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ary yunanto
Univ. Jenderal Soedirman
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Journal : Lentera Hukum

 1 
The Interplay of Banking Development and Legal Reforms Marbun, Bachtiar; Santoso, Budi; Yunanto, Yunanto
Lentera Hukum Vol 11 No 2 (2024): LENTERA HUKUM
Publisher : University of Jember

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.19184/ejlh.v11i2.47722

Abstract

The enforcement of mortgage rights plays a pivotal role in ensuring economic stability and protecting citizens' financial interests. Within the broader context of economic governance, the banking sector acts as a fundamental pillar, driving economic growth and safeguarding financial certainty. This study examines the regulatory framework governing the enforcement of mortgage rights in Indonesia, emphasizing its impact on financial security and the reduction of Non-Performing Loans (NPL). Through a normative juridical approach, this research analyzes the existing legal provisions in Indonesia and explores avenues for enhancing the mortgage enforcement process. In addition to legal analysis, philosophical discourse is employed to understand the practical challenges in enforcing mortgage rights. A comparative approach focuses on the Indian legal system, where mortgage rights can be executed without court intervention. India’s approach has effectively reduced Non-Performing Assets (NPA), offering valuable insights into Indonesia’s legal reform efforts. The study suggests adopting a comparable framework in Indonesia could streamline mortgage enforcement procedures, reduce litigation, and enhance financial stability. This research aims to contribute to Indonesia’s broader economic management and governance strategies by proposing legal reforms and promoting a more efficient, competitive, financial security, and equitable financial system.KEYWORDS: Legal Reform, Banking, Morgage Rights, Indonesia, India.
Co-Authors Achmad Noerkhaerin Putra AFFANDI, FAKHRUN Agus Sarono, Agus Agus Suroso Al Ayubi, Shalahuddin Al-Asyari, Shella Virgina Umma Alam, Faris Satria Alfi Syahrin Rahazade, Raden Roro Hanny Alriski, Mochammad Fadhil Niko Amal, Hifdul Lisan Amal, Ichlasul Anggraeni, Lisa Angkawidjaja, Elizabeth Vania Ardhita, Bunga Cheta Kharisma Ari Asnani Ariyani, Noor Aida Arviana Yuliasari, Arviana BAMBANG SUNARKO Bella, Nadia Putri Salsa Briliyan Ernawati Chandra Kirana Daryono Daryono, Daryono DITA PERWITASARI Dwi Budi Santoso Edi Widjajanto Erminawati erminawati Fajriyah, Bunga Sita Roihanul Hafidh Prasetyo, Mujiono Hafiz, M. Al Halim, Pricilia Gunawan Hastono, Broto Hendriyono, F.X. Hidayat, Abia Kalila Imelda Martinelli, Imelda Irawati Irawati Jaedin, Jaedin - Joko Priyono KA, Ryamizard Haritzidane Legianty, Fanny Amelia Lumbanraja, Anggita Doramia M Aris Widodo Maharani Sukma, Novira Manurung, Samuel Karunia Marbun, Bachtiar MS Chandra Ndokii, Pongki Paulus Ni’mah, Alna Fadliah Ais Fatchun Noor, Muhammad Rifky Ersadian Novira Maharani Sukma, Novira Maharani Nugrantara, Pafta Ubay Ongriwalu, Adolf Djatmiko Partogi Sihombing , Januardo Sulung Prasasti, Inicafony Priyono, F.X. Joko Pudji Andayani, Pudji Purbaningtyas, Brian Jati Purwanto Purwanto Putra, Yoga Abiansyah Dwi Rachman, Tasya Putri Radam, M. Robyanoor Ahyadi Rahayu Rahayu Rakhmawati, Yuli Ramadhanty, Diva Azmia Ramadita, Ivan Yosa Ari Ratno Purnomo Renny Aditya Rizky Mutiara Lestari, Rizky Mutiara Rizkyana, Muhamamd Agung Sadtyafitri, Murti Safitri, Fanti Indriana Salim, Monica Anggriana Sandy, Valencya Arya Saputra, Dimas Saraswati , Retno Septian Rheno Widianto siti wulandari Suci, Vebricia Rahmah Suliyanto . Suliyanto Suliyanto Surjadi, Tresty Putri Sutarmin Sutarmin, Sutarmin Syahid, Annisa Fitri Nur Tambunan, Jonathan Hiero Tarumingkeng, Meilinda Tobing, Samuel L. Triawanti Triawanti Turymshayeva , Arida Undri Rastuti Valencia Granetta, Vio Wardhana, Wisnu Cakra Wawan Setiawan Weni Novandari Westi, Adella Putri Wibowo, Widiyo Suryo Wibowo Widiyanti, Ida Yoga, Yoga Yos Johan Utama Yudha, Ahmad arie Yudhoyono, Gatot Eko Zulaicha, Ratni Zulfa, Diah Ayu Kholivia