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All Journal Jurnal Computech & Bisnis (e-Journal) Indonesian Journal of Disability Studies INKUIRI : Jurnal Pendidikan IPA Pendas : Jurnah Ilmiah Pendidikan Dasar Prosiding Seminar Nasional Darmajaya Unes Law Review COLLASE (Creative of Learning Students Elementary Education) Sumatera Medical Journal Journal of English Education and Teaching (JEET) Jurnal Pengabdian kepada Masyarakat Nusantara Wacana : Jurnal Penelitian Bahasa, Sastra dan Pengajaran International Journal of Islamic Educational Psychology ENGLISH FRANCA : Academic Journal of English Language and Education Jurnal Wawasan Pendidikan Acman: Accounting and Management Journal Jurnal Psikologi Insight Proceeding International Conference on Malay Identity Jurnal Sosial dan Sains Jurnal Cendekia Mengabdi Berinovasi dan Berkarya International Journal of Innovation and Education Research Journal of Economics, Management, and Entrepreneurship JICS : Journal Of International Community Service Journal of Economics Development Research LINGUISTS : JOURNAL OF LINGUISTICS AND LANGUAGE TEACHING Journal of Economics, Management, and Entrepreneurship Persepsi: Jurnal Riset Mahasiswa Psikologi
Indah Damayanti, Indah
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Religion Agriculture, Biological Sciences & Forestry Arts Humanities Astronomy Biochemistry, Genetics & Molecular Biology Chemical Engineering, Chemistry & Bioengineering Chemistry Computer Science & IT Control & Systems Engineering Decision Sciences, Operations Research & Management Earth & Planetary Sciences Economics, Econometrics & Finance Education Energy Engineering Environmental Science Immunology & microbiology Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Materials Science & Nanotechnology Medicine & Pharmacology Neuroscience Physics Public Health Social Sciences Other

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Investigating the Impact of Financial Ratios, Good Corporate Governance and Digital Technology on Financial Distress in Banking Amid Inflation in the Digital Age Roslina, Nita Yura; Damayanti, Indah; Sholihah, Sana
Jurnal Computech & Bisnis (e-journal) Vol. 19 No. 2 (2025): Jurnal Computech & Bisnis (e-Journal)
Publisher : LPPM STMIK Mardira Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56447/s6nt3a42

Abstract

This study examines the influence of financial ratios, good corporate governance (GCG), and digital advancement on financial distress in Indonesia's banking sector, with inflation as a moderating variable.  This research employs a quantitative methodology and panel-data regression analysis to examine 185 observations from 37 active banks over 2020-2024.  The analytical methods include descriptive statistics and panel-data regression with a fixed-effects model.  The model selection is based on Chow and Hausman tests, which indicate that the fixed-effect model is more appropriate for the data under analysis.  The analysis indicates a strong fit of the regression model, evidenced by an R-squared of 86.85% and statistically significant findings at the 1% level.  The primary findings indicate that the Loan to Deposit Ratio (LDR) positively affects financial stability, whereas the operational cost-to-operational income ratio (BOPO) negatively affects financial stability.  Inflation further intensifies the adverse impacts of non-performing loans (NPL) on financial distress.  This study underscores the significance of operational efficiency and meticulous risk management in sustaining financial stability in the digital age.  The findings underscore the imperative of operational efficiency, judicious credit risk management, and responsiveness to macroeconomic conditions to maintain financial stability in the banking sector in the digital era.  This study offers critical insights for banking sector stakeholders to understand the determinants of financial distress and implement strategic measures to improve bank financial stability amid evolving economic circumstances.
Analisis Faktor-Faktor yang Mempengaruhi Daya Saing Usaha Kecil dan Menengah (UMKM) di Era Digital Hidayah, Titin; Zahdan, Zahdan; Damayanti, Indah
Journal of Economics Development Research Vol. 1 No. 4 (2025): Journal of Economics Development Research, December 2025
Publisher : Gema Cendekia Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.71094/joeder.v1i4.249

Abstract

Tujuan penelitian ini menganalisis faktor-faktor utama yang memengaruhi daya saing UMKM di Indonesia pada era digital pada tahun 2025. Perkembangan teknologi mendorong transformasi dalam operasional bisnis UMKM, namun tantangan seperti keterbatasan literasi digital, akses pembiayaan, dan kemampuan inovasi masih menjadi penghambat. Penelitian ini menggunakan pendekatan kualitatif dengan mengkaji literatur relevan dan laporan resmi pemerintah. Hasil penelitian menunjukkan bahwa daya saing UMKM dipengaruhi oleh adopsi teknologi digital, kualitas sumber daya manusia, inovasi produk, akses pasar, dukungan kebijakan pemerintah, serta kolaborasi dengan ekosistem digital. Temuan ini diharapkan dapat menjadi masukan bagi pengambil kebijakan dalam merumuskan strategi pemberdayaan UMKM di Indonesia.
Metaphor Depicted in Taylor Swift's Songs Salsabila, Dea; Damayanti, Indah; Puspa, Adelia
International Journal of Innovation and Education Research Vol. 4 No. 2 (2025): November 2025
Publisher : Universitas Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33369/ijier.v4i2.47240

