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All Journal JURNAL ECONOMIA Teknika: Jurnal Sains dan Teknologi Jurnal Penelitian Pendidikan IPA (JPPIPA) Owner : Riset dan Jurnal Akuntansi JURNAL PENDIDIKAN TAMBUSAI Jurnal Ilmiah Edunomika (JIE) Enrichment : Journal of Management EKONOMI, KEUANGAN, INVESTASI DAN SYARIAH (EKUITAS) Community Development Journal: Jurnal Pengabdian Masyarakat JOURNAL OF BUSINESS AND ECONOMICS RESEARCH (JBE) JINAV: Journal of Information and Visualization KLIK: Kajian Ilmiah Informatika dan Komputer Jurnal Ekonomi Jurnal Bina Bangsa Ekonomika Batara Wisnu : Indonesian Journal of Community Services Bussman Journal : Indonesian Journal of Business and Management Journal of Management, Accounting, General Finance and International Economic Issues (MARGINAL) National Conference on Applied Business, Education & Technology (NCABET) Indonesian Journal of Thousand Literacies Jurnal Pengabdian Masyarakat Bangsa Bina Bangsa International Journal of Business and Management WINDRADI: Jurnal Pengabdian Masyarakat Jurnal Ilmiah Manajemen Dan Kewirausahaan
Kenedi, Kenedi
Universitas Bina Bangsa
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The Role of Health Insurance in Facilitating Access to Healthcare Utilization: A Case Study of BPJS Kesehatan Users in Banten Province Kurniawanto, Hadi; Anggriawan, Muhammad Angga; Tejaarief, Billy; Kenedi
Jurnal Penelitian Pendidikan IPA Vol 11 No 2 (2025): February
Publisher : Postgraduate, University of Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29303/jppipa.v11i2.9319

Abstract

Access to healthcare remains a major challenge, especially in developing countries, due to limited infrastructure, medical personnel, and funding. In 2017, the World Bank and WHO reported that nearly half of the world's population struggled to access healthcare due to high costs, including in Indonesia. This study examines the factors influencing BPJS Kesehatan participation and its impact on healthcare utilization. Using probit models and regression techniques, the analysis highlights key determinants, including residence, age, marital status, healthcare utilization, sanitation, household size, income, agricultural participation, health conditions, and employment status. The study also evaluates the effect of insurance coverage on healthcare visits using Negative Binomial Regression and IV Poisson GMM methods. Results indicate that while insurance increases healthcare utilization, factors such as geographic location and out-of-pocket expenses influence access. Findings suggest the need for targeted policies to improve insurance accessibility, particularly in rural areas, and address economic barriers. Limitations include the cross-sectional nature of the data and potential biases in self-reported information. Future research should explore longitudinal data and additional variables to better understand health insurance dynamics.
THE NEXUS BETWEEN FINANCIAL STABILITY AND ECONOMIC GROWTH IN SOUTHEAST ASIA Kenedi, Kenedi; Farida, Gina; Hidayatullah, Rizki
JURNAL ILMIAH EDUNOMIKA Vol. 7 No. 2 (2023): EDUNOMIKA
Publisher : ITB AAS Indonesia Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jie.v7i2.13982

Abstract

Financial stability is an important part of economic growth. The main objective in this study is to analyze how financial stability (using Bank Z-Score) affects economic growth. The data used is country-level data from five selected countries in the Southeast Asia region (Indonesia, Cambodia, Malaysia, Philippines, and Thailand) for the period 2011 – 2021 using the ARDL model approach. The results of this study found strong evidence that financial stability (banking stability) has a positive effect on economic growth for countries in the Southeast Asian region. This study also reveals that it is not only financial stability variables that are important to achieve economic growth but investment and trade openness must also be increased if the country want to achieve the expected economic growth. The positive relationship between investment and trade openness implies that investment and trade openness can be beneficial to economic growth. . Keywords : financial stability, economic growth, bank z-score, ARDL
The Effect of Consumption, Investment, and Government Expenditure on the Economic Growth of West Java Province Sihotang, Erika Agustiani; Hidayat, Asep Munir; Tejaarief, Billy; Kenedi, Kenedi; Agustini, Anti Wulan
JOURNAL OF MANAGEMENT, ACCOUNTING, GENERAL FINANCE AND INTERNATIONAL ECONOMIC ISSUES Vol. 5 No. 1 (2025): DECEMBER
Publisher : Transpublika Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55047/marginal.v5i1.1932

Abstract

The trajectory of economic expansion in West Java is contingent upon three cardinal determinants: household consumption, capital investment, and fiscal expenditure. Consumption propels aggregate demand for commodities and services, investment augments productive capacity, while governmental disbursement, particularly directed toward infrastructural advancement and social initiatives, engenders employment prospects and elevates communal welfare. This paper seeks to scrutinize the ramifications of consumption, investment, and fiscal spending on the economic progression of West Java Province throughout the 2020–2024 interval. The investigation employs a Secondary Data Analysis (SDA) paradigm underpinned by a quantitative orientation. The empirical sample encompasses 27 regencies/municipalities within West Java Province, delineated through a saturated sampling modality. The collated data were subjected to panel data econometric techniques utilizing the EViews 12 platform. Findings shed light that consumption, investment, and governmental expenditure exert discernible influences upon economic growth, albeit with heterogeneous magnitudes across territorial units. In conclusion, these three variables manifest statistically significant bearings on West Java’s economic development, though the intensity of their effects diverges among regions.
The Effect of Economic Growth, Investment and Unemployment on Poverty in Sulawesi Island from 2010 to 2024 Saputri, Desti; Hidayat, Asep Munir; Tejaarief, Billy; Kenedi, Kenedi; Agustini, Anti Wulan
JOURNAL OF MANAGEMENT, ACCOUNTING, GENERAL FINANCE AND INTERNATIONAL ECONOMIC ISSUES Vol. 5 No. 1 (2025): DECEMBER
Publisher : Transpublika Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55047/marginal.v5i1.1936

