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BEHAVIORAL FINANCE DAN PENGARUHNYATERHADAP PENGAMBILAN KEPUTUSAN HUTANG (Studi Pada Usaha Kecil Dan Menengah (UKM) di Pulau Lombok ) Siti Aisyah Hidayati; Sri Wahyulina; Embun Suryani
JMM UNRAM - MASTER OF MANAGEMENT JOURNAL Vol. 7 No. 1 (2018): JMM Maret 2018
Publisher : Master of Management, Mataram University

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (311.856 KB) | DOI: 10.29303/jmm.v7i1.398

Abstract

This research aims to analyze: 1) The effect of overconfidence against debt decision-making on SME’s, 2) The Effect of the illusion of control against debt decision-making on SME’s, 3) The effect of availability against debt decision-making on SME’s.This research is a research-based approach to quantitative, with this type of research is explanatory research. The population of the research was all SME’s that are located on the island of Lombok. The technique of sampling done with Non probability sampling, i.e. using judgement sampling i.e. selecting SME’s engaged in pottery industry and already exports. Of the population, there are 35 (thirty five) SME’s which can be taken as a sample. The respondents in this study was a financial manager at the same time as the owner of each such SME’s. Data collection techniques used in this research is to use the question form. To achieve the research objectives and hypothesis testing, then the data acquired will be processed according to your needs by using statistical tools GSCA (Generalized Structured Component Analysis).The results showed: 1) Overconfidence has no significant effect on decision-making on debt undertaken by owner Managers, 2) Illusion of Control has significant effect on decision-making on debt undertaken by the SME owner managers, 3) Avaibility has no significant effect on decision-making on debt undertaken by the SME owner managers. This shows the SME’s managers in the selection of a rational debt as a source of funding. The rational attitude effected by the characteristics of respondents who was the Manager of the SME’s owner, i.e., the age of majority SME’s managers are still productive ranged from 37 to 54 years of age, mostly female, with a level of education mostly high school and college graduates, as well as long time effort over 10 years. Keywords: overconfidence, illusion of control, avaibility, decision making of debt
LENDING RELATIONSHIP DAN DAMPAKNYA TERHADAP AKSES KREDIT BAGI USAHA KECIL DAN MIKRO: (STUDI PADA USAHA SIMPAN PINJAM OLEH BADAN USAHA MILIK DESA/BUMDES DI PULAU LOMBOK) Embun Suryani; Donny Oktaviansyah; Adi Septiawan
JMM UNRAM - MASTER OF MANAGEMENT JOURNAL Vol. 9 No. 4 (2020): JMM November 2020
Publisher : Master of Management, Mataram University

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (901.313 KB) | DOI: 10.29303/jmm.v9i4.583

Abstract

The informal sector in developing countries like Indonesia is able to grow rapidly and is able to absorb labor. However, the ability to access credit is one of the main obstacles for the development and growth of Small and Micro Enterprises (SMEs). Microcredit is characterized with the existence of information asymmetry, for that we need a different approach in distributing financing for SMEs, one of which is to apply the approach lending relationship. The research was conducted at 12 Lembaga Keuangan Mikro (LKM) BUMDes in Lombok. The results indicate that the variable lending relationship positively affects credit approval and the period for credit approval submitted by customers. It means that loan approval and approval timeframes increase with the increase in the intensity of the relationship between LKM BUMDes and micro customers. The interest rate and the application of collateral do not have a positive effect on lending relationships. The implication of these results is to illustrate the intensity of interactions between borrowers and lenders can provide credit access for micro customers. Another implication shows that the microcredit distribution strategy must be carried out by building continuous relationships with customers to reduce the occurrence of information asymmetry in micro-credit distributionKeywords :Asymmetric information, intensity of relationship, interest rate, collateral, micro credit, LKM BUMDes
THE EFFECT OF FINANCIAL ATTITUDE AND FINANCIAL KNOWLEDGE ON COMPANY PERFORMANCE WITH FINANCIAL DECISIONS AS INTERVENING VARIABLES: A BEHAVIORAL FINANCE PERSPECTIVE Siti Aisyah Hidayati; Sri Wahyulina; Embun Suryani
JMM UNRAM - MASTER OF MANAGEMENT JOURNAL Vol. 10 No. 1 (2021): JMM Maret 2021
Publisher : Master of Management, Mataram University

