governance tidak berpengaruh dan tidak signifikan terhadap Cost Efficiency sedangkan Kredit Bermasalah dan Likuiditas berpengaruh positif dan signifikan terhadap Cost Efficiency. Serta hasil penelitian pengaruh tidak langsung menunjukkan bahwa Good Corporate Governance tidak berpengaruh terhadap profitabilitas melalui Cost Efficiency, sedangkan untuk Kredit Bermasalah dan Likuiditas berpengaruh terhadap Profitabilitas melalui Cost Efficiency.         
Efektivitas Pelaksanaan Program Rehabilitasi dan Rekonstruksi Sektor Permukiman Pascabencana Gempabumi di Pulau Lombok Embun Suryani
JURNAL SOSIAL EKONOMI DAN HUMANIORA Vol. 7 No. 2 (2021): JURNAL SOSIAL EKONOMI DAN HUMANIORA
Publisher : Universitas Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (276.779 KB)

Abstract

This study aims to evaluate the effectiveness of post-disaster recovery and physical improvement activities and identify obstacles and problems faced. The study was conducted in 5 districts/cities affected by the earthquake on Lombok Island in 2018. The key informants in this study were BPBDs in the affected districts/cities, along with facilitators for each area. Data collection techniques used was interviews and observation. The effectiveness test was carried out based on the 5T standards set by BNPB, namely the right planning, right administration, right budget absorption, right technical specifics and on time. The results of data analysis indicate that the implementation of the Phase I RTG can be categorized as not meeting 5 standards: 1) not "Appropriate Planning"; 2) not “Proper administration”; 3) enough "Appropriate Budget Absorption"; 4) "Exactly technically specific",; and 5) not “On time”. On the other hand, evaluation of the implementation of the Phase II RTG can be categorized as proper planning, proper administration, proper absorption of the budget, precise technical specifications, and on time. This is because the implementation of the Phase II RTG was carried out in conditions that did not respond to an emergency and were small in number. It is concluded that all regencies/cities can implement this Phase II RTG in accordance with all established standards.
Analisis Kelayakan Investasi Pendirian Corn Drying Centre oleh Perum BULOG: Kajian Empiris di Kabupaten Dompu Embun Suryani; Syahrul Syahrul; Sukmawati Sukmawati
JURNAL SOSIAL EKONOMI DAN HUMANIORA Vol. 8 No. 1 (2022): JURNAL SOSIAL EKONOMI DAN HUMANIORA
Publisher : Universitas Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (339.041 KB)

Abstract

This empirical study was conducted to obtain a detailed description of the investment feasibility as well as to determine the level of profit that can be obtained from the Corn Drying Center in Dompu Regency. The research was conducted in Dompu Regency, NTB. The data collection method in this research is a case study by analyzing the investment feasibility of establishing a CDC by Perum BULOG in Dompu Regency. While the data collection techniques are documentation, observation and in-depth interviews with key informants. The results showed that at the production capacity of 34,500 tons per year, the calculation of the NPV showed positive. While the calculation of Net B/C is greater than 1 with an IRR rate greater than the Bank's deposit interest, namely 22.05% with a payback period of 4.98 years. For this reason, in general, the investment in Dompu CDC development based on financial aspects (NPV, Net/BC, IRR, PP) is considered very feasible. Financial analysis also shows that a decrease in production capacity also needs to be anticipated, where the limit for a decrease in production capacity that can be tolerated is up to 24,100 tons per year
Pengaruh Financial Behavior, Financial Literacy, Financial Technology Terhadap Keputusan Berinvestasi Gen Z Rahmi Restianti; Dwi Putra Buana Sakti; Embun Suryani
JURNAL SOSIAL EKONOMI DAN HUMANIORA Vol. 8 No. 3 (2022): JURNAL SOSIAL EKONOMI DAN HUMANIORA
Publisher : Universitas Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (259.932 KB) | DOI: 10.29303/jseh.v8i3.135

Abstract

investment decisions with financial technology as a moderating variable. The type of research conducted in this research is quantitative with purposive sampling technique. The population and sample in this study were Generation Z in Indonesia. The data method used in this study was a questionnaire method via google form. The data analysis used in this study is moderated regression analysis (MRA) using SPSS. The results show that financial literacy and financial behavior have a positive effect on investment decisions, while financial technology as a moderating variable does not have a positive effect on these two variables
Persepsi Terhadap Aplikasi Pengelolaan Keuangan Studi Kasus Pengelola BUMDes di Kawasan Ekonomi Khusus Mandalika Hikmah Julia; Embun Suryani; Diswandi Diswandi
JURNAL SOSIAL EKONOMI DAN HUMANIORA Vol. 8 No. 4 (2022): JURNAL SOSIAL EKONOMI DAN HUMANIORA
Publisher : Universitas Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (228.411 KB) | DOI: 10.29303/jseh.v8i4.219

