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All Journal I-ECONOMICS: A Research Journal on Islamic Economics Jurnal Ilmiah Ekonomi Islam Scientific Journal of Reflection : Economic, Accounting, Management and Business Syi'ar Iqtishadi JURNAL PENDIDIKAN TAMBUSAI ADLIYA: Jurnal Hukum dan Kemanusiaan Jurnal Perspektif Dinasti International Journal of Digital Business Management JCIC: Jurnal CIC Lembaga Riset dan Konsultan Sosial Komitmen : Jurnal Ilmiah Manajemen Al-Muamalat : Jurnal Ekonomi Syariah Jurnal Ilmu Akuntansi dan Bisnis Syariah (AKSY) EKONOMIKA45 Journal of Islamic Economics and Business JISMA: Jurnal Ilmu Sosial, Manajemen, dan Akuntansi Gunung Djati Conference Series Ekalaya : Jurnal Ekonomi Akuntansi Riset Ilmu Manajemen Bisnis dan Akuntansi Neraca: Jurnal Ekonomi, Manajemen dan Akuntansi Jurnal Ilmiah Ekonomi dan Manajemen Al-Zayn: Jurnal Ilmu Sosial & Hukum Neraca Manajemen, Akuntansi, dan Ekonomi Moneter : Jurnal Ekonomi dan Keuangan Menawan : Jurnal Riset dan Publikasi Ilmu Ekonomi Vitalitas Medis : Jurnal Kesehatan Dan Kedokteran Quantum Wellness : Jurnal Ilmu Kesehatan Jurnal Pajak dan Analisis Ekonomi Syariah Jurnal Ekonomi, Akuntansi dan Perpajakan Jurnal Ilmiah Ekonomi, Akuntansi dan Pajak Jurnal Inovasi Ekonomi Syariah dan Akuntansi Journal of Islamic Contemporary Accounting and Business Jurnal Bisnis Inovatif dan Digital Akuntansi dan Ekonomi Pajak: Perspektif Global Jurnal Bisnis, Ekonomi Syariah dan Pajak Jurnal Riset Multidisiplin Edukasi Risalah Iqtisadiyah: Journal of Sharia Economics Teknofile, Jurnal Sistem Informasi Jurnal Akuntansi Syariah (JAkSya) Jurnal Restorasi: Hukum dan Politik Ar-Rasyid: Jurnal Publikasi Penelitian Ilmiah
Mia Lasmi Wardiyah, Mia Lasmi
UIN Sunan Gunung Djati Bandung
Religion Agriculture, Biological Sciences & Forestry Arts Humanities Biochemistry, Genetics & Molecular Biology Chemical Engineering, Chemistry & Bioengineering Chemistry Computer Science & IT Control & Systems Engineering Decision Sciences, Operations Research & Management Dentistry Economics, Econometrics & Finance Education Electrical & Electronics Engineering Energy Engineering Environmental Science Health Professions Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Mathematics Medicine & Pharmacology Nursing Public Health Social Sciences Other

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Analisis Konsep Independensi Dewan Pengawas Syariah dalam Penerapan Prinsip Syariah di Lingkungan Perbankan Syariah Zulbaidah Zulbaidah; Mia Lasmi Wardiyah; Bobang Noorisnan Pelita; Dedi Supriyadi; Nurul Hasana
EKONOMIKA45 :  Jurnal Ilmiah Manajemen, Ekonomi Bisnis, Kewirausahaan Vol. 10 No. 2 (2023): Juni : Jurnal Ilmiah Manajemen, Ekonomi Bisnis, Kewirausahaan
Publisher : Fakultas Ekonomi Universitas 45 Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30640/ekonomika45.v10i2.1969