Abstract

A metaphor is a figure of speech or figurative language used to make an indirect comparison between two different things. Metaphors can be found in various media, including song lyrics. This research aims to determine the types of metaphors and their meanings in Taylor Swift's album "The Tortured Poets Department: The Anthology." A qualitative descriptive method with data tabulation as the main instrument was employed. The research steps included downloading the song lyrics, listing all the lyrics in sequence, reading them thoroughly, and then identifying and classifying the metaphors using codes before inserting the metaphors into the instruments. The research object contained all the songs on Taylor Swift's latest album, "The Tortured Poets Department: The Anthology." This study utilized the theory of Lakoff and Johnson (2003), which categorizes metaphors into three types: structural metaphors, orientational metaphors, and ontological metaphors. The research found 135 data on structural metaphors, 65 data on orientational metaphors, and 280 data on ontological metaphors. The research concluded that ontological metaphors were the most frequently found, while orientational metaphors were the least frequently found.    Keywords: Metaphor, Structural Metaphor, Orientational Metaphor, Ontological Metaphor, Song Lyrics, Taylor Swift
IMPLEMENTASI PENDIDIKAN BUDI PEKERTI DISIPLIN DI SEKOLAH DASAR DALAM MENGHADAPI TANTANGAN DALAM PENERAPANNYA Damayanti, Indah; Nuraini, Joya; Tania Putri, Liana; Fitri Nurdiantiny, Melani; Nabil Muttaqin, Muhammad; Iskandar, Sofyan
Pendas : Jurnal Ilmiah Pendidikan Dasar Vol. 10 No. 04 (2025): Volume 10 No. 04 Desember 2025 Press
Publisher : Program Studi Pendidikan Guru Sekolah Dasar FKIP Universitas Pasundan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23969/jp.v10i04.39046

Abstract

This study examines the implementation of discipline focused character education in elementary schools and the challenges encountered in its application amid rapid technological and social changes. The purpose of this research is to analyze the forms of discipline, the influencing factors, the obstacles faced by schools, teachers, and students, and to identify effective strategies for strengthening discipline as a fundamental character value. Using a qualitative approach through a systematic literature review, the study analyzes journal articles, books, policy documents, and research reports published within the last ten years. Data were collected through source mapping, thematic categorization, and synthesis to obtain a comprehensive understanding of discipline development in elementary education. The findings indicate that student discipline remains inconsistent, as evidenced by habitual lateness, incomplete assignments, inattentiveness, and failure to follow school rules. These issues arise due to unclear regulations, inconsistent enforcement, weak teacher role modeling, limited parental involvement, and negative peer or media influence. The study explains that such challenges persist because students have not fully internalized discipline and because schools often focus on punitive measures rather than constructive character-building approaches. Therefore, the success of discipline implementation depends on collaborative support between schools, teachers, parents, and the broader community. The study concludes that solutions such as co-constructing classroom rules, habit-building routines, positive teacher modeling, improved classroom management, home school collaboration, and balanced reward and consequence systems significantly enhance students disciplinary behavior. These strategies have a positive impact on creating conducive learning environments, strengthening students responsibility, self-control, and moral awareness, and promoting long-term character development. Ultimately, discipline-centered character education shapes students into competent, ethical, and responsible individuals who are prepared to face future challenges.
Co-Authors - Afrizal Alamsyah Harahap, Alamsyah Ani, Ikke Lusi Arono Bulan Tati Fitria Datuamas, Padila Zikrila A. Dedi Haswan Dian Laksmi Dewi, Cokorde Istri Eka Sari Setianingsih, Eka Sari Fakri, M. Nurul Fauziah, Salma Muna Fitri Nurdiantiny, Melani Habibah Hanum Nasution, Habibah Hanum Hardiah, Mei Hasan, Haidar Hidayah, Titin Ikbal Ikbal Ikhwanisifa, Ikhwanisifa Insani, Arika Nur Izar, Sri Listiana Julianingsih , Tika KARYOTO, KARYOTO Kasmaini, Kasmaini Kurniawan, Ildi Lubis, Wika Hanida Maysyaroh, Maysyaroh Mialasmaya, Siti Mohammad Masykuri Musfira, Musfira Nabil Muttaqin, Muhammad Nasriani Nasriani Nila Kesumawati Nuraini, Joya Nurdiana Nurdiana Nurlela Nurlela Pratama, Rian Andesta Purana, R. Deni Purnamasari, Sri Hadiati Puspa, Adelia Putri, Chinta Ade Radea Respati Paramudhita Ralia, Ainun Ramdani, Adam Rita Susanti Roslina, Nita Yura Roswati, Roswati Sabarudin, Syafrizal Salsabila, Dea Sari, Oktia Puspita Selpia, Apriza Sholihah, Sana Siti Khotimah Sofyan Iskandar, Sofyan Sri Yamtinah Sukesi, Erni Suryati, Ninda Susanti, Olif Rina Suyitno Suyitno Syafryadin, Syafryadin Tania Putri, Liana Tansar, Indri Ayu Taubah, Indriani Devinta Wijaya, Abraham Louise Wisma Yunita Yulitaningrum, Siti Khoirul Yuni Wulandari Zahdan, Zahdan Zamhari, Ahmad