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All Journal Ahkam: Jurnal Ilmu Syariah Al-Manahij: Jurnal Kajian Hukum Islam Indonesian Journal of Applied Linguistics (IJAL) IJTIHAD Jurnal Wacana Hukum Islam dan Kemanusiaan JMM17: Jurnal Ilmu Ekonomi dan Manajemen Al-Ahkam Episteme: Jurnal Pengembangan Ilmu Keislaman Al-Ihkam: Jurnal Hukum dan Pranata Sosial Al-Ahkam: Jurnal Ilmu Syari'ah dan Hukum Asy-Syir'ah: Jurnal Ilmu Syari'ah dan Hukum Jurnal Ilmiah Ekonomi Islam DIKTUM: Jurnal Syariah dan Hukum Journal of Islamic Economic Laws Islamic Management: Jurnal Manajemen Pendidikan Islam Jurnal Hukum Ekonomi Syariah EQIEN - JURNAL EKONOMI DAN BISNIS Journal on Education Shirkah: Journal of Economics and Business JUPE : Jurnal Pendidikan Mandala Al-Maslahah Justisia Ekonomika Rayah Al Islam : Jurnal Ilmu Islam Jurnal Hukum Ekonomi Syariah Jurnal Pengabdian Masyarakat Multidisiplin Management of Zakat and Waqf Journal (MAZAWA)) Jurnal At-Tamwil: Kajian Ekonomi Syariah SANGAJI: Jurnal Pemikiran Syariah dan Hukum Al Mashaadir : Jurnal Ilmu Syariah An-Nisbah : Jurnal Perbankan Syariah ALMUJTAMAE: Jurnal Pengabdian Masyarakat Jurnal Al-Hakim : Jurnal Ilmiah Mahasiswa Studi Syariah, Hukum dan Filantropi Ukazh : Journal of Arabic Studies Al-Manahij : Jurnal Kajian Hukum Islam Tarling : Journal of Language Education Mazahib: Jurnal Pemikiran Hukum Islam Jurnal Multidisipliner Bharasa Syarah: Jurnal Hukum Islam dan Ekonomi Jurnal Indonesia Sosial Sains Saree : Research in Gender Studies El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Epistemé: Jurnal Pengembangan Ilmu Keislaman Al-Ahkam: Jurnal Ilmu Syari'ah dan Hukum Journal of Ekonomics, Finance, and Management Studies IQTISHADUNA: Jurnal Ilmiah Ekonomi Kita Jurnal Keislaman Jurnal At-Tamwil: Kajian Ekonomi Syariah Journal of Islamic Economic Laws
Muh Nashiruddin
Universitas Islam Negeri Raden Mas Said Surakarta
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Pengelolaan Zakat Produktif Ternak Kambing Dalam Perspektif Hukum Islam Zul Fahmi; Muh. Nashirudin
IQTISHADUNA: Jurnal Ilmiah Ekonomi Kita Vol 11 No 2 (2022): IQTISHADUNA: Jurnal Ilmiah Ekonomi Kita - December
Publisher : LPPM ISNJ Bengkalis

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46367/iqtishaduna.v11i2.598

Abstract

This research was conducted to analyze how the productive zakat program for goats was carried out by Baitul Mal Forum Komunikasi Antar Masjid (BMFKAM) Surakarta and how Islamic law reviewed the implementation of the program. This study uses a qualitative method with a normative juridical approach. Interviews and documentation carried out data collection techniques. The results of the study found that there was compatibility between the productive zakat program for goat livestock implemented by BMFKAM Surakarta with Islamic law and laws regarding zakat management. The productive zakat program for goats has a tremendous economic impact on beneficiaries, including jobs and opportunities to improve their welfare. Theoretically, this research can be an additional reference for other researchers and academics who wish to conduct the same research on productive zakat, especially goats. This research can inspire the community and zakat managers to make zakat distribution programs more creative, innovative, and beneficial for the community's economic development.
Analisis Akad Pemberian Hadiah dalam Produk Wadiah pada Lembaga Keuangan Syariah Perspektif Hukum Islam Rahmika, Izam Bahtiar; Nashirudin, Muh
Jurnal Hukum Ekonomi Syariah Vol. 7 No. 2 (2024): Oktober
Publisher : Prodi Hukum Ekonomi Syariah Fakultas Agama Islam, Universitas Muhammadiyah Purwokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30595/jhes.v7i2.22488