Abstract

The Sharia Supervisory Board is obliged to direct, review, and supervise the activities of financial institutions so that it can be believed that they comply with Islamic sharia rules and principles, the fatwa of the Sharia Supervisory Board rules binding the Islamic financial institutions. The Shari'ah Supervisory Board has a heavy and strategic task so it takes a high professional to live it.The objectives of this research are: To find out the role of the Sharia Supervisory Board in supervising and handling the issue of Compliance with Islamic principles in Islamic Banking; To find out the obstacles faced by the Sharia Supervisory Board in upholding sharia economic principles in Sharia Banking; and to find out the steps shown by the Sharia Supervisory Board in upholding the principle of Independence in Sharia Banking.This research uses a conceptual approach that explains the concept of the independence of the Sharia Supervisory Board in carrying out sharia supervision activities in sharia banking.The result of this research is that Supervision in Sharia Banking is carried out to ensure the suitability of all bank operations with sharia principles and rules, namely by issuing fatwas, rules, and directives in fiqh issues which are used as guidelines for management in operating Islamic banks. With regard to independence, members of the Sharia Supervisory Board must not be part of the employees of the Islamic bank. Although he was appointed by the General Meeting of Shareholders, however, the matter of approval must come from the National Sharia Board. The Shari'ah Supervisory Board also has a work system and certain tasks as do other oversight bodies. The absence of influence from directors, commissioners and employees in Sharia Banking is able to shake the decision of the Sharia Supervisory Board in assessing fund distribution and internal audit activities in the Sharia compliance report in Sharia Banking.
Potensi Dan Pengelolaan Wakaf Uang Untuk Pengentasan Kemiskinan Di Indonesia Neni Nuraeni; Mia Lasmi Wardiyah
EKONOMIKA45 :  Jurnal Ilmiah Manajemen, Ekonomi Bisnis, Kewirausahaan Vol. 10 No. 1 (2022): Desember : Jurnal Ilmiah Manajemen, Ekonomi Bisnis, Kewirausahaan
Publisher : Fakultas Ekonomi Universitas 45 Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30640/ekonomika45.v10i1.2033

Abstract

This study explores the potential and management of cash waqf that can later be projected for poverty alleviation in Indonesia. Cash waqf is considered as one of the potential solutions for poverty alleviation, but its role has yet to be significant. The potential of cash waqf can be maximized through the cooperation of various institutions. The research method used is descriptive-analytical by reviewing various literature and data relevant to the issues raised. The results show that the potential of cash waqf is huge, but the collective awareness of the community still needs to be improved. Managing cash waqf through investment in financial instruments and the real sector is important and has the potential to alleviate poverty. In safeguarding the value of the waqf itself, it can be guaranteed by deposit insurance institutions and sharia insurance. Poverty alleviation can be achieved through collaboration between waqf institutions, the community, and the government, which is a concrete step towards realizing this goal.
Korelasi Penggunaan Media Sosial dan Pola Tidur Mahasiswa UIN Sunan Gunung Djati Inda Maula Zulfa; Ajeng Saeful Putri; Sulthon Ahmad Nawawi; Ghefira Rahima; Mia Lasmi Wardiyah
Quantum Wellness : Jurnal Ilmu Kesehatan Vol. 2 No. 2 (2025): Juni : Quantum Wellness : Jurnal Ilmu Kesehatan
Publisher : Lembaga Pengembangan Kinerja Dosen

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62383/quwell.v2i2.1869

Abstract

The rapid growth of social media among university students raises concerns regarding its impact on health, particularly sleep patterns. This research investigates the link involving social media usage intensity and students’ sleep patterns. A descriptive quantitative approach was employed through a survey method involving 30 active undergraduate students from various universities in Indonesia, using a survey based on Likert items. The analysis applied Pearson’s correlation to assess the intensity and orientation of the link between variables. The results revealed a strong and affirmative link between social media engagement and sleep pattern disturbances, indicated by a correlation score of 0.655. This reflects that greater intensity in using social media is associated with increased likelihood of disrupted sleep patterns, including irregular sleep schedules, reduced sleep duration, and decreased sleep quality. These findings emphasize the importance of better digital time management and educational interventions regarding healthy sleep habits, both for students and higher education institutions.
Analisis Efektivitas Penyaluran Pembiayaan Murabahah terhadap Pertumbuhan Laba Bersih: Studi Kasus Bank BJB Syariah KCP Lippo Cikarang Fahmi Irfanulloh; Mia Lasmi Wardiah
Jurnal Bisnis Inovatif dan Digital Vol. 2 No. 3 (2025): Juli : Jurnal Bisnis Inovatif dan Digital
Publisher : Asosiasi Riset Ilmu Manajemen Kewirausahaan dan Bisnis Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61132/jubid.v2i3.612