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (938.504 KB) | DOI: 10.29303/jmm.v10i1.635

Abstract

This study aims to analyze the effect of Financial Attitude and Financial Knowledge on Company Performance with Financial Decision as an Intervening Variable on Small and Middle Enterprises Owners in Lombok Island. This research's theoretical contribution is expected to contribute to the knowledge and development of behavioral finance theory related to Financial Decision-making and Company Performance in Small and Middle Enterprises. Besides, it is also hoped that behavioral finance will become a subject in the financial management course. Furthermore, this research's practical contribution is expected to provide input, suggestions, and recommendations to the NTB Provincial Government's policymakers in making policies related to SMEs' development.               This research is research based on a quantitative approach, with this type of explanatory research. The study population was all SMEs in Lombok Island. The sampling was carried out by non-probability selection, namely using judgment sampling, selecting SMEs engaged in the pottery industry and had already exported. Of the existing population, there are 35 (Thirty-Five) SMEs that can be taken as samples. Respondents in this study are the owners of each of these SMEs. The data collection technique used in this study was to use a questionnaire. The data obtained will be processed as needed by using GSCA (Generalized Structured Component Analysis) statistical tools to achieve the research objectives and hypothesis testing.               The results showed that Financial Attitude and Financial Knowledge had a positive and significant effect on Financial Decision-making. Financial Decisions did not mediate the impact of Financial Attitude and Financial Knowledge on Company Performance, and Financial Decisions had a negative and significant effect on Company Performance. This circumstance is also motivated by the age of most of the respondents of productive age, mostly male, most of the education level is high school, and the length of business is more than 10 (ten) years. Keywords: Financial Attitude, Financial Knowledge, Financial Decision, Company Performance
PERSEPSI UKM TERHADAP APLIKASI AKUNTANSI BERBASIS ANDROID DENGAN PENDEKATAN TECHNOLOGY ACCEPTANCE MODEL DAN THEORY OF PLANNED BEHAVIOR Embun Suryani; Sinta Almanika; Adi Septiawan
JMM UNRAM - MASTER OF MANAGEMENT JOURNAL Vol. 10 No. 3 (2021): JMM September 2021
Publisher : Master of Management, Mataram University

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (888.785 KB) | DOI: 10.29303/jmm.v10i3.665

Abstract

The purpose of this study was to determine the perceptions of Small and Medium Enterprises (SMEs) users and non-users of Android-based accounting applications as well as the benefits and feasibility of the application to be used as an SME accounting information system. This study uses phenomenological methods and analyzed descriptively. The data were analyzed using interactive analysis techniques which included data collection, data reduction, data presentation, and drawing conclusions. The results of this study indicate that the perception of SMEs using Android-based accounting applications provides a lot of positive responses, both from application users and non-users. The results of interviews with informants prove that android-based accounting applications can improve business performance and productivity, work faster, stored data is safer, and the accounting information produced is clearer, more complete, and accurate. Although most of the informants gave a positive response, a few informants were still comfortable using manual recording because it was considered easy and did not require complex recording. From the results of data analysis, the android-based accounting application has a feasibility level of 72% which indicates that this accounting application is very feasible to be used as a better financial recording of SMEs and meets accounting standards.Keywords:Keywords:SMEs perception, android-based accounting application, technology acceptance model, theory of planned behavior.
PENGARUH RASIO KEUANGAN TERHADAP FINANCIAL DISTRESS PADA PERUSAHAAN JASA SUB SEKTOR RESTORAN, HOTEL & PARIWISATA YANG TERDAFTAR DI BURSA EFEK INDONESIA Salsabyla Azky; Embun Suryani; Nur Aida Arifah Tara
JMM UNRAM - MASTER OF MANAGEMENT JOURNAL Vol. 10 No. 4 (2021): JMM November 2021
Publisher : Master of Management, Mataram University

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (1176.421 KB) | DOI: 10.29303/jmm.v10i4.691