Abstract

The purpose of this study was to determine the perceptions of BUMDes managers regarding financial management applications as well as the benefits and feasibility of the application to be used as a BUMDes accounting information system. This research was analyzed descriptively using the phenomenological method. Data analysis used interactive analysis techniques, which included data collection, data reduction, data presentation, and conclusion. The results of this study indicate that the perception of BUMDes managers using financial management applications is dominant to positive perceptions. The results of interviews with BUMDes managers prove that financial management applications can increase BUMDes business productivity, improve performance, work faster and easier, store data safer, and give the resulting accounting information clearer. Most BUMDes managers give some positive perception. However, some BUMDes managers still choose to keep using manual records because the financial management application is considered not to follow the business units' run. From the results of data analysis, financial management applications are appropriate for use as BUMDes financial records that have met accounting standards and are better.
Pengaruh Profitabilitas dan Likuiditas Terhadap Nilai Perusahaan dengan Kebijakan Dividen sebagai Variabel Moderasi (Studi Pada Perusahaan Manufaktur Industri Barang Konsumsi) Embun Suryani; I Nyoman Nugraha Ardana P; Qurrota A’yuni
JURNAL SOSIAL EKONOMI DAN HUMANIORA Vol. 7 No. 1 (2021): JURNAL SOSIAL EKONOMI DAN HUMANIORA
Publisher : Universitas Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (340.833 KB)

Abstract

The purpose of this study was to examine the effect of profitability and liquidity on firm value with dividend policy as a moderating variable, because several previous studies showed different results. In this study, the population is manufacturing companies listed on the Indonesia Stock Exchange, totaling 51 companies. Sampling was carried out using the purposive sampling method, so that 24 samples were obtained for 3 years of observation (2017-2019). The research data was obtained from the Indonesia Stock Exchange website. Data analysis was performed using multiple linear regression analysis. The results of this study indicate that profitability and liquidity have a significant effect on firm value. Furthermore, dividend policy strengthens the relationship between profitability and liquidity to firm value.
IDENTIFIKASI KARAKTERISTIK DAN PROFIL KEMISKINAN DI PULAU LOMBOK: BASIS PERUMUSAN INTERVENSI KEBIJAKAN Embun Suryani; Lalu Adi Permadi; Sarifudin Serif
JURNAL SOSIAL EKONOMI DAN HUMANIORA Vol. 5 No. 1 (2019): JURNAL SOSIAL EKONOMI DAN HUMANIORA
Publisher : Universitas Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (455.218 KB)

Abstract

Masalah kemiskinan merupakan fenomena sosial kemasyarakatan yang terdapat di berbagai daerah di Indonesia, termasuk di Pulau Lombok. Di lain sisi program penanggulangan kemiskinan diduga tidak memberikan dampak yang signifikan terhadap indikator-indikator kemiskinan. Tulisan ini mencoba menggambarkan dan mendeskripsikan karakteristik kemiskinan dilihat dari gambaran umum kemiskinan, karakteristik wiliyah dan akses infrastruktur. Fokus utama dari penelitian ini adalah karakteristik dan profil rumah tangga dan penduduk miskin di desa termiskin di Kabupaten Lombok Utara, Kabupaten Lombok Tengah, dan Kabupaten Lombok Timur. Berdasarkan hasil analisis data dapat dirumuskan dua aspek bagi penanggulangan kemiskinan di wilayah penelitian. Pertama, dilakukan melalui pemantapan pada tahap transisi dari pendidikan dasar ke pendidikan lanjutan melalui perbaikan akses, ketersediaan infrastruktur pendidikan khususnya bagi wilayah miskin, dan peningkatan akses kesehatan dan perbaikan kualitas pelayanan di tingkat puskesman. Kedua dilihat dari akses sumber daya dan infrastruktur wilayah miskin perlu dipertimbangkan beberapa pendekatan program penanggulangan kemiskinan, yaitu: 1) perbaikan lingkungan, karena seringkali penduduk miskin merupakan korban sekaligus agen kerusakan lingkungan; 2) meningkatkan akses air bersih serta perbaikan sanitasi bagi penduduk miskin; 3) memperluas akses lahan bagi penduduk miskin; 4) reformasi pertanian dan ekonomi yang berpihak bagi penduduk miskin.
Analisis Pengelolaan Keuangan Usaha Mikro Kecil Dan Menengah Pada Masa Pandemi Covid-19 Lasri Supriana; Embun Suryani; Alamsyah Alamsyah
JURNAL SOSIAL EKONOMI DAN HUMANIORA Vol. 7 No. 1 (2021): JURNAL SOSIAL EKONOMI DAN HUMANIORA
Publisher : Universitas Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (362.106 KB)