Abstract

This study aims to analyze the effectiveness of murabahah financing distribution on net profit growth at Bank BJB Syariah KCP Lippo Cikarang. The background of the study is based on the importance of murabahah financing as one of the main products of Islamic banks in supporting profit growth, as well as the need to ensure that the distribution of financing runs effectively and has a positive impact on the bank's financial performance. This study uses a qualitative method with a case study approach, where data is collected through in-depth interviews and internal bank documentation. The results of the study indicate that the distribution of murabahah financing at Bank BJB Syariah KCP Lippo Cikarang has been running effectively, marked by a consistent increase in net profit during the study period. This finding indicates that optimizing the murabahah financing distribution process can be an important strategy in increasing the profitability of Islamic banks. The implication of this study is the need to strengthen the financing monitoring and evaluation system so that the effectiveness of distribution is maintained and is able to provide maximum contribution to the growth of the bank's net profit.
Analisis Hubungan Antara Penggunaan Musik dan Tingkat Konsentrasi Mahasiswa Wulan Siti Nurjanah; Riantika Mutiara; Muhammad Al Ghifari; Mia Lasmi Wardiyah
Vitalitas Medis : Jurnal Kesehatan dan Kedokteran Vol. 2 No. 3 (2025): Juli: Vitalitas Medis : Jurnal Kesehatan dan Kedokteran
Publisher : Lembaga Pengembangan Kinerja Dosen

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62383/vimed.v2i3.1968

Abstract

This study investigates the correlation between music-listening habits and students’ concentration levels during academic tasks. The research is motivated by the prevalent tendency among students to listen to music while studying, despite ongoing debates regarding its cognitive effects. Employing a quantitative research design, the study utilizes a survey method by distributing questionnaires to students across various academic disciplines. The collected data were analyzed using correlation techniques to examine the association between the frequency of music listening and levels of concentration. The results indicate a significant relationship between the type of music and students’ concentration, although the degree of impact varies based on the nature of the academic activity and individual preferences. These findings offer valuable insights for students and educational institutions in fostering more effective and supportive learning environments.
Analisis Efektivitas Penyaluran Pembiayaan Murabahah Terhadap Pertumbuhan Laba Bersih : Studi Kasus: Bank BJB Syariah KCP Lippo Cikarang Ang Riqko Suhendi; Mia Lasmi Wardiyah
Jurnal Inovasi Ekonomi Syariah dan Akuntansi Vol. 2 No. 3 (2025): Mei: Jurnal Inovasi Ekonomi Syariah dan Akuntansi (JIESA)
Publisher : Asosiasi Riset Ekonomi dan Akuntansi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61132/jiesa.v2i3.983

Abstract

This study aims to analyze the effectiveness of murabahah financing distribution on net profit growth at Bank BJB Syariah Lippo Cikarang Branch Office (KCP). The method used in this study is a descriptive qualitative method with a case study approach. Data were obtained through in-depth interviews with internal bank parties, direct observation, and documentation of financial reports and murabahah financing data from previous years. The results of the study indicate that murabahah financing distribution at Bank BJB Syariah KCP Lippo Cikarang has a significant contribution to increasing net profit, especially because of the characteristics of murabahah which provides a fixed profit margin for the bank. However, financing effectiveness is also influenced by external factors such as macroeconomic conditions, people's purchasing power, and the bank's ability to analyze financing risks. Overall, the strategy of murabahah financing distribution that is right on target and good risk management has been proven to be able to increase bank profitability. This study is expected to be a reference for management in improving the quality of financing distribution and financial management based on sharia principles.
Pengaruh Statistik Inferensial dalam Pengambilan Keputusan Investasi Margana, Marina Silvya; Aziz Ramdhani, Muhammad Abdul; Gitsni, Muhammad Faizal; Haikal Kamil, Muhammad Rizki; Sandrina, Nahla Galuh; Wardiyah, Mia Lasmi
JISMA: Jurnal Ilmu Sosial, Manajemen, dan Akuntansi Vol 3 No 1 (2024): April 2024
Publisher : Melati Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