Abstract

This research aims to analysis the influence of profitability ratios proxied by Return On Assets (ROA), leverage ratios proxied by Debt to Asset Ratio (DAR), liquidity ratios proxied by Current Ratio (CR) and activity ratios proxied by Total Asset Turnover (TATO) on the prediction of financial distress on service companies of hotel, restaurant and tourism sub-sector listed on the Indonesia Stock Exchange period of 2015-2019. The criteria of financial distress in research were measured using the Interest Coverage Ratio (ICR) with a value criterion of less than one. Analysis method used in this research is logistic regression. The research results show that the profitability ratio had an effect on the prediction of financial distress. While the leverage ratio, liquidity ratio and activity ratio have no effect on the prediction of financial distress. Keywords: Financial Distress, ROA, DAR, CR, TATO, ICR
PENGARUH COGNITIVE BIAS DAN EMOTIONAL BIAS TERHADAP KEPUTUSAN PENEMPATAN DANA UNTUK MODAL KERJA PADA USAHA KECIL MENENGAH (UKM) DI PULAU LOMBOK PADA MASA PANDEMI COVID 19 Siti Aisyah Hidayati; Sri Wahyulina; Embun Suryani
JMM UNRAM - MASTER OF MANAGEMENT JOURNAL Vol. 11 No. 1 (2022): JMM Februari 2022
Publisher : Master of Management, Mataram University

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (1219.094 KB) | DOI: 10.29303/jmm.v11i1.697

Abstract

This study aims to analyze the Effect of Cognitive Bias and Emotional Bias on Fund Allocation Decision for Working Capital in Small and Medium Enterprises (SMEs) on Lombok Island during the Covid 19 Pandemic. The theoretical contribution of this research is expected to contribute to science and the development of behavioral finance theory that related to financial decision making and company performance in Small and Medium Enterprises (SMEs). In addition, behavioral finance is also expected to be the subject of financial management courses. Furthermore, the practical contribution of this research is expected to provide input, suggestions and recommendations to the policy makers of the NTB Provincial Government in making policies related to the development of SMEs. This research is a quantitative approach-based research, with the type of explanatory research. The research population is all SMEs located on the island of Lombok. The sampling technique is carried out by non-probability sampling, which uses judgment sampling, namely selecting SMEs that are engaged in the pottery industry and have already exported. From the existing population, there are 34 (thirty four) SMEs that can be taken as samples. Respondents in this study are the owners of each of these SMEs. The data collection technique used in this research is using a questionnaire. To achieve the research objectives and hypothesis testing, the data obtained will be processed according to the needs by using the statistical tool GSCA (Generalized Structured Component Analysis). The results showed that Cognitive Bias and Emotional Bias had a positive and significant impact on fund allocation decision for Working Capital in Small and Medium Enterprises (SMEs) on Lombok Island during the Covid 19 Pandemic. This was motivated by the age of most of the respondents of productive age, mostly male, the education level is mostly high school and college and the length of business is more than 15 (fifteen) years. Keywords: cognitive bias, emotional bias, fund allocation decision for working capital
ANALISIS PENGARUH TECHNO-FINANCE LITERACY DAN PRAKTIK ENTREPRENEUR RISK MANAGEMENT TERHADAP KINERJA USAHA KECIL MENENGAH (UKM) DI KABUPATEN LOMBOK BARAT Ni Luh Debby Maharani Eka Putri; I Nyoman Nugraha Ardana Putra; Embun Suryani
JMM UNRAM - MASTER OF MANAGEMENT JOURNAL Vol. 11 No. 1 (2022): JMM Februari 2022
Publisher : Master of Management, Mataram University

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (1028.774 KB) | DOI: 10.29303/jmm.v11i1.705

Abstract

Penelitian ini bertujuan untuk menguji Analisis Pengaruh Techno-Finance Literacy dan Praktik Entrepreneur Risk Management Terhadap Kinerja UKM di Kabupaten Lombok Barat. Jenis penelitian yang digunakan dalam penelitian ini adalah penelitian asosiatif dengan pendekatan kuantitatif. Populasi pada penelitian ini sebanyak 366 UKM. Sampel dalam penelitian ini diperoleh dengan menggunakan teknik purposive sampling, sehingga jumlah sampel ditentukan sebanyak 50 pelaku UKM. Metode pengumpulan data yang digunakan pada penelitian ini adalah sampel survey. Variabel dalam penelitian ini adalah Literasi Keuangan, Literasi Teknologi dan Praktik ERM. Analisis data yang digunakan regresi linier berganda dengan menggunakan SPSS. Hasil penelitian ini menunjukkan bahwa Literasi Keuangan dan Literasi Teknologi berpengaruh positif dan tidak signifikan terhadap kinerja UKM sedangkan Praktik ERM berpengaruh positif dan signifikan terhadap Kinerja UKM. Kata Kunci: Literasi Keuangan, Literasi Teknologi, Praktik ERM, dan Kinerja UKM
Pengembangan Manajemen Pengolahan Sampah Menjadi Aneka Produk Yang Memiliki Nilai Ekonomis Tinggi Untuk Meningkatkan Pendapatan Masyarakat Desa Pijot Embun Suryani; Lalu Muhammad Furkan; Sarifudin Serip; Muhdin Muhdin; Muhamad Ali
Jurnal Pengabdian Magister Pendidikan IPA Vol 4 No 2 (2021)
Publisher : Universitas Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (694.224 KB) | DOI: 10.29303/jpmpi.v4i2.809