Abstract

This study aims to analyze the financial management of MSMEs during the Covid-19 pandemic, viewed from the aspects of planning, recording, reporting, and business control. The subjects of this research are micro, small and medium enterprises (MSMEs) of Lombok Traditional Woven Fabrics located in Sukarara Village, Jonggat District, Central Lombok Regency, NTB Province. This research was conducted using a quantitative descriptive method. The conclusion in this study is to reveal the differences in the financial management of micro, small and medium enterprises (MSMEs) of Lombok Traditional Woven Fabrics in Sukarara Village, Jonggat District, Central Lombok Regency, NTB Province before the Covid-19 pandemic and and after the Covid-19 pandemic. From the results of the research that has been carried out, it can be explained that the differences in the financial management of micro, small and medium enterprises (MSMEs) of Lombok Traditional Woven Fabrics with indicators of planning, recording, reporting, and controlling are not significant.
Co-Authors Abdul Mannan, Siti Sofiyah Ade Risbian Isnaeni Adi Septiawan Adi Septiawan Adi Septiawan Agus Septiawan Agusdin Akhmad Saufi Alamsyah Alamsyah Ala`a Nimer AbuKhalifeh Anton R. Sabella Azahra, Nabila Putri Baiq Handayani Rinuastuti, Baiq Handayani Budi Santoso Dewi Rahmasari Diswandi Diswandi Diswandi Djoko Kisworo Donny Oktavian Syah Dwi Putra Buana Sakti Dwi Upatiartha Erwan, Muhammad Fidiya, Fidiya Frebiana Joe, Angelina Furkan, Lalu M. Gilang Ramdani Gusti Ayu Sri Oktariyani Gusti Ayu Sri Oktariyani Guswulandari Handry Sudiartha Athar Hikmah Julia Husnan, Lalu Hamdani Husni, Vici Handalusia I Nyoman Nugraha I Nyoman Nugraha Ardana P I Nyoman Nugraha Ardana Putra Juliana, Nana Jurnal Pepadu Khairunnisa L. M. Furkan L. Muhammad Furkan L.M. Furkan Lalu Adi Permadi Lalu Hamdani Husnan Lalu M Furkan Lalu M. Furkan Lalu Muhamad Furkan Lalu Muhammad Furkan Lasri Supriana Luh Putu Widyani Puspitawati, Ni Lupiyoadi, Rambat M Muhdin M. Ali M. Zeldy Septiawan Muhamad Ahyar Muhamad Akhyar Muhamad Akhyar Muhamad Ali Muhamammad Ahyar Muhammad Akhyar Muhammad An Nagib A. Smith Muhdin Muhdin Muttakin, Zayyinul Nadia Rizkiana Ni Ketut Surasni Ni Luh Debby Maharani Eka Putri Ningsih, Septia Nugraha, I Nyoman Nur Aida Arifah Tara Nurmayanti, Siti Oktaryani, Sri Permadi, Lalu Adi Pramana Wahyu Hidayat Prima Astuti Handayani Purnasalam, Divia Lasasyauma Qurrota A’yuni Rahmasari, Dewi Rahmasari Rahmi Restianti Riadien, Pena Saipul Arni Muhsyaf Salsabyla Azky Santi Nururly Saputra, Alga Doni Saputra, Davit Sarifudin SARIFUDIN Sarifudin Sarifudin Sarifudin Serif Sarifudin Serip Sarifudin Serip Serif, Sarifudin Serifudin Serifudin Serif Sinta Almanika Siti Aisyah Hidayati Siti Aisyah Hidayati Siti Aisyah Hidayati Siti Aisyah Hidayati Siti Aisyah Hidayati Siti Aisyah Hidayati Siti Aisyah Hidayati Sri Oktaryani Sri Wahyulina Sri Wahyulina Sri Wahyulina Sri Wahyulina Sri Wahyulina Sri Wahyulina Sri Wahyulina Suciani Zubair Sudi Harnowo Sufiana Pujiarti Sukmawati Sukmawati Syahrul Syahrul Ulfa, Yakut Nahdiana Upatiartha, Dwi Utami Widya Astuty, Ratna Wahyulina, Sri Wardani, Ni Putu Ika Saraswati Yuan, Zhang Yunita Yunita Zainal Abidin Zainal Abidin Zayyani, Erika Zayyani