The application of inferential statistics in investment decision-making is a critical step in the world of modern finance. This research aims to explore how inferential statistical methods, such as regression, analysis of variance (ANOVA), and hypothesis testing, can be used to identify profitable investment opportunities and manage risk. Through case studies and historical data analysis, this research demonstrates that the use of inferential statistics can improve prediction accuracy and provide a stronger basis for investment decision-making. The results of this study are expected to provide insights for investors and portfolio managers in designing more effective investment strategies. Translated with DeepL.com (free version)
PENGARUH DISKON SHOPEE TERHADAP KEPUTUSAN PEMBELIAN MAHASISWA Saeful Anwar; Najla Kayla; Azzam Izzudin; Nabil Makarim; Mia Lasmi Wardiyah
JURNAL ILMIAH EKONOMI DAN MANAJEMEN Vol. 3 No. 6 (2025): Juni
Publisher : CV. KAMPUS AKADEMIK PUBLISING

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61722/jiem.v3i6.5005

Abstract

The discounts offered by the e-commerce platform Shopee on students' purchasing decisions are the subject of this research. Discounts are one of the promotional tactics commonly used to attract customers, especially students who are price-sensitive. For this research, a quantitative survey method was used. 30 respondents were students who had previously shopped on Shopee. The instrument validity and reliability tests and prerequisite analyses included normality tests. Data were processed using SPSS Statistics 27. The influence of discounts on purchasing decisions was measured through simple linear regression data analysis. The results showed that discounts significantly affect students' purchasing decisions. These findings highlight the importance of promotions with discounts to draw young customers to make purchases.
Efek Interaksi Sosial Digital terhadap Impulsivitas Belanja Online pada Generasi Z Latif, Ayi Abdul; Kartika Dwifa Siregar; M. Rafeli Iskandar; Ririn Nur Widyastuti; Mia Lasmi Wardiyah
JURNAL ILMIAH EKONOMI DAN MANAJEMEN Vol. 3 No. 6 (2025): Juni
Publisher : CV. KAMPUS AKADEMIK PUBLISING

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61722/jiem.v3i6.5098

Abstract

The rapid growth of digital technology and social media has changed the way individuals interact and make decisions in shopping, especially among Generation Z who are very active in the online environment. This study aims to analyze the influence of digital social interactions on online shopping impulsivity in Generation Z. This study explores how exposure to digital peer influence, user-generated content, and social engagement through platforms such as Instagram, TikTok, and online forums drive unplanned shopping behavior. This study uses a quantitative approach with a survey of 30 Generation Z respondents aged 18–25 years who are active online shoppers and involved in digital social platforms. Data analysis was conducted using simple linear regression to test the relationship between digital social interactions and impulsive shopping tendencies. The results showed a significant positive relationship, where the higher the intensity of digital social interactions, the higher the level of impulsivity in online shopping. These findings indicate that digital social influences play an important role in shaping the consumption behavior of the younger generation. This study contributes to the development of literature in consumer psychology and digital behavior, as well as being the basis for formulating ethical digital marketing strategies and consumer education in the digital era.
Pengaruh Ulasan dan Rating Produk terhadap Minat Beli Berdasarkan Kelompok Usia pada Platform E-commerce Andri Suwendi; Nabila Indriani; Najla Sahla Sahira; Mia Lasmi Wardiyah
Moneter : Jurnal Ekonomi dan Keuangan Vol. 3 No. 3 (2025): Juli : Moneter : Jurnal Ekonomi dan Keuangan
Publisher : Asosiasi Riset Ekonomi dan Akuntansi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61132/moneter.v3i3.1498