Abstract

Berkembangnya LKS tentu tidak lepas dari promosi. Salah satu cara yang dilakukan banyak LKS adalah pemberian hadiah pada produk wadiah. Dalam tabungan wadiah berhadiah ini, nasabah akan mendapatkan hadiah tanpa diundi sesuai dengan besaran nominal tabungan dan jangka waktu tabungan yang telah disepakati. Pemberian hadiah pada produk wadiah tentu menimbulkan suatu permasalahan karena pemberian hadiah diberikan setelah terjadinya kesepakatan wadiah, baik pemberian hadiah tersebut dilakukan sebelum teken kontrak maupun sesudahnya. Sehingga, penentuan akad yang dipakai oleh LKS dalam menjalankan praktik ini tentu menjadi sangat menarik untuk dibahas. Jenis penelitian ini adalah penelitian kualitatif. Penelitian ini terfokus pada penentuan akad yang dipakai dalam praktik pemberian hadiah pada produk wadiah. Metode pendekatan yang dipakai adalah pendekatan normatif. Teknik pengumpulan data dalam penelitian ini menggunakan studi literatur. Metode analisis data yang digunakan dalam penelitian ini adalah metode induktif. Kesimpulan yang didapat penulis dalam penelitian ini adalah pemberian hadiah dibolehkan selama niat dan tata cara memberikan hadiah tidak melenceng dari syariat Islam. Pemberian hadiah pada produk wadiah tidak boleh dijanjikan di awal akad wadiah. Hadiah harus berupa bonus yang diberikan secara sukarela. Pada praktik pemberian hadiah, penentuan pemberian hadiah dilakukan pada saat sebelum akad wadiah berlangsung. Pemberi hadiah atau bonus adalah pihak LKS sebagai penerima titipan tanpa dipersyaratkan oleh nasabah sebagai pihak penitip. Pemberian hadiah tidak mengurangi jumlah uang yang dititipkan. Nasabah harus menyepakati besaran deposito awal dan panjang jangka waktu simpanan sebagai persyaratan mendapatkan hadiah. Ketika hadiah diberikan setelah terjadinya akad wadiah, maka hadiah masuk dalam kategori akad ju’alah.
Bank Interest Legality Analysis Between the Perspectives of Darul Ifta' Almishriyyah and Fatwa Authorities in the Islamic World Muchammad Fathoni Fanani; Muh. Nashirudin
Jurnal Indonesia Sosial Sains Vol. 6 No. 3 (2025): Jurnal Indonesia Sosial Sains
Publisher : CV. Publikasi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59141/jiss.v6i3.1649

Abstract

Muslims in every activity must be based on Islamic values in order to achieve happiness in the world and the hereafter, one of which is economic activity. The essence of the prohibition of usury in Islam is to eliminate injustice and remove injustice in every economic transaction. Meanwhile, usury or interest is a form of exploitation of the upper class to the lower class by extracting maximum profit. The purpose of this research is to analyze the legality of bank interest from two authoritative perspectives in the contemporary Islamic world, namely darul ifta' almishriyyah and Fatwa Institutions in the world. These two research objects have different views on the legal status of bank interest. This study uses a qualitative-descriptive method with a normative approach and document analysis of the fatwas of these institutions. The results of the study prove that the majority of the World Fatwa Institutions tend to prohibit the practice of interest in modern banking. According to them, bank interest is not in accordance with the principle of mudhorobah and is included in the category of riba nasiah which is prohibited by Islam. The concept of usury is very far from the principle of justice and prioritizes economic exploitation of weak groups. In contrast, Egyptian fatwa institutions tend to allow lending, especially in the context of modern banking that has been regulated by the state. They have the perspective that the practice of interest that is applied by modern banking today is not included in the category of usury which is absolutely forbidden in Nash.
Islamic Legal Policy on Ultra-Micro Enterprise Financing and Its Implementation from the Perspective of Maqāṣid al-Sharī‘a Diatmoko, Tri; Absori, Absori; Wardiono, Kelik; Nashirudin, Muh; Budiono, Arief
Al-Ahkam Vol. 35 No. 1 (2025): April
Publisher : Faculty of Sharia and Law, Universitas Islam Negeri (UIN) Walisongo Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21580/ahkam.2025.35.1.25207