Abstract

Desa Pijot memiliki potensi wisata bahari yang sangat penting, karena merupakan pintu gerbang terdekat untuk memasuki daerah-daerah wisata Pantai Pink dan 27 gili melalui wilayah perairan. Aspek negatif dari potensi wisata ini adalah sampah. Masyarakat terbiasa membuang sampah sembarangan dan umumnya masyarakat desa membuah sampah di selokan dan pematang sawah, sehingga menyebabkan tersumbatnya saluran air, yang mengakibatkan terjadinya banjir pada musim penghujan. Langkah awal yang dapat dilakukan untuk meminimalkan sampah, terutama sampah rumah tangga adalah melakukan pemilahan antara sampah organik dan sampah anorganik. Sampah organik dapat dijadikan kompos, sedangkan sampah anorganik dapat dijadikan aneka kreasi daur ulang. Namun, pengetahuan masyarakat Desa Pijot terkait manajemen pengelolaan dan pengolahan sampah masih sangat terbatas. Untuk itu, kegiatan ini bertujuan untuk mensosialisasikan manajemen pengelolaan dan pengolahan sampah menjadi berbagai produk yang bernilai ekonomis, sehingga dapat menjadi salah satu kegiatan ekonomi kreatif masyarakat untuk meningkatkan pendapatannya. Pendekatan yang digunakan dalam kegiatan ini adalah Participatory Rural Appraisal yang menekankan keterlibatan masyarakat dalam keseluruhan kegiatan mulai dari perencanaan, pelaksanaan dan evaluasi program. Masyarakat sasaran yang ingin dicapai dari kegiatan ini adalah Pokdarwis dan Kelompok PKK Desa Pijot. Hasil dari kegiatan ini adalah masyarakat sasaran mengalami peningkatan pemahaman dan ketrampilan untuk mengolah sampah organik dan sampah plastik menjadi berbagai produk yang bernilai dan memiliki nilai jual. Sampah organik diolah menjadi pupuk kompos dan pupuk cair, sedengkan sampah plastik diolah menjadi ecobrick dan berbagai produk souvenir berbahan plastik. Melalui pengolahan sampah ini dapat menciptakan lingkungan yang bersih dan mendukung Desa Pijot sebagai destinasi wisata bahari. Selain itu, dengan dilaksanakannya kegiatam PKM ini maka terjadi peningkatan dan perbaikan kemampuan dan ketrampilan masyarakat sasaran yang mendukung terjadinya peningkatan kegiatan ekonomis masyarakat.   Diharapkan melalui kegiatan ini dapat menumbuhkan ide-ide kreatif, untuk mendapatkan hasil yang lebih baik dan lebih bervariasi yang kemudian dapat dijadikan modal awal untuk memulai usaha.
Pemberdayaan Masyarakat melalui Pengembangan Usaha Budidaya Madu Trigona untuk Membentuk Kampong Madu Desa Saribaye Kecamatan Lingsar Embun Suryani; Sri Wahyulina; Diswandi Diswandi; L. Muhammad Furkan; Serifudin Serif; Muhamad Ali
Jurnal Pengabdian Magister Pendidikan IPA Vol 4 No 2 (2021)
Publisher : Universitas Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (613.631 KB) | DOI: 10.29303/jpmpi.v4i2.810