Abstract

Poverty remains an obstacle that continues to disrupt social welfare among communities on the island of Sulawesi. The objectives of this study are to determine the long-term effects of economic growth, investment and unemployment on poverty in Sulawesi Island; to examine the short-term effects in each province in Sulawesi Island; to determine whether there is an error correction adjustment mechanism; and to determine whether there is a causal relationship between economic growth and poverty. This study uses the Secondary Data Analysis (SDA) method with a quantitative correlational approach and uses the ARDL Panel analysis model. The study's outcomes reveal that economic growth, investment, and unemployment significantly reduce poverty across Sulawesi Island when examined over extended periods. Short-term provincial variations emerge as follows: North Sulawesi and Central Sulawesi experience positive effects from all three factors. In South Sulawesi and Southeast Sulawesi, economic growth and investment demonstrate negative effects, whereas unemployment shows positive effects. Gorontalo exhibits positive effects from economic growth and unemployment, though investment produces negative effects. West Sulawesi presents a mixed pattern, with economic growth reducing poverty while investment and unemployment increase it. Although error correction adjustments function across all provinces, only West Sulawesi demonstrates statistically significant adjustment processes. There is a causal relationship between economic growth and poverty.  Equitable economic growth and investment can certainly be felt by the poor, thus opening up opportunities to increase productivity, and vice versa. Meanwhile, unemployment certainly has a significant impact on poverty.
Analysis of the Impact of Unemployment Rates on Economic Growth in Java: The ARDL Panel Approach in Current Economic Dynamics Ramadhan, Alfa; Hidayat, Asep Munir; Tejaarief, Billy; Kenedi, Kenedi; Agustini, Anti Wulan
JOURNAL OF MANAGEMENT, ACCOUNTING, GENERAL FINANCE AND INTERNATIONAL ECONOMIC ISSUES Vol. 5 No. 1 (2025): DECEMBER
Publisher : Transpublika Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55047/marginal.v5i1.1937

Abstract

Economic growth plays an important role in the development of a country and the welfare of its people. One indicator that influences economic growth is the unemployment rate, which can reduce productivity and cause social problems. This research aims to analyze the long-term and short-term effects of unemployment rate, investment, inflation, and Human Development Index (HDI) on economic growth in the provinces of Java Island, as well as to assess the long-term adjustment mechanism (Error Correction Term) in each region. This research uses secondary data analysis with a correlational quantitative approach. The research results show that in the long term, unemployment rate, investment, inflation, and HDI have a significant influence on economic growth. In the short term, the influence between variables differs across provinces: East Java shows significant influence from all variables, Central Java is influenced by unemployment rate, inflation, and HDI, while DKI Jakarta is influenced by unemployment rate and investment. Banten, West Java, and DIY do not show significant influence in the short term. The long-term adjustment mechanism (Error Correction Term) is significant in East Java, but not significant in other provinces. Based on these findings, it can be concluded that macroeconomic variables have different influences across regions in Java Island, with East Java as the province that is most consistent in achieving long-term economic growth stability. The results of this research provide important implications for the formulation of region-based economic policies that consider the differences in characteristics and economic responses across provinces.
Co-Authors Ade Idzhar Agisna, Muhamad Agus Irawan Agus Sunardi Agustin, Nungki Ahmad Fatoni Amsilah, Amsilah Anggriawan, Muhammad Angga Anisa Kusumawardani Anisa, Aan Anti Wulan Agustini April Laksana April Laksana Ardiyansah, Ardiyansah Aryati Aryati Aslami, Iron Fajrul Ayu Nuryani Azhar, Intan Nabila Aziza, Pretty Failasufa Basudewa, Meisya Diazzahra Putri Basuki Rakhim Setya Permana Budiman, Dedi Cahya, Kamilah Darsono Darsono Denardo, Denardo Denisa Fitriya 'Uzzahra ENCEP SAEFULLAH, ENCEP Farida, Gina Faturohman Faturohman, Faturohman Fernando, Iqbal Furtasan Ali Yusuf Gagah Dwiki Putra Aryono Gina Farida Hadi Kurniawanto Hanafiyah, Ahmad Adrian Harsiti Harsiti, Harsiti Hidayat, Asep Munir Hilman, Mohamad Indri Yani, Indri Intan Indria Dewi Intan Indria Dewi Irwan Sukmawan Irwan Sukmawan Irwan Sukmawan Khaerudin, Dedy Krahara, Yuwan Ditra Listiani, Mira Listiawati Listiawati Maharani, Adella Miftahul Huda Miftahul Huda Muhammad Angga Anggriawan Mulia, Okvin Mulyani Mulyani Munawaroh Munawaroh Munggaran, Rebion Raga Pramitasari, Anisa Pramono, Abdul Chatim Qotrun Nada, Zanuba Ramadhan, Alfa Riaz Muhammad Khatami Riska Ferdiana Riska Ferdiana Rizki Hidayatullah Rizki Hidayatullah Rozikin, Imam Rudianto Rudianto Rustandi, Tata Sagina, Yunica Marsha Saputri, Desti Sari Ningsih Septiyani, Rini Dwi Setyawati, Kiki Sihotang, Erika Agustiani Siti Hartati Sukmawan, Irwan Tejaarief, Billy Udin Suadma