Abstract

Until the mid-19th century, the Dutch colonialism (the Western world) began to intervene in the indigenous legal systems of Indonesia. The current situation marks the beginning of a decline in the civilization of Muslims, particularly in Indonesia. This development raises concerns about the future of Indonesian society as a whole. This decline permeated various aspects of life, including the field of mu’āmala law, which began to adopt usury-based concepts. This research aims to reconstruct the Islamic legal policy on Ultra-Micro (UMi) Financing as practiced by the Indonesian government, which still contains elements of usury (ribā) in its implementation. This study employs a qualitative approach using empirical-socio-legal research methods involving an analysis of UMi Financing contracts, interviews with stakeholders, and direct observations in Surakarta. The analysis is grounded in the theory of maqāṣid al-sharī’a, including the principles of ribā as outlined in classical Islamic jurisprudence (turāth). The findings reveal a research gap that the current legal policy on Sharia ultra-micro financing implemented by the government had ribā, which is found in classical Islamic texts.
Modernizing Zakat and Waqf Management in Indonesia: A Legal And Governance Perspective Nashirudin, Muh.; Razali, Ramadhan; Ulfah, Almira Keumala
Mazahib Vol 24 No 1 (2025): VOLUME 24, ISSUE 1, 2025
Publisher : Fakultas Syariah UINSI Samarinda

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21093/mj.v24i1.9419

Abstract

Zakat and waqf are vital tools for poverty alleviation in Islamic countries. However, their management often fails to keep pace with technological advancements, so legality and good governance cannot be seen directly by the muzakki. In Indonesia, the largest Muslim-majority country, the digitalization of zakat and waqf has emerged as a significant reform, supported by regulations to improve transparency, accountability, and efficiency. This study examines the integration of corporate governance principles in digital zakat and waqf management, focusing on the regulatory framework that governs these practices. Employing normative legal research, this study analyzes Indonesia’s Zakat Management Law (No. 23 of 2011) and the Waqf Law (No. 31 of 2004), alongside case studies of digital zakat and waqf platforms. The findings highlight that these regulations mandate technology to enhance monitoring, reporting, and fund distribution. Adopting corporate governance frameworks, including digital fundraising, real-time tracking, and performance audits, has substantially increased public trust and participation in zakat and waqf. Nevertheless, challenges remain, such as regulatory gaps in monitoring non-compliance and integrating private sector innovations. This research underscores the importance of strengthening regulatory oversight and adopting global best practices to optimize the socio-economic impact of zakat and waqf in Indonesia.
IMPLEMENTATION OF THREE WINNING FORMULA: INTEGRATED EDUCATION MANAGEMENT MODEL AT PPTQ IBNU ABBAS KLATEN Kusyaeni, Kusyaeni; Retnaningsih, Woro; Nashirudin, Muh; Wardiyono, Kelik
Islamic Management: Jurnal Manajemen Pendidikan Islam Vol. 8 No. 02 (2025): Islamic Management: Jurnal Manajemen Pendidikan Islam
Publisher : Sekolah Tinggi Agama Islam Al Hidayah Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30868/im.v8i02.8605

Abstract

This study aims to describe the implementation of the Three Winning Formula as an integrated education management model at SMAIT Ibnu Abbas Klaten. This study uses a qualitative descriptive approach with data collection through interviews, observations and document studies. Data analysis is carried out through data reduction and checking the validity of data using data triangulation. The results of this study indicate that the integrated education management model 'Three Winning Formula' at SMAIT Ibnu Abbas Klaten is implemented through a structured cycle involving three synergistic units and comprehensive evaluation across all pillars; spiritual, intellectual and managerial. Strengthening aspects of worship, faith and spiritual discipline (for example: congregational prayer, tilawah coaching, dhikr, and Islamic manners). Important findings from research on the Three Winning Formula (Excellent Academics, Tahfidz and Morals, and governance (Good Governance) show that the synergistic integration of the three is the foundation of a strategy in forming an Islamic educational institution that is superior, has character, and is sustainable in the modern era.
Reaktualisasi Fatwa Dewan Syariah Nasional sebagai Instrumen Literasi Keuangan Syariah: Studi Intervensi Edukasi di Pondok Pesantren Nurul Qur’an Simo, Boyolali Wati, Asiah; Nashirudin, Muh; Cahyono, Andi; Lestari, Arum Fitri
ALMUJTAMAE: Jurnal Pengabdian Masyarakat Vol. 5 No. 2 (2025): Agustus
Publisher : Universitas Djuanda Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30997/almujtamae.v5i2.20821