Abstract

Desa Saribaye merupakan desa dengan cakupan wilayah berupa lahan pertanian, perkebunan dan kawasan hutan rakyat yang cukup luas, sehingga memiliki potensi yang besar untuk mengembangkan budidaya lebah madu trigona. Budidaya lebah madu trigona dan produk-produk turunannya merupakan salah satu upaya untuk memberdayakan masyarakat yang berbasis ekonomi kreatif, yang diharapkan dapat berkontribusi dalam meningkatkan pendapatan masyarakat. Kegiatan ini bertujuan untuk mengembangkan budidaya madu trigona dengan manajemen usaha yang professional, dengan menginisiasi terbentuknya “Kampung Madu Trigona” untuk mendukung Desa Saribaye sebagai salah satu destinasi agroekowisata di Pulau Lombok. Untuk mencapai tujuan tersebut, model pendekatan yang digunakan adalah Participatory Rural Appraisal (PRA) yang menekankan keterlibatan masyarakat dalam keseluruhan kegiatan mulai dari perencanaan, pelaksanaan dan evaluasi program. Kegiatan ini terdiri dari tiga kegiatan yaitu penyuluhan, demplot (demonstration plot), dan pendampingan budidaya madu trigona. Kelompok sasaran dari kegiatan ini yaitu Kelompok Usaha Madu Sakti dan Kelompok Karang Taruna. Hasil dan luaran kegiatan setelah dilaksanakan sosialisasi dan pelatihan adalah masyarakat sasaran mengalami peningkatan pemahaman dan ketrampilan untuk melakukan budidaya madu trigona dan membuat kemasan yang menarik dan hygienis. Melalui budidaya madu trigona ini dapat meningkatkan pendapatan masyarakat sasaran yang diharapkan akan menggerakkan seluruh anggota masyarakat desa, sehingga dapat meningkatkan perekonomian Desa Saribaye. Oleh karena itu, dengan dilaksanakannya kegiatam PKM ini maka terjadi peningkatan dan perbaikan kemampuan dan ketrampilan masyarakat sasaran yang mendukung terjadinya peningkatan kegiatan ekonomis masyarakat.   Diharapkan melalui kegiatan ini dapat menumbuhkan ide-ide kreatif, untuk mendapatkan hasil yang lebih baik dan lebih bervariasi yang kemudian dapat dijadikan modal awal untuk memulai usaha.
Pengembangan Atraksi Agrowisata Taman Bunga sekaligus sebagai Sumber Pakan Lebah Trigona untuk Meningkatkan Kapasitas Produksi Madu Trigona di Desa Saribaye Kecamatan Lingsar Embun Suryani; Diswandi Diswandi; L. M. Furkan; Sri Wahyulina; Sarifudin Serip; Ni Ketut Surasni; Muhamad Ahyar; M. Ali
Jurnal Pengabdian Magister Pendidikan IPA Vol 4 No 3 (2021)
Publisher : Universitas Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (1209.174 KB) | DOI: 10.29303/jpmpi.v4i3.976