Abstract

This study aims to determine whether there is a significant difference in the influence of product reviews and ratings on purchase intention on e-commerce platforms based on age groups. The research used a quantitative approach with a comparative design. A total of 42 respondents participated, consisting of 21 individuals under the age of 25 and 21 individuals over the age of 25. Data were collected using a Likert-scale questionnaire covering three main aspects: product reviews, product ratings, and purchase intention. All 15 statements in the questionnaire were tested and found to be valid. Data analysis included validity testing, reliability testing, normality testing, and the Mann-Whitney U test to compare age groups. The results showed a significant difference between the two age groups regarding the influence of reviews and ratings on purchase intention. These findings indicate that age influences how individuals respond to evaluative information on e-commerce platforms. Therefore, digital marketing strategies should consider demographic differences to more effectively target diverse consumer groups.
Co-Authors Abdul Rojak, Abdul Abdullah Azzam Abidin, Deden Zaenal Ade Ponirah Adi Muhammad Syalimul Gaos Agustian, Muhammad Helmi Aini, Haniva Khuratul Aisyah Mega Benazira Ajeng Saeful Putri Akhirni Putri, Firna Flarestiana Al-Rasyid, Camelia Sofwan Alfarizi, Muhammad Bintang Alfiani, Mita Alifya, Afifah Ilmi Alya Afriliani Amia Putri Rafiani Andini Amalia Putri SW Andri Suwendi Ang Riqko Suhendi Anggraeni, Sri lestari Anjani, Sakila Meila Apriani, Nurul Ardillah, Nadwa Rahma Arham, Salwa Mayassarah Ariani Putri Utami Aribbah Fitroti Arif Budiman Asih, Alifah Sukma Aulia, Ghina Zahrah Auliyana, Auliyana Az Zahra, Aulia Falent Azahra, Hilma Amanatus Sa’adah Aziz Ramdhani, Muhammad Abdul Aziz, Fahmi Azzam Izzudin Bobang Noorisnan Pelita Dedi Supriyadi Delia Futri Apriliani Deska Pratama Dewi, Tia Junita Diani, Alika Rahmalia Diansyah, Hani Nur Dina Ecky Saputri Dini Hanifah Dwibasha’ir Budiman, Muhammad Danang Dzikrayah, Fithri Eldiani, Nita Erwin Munandar Fadhlurrahman, Muhammad Shidqi Fahira, Nabila Zumar Fahmi Hasan Nugroho Fahmi Irfanulloh Fakhrur Rozi Ramdhani Fauziah, Adinda Rahma Fauziah, Sofia Maryam Fauzy Abdurrohman Fazriani, Eva Febrian, Muhammad Egi Fiddienillah, Qheista Noor Filardhy, Muhammad Khalifah Fithri Dzikrayah Ghefira Rahima Gitsni, Muhammad Faizal Gumilang, Redi Gumilar, Asya Nurbayani Hafidhlatul H, Kalyca Najmi Hafizh Febryansyah Sonjaya Haifa Nur Jubaidah Haikal Kamil, Muhammad Rizki Hanina, Savira Hayatul Fazri, Muhammad Haikal Hendrayana, Nanda Nursyahira Hidayat S, Viola Aulia Hudiah, Nuri Nurul Ilham Abdullah, Ilham Inda Maula Zulfa Irfanullah, Fahmi