Abstract

Tujuan dari kegiatan pengabdian kepada masyarakat adalah untuk memberikan pengetahuan kepada para santri terkait fatwa DSN sebagai bahan literasi keuangan syariah. Metode yang dilakukan yaitu melakukan sosialisasi, penyampaian materi, dan diskusi, melalui pendekatan edukatif, interaktif, dan kontekstual agar peserta tidak hanya memahami konsep dasar, tetapi juga mampu mengaitkan isi fatwa dengan praktik keuangan harian. Diharapkan bahwa pendekatan ini mampu membentuk kesadaran kritis dan kemampuan praktis santri dalam mengelola keuangan secara syariah. Selain itu, santri yang berasal dari luar daerah juga diharapkan menjadi agen penyebaran literasi keuangan syariah melalui aktivitas mereka setelah keluar dari pondok. Hasil kegiatan menunjukkan adanya peningkatan kesadaran kritis santri terhadap pentingnya pengelolaan keuangan sesuai prinsip syariah, serta antusiasme untuk mengintegrasikan nilai-nilai tersebut dalam kehidupan sehari-hari. Simpulan dari kegiatan ini menegaskan bahwa pendekatan edukatif berbasis fatwa DSN efektif dalam memperkuat literasi keuangan syariah di kalangan santri. Ke depan, disarankan adanya keberlanjutan program serupa dengan pendekatan kolaboratif bersama lembaga keuangan syariah.
Istihsan dan Formulasinya (Pro Kontra Istihsan dalam Pandangan Mazhab Hanafi dan Syafi’i) Nashirudin, Muh.
Asy-Syir'ah: Jurnal Ilmu Syari'ah dan Hukum Vol 43 No 1 (2009)
Publisher : UIN Sunan Kalijaga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.14421/ajish.v43i1.95

Abstract

Tulisan ini memberikan sedikit gambaran tentang perbedaan antara pendukung dan penentang istihsan yang pada hakikatnya hanya berupa perbedaaan redaksional. Sebagai sebuah metode penetapan hukum yang tetap berpegang pada dalil, istihsan disepakati penggunaannya oleh semua ulama. Istihsan juga tidak terbatas menggunakan qiyas khafi sebagai lawan dari qiyas jali, akan tetapi juga bisa dengan berdasar pada nash, ijma’, ‘urf, dan dharurah. Bila melihat bahwa tujuan utama penggunaan istihsan adalah menghilangkan  kesulitan dan mencapai kemaslahatan  maka istihsan merupakan salah satu metode penetapan hukum yang sangat mungkin untuk dilakukan pengembangan dan modifikasi agar bisa menjadi salah satu metode penetapan hukum yang dinamis, berkembang sesuai dengan perkembangan waktu. 
RELEVANCE OF ISLAMIC BANKING IN INDONESIA TO THE MUAMALAH SYSTEM OF THE PROPHET AND THE CALIPH Anantyasari, Malta; Suwarno, Agus Endro; Nashirudin, Muh.; Mu’awanah, Chabibatul; Asri, Nuraini Binti
Journal of Islamic Economic Laws Vol 5, No 2 July 2022
Publisher : Universitas Muhammadiyah Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23917/jisel.v5i2.17657

Abstract

The emergence of Islamic banks in Indonesia today is increasingly mushrooming. This emergence is inseparable from the role of the number of Muslim populations in Indonesia who want an Islamic economic and banking system that is far from usury. The Islamic banking system has been exemplified by the Prophet Muhammad and his companions in the past. His companions have become the basis or foundation for establishing Islamic banks. However, in reality, in Indonesia, the relevance of the Islamic banking system is less attractive. This research is descriptive qualitative research, using the library research method. This study aims to examine the practice of Islamic banking as exemplified at the time of the Prophet Muhammad SAW and to see the relevance and development of Islamic banking practices in Indonesia. This study concludes that the model of banking services, products, and activities exemplified by the Prophet is still used in the Islamic banking system in Indonesia. However, many Islamic bank practices deviate and are not by Sharia rules.
Analisis Yuridis Normatif Akad Gadai Emas (Rahn) dalam Sistem Hukum Perbankan Syariah Rosaadi, Syabila; Muh. Nashirudin
Jurnal Keislaman Vol. 8 No. 2 (2025): Jurnal Keislaman
Publisher : Sekolah Tinggi Agama Islam Taruna Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54298/jk.v8i2.471