Abstract

Desa Lingsar merupakan salah satu desa di Kabupaten Lombok Barat yang terdampak bencana gempa bumi tahun 2018. Daerah ini berpotensi untuk mengembangkan agrowisata karena 53% wilayahnya terdiri dari perkebunan tanaman buah-buahan, penghasil bibit tanaman buah-buahan serta penghasil buah-buahan terbesar di Provinsi NTB. Untuk itu, Desa Lingsar memiliki potensi yang besar untuk mengembangkan budidaya lebah madu trigona, karena memiliki sumber pakan lebah yang cukup berlimpah. Budidaya lebah madu trigona dan produk-produk turunannya merupakan salah satu upaya untuk memberdayakan masyarakat yang berbasis ekonomi kreatif, yang diharapkan dapat berkontribusi dalam meningkatkan pendapatan masyarakat. Untuk itu, kegiatan ini bertujuan untuk mengembangkan kapasitas produksi madu trigona melalui pengembangan sumber-sumber pakan dari tanaman bunga, yang sekaligus dapat dikelola sebagai atraksi agrowisata. Model pendekatan yang digunakan dalam melaksanakan kegiatan ini adalah Participatory Rural Appraisal (PRA) yang menekankan keterlibatan masyarakat dalam keseluruhan kegiatan mulai dari perencanaan, pelaksanaan dan evaluasi program. Kegiatan ini terdiri dari tiga kegiatan yaitu penyuluhan, demplot (demonstration plot), dan pendampingan budidaya tanaman bunga sekaligus budidaya madu trigona dan diversifikasi produk turunan. Kelompok sasaran dari kegiatan ini yaitu Kelompok Usaha Madu Trigona Repoq Bangket Desa Saribaye. Output dari kegiatan ini adalah meningkatnya kapasitas budidaya madu trigona, sekaligus menciptakan bentuk/sumber pendapatan lain yang berhubungan dengan budidaya madutrigona. Bentuk/sumber pendapatan ini berasal dari sektor agrowisata, dengan terbentuknya atraksi taman bunga, holtikultura, dan tabulampot. Hasil akhir yang diharapkan dari kegiatan ini adalah untuk meningkatkan perekonomian masyarakat desa.
Co-Authors Abdul Mannan, Siti Sofiyah Ade Risbian Isnaeni Adi Septiawan Adi Septiawan Adi Septiawan Agus Septiawan Agusdin Ahyar, Muhamammad Akhmad Saufi Alamsyah Alamsyah Ala`a Nimer AbuKhalifeh Anggun Hilendri Lestari, Baiq Anton R. Sabella Anuar bin Arshad, Mohd. Azahra, Nabila Putri Azim, Pahrul Baiq Handayani Rinuastuti, Baiq Handayani Budi Santoso Dewi Rahmasari Diswandi Diswandi Diswandi Djoko Kisworo Donny Oktavian Syah Dwi Putra Buana Sakti Dwi Upatiartha Erwan, Muhammad Fidiya, Fidiya Frebiana Joe, Angelina Furkan, Lalu M. G. A. Sri Oktaryani Gusti Ayu Sri Oktariyani Gusti Ayu Sri Oktariyani Guswulandari Handry Sudiartha Athar Hidayat, Pramana Wahyu Hikmah Julia Husnan, Lalu Hamdani Husni, Vici Handalusia I Nyoman Nugraha I Nyoman Nugraha Ardana P I Nyoman Nugraha Ardana Putra IHSAN ROIS, IHSAN Juliana, Nana Jurnal Pepadu Khairunnisa L. M. Furkan L. Muhammad Furkan L.M. Furkan Lalu Adi Permadi Lalu Hamdani Husnan Lalu M Furkan Lalu M. Furkan Lalu Muhamad Furkan Lalu Muhammad Furkan Lasri Supriana Luh Putu Widyani Puspitawati, Ni Lupiyoadi, Rambat M Muhdin M. Ali M. Furkan, Lalu M. Zeldy Septiawan miah, Sulai miati, Yas Muhamad Ahyar Muhamad Akhyar Muhamad Akhyar Muhamad Ali Muhammad Akhyar Muhammad An Nagib A. Smith Muhdin Muhdin Muttakin, Zayyinul Nadia Rizkiana Ni Ketut Surasni Ni Luh Debby Maharani Eka Putri Ningsih, Septia Nugraha, I Nyoman Nur Aida Arifah Tara Nurmayanti, Siti Nuzul Hidayat, Nuzul Oktaryani, Sri Permadi, Lalu Adi Prima Astuti Handayani Purnasalam, Divia Lasasyauma Qurrota A’yuni Rahmasari, Dewi Rahmasari Rahmi Restianti Ramdani, Gilang Riadien, Pena Saipul Arni Muhsyaf Salsabyla Azky Santy Nururly Saputra, Alga Doni Saputra, Davit Sarifudin SARIFUDIN Sarifudin Sarifudin Sarifudin Serif Sarifudin Serip Sarifudin Serip Serif, Sarifudin Serifudin Serifudin Serif Sinta Almanika Siti Aisyah Hidayati Siti Aisyah Hidayati Siti Aisyah Hidayati Siti Aisyah Hidayati Siti Aisyah Hidayati Siti Aisyah Hidayati Siti Aisyah Hidayati Sri Wahyulina Sri Wahyulina Sri Wahyulina Sri Wahyulina Sri Wahyulina Sri Wahyulina Sri Wahyulina Suciani Zubair Sudi Harnowo Sufiana Pujiarti Sukmawati Sukmawati Syahrul Syahrul Ulfa, Yakut Nahdiana Upatiartha, Dwi Utami Widya Astuty, Ratna Wahyulina, Sri Wardani, Ni Putu Ika Saraswati Yu, Bao Yuan, Zhang Yunita Yunita Zainal Abidin Zainal Abidin Zayyani, Erika Zayyani Zefanya Andryan Girsang