Istiqomah, Iis Iwan Setiawan Izzul Haq Firman Maulana Kamila, Gisa Raenisa Kartika Dwifa Siregar Khaidir Ali Fachreza Khoerunnisa, Agna Khoirunnisa, Afifah Latif, Ayi Abdul Lestari, Kinanti Mugi M. Rafeli Iskandar Malika Aura Kinanti Margana, Marina Silvya Marliani, Amalia Matsani, Qurana Sab’ul Maulana, Izzul Haq Firman Meilani, Dini Mia Nurhasanah Miftahul Chair Moch Alfiana Candra Jani Mochammad Rival Wijaya Putra Mugni, Halim Abdul Muhammad Al Ghifari Muhammad Daffa Muhammad Faiz Haikal Muhammad Izzudin Islam Muhammad Rafly Muhwan Hariri, Wawan Mukhlis Harvian Muslimah, Adrezka Mudina Mutiara Putri, Ghaitsa Nabil Makarim Nabila Indriani Nabila Nandayanti Nadya Nur Haplah Najla Kayla Najla Khayira Najla Sahla Sahira Nanda Kuswandari Nasya Zahra Naufal Aziz Maulana Neni Nuraeni Ni’matul Aliyah Nuraini Laila Sari Nuraini Laila Sari Nurhaliza, Nasywa Sania Nurhalizah, Siti Nurhasanah, Dalih Mutiara Nurjaman, Muhamad Izazi Nurlaela, Seli Nurlaila, Lela Nurmalasari, Andini Nurul Azmi Muhamad Tauhid Nurul Hasana NURUL RAHMAWATI Nuryanti , Juju Oktaviani, Siti Atikah Oktiani, Rashifah Zahra Pangestu, Trimas Arya Paujiah, Ninda Nabila Permatasari, Adila Pingkan Salsa Hadiansyah Ponirah, Ade Pramesti, Suci Rahayu Pratama, Deska Putri Apriyani Putri Dina Amelia Putri, Ghaitsa Mutiara Putri, Melinia Putri, Shellya Eka Qheista Noor Fiddienillah Rabani, Kayla Fatha Rabbani, Raihan Ahmad Rahayu , Halimah Auliya Rahmadani, Nova Analia Rahmat, Nailla Alifia Ramadhani Irma Tripalupi Ramadhani, Najwa Syarifah Ramdhan, Muhammad Luthfi Ramdhani, Fakhrur Rozi Raudhatul Jannah Regina Lathifah Zahra Riantika Mutiara Ridwan Effendi Rifka Aqila Rika Afrianti Putri Ririn Nur Widyastuti Rizqy Hizbullah Ziyaulhaq Robbani, Burhanuddin Rohmah, Tria Najiatul Rosmayanti, Maya Roudhotul Hayati Nurislami Rusli, Ranti Afrilianti Saeful Anwar Sandra Siti Nurjanah Sandrina, Nahla Galuh Sani Dwina Putri Saputra, RM. Indra Jaya Saputri, Dina Ecky Sari, Nuraini Laila Satrio Bimo Ananda Sa’idah, Meilatus Setiawan, Iwan Setya, Oriza Purna Shafira Aulia Az-Zahra Shifa Nurhayati Shofie, Maulaya Silvia Septiani Siti Hawa Febriani Siti Nur Azizah, Siti Nur Siva, Kamelia Sobana, Dadang Husen Subagja, Haifa Aulia Nurshafiyyah Suhendi, Ang Riqko Sukawati, Maudi Nabila Sulthon Ahmad Nawawi Sutrisna, Muhammad SW, Andini Amalia Putri Syarah, Asri Mariam Syifa Rahmatul Awaliyah Talitha Nabilah Tamami, Ahmad Trisnawati, Cahyani Laras Tsaqif, Thoriq Ahmad Ukasha, Muhammad Gala Ulpaija, Siti Utami, Ariani Putri Utami, Sinbi Fitria Vania Alya Zanatha Wawan Muhwan Hariri Wildan Hilmawan Wulan Siti Nurjanah Yamin, Zahra Yasir Ahmad Muyassar Yasmin Sherlly Aulia Zamba, Nabila Zavier Hidayat, Muhammad Akhdan Zenny Pebrianti Zulbaidah Zulbaidah