Abstract

Penelitian ini mengkaji praktik gadai emas  di bank syari’ah, sepenuhnya  sesuai prinsip syariah yang berdasarkan keputusan Dewan Syariah Nasional (DSN) MUI No. 26 atau selama ini belumlah pantas, nyatanya masih ada beberapa masalah yang timbul seperti: biaya simpan yang mahal, nilai pinjaman tidak sesuai harga emas, dan kekhawatiran adanya unsur riba karena penggabungan beberapa akad. Dengan metode analisis hukum syariah, penelitian menemukan bahwa meski secara formal sudah mengikuti fatwa MUI, tetapi ada yang perlu diperbaiki. Misalnya, biaya penyimpanan emas seharusnya dihitung berdasarkan biaya nyata penyimpanan, bukan berdasarkan harga emas yang digadaikan. Peneliti menyarankan perbaikan aturan, seperti menghapus biaya penyimpanan emas, sebab emas tidak memerlukan perawatan khusus - berbeda dengan hewan ternak yang memang butuh biaya perawatan. Selain itu, secara prinsip syariah, bank sebagai penerima gadai sudah seharusnya bertanggung jawab atas penyimpanan emas tersebut, karena barang telah berpindah tangan ke bank sebagai bagian dari akad gadai, kemudian menggunakan tarif flat yang lebih adil. Agar produk gadai emas syariah benar-benar mencerminkan keadilan, tolong menolong dan bebas riba seperti yang diharapkan.    
Co-Authors Absori Absori Agus Endro Suwarno Ahmad Azaim Ibrahimy Ali Ahmad, Zulfikar Almira Keumala Ulfah Anantyasari, Malta Anisatuzzahro, Farikha Anissa Widiyastuti Arief Budiono Aris Widodo Asri, Nuraini Binti Chabibatul Mu'awanah Devi, Elvira Rahma Dewi, Yuni Ratna Diatmoko, Tri Fadilah Qotimatun Puji Rahayu Fairuz Sabig Fairuz Sabiq Fanani, Muchammad Fathoni Fatah, Hairil Gatot Sujantoko Hairil Fatah Hikmawati, Fu'aida Nur Iskandar Dzulkarnain Isnaini, Sholikul Kelik Wardiono Kurnia Cahya Ayu Pratiwi Kusyaeni, Kusyaeni Laksono Trisnantoro Lestari, Arum Fitri Lilik Untari M Usman M Usman M. Usman Maemunah Maemunah Malta Anantyasari Marjani Putri, Muslifah Millatus Sa'adah Moch Rusli Moh Abdul Kholiq Hasan Muchammad Fathoni Fanani Mudofir Muhammad Khoiru Sa'i Muhammad Zainal Muttaqien Munir AlMubaroq, Misbakhul Mu’awanah, Chabibatul Nawawi Nawawi Nawawi Nawawi Nur Sahid Nuraini Binti Asri Nurrahman, M. Wildan Pratiwi, Kurnia Cahya Ayu Priwitasari, Ashlih Rahmika, Izam Bahtiar Ramadhan Razali, Ramadhan Respati, Agung Rial Fuadi Rifqi Firmansyah Robith Khoiril Umam Rosaadi, Syabila Saifullah, Ulinnuha Sartika, Yustin SF Luthfie Arguby Purnomo SF. Lukfianka Sanjaya Purnama Shabrina An Adzhani Sholikul Isnaini Sujantoko, Gatot Sulistyaningsih Meliana Sumiati Surya Atmajaya, Ratu Sutikno, Annisyatulhuda Rani Ayuningtyas Uju Suji’ah Wardiyono, Kelik Wati, Asiah Widiyastuti, Anissa Woro Retnaningsih Zaki, Miftahuz Zul